Latest / We Talk Back / It's All About The Benjamins

Transcript

It's All About The Benjamins · We Talk Back

• 0:03
  Speaker 1: For more podcasts from iHeart Radio, visit the iHeartRadio app,
• 0:08
  Speaker 1: Apple podcast, or whatever you listen to your favorite shows.
• 0:11
  Speaker 1: Welcome to We talk Back podcast, the production of iHeart
• 0:15
  Speaker 1: Radio and the Black Effect Network Talk Talk Talk.
• 0:20
  Speaker 2: We're just two unapologetically black women with an opinion who talks.
• 0:27
  Speaker 2: Y'all really be living with these niggas and that's crazy
• 0:30
  Speaker 2: to me?
• 0:34
  Speaker 1: Bitch were starting the show? Why are you talking about me?
• 0:36
  Speaker 2: Anyway? What's up?
• 0:40
  Speaker 1: Y'all? Thank you for tuning in for a new episode
• 0:42
  Speaker 1: and We Talk Back, a show dedicated to you by
• 0:46
  Speaker 1: just will be shocking up in the niggas that don't
• 0:48
  Speaker 1: is your co host? AJ Holiday two point Oh?
• 0:51
  Speaker 2: What's up?
• 0:51
  Speaker 1: Ten?
• 0:52
  Speaker 2: It's official team band. I love y'all once again. I
• 0:55
  Speaker 2: love you too. AJ. How you doing. I'm doing well?
• 1:00
  Speaker 1: Okay, it's sunny outside. I feel good. I feel like
• 1:04
  Speaker 1: I'm you know, lucky again this week?
• 1:06
  Speaker 2: How was your weekend? What'd you do? Nothing?
• 1:09
  Speaker 1: Bitch went a boy? A band went by the bed
• 1:12
  Speaker 1: because the bitch been sleeping on the mattress on the floor.
• 1:15
  Speaker 1: Yes it's a good one though, costs a couple of dollars,
• 1:18
  Speaker 1: but yeah, I got me a bed coming chat.
• 1:21
  Speaker 2: Just growing up. That's good, growing out, y'all. I'm proud
• 1:25
  Speaker 2: of you, y'all. I was supposed to go to DC
• 1:30
  Speaker 2: this weekend for the Tequila Talk Live show, but man,
• 1:34
  Speaker 2: I the ms was mssing this weekend and I just
• 1:38
  Speaker 2: could not be bothered to get up and go nowhere.
• 1:40
  Speaker 2: My body just was not with it. I was so
• 1:42
  Speaker 2: upset because I bought tickets to the show, had my
• 1:45
  Speaker 2: flight books and everything, and my body that shit is
• 1:48
  Speaker 2: just you know, it do what it wants. So I
• 1:50
  Speaker 2: didn't get to go. But shout out to Tequila Talk.
• 1:53
  Speaker 2: He had a live show. It was on the sixteenth.
• 1:57
  Speaker 2: I'm sure it was lit, and I will not miss
• 1:59
  Speaker 2: the next one. And I know I said that last time,
• 2:01
  Speaker 2: but I really did all the things to be there.
• 2:03
  Speaker 2: I just couldn't make it happen. So I just stayed
• 2:05
  Speaker 2: at home, and uh, I watched this movie Damsel on Netflix.
• 2:10
  Speaker 3: Y'all.
• 2:10
  Speaker 2: If y'all like movies, if y'all like sci fi movies,
• 2:13
  Speaker 2: y'all gotta watch that Damsel.
• 2:14
  Speaker 1: It's about a dragon, a bad bitch dragon. So oh,
• 2:18
  Speaker 1: I want to see that. I want a dragon.
• 2:20
  Speaker 2: It's of course you, of course you want to Drag
• 2:23
  Speaker 2: Dracoda's bitchy'all be like Calisi on y'all host. So, yeah,
• 2:27
  Speaker 2: I watched that movie. It was good and I just
• 2:29
  Speaker 2: kind of chilled. Yeah, that's all got on the scale.
• 2:33
  Speaker 2: I'm one hundred and eighty three pounds. Don't play with.
• 2:35
  Speaker 3: Me, girl, Fuck you guy.
• 2:39
  Speaker 1: I did take a laxative today, so I didn't lose
• 2:41
  Speaker 1: two pounds right before this recording. Okay, let's get in
• 2:49
  Speaker 1: the stupid Internet news.
• 2:52
  Speaker 2: And happier news. Marriage race are up and divorce races
• 2:57
  Speaker 2: are down. Dadda share by the a A Right dadda
• 2:59
  Speaker 2: share by the CDC on Friday shows how the number
• 3:02
  Speaker 2: of marriages grew from five point one per one thousand
• 3:05
  Speaker 2: people in twenty twenty to six point two per one
• 3:08
  Speaker 2: thousand people in twenty twenty two. The highest rate observes
• 3:12
  Speaker 2: is twenty eighteen, and a four percent increase from the
• 3:15
  Speaker 2: year before. Between two thousand and nine and twenty thirteen,
• 3:18
  Speaker 2: the marriage rate stood at six point eight per one
• 3:20
  Speaker 2: thousand people, according to the CDC, so people are getting
• 3:24
  Speaker 2: married and staying married. More people got divorced.
• 3:28
  Speaker 1: I think during COVID twenty twenty right twenty nineteen twenty
• 3:31
  Speaker 1: twenty is when people realize I can't be with this
• 3:33
  Speaker 1: motherfucker no more, because we were forced to sit the
• 3:35
  Speaker 1: fuck down. So now a lot of people got divorced
• 3:38
  Speaker 1: during that time. And then if you survived COVID with whomever,
• 3:43
  Speaker 1: maybe your you know, a boyfriend, girlfriend, maybe those are
• 3:46
  Speaker 1: the people who are getting married now. So everybody who
• 3:49
  Speaker 1: wasn't supposed to be together have split, And then the
• 3:51
  Speaker 1: economy has always been based on double occupancy. I don't
• 3:55
  Speaker 1: know why people be out here trying to struggle by themselves.
• 3:58
  Speaker 2: I be living with.
• 4:03
  Speaker 1: Let me tell you, I have only lived with a
• 4:05
  Speaker 1: couple of men in my life. I have normally just
• 4:08
  Speaker 1: always lived by myself.
• 4:09
  Speaker 2: But I do not that in my life.
• 4:11
  Speaker 1: I don't feel like I do not want to pay
• 4:14
  Speaker 1: all my bills by myself when I was in college,
• 4:16
  Speaker 1: and I don't want to pay fifty percent either, So
• 4:18
  Speaker 1: there's that.
• 4:18
  Speaker 2: When I was in college, I had a boyfriend. I
• 4:21
  Speaker 2: had my own place and he had his own place,
• 4:23
  Speaker 2: but we always kind of stayed at his place, so
• 4:24
  Speaker 2: I kind of lived with him, but I kind of
• 4:27
  Speaker 2: didn't because I still had my own shit.
• 4:29
  Speaker 1: But one foot in, one foot out, yep.
• 4:32
  Speaker 2: And then and then I live with one man in
• 4:35
  Speaker 2: my entire life for like three years. I think of that,
• 4:40
  Speaker 2: and that's the three of the hardest years of my life.
• 4:45
  Speaker 2: Exactly all my life, I had to fight.
• 4:47
  Speaker 1: Girl, trying to cohabitate with someone else is very fucking stressful.
• 4:53
  Speaker 1: And I followed this bitch on Instagram. Her name is
• 4:55
  Speaker 1: Elena something. She's a Russian lady, like I want to
• 4:58
  Speaker 1: live that life, like I need I need need everything
• 5:00
  Speaker 1: in my place, in perfect order, where it's supposed to
• 5:04
  Speaker 1: be at like I'm trying to lie.
• 5:05
  Speaker 2: I'd rather be jealous of those people. Are their lives
• 5:08
  Speaker 2: really like that structured? Because how the fuck you do that?
• 5:14
  Speaker 2: Like my it could be my house looks like in order,
• 5:18
  Speaker 2: but until you open a drawer, open a closet, I
• 5:22
  Speaker 2: look under the Oh, well, you can't get under my bed,
• 5:25
  Speaker 2: but if you could have, it would have been shipped
• 5:26
  Speaker 2: up under there. But that closet. Lord, have mercy. So
• 5:31
  Speaker 2: we're happy to see that people are staying married, whether
• 5:33
  Speaker 2: it be for money or love. We're happy to see
• 5:37
  Speaker 2: y'all staying together.
• 5:39
  Speaker 1: Poor people get married for love. Remember we said that, Okay.
• 5:43
  Speaker 2: As long as they staying together, I'm happy for you.
• 5:46
  Speaker 2: Drunk the broom, baby, whatever you gotta do, it's love.
• 5:50
  Speaker 2: Let me tell you something. I've been obsessed with marriage lately.
• 5:52
  Speaker 2: I've been picking out wedding songs. I've been picking out
• 5:54
  Speaker 2: wedding colors. I ain't got the first man. That's manifestation,
• 5:58
  Speaker 2: but like, yeah, so weird because I heard the song,
• 6:03
  Speaker 2: like y'all, I literally saved it the other day and
• 6:05
  Speaker 2: I put wedding song playlists and I had to like
• 6:08
  Speaker 2: bust out laughing at my motherfucker stuff because I've.
• 6:12
  Speaker 1: Had I have had vowels written for many years in
• 6:16
  Speaker 1: my cell phone, and you know, like nowadays, like once
• 6:18
  Speaker 1: you save some shit, it goes like I have my vowels.
• 6:21
  Speaker 2: It's a song called first Time by Teaks. If y'all
• 6:23
  Speaker 2: getting married, y'all need to put that in your wedding playlist.
• 6:26
  Speaker 2: It is so beautiful. So yeah, that's on my playlist too.
• 6:33
  Speaker 1: That's how you manifest though. You just start doing it. Things,
• 6:36
  Speaker 1: start planning, shit, you trying to move, start packing.
• 6:38
  Speaker 2: Listen, I got a really really hot date this weekend.
• 6:41
  Speaker 2: I'm trying to make that my husband and I think
• 6:44
  Speaker 2: put them in a little job. Ain't putting no more
• 6:46
  Speaker 2: niggas in No more jars. The last thing I put
• 6:49
  Speaker 2: in my jar ignored me the whole time we was
• 6:52
  Speaker 2: in the club together. I'm not putting no more niggas in,
• 6:55
  Speaker 2: no more jars for that shit. I just playing Saucy
• 7:01
  Speaker 2: Santana and Gilbert Arenas. What happened girl?
• 7:06
  Speaker 1: So Sacy is sharing a message for Saucy Santana has
• 7:11
  Speaker 1: a message for Gilbert Arenas. After the formal NBA player
• 7:16
  Speaker 1: praised the rappers twerking skills. Okay, he said he didn't
• 7:20
  Speaker 1: know whether or not to throw money at Saucy or
• 7:23
  Speaker 1: at Magda Stallion. I don't know how a heterosexual man
• 7:26
  Speaker 1: could be confused by either one of those things, but okay,
• 7:30
  Speaker 1: I'm here for it regardless. So here's how things initially
• 7:33
  Speaker 1: popped off between Gilbert Arenas and Saucy Santana on March
• 7:37
  Speaker 1: eighth and episode of Arenas's podcast with stream on YouTube.
• 7:42
  Speaker 1: About an hour and eight minutes into the show, Arenas
• 7:45
  Speaker 1: broadfellow former NBA player Nick Young as a guest. So
• 7:49
  Speaker 1: apparently Nick Young and Saucy Santana are homeboys, okay, and
• 7:56
  Speaker 1: Gilbert feels like he's not a raper, but he feels
• 8:00
  Speaker 1: like Saucy Santana isn't a rapper, and how could this
• 8:02
  Speaker 1: be your homeboy?
• 8:04
  Speaker 2: This you know gay man. He was like, oh, hell,
• 8:07
  Speaker 2: that's your dog. It's just how old is that nigga?
• 8:12
  Speaker 1: Let's see old enough he gets on my goddamn nerves. Okay, Like, yeah,
• 8:17
  Speaker 1: he would be afraid of gay men or just being
• 8:19
  Speaker 1: seen with one. I don't know what the problem would be.
• 8:21
  Speaker 1: You see that picture recently that fifty Cent posted with
• 8:24
  Speaker 1: him young Buck and some.
• 8:27
  Speaker 2: Trans woman. No, and fifty.
• 8:30
  Speaker 1: Cent was like, now I know why that boy like
• 8:33
  Speaker 1: young Buck was far away from fifty Cent in this woman.
• 8:37
  Speaker 1: But you know Young Buck had been caught with a
• 8:40
  Speaker 1: transsexual at some point, so you want to keep up
• 8:44
  Speaker 1: being parents that you don't fuck with them. Meanwhile, right,
• 8:48
  Speaker 1: meanwhile you dibbling, dabbling and skippity pappen with them niggas. Anyway,
• 8:54
  Speaker 1: that could be what Gilbert Arenas is on.
• 8:56
  Speaker 2: I don't know. It'd be those older millennials that like
• 8:59
  Speaker 2: really be like low key homophobic, and I think it
• 9:01
  Speaker 2: expawns from the culture of the nineties in the early
• 9:04
  Speaker 2: two thousands where people were extremely homophobic, you know, especially
• 9:08
  Speaker 2: in a hip hop and black community that was a
• 9:11
  Speaker 2: huge thing. But I mean, you can be friends with
• 9:14
  Speaker 2: someone who's gay. That's dumb, that's stupid.
• 9:16
  Speaker 1: Right, And obviously Nick Young is comfortable in his own
• 9:20
  Speaker 1: skin sexuality, and yeah, where he can have friends who
• 9:24
  Speaker 1: prefer the same sex. And because the thing is is
• 9:26
  Speaker 1: that even though a man is gay, gay men still
• 9:29
  Speaker 1: have preference. You may not be his preference, right yo words, Okay,
• 9:34
  Speaker 1: he may not even like you. But just because a
• 9:36
  Speaker 1: man is gay, you automatically think he wants match.
• 9:38
  Speaker 2: But Saustly was like, I do like you, I do.
• 9:44
  Speaker 2: I will take you down, gilbrit Man, Yeah that was
• 9:51
  Speaker 2: that was interesting. I didn't know Gilbert Arena's It's a
• 9:55
  Speaker 2: lot of sports shows out now, how I didn't know
• 9:58
  Speaker 2: he had a podcast. So everybody got a damn podcast.
• 10:02
  Speaker 2: Shah everybody and they mama, well, I can't wait to
• 10:06
  Speaker 2: see what unfolds with this, Saucy Gilbert. Good luck to
• 10:12
  Speaker 2: you too whatever happens.
• 10:14
  Speaker 1: So Golorrilla tweeted New Orleans really do got the best
• 10:17
  Speaker 1: food in the whole wide world.
• 10:19
  Speaker 2: I stamp it you and you too. You're on to
• 10:21
  Speaker 2: stamp some shit, Golilla.
• 10:22
  Speaker 1: Okay, I'm from Charleston, South Carolina, and I feel like
• 10:24
  Speaker 1: we got the best food, and it's very similar to
• 10:27
  Speaker 1: a lot of the things that people eat normal.
• 10:30
  Speaker 2: Even a dialect is kind of similar, right, I think.
• 10:33
  Speaker 2: But I have similar cuisine for sure.
• 10:36
  Speaker 1: Because it's a lot of good places to eat at
• 10:38
  Speaker 1: in Charleston. But this may be an unpopular opinion as
• 10:42
  Speaker 1: much as I see posts online about people talking shit
• 10:45
  Speaker 1: about white people and how the food look unseasoned and
• 10:48
  Speaker 1: all that. Sama y'all over seasoned food. You do not
• 10:52
  Speaker 1: have to use everything in your cabinet to make food
• 10:56
  Speaker 1: taste good. I lean towards using herbs and spices more
• 11:00
  Speaker 1: and salt and larries. Okay, y'all put butter on everything.
• 11:05
  Speaker 2: Let me tell you something. The best food I ever
• 11:08
  Speaker 2: had in my life was in Soul. Korea sold them.
• 11:12
  Speaker 2: Korea's got sold okay, because that food was so good.
• 11:17
  Speaker 2: It definitely had some black and fluids. I don't care
• 11:19
  Speaker 2: what nobody said. That food was so good out there. Now,
• 11:22
  Speaker 2: we do use a lot of season I remember I
• 11:24
  Speaker 2: was like at my white girlfriend house and I was like,
• 11:26
  Speaker 2: let me cook the chicken because I don't know what
• 11:28
  Speaker 2: you're about to do. And I might have got over
• 11:30
  Speaker 2: zealous with the Laris because I felt like I had something.
• 11:33
  Speaker 1: To prove.
• 11:37
  Speaker 2: And that shit was salty as fuck. I was like,
• 11:39
  Speaker 2: my bad, not you ruined that lady chick. I didn't
• 11:44
  Speaker 2: ruin her chicken because I just had something to prove
• 11:46
  Speaker 2: as a black person that we used season and I
• 11:48
  Speaker 2: just went too crazy with it.
• 11:50
  Speaker 3: Yo.
• 11:50
  Speaker 1: I used missus Dash a lot. You know, it's salt free.
• 11:54
  Speaker 1: It has like garlic, all these different herbs and stuff,
• 11:57
  Speaker 1: and then I just added like a pinch of salt
• 11:58
  Speaker 1: and pepper, you know, just depending on what I'm cooking.
• 12:00
  Speaker 2: If I'm I don't eat chicken this.
• 12:02
  Speaker 1: Shit, so I eat fish, a lot of fish. So
• 12:04
  Speaker 1: I usually use kinda not the same seasoning because I
• 12:06
  Speaker 1: don't want all my food to taste the same, right.
• 12:09
  Speaker 2: But some of y'all put to I watched these.
• 12:12
  Speaker 1: Videos on Instagram, and I'm like, they take a bowl
• 12:15
  Speaker 1: and they put all this seasoning in the bowl and
• 12:18
  Speaker 1: pour it on top. That is wild to me, because
• 12:21
  Speaker 1: there's no way this shit tastes good, Like I want
• 12:24
  Speaker 1: to taste some of this food.
• 12:25
  Speaker 2: I got a theory. I think it is the season
• 12:28
  Speaker 2: is that we use as black people that's given Black
• 12:31
  Speaker 2: women fibroids.
• 12:33
  Speaker 1: It's all the things because a lot of that stuff
• 12:35
  Speaker 1: has MSG. And I don't know if y'all know or not,
• 12:37
  Speaker 1: but that season accent, that's all that is. MSG is
• 12:42
  Speaker 1: assault substitute. And I know in Charleston for sure, most
• 12:45
  Speaker 1: black people are putting accent on everything. It's MSG, that's
• 12:49
  Speaker 1: all it is. That long ass mono, whatever clos word,
• 12:53
  Speaker 1: that's all it is. Yeah, our food is hereditary, hereditary,
• 12:58
  Speaker 1: not the diseases, right, So shout out to New Orleans.
• 13:01
  Speaker 1: I would agree that they probably have the second best
• 13:04
  Speaker 1: cuisine in America. Okay, travel a little because I mean
• 13:08
  Speaker 1: some are shit.
• 13:09
  Speaker 2: Ain't touch another country. I like New Orleans food, but
• 13:11
  Speaker 2: I also like Charleston too. I ain't gonna front.
• 13:14
  Speaker 1: Yeah, I've only been to New Orleans one time, and
• 13:17
  Speaker 1: I don't recall having a good meal there. And it
• 13:20
  Speaker 1: may have been the places I went to, you know.
• 13:23
  Speaker 1: But we cook some of the same simular shit like
• 13:27
  Speaker 1: rad rice, jambalaya, all that shit. We could just call
• 13:30
  Speaker 1: it something different. Oftentimes weat a lot of crabs, blue crab,
• 13:36
  Speaker 1: like I'm sick of the crab tasting like roger wood sausage.
• 13:39
  Speaker 2: I don't like that shit. Who are I don't Yeah,
• 13:42
  Speaker 2: I don't like, don't put no sausage in my bag
• 13:44
  Speaker 2: because it just like everything tastes like sausage. And a
• 13:47
  Speaker 2: lot of people don't know what roger Woods are, Like
• 13:50
  Speaker 2: DM must if y'all know what a roger Wood sausage is,
• 13:53
  Speaker 2: because then here and Charlotte I talk about roger Woods,
• 13:55
  Speaker 2: they'd be like, what's that? How the fuck y'all don't
• 13:58
  Speaker 2: know what a roger Wood is. Y'all ain't had a
• 14:00
  Speaker 2: sausage until you had a roger Wood period.
• 14:02
  Speaker 1: Girl, I think you used to bust in the microwave.
• 14:05
  Speaker 2: Oh not bust's say, it's been a minute since I
• 14:09
  Speaker 2: so so anything say everything sounds sexual sexual. I'm sorry.
• 14:17
  Speaker 1: Growing up, if we didn't have roger Wood sausage, we
• 14:19
  Speaker 1: ain't have.
• 14:20
  Speaker 2: Nothing to eat. We at least have yeah period.
• 14:27
  Speaker 1: All right, y'all, listen, we are we've ended cuffing season essentially, right.
• 14:32
  Speaker 1: They say it ends uh begins in October sometime ends
• 14:37
  Speaker 1: around Valentine's Day and we in tax season now. So
• 14:40
  Speaker 1: is it a good time to start talking to your
• 14:41
  Speaker 1: bay about finances? If you guys have made it, you've.
• 14:45
  Speaker 2: Been getting at Roger Wood, you talking about money yet
• 14:49
  Speaker 2: we're gonna talk about it when we come back.
• 14:55
  Speaker 1: Before we get into the today's topic. Y'all. I saw
• 14:58
  Speaker 1: a white girl. She was saying she was on a podcast,
• 15:02
  Speaker 1: and she was talking about all the things she does
• 15:04
  Speaker 1: for he husband. She was like, I rub his head,
• 15:06
  Speaker 1: you know, she basically like caresses him like a baby
• 15:09
  Speaker 1: to put him to bed and shit like that. And
• 15:10
  Speaker 1: when he wakes up, she makes some coffee, she massages
• 15:13
  Speaker 1: his back like all of those are like that might
• 15:16
  Speaker 1: be his love language, like touch, touch. I don't see
• 15:20
  Speaker 1: what the big deal was. Like women was in the
• 15:21
  Speaker 1: comments like wow, anybody doing all that? But she may
• 15:24
  Speaker 1: just be talking about it verbally. But it's natural, right
• 15:27
  Speaker 1: when you love somebody, you rubbing them up. I rather
• 15:30
  Speaker 1: rub a nigga back to sleep like a baby than
• 15:32
  Speaker 1: they have to have sex every night. Nigga, I'm rubbing
• 15:35
  Speaker 1: this skin off.
• 15:37
  Speaker 2: Your rubber too. But it's a sensory thing for me
• 15:40
  Speaker 2: because once I hit the weed, I'd be wanting something
• 15:42
  Speaker 2: to touch. So nigga here get rubbed.
• 15:46
  Speaker 1: Like y'all ain't touching y'all, man, what's what's.
• 15:48
  Speaker 2: Run with y'all? Yeah, I'm rub feet and everything has It's.
• 15:52
  Speaker 1: Not my thing. Okay, No, I like to rub feet,
• 15:55
  Speaker 1: like with my feet, but like rub foot my hand.
• 15:58
  Speaker 2: Oh no, I'm definitely giving my nigga fut message.
• 16:02
  Speaker 1: I had that, not you trying to get that husband.
• 16:05
  Speaker 2: I had that. It's all like a sensory thing for
• 16:08
  Speaker 2: me though, So it's don't even be about them seriously.
• 16:13
  Speaker 1: All right, y'all, how do we start talking about money
• 16:15
  Speaker 1: and relationships? I mean, especially when you're about to maybe
• 16:19
  Speaker 1: perhaps cohabitate. I don't think we're doing the traditional way
• 16:23
  Speaker 1: of you know, being at your parents were old as
• 16:25
  Speaker 1: fuck now, is what I'm saying, speaker.
• 16:27
  Speaker 2: So I'm not right.
• 16:28
  Speaker 1: I'm not at my parents' house about to move in
• 16:30
  Speaker 1: with this man about to marry. We already passed that
• 16:33
  Speaker 1: order of things, right, So when is when is it
• 16:38
  Speaker 1: time or when is the appropriate time you think tam
• 16:43
  Speaker 1: to discuss finances when dating someone?
• 16:46
  Speaker 2: I mean, as a younger, we passed dating right as
• 16:51
  Speaker 2: a girl. Shut up girl on the first day, let's
• 16:58
  Speaker 2: talk about it. It's like I'm joking, but I mean
• 16:59
  Speaker 2: that's how these young girls are. They talk about money
• 17:02
  Speaker 2: right out the gate, like if you're not paying to
• 17:04
  Speaker 2: play like they don't even want to talk to me.
• 17:06
  Speaker 2: I don't think that's right. Y'all need to calm down
• 17:08
  Speaker 2: with that, because y'all just gonna get somebody who only
• 17:10
  Speaker 2: got money and nothing else, and that's about everything else,
• 17:16
  Speaker 2: and that's low key broke. I know that sounds crazy
• 17:18
  Speaker 2: to y'all, Like he got all the money, but if
• 17:20
  Speaker 2: he ain't got nothing else, he still broke. Baby. I
• 17:24
  Speaker 2: had to learn that shit the hard way. So I
• 17:27
  Speaker 2: was in a beautiful place, miserable as fuck, with a
• 17:30
  Speaker 2: nigga who just had money. So trust me, that's not
• 17:34
  Speaker 2: all you want. But okay, when is the best time
• 17:37
  Speaker 2: to start talking about finances? I don't know, I think
• 17:43
  Speaker 2: see I feel like I know, like I don't exactly
• 17:45
  Speaker 2: know what a nigga got, but I know if a
• 17:48
  Speaker 2: nigga got some you know what I'm saying, Like I
• 17:50
  Speaker 2: don't just be out here like I can't tell if
• 17:53
  Speaker 2: he's poor or not. Right, So when we're discussing like
• 18:03
  Speaker 2: joint finances is when we start talking about living together,
• 18:08
  Speaker 2: When we start talking about moving in, I think that's
• 18:10
  Speaker 2: when you start talking about like do you expect me
• 18:15
  Speaker 2: to pay for shit? Like that's that's what and I
• 18:19
  Speaker 2: think I would go into it like I don't want
• 18:21
  Speaker 2: to pay. I don't want to pay for nothing. I'm
• 18:24
  Speaker 2: gonna just tell you that, right, I don't want to
• 18:26
  Speaker 2: pay for nothing, but I am willing to contribute in
• 18:30
  Speaker 2: some type of way, Like I'll pay the cable bill,
• 18:35
  Speaker 2: I'll pay the Wi Fi, I'll pay for my gas
• 18:38
  Speaker 2: in my car, payment in my cell phone bill. So
• 18:42
  Speaker 2: you don't want to pay for any living experience. I'll
• 18:44
  Speaker 2: pay for groceries. I don't want to pay no rent.
• 18:49
  Speaker 2: I don't want to pay no mortgage. I don't want
• 18:50
  Speaker 2: to pay no leads. I don't want to pay none
• 18:52
  Speaker 2: of that. No, I don't.
• 18:53
  Speaker 1: Think I think the ideal like situation, right, we would
• 18:58
  Speaker 1: love would be like the woman moving into a man's home.
• 19:02
  Speaker 1: But we know oftentimes women owning homes more than men.
• 19:07
  Speaker 1: So the man is moving in which I don't think
• 19:09
  Speaker 1: any man should want to do that. You should probably
• 19:12
  Speaker 1: try to have your own and have the woman moving
• 19:14
  Speaker 1: with you. Right, You've already been fitting the bills in
• 19:18
  Speaker 1: your space, so adding a woman in there, there's intrinsic
• 19:21
  Speaker 1: value that women come with. Right, So like say, for instance,
• 19:24
  Speaker 1: you're a business owner, like I may not pay like
• 19:27
  Speaker 1: bills in the house, but somehow, because I'm here, existing
• 19:30
  Speaker 1: and breathing and nourishing you, your business has now explanged tenfold. Yeah,
• 19:37
  Speaker 1: this is what women bring should bring A good woman, right,
• 19:41
  Speaker 1: should bring to the table to where you're not concerned
• 19:43
  Speaker 1: about what she's actually paying for financially, right.
• 19:48
  Speaker 2: Yeah, but that may not be the case for everybody.
• 19:51
  Speaker 2: Like some people are not going to you know, some people,
• 19:54
  Speaker 2: men and women included, are getting into relationships to lighting
• 19:58
  Speaker 2: a load on both of them.
• 19:59
  Speaker 3: You know.
• 19:59
  Speaker 2: So if you do go, if.
• 20:03
  Speaker 3: You do here, present the fuck.
• 20:08
  Speaker 2: Whatever works. Okay, whatever works.
• 20:12
  Speaker 1: But I think that I don't think I've ever sat
• 20:15
  Speaker 1: down with a man, even when I was engaged about
• 20:17
  Speaker 1: to get married. I think I was kind of like
• 20:20
  Speaker 1: just being with somebody for a while, you kind of
• 20:23
  Speaker 1: know what their financial situation is, you know what I'm saying.
• 20:26
  Speaker 1: I had the good credit, this nigga old a bunch
• 20:29
  Speaker 1: of taxes, like I kind of knew what the fuck
• 20:32
  Speaker 1: going going on. Yeah, and then eventually like we're gonna
• 20:35
  Speaker 1: figure this shit out. I'm gonna go get get us
• 20:36
  Speaker 1: a business loan. All this shit, We're gonna pay that
• 20:39
  Speaker 1: shit down, Like we were trying to work together in a way.
• 20:41
  Speaker 1: But even even a situation like that can become like damn,
• 20:46
  Speaker 1: why you don't got this shit to get together on.
• 20:47
  Speaker 2: Your own without me?
• 20:49
  Speaker 1: It could start to feel like that, like why are
• 20:51
  Speaker 1: you depending on me to do this this thing that
• 20:54
  Speaker 1: you should have been this?
• 20:55
  Speaker 2: Yeah, like I had I was dating this guy and
• 20:57
  Speaker 2: I liked him a lot, but and he was you know,
• 21:00
  Speaker 2: he had money or whatever, he was doing well for himself,
• 21:02
  Speaker 2: but he gambled. He had a very very bad gambling
• 21:07
  Speaker 2: habit like that that year during the football season. I
• 21:11
  Speaker 2: think he lost well over fifty thousand dollars gambling. And
• 21:16
  Speaker 2: that was like a yeah, I ain't gone into this, Nancy.
• 21:20
  Speaker 1: That's the type of things you need to find out
• 21:21
  Speaker 1: when you ask about finances, because if somebody somebody, people
• 21:24
  Speaker 1: can appear to have things together, but then when you
• 21:27
  Speaker 1: actually get into the real action potatoes, you realize like, yeah,
• 21:34
  Speaker 1: he might look like he got shit going on, but
• 21:36
  Speaker 1: he's really in debt or he's living off credit, which
• 21:39
  Speaker 1: is okay, right, But if you have some liquid cash somewhere.
• 21:43
  Speaker 2: Right, something so okay, how would you approach it?
• 21:46
  Speaker 1: Like I don't talking about finances politics religion. They're all
• 21:54
  Speaker 1: like very touchy subjects, and especially.
• 21:58
  Speaker 2: For men, men are very like they value their money
• 22:02
  Speaker 2: the way we value our bodies. So it's kind of like,
• 22:05
  Speaker 2: are you trying to take my virginity? That's how a
• 22:08
  Speaker 2: nigga with his money.
• 22:10
  Speaker 1: What I would tell men and women listen, just put
• 22:12
  Speaker 1: your expectations out on the table. They won't really you
• 22:16
  Speaker 1: know what I'm saying, So people can get the fuck
• 22:17
  Speaker 1: on through if it's something that they don't want to
• 22:19
  Speaker 1: deal with. So I'm not saying the very first date,
• 22:21
  Speaker 1: you should be trying to see how much money this
• 22:23
  Speaker 1: man got. You can kind of get.
• 22:24
  Speaker 2: An idea.
• 22:27
  Speaker 1: Based on his lifestyle, how he lives, his social status,
• 22:32
  Speaker 1: like who he knows, you.
• 22:33
  Speaker 2: Know what I'm saying.
• 22:34
  Speaker 1: You can kind of gauge what type of man you're
• 22:37
  Speaker 1: dealing with without as actually asking him how much money
• 22:40
  Speaker 1: you got, unless you're now.
• 22:41
  Speaker 2: In Atlanta, because them niggas is boo but for nesser
• 22:46
  Speaker 2: central goods. Damn, Like these niggas be like, yeah, I
• 22:49
  Speaker 2: live downtown and then it'd be like seven of them
• 22:51
  Speaker 2: in a high rise apartment or he only.
• 22:54
  Speaker 1: Courting you to steal your social s down there in Atlanta.
• 22:58
  Speaker 1: But listen, remember Jim Bay, Remember the nigga from the
• 23:02
  Speaker 1: gym I told y'all was fucking with one. So he
• 23:05
  Speaker 1: was like actively, well, I don't know if it was
• 23:08
  Speaker 1: just he wanted me to do this thing or he
• 23:10
  Speaker 1: was actively looking for somebody to basically be in a
• 23:14
  Speaker 1: poly relationship with. And I'm like, listen, I don't like women,
• 23:17
  Speaker 1: and he wanted like somebody to move into his home.
• 23:20
  Speaker 1: I'm like, I don't like women, right, And then if
• 23:23
  Speaker 1: I did like women, who's to say I'm gonna like
• 23:25
  Speaker 1: your bitch in particular?
• 23:26
  Speaker 2: Right right?
• 23:28
  Speaker 1: And on top of that, I'm like, well, how much
• 23:29
  Speaker 1: money you got for a situation like this? He was like,
• 23:32
  Speaker 1: I got I got about three hundred thousand in the bank.
• 23:34
  Speaker 1: I don't think that's enough to take care of two
• 23:37
  Speaker 1: women and all the shit that you want to that's
• 23:40
  Speaker 1: not a bad starter help you financially. I feel like
• 23:44
  Speaker 1: he wants two women to help him get to the
• 23:46
  Speaker 1: next level.
• 23:47
  Speaker 2: Well, I think if you in that, y'all all should
• 23:50
  Speaker 2: be helping in some type of way, right. You can't
• 23:55
  Speaker 2: just have two bitches laying around the house.
• 23:58
  Speaker 1: I'm not moving in Listen. Even if I was down
• 24:00
  Speaker 1: with some type of poly situation. I'm not moving into
• 24:03
  Speaker 1: a house with another woman like your your fucking nuts.
• 24:07
  Speaker 1: When white men or other men do these type of things,
• 24:09
  Speaker 1: they yeah, everybody got their own house. I'm not about
• 24:13
  Speaker 1: to be in the house with you and another woman like,
• 24:16
  Speaker 1: you're nuts. You can't afford this situation. That's what I'm saying.
• 24:18
  Speaker 1: Three hundred thousand dollars.
• 24:20
  Speaker 2: Two grown women can't live in the house together unless
• 24:23
  Speaker 2: they are also intimate with each other. I think they
• 24:27
  Speaker 2: have this. Yeah, they have to be in love with
• 24:29
  Speaker 2: each other too. And Susan period sink of bitch is
• 24:33
  Speaker 2: gonna be scrapping. He might be the one getting beat.
• 24:42
  Speaker 2: So I went on this website called elves dot com
• 24:45
  Speaker 2: and they have a list of things that you how
• 24:48
  Speaker 2: to get started with a conversation with your partner when
• 24:52
  Speaker 2: you're getting serious talking about money. So what it says is, uh,
• 24:57
  Speaker 2: here's a breakdown of what you two should share and discuss.
• 25:00
  Speaker 2: So you should first start with what each what are
• 25:02
  Speaker 2: each other's approaches to spending money. So this is a
• 25:06
  Speaker 2: good one to start with because it's about the day
• 25:08
  Speaker 2: to day stuff. What kinds of things do you think
• 25:10
  Speaker 2: are worth splurging on and saying before do you both
• 25:13
  Speaker 2: have a good idea of what you are coming in
• 25:16
  Speaker 2: with and what's going out? Do you track every penny?
• 25:19
  Speaker 2: Are you more of a fifty to thirty twenty kind
• 25:21
  Speaker 2: of person? Which one do you think you are? Track
• 25:24
  Speaker 2: every penny or fifty thirty twenty rule?
• 25:28
  Speaker 1: Break that down?
• 25:29
  Speaker 2: What does that really mean? So, okay, let's google it.
• 25:33
  Speaker 1: I kind of I.
• 25:35
  Speaker 2: Don't track every penny.
• 25:37
  Speaker 1: I remember growing up and my mom would have her
• 25:38
  Speaker 1: checkbook register and she's writing down. We don't really have
• 25:41
  Speaker 1: to do that anymore because we have we have online banking, right,
• 25:47
  Speaker 1: but she'd write down everything she spent and have her
• 25:50
  Speaker 1: total at the bum. I definitely don't live that type
• 25:53
  Speaker 1: of life now. My older sister does because she was
• 25:55
  Speaker 1: really raised the longest with my mom. So she, even
• 25:57
  Speaker 1: though she has online banking, she stole rights out.
• 26:00
  Speaker 2: Yeah, that's all just bad. That's when people use track
• 26:03
  Speaker 2: checking books, you know, so they just had everything written down.
• 26:07
  Speaker 2: The fifty to thirty twenty rule recommends putting fifty percent
• 26:09
  Speaker 2: of your money towards needs, thirty percent towards once, and
• 26:13
  Speaker 2: twenty percent towards savings. These saving categories also include money
• 26:17
  Speaker 2: you will need to realize your future goals. So that's
• 26:21
  Speaker 2: the fifty thirty twenty rule.
• 26:23
  Speaker 1: Okay, so right now I'm definitely not doing twenty, but
• 26:27
  Speaker 1: I'm talking with a financial advisor trying to get my
• 26:31
  Speaker 1: life together for the future. So that's what I definitely invest,
• 26:36
  Speaker 1: but I probably spend more money than I invest at
• 26:39
  Speaker 1: this point. I make money off and off my investments,
• 26:43
  Speaker 1: but I be spending money, so I would say, I, no,
• 26:51
  Speaker 1: I don't do no fifty thirty twenty nothing. I'd be
• 26:54
  Speaker 1: swiping and then I'm scared to look at my account.
• 27:01
  Speaker 2: I'd be avoiding.
• 27:02
  Speaker 1: Logging into online binging, like I kind of got an
• 27:04
  Speaker 1: idea in my head and what the number gonna be
• 27:06
  Speaker 1: when I log.
• 27:07
  Speaker 2: In, I'm like, I'm a penny picture, Like I save everything.
• 27:13
  Speaker 2: I save everything. My mama said, I hold a dollar
• 27:16
  Speaker 2: so tight. The ego on that motherfucker be screaming.
• 27:25
  Speaker 3: Don't want to spend everybody el shit, But.
• 27:34
  Speaker 2: That just comes from a mindset of growing up with less.
• 27:39
  Speaker 2: I just want to hold onto everything I get. I
• 27:41
  Speaker 2: really definitely down to like the penny for everything, Like
• 27:45
  Speaker 2: I literally put everything in the savings and then have
• 27:48
  Speaker 2: to like pull from it sometimes because I don't want
• 27:50
  Speaker 2: to touch it.
• 27:51
  Speaker 1: I kind of do the same thing, and not with
• 27:53
  Speaker 1: savings because you know, you ain't supposed to be withdrawing
• 27:55
  Speaker 1: from savings account that many times because then you end
• 27:57
  Speaker 1: up with a fee.
• 27:58
  Speaker 2: Right, So I got multiple checking.
• 28:00
  Speaker 1: I do certain things out of But yeah, I'll fuck
• 28:04
  Speaker 1: around and be swiping from all three accounts all day long,
• 28:07
  Speaker 1: like oh, this one might not have no money left,
• 28:09
  Speaker 1: and let me go hit this one like.
• 28:11
  Speaker 2: Wilin, No baby, I'm definitely in the grocery store if
• 28:14
  Speaker 2: it's a packaged chicken and eight is one for eight
• 28:17
  Speaker 2: sixty five, and there's one for eight sixty three.
• 28:22
  Speaker 1: But that's savings, right, So you're looking for a deal always,
• 28:25
  Speaker 1: I'm definitely Yeah, me too. That's not really like uh
• 28:28
  Speaker 1: as far as keeping your finances in order though, because bitch,
• 28:33
  Speaker 1: you be looking at them chicken, but I know you
• 28:36
  Speaker 1: just have food delivered that you could have win and gotten.
• 28:38
  Speaker 1: Yeah I did so, saving a penny on a pack
• 28:41
  Speaker 1: of chicken, But you're paying these extra fees for Uber
• 28:44
  Speaker 1: Eats doesn't make sense.
• 28:45
  Speaker 2: I need. I'll definitely be door dashing.
• 28:48
  Speaker 1: Yeah, y'all tripping with that door dash it y'all are tripping,
• 28:51
  Speaker 1: go get your food. If you're trying to save money,
• 28:54
  Speaker 1: start there. If you are trying to like course correct
• 28:57
  Speaker 1: your finances, start at all the luxuries that these people
• 29:00
  Speaker 1: have created to get your coin.
• 29:02
  Speaker 2: The girl, that's why I work hard, so I cannot
• 29:06
  Speaker 2: some things I'm not gonna give up, And that's a
• 29:08
  Speaker 2: door dawsh ever rebound again. All right. So the next
• 29:12
  Speaker 2: one is how do you each feel about your finances
• 29:15
  Speaker 2: at the moment? Like who has debt and if so,
• 29:17
  Speaker 2: are you working on paying it off? Some people manage
• 29:20
  Speaker 2: to avoid debt their whole lives, but most don't, and
• 29:23
  Speaker 2: paying it off has a big impact on how much
• 29:25
  Speaker 2: of your income is left for saving and spending. Discuss
• 29:28
  Speaker 2: what kinds of debt you each have student loans, car loans,
• 29:31
  Speaker 2: credit cards, et cetera, and what their balance and interest
• 29:34
  Speaker 2: rates are. Do they have an emergency fund just in case?
• 29:37
  Speaker 2: It might be a good to ask about their credit score.
• 29:40
  Speaker 2: People get very sensitive about their credit score, But.
• 29:43
  Speaker 1: If you have a good one, you always bragging.
• 29:46
  Speaker 2: But if you don't, you don't be like you asked
• 29:50
  Speaker 2: me all kind of personal shit.
• 29:52
  Speaker 1: Like I'm not bragging on my credit score.
• 29:54
  Speaker 2: Right now. But the thing is, I don't really care
• 29:56
  Speaker 2: about credit.
• 29:57
  Speaker 1: I'm more like Glorella when she said I'm not fucked up,
• 30:00
  Speaker 1: but no credit score might be rich them all, and
• 30:05
  Speaker 1: I know how to beef my credit score up overnight,
• 30:07
  Speaker 1: so I'm never concerned about the credit score ship. But
• 30:09
  Speaker 1: the motherfucker taxes. When somebody mentioned taxes, like I get offended.
• 30:13
  Speaker 3: Like why who are you?
• 30:15
  Speaker 2: Who sent you? Who sent you?
• 30:18
  Speaker 1: Like a nigga in a DM if he say he
• 30:20
  Speaker 1: worked for like any of the letters like why are
• 30:23
  Speaker 1: you here?
• 30:24
  Speaker 2: Are you looking for me?
• 30:25
  Speaker 1: Because they have a lot of creative ways to find
• 30:26
  Speaker 1: people that old taxes.
• 30:28
  Speaker 2: My thing is, I just got mad when I started
• 30:31
  Speaker 2: becoming people who had the people who had to pay
• 30:34
  Speaker 2: taxes versus getting my check. I've always been there. Oh
• 30:38
  Speaker 2: what the hell? Why am I paying? I never got
• 30:41
  Speaker 2: big checks because I didn't have no kids, right, but
• 30:43
  Speaker 2: I done got like an eight three dollars check one
• 30:46
  Speaker 2: year now, bitch, don't get nothing I owe every time.
• 30:49
  Speaker 2: I hate that.
• 30:51
  Speaker 1: The only time I've never not paid taxes is when
• 30:54
  Speaker 1: I'm doing some finiggling and claim somebody's kid. Other than that,
• 30:58
  Speaker 1: I always even when you were yard, I made more
• 31:02
  Speaker 1: money when I was younger, like bitch was balling in
• 31:05
  Speaker 1: her twenties. Like, I always paid fucking taxes unless I
• 31:08
  Speaker 1: had like a dependent to kind of offset the amount
• 31:11
  Speaker 1: of taxes I had to pay.
• 31:12
  Speaker 2: But I've never gotten no stupid checks from taxing. I
• 31:14
  Speaker 2: never gotten read. I think I got like like a
• 31:18
  Speaker 2: student credit or some sort, like when I was in
• 31:21
  Speaker 2: college and got a couple dollars back, But I never
• 31:23
  Speaker 2: got no big checks.
• 31:25
  Speaker 1: Yeah, like people with kids or people who would just
• 31:28
  Speaker 1: be doing the most filing all these kids elderly any taxes.
• 31:37
  Speaker 2: The next one is what are your short term money plans?
• 31:40
  Speaker 2: Here's where you can go and feel for where you're
• 31:43
  Speaker 2: headed together over the next year or so. Do they
• 31:45
  Speaker 2: have plans to get the debt paid off? Do they
• 31:48
  Speaker 2: want to build an emergency fund? Do they want to
• 31:50
  Speaker 2: change jobs anytime soon? Are you currently saving for retirement?
• 31:54
  Speaker 2: Things like that. I definitely have a retirement fund. Yeah.
• 32:02
  Speaker 2: We don't have these conversations enough. You know, no, and
• 32:06
  Speaker 2: I don't think so, but I think that.
• 32:07
  Speaker 1: Okay, if you're dating someone seriously, y'all now pass courting.
• 32:10
  Speaker 1: You're in a relationship and you're talking about finances, I
• 32:13
  Speaker 1: would think that, like, y'all need to be calculating the
• 32:16
  Speaker 1: price of an engagement ring too. But are you expecting
• 32:19
  Speaker 1: this other person to contribute to the things that you
• 32:21
  Speaker 1: have or are you there just to counsel them into
• 32:24
  Speaker 1: how to pay their debt off?
• 32:25
  Speaker 2: Or like what are we doing?
• 32:27
  Speaker 1: Like could this be a maybe you're walking away after
• 32:30
  Speaker 1: this conversation? Damn right, because nigga, I can't help you
• 32:35
  Speaker 1: too far at debt.
• 32:36
  Speaker 2: I was dating this guy that I really liked, y'all,
• 32:39
  Speaker 2: I really liked him, Like everything was phenomenal. We got along,
• 32:42
  Speaker 2: he seemed to be he had a business, you know,
• 32:45
  Speaker 2: he had on his own store, and we were talking
• 32:48
  Speaker 2: about you know, he told me he had a daughter,
• 32:51
  Speaker 2: and we talked about the daughter, and then somewhere randomly
• 32:54
  Speaker 2: the conversation said, he came up and said he had
• 32:56
  Speaker 2: a son that lived thirty minutes away that I had
• 32:59
  Speaker 2: never heard nothing about. And we had been kicking it
• 33:01
  Speaker 2: for months. I was like, well, what's up with this son?
• 33:04
  Speaker 2: He was like if I don't know what's up with him?
• 33:08
  Speaker 2: And he's like, if that little nigga want to know
• 33:10
  Speaker 2: me when he gets big, he can come find me immediately.
• 33:16
  Speaker 2: My Cuchie dried up like the Sahara Desert prairie dars
• 33:20
  Speaker 2: start running past. It was like I heard Little House
• 33:23
  Speaker 2: of the Prairie thee music. That's how dry my coochie
• 33:25
  Speaker 2: got and I had to get up out of there
• 33:27
  Speaker 2: like immediately. That made me leave him alone, even though
• 33:30
  Speaker 2: I liked everything about him. But if you're somebody who
• 33:32
  Speaker 2: can say that about your own son who's thirty minutes away,
• 33:36
  Speaker 2: ain't nothing for me and you baby, nothing.
• 33:39
  Speaker 1: So I mean kids are something that need to be
• 33:42
  Speaker 1: discussed during the finance time. Absolutely, you have back child support.
• 33:48
  Speaker 1: I told you just before. Like I used to work
• 33:50
  Speaker 1: at a pink like customer service so people would be
• 33:53
  Speaker 1: It was so many women black and white, okay, and
• 33:56
  Speaker 1: everybody else in between call and crying about how the
• 34:00
  Speaker 1: government has now garnished their taxes because their husband owed
• 34:04
  Speaker 1: back child support. So now my money's gone for the
• 34:07
  Speaker 1: kids we have together or for my kids. But you
• 34:10
  Speaker 1: had a joint bank account bank account with this person,
• 34:12
  Speaker 1: so yeah, do you have back child support? Okay, y'all
• 34:15
  Speaker 1: niggas can act like y'all don't give a damn about
• 34:17
  Speaker 1: a woman's income or her her her having a degree
• 34:21
  Speaker 1: or not when half y'all need help.
• 34:24
  Speaker 2: With paying child support.
• 34:27
  Speaker 3: Apparently, so yeah, children, that's not true.
• 34:30
  Speaker 2: A j don't do that to do some of them.
• 34:33
  Speaker 1: Girl, at a lot of them need help. I'm ashamed
• 34:37
  Speaker 1: to say this. My best friend has a child for
• 34:40
  Speaker 1: my second cousin.
• 34:43
  Speaker 2: She took him to.
• 34:43
  Speaker 1: Court because he was talking shit to her daughter, saying
• 34:46
  Speaker 1: like how much money he pays in child the whole time.
• 34:50
  Speaker 3: Girls, she don't care.
• 34:51
  Speaker 1: Whole time he was back, he had money, like back
• 34:55
  Speaker 1: child support he hadn't paid, but you brag into the
• 34:58
  Speaker 1: daughter about how much money you pay a child's for.
• 35:00
  Speaker 2: Girl.
• 35:00
  Speaker 1: They got in front of the judge and he was
• 35:02
  Speaker 1: like no in a super geechee voices. Imagine this man,
• 35:05
  Speaker 1: she got money, look at her.
• 35:09
  Speaker 2: What does that have to do with anything? Nothing?
• 35:11
  Speaker 1: Because at what point do you think you're not supposed
• 35:14
  Speaker 1: to be contributing at all?
• 35:16
  Speaker 2: Right? You know two things for your child? Absolutely, I
• 35:20
  Speaker 2: need to.
• 35:20
  Speaker 1: Know if you're on child' support. I need to know
• 35:22
  Speaker 1: how you how you take care of your kids. I
• 35:25
  Speaker 1: need to know that. Also, you know, at this age,
• 35:28
  Speaker 1: younger people maybe they don't have any kids. It's not
• 35:31
  Speaker 1: a topic that would come out when talking about finances.
• 35:33
  Speaker 2: But yeah, if you're older, that's a conversation now. And
• 35:37
  Speaker 2: then the last one, what are your dreams for the future?
• 35:40
  Speaker 2: Are you working on it? This is the fun part.
• 35:42
  Speaker 2: Do you want to buy a home in a few years?
• 35:44
  Speaker 2: What do you dream about when you dream about retirement? Like,
• 35:47
  Speaker 2: that's the things that you can talk about. Putting those
• 35:49
  Speaker 2: things out on the table now will help you each
• 35:51
  Speaker 2: understand why the other person may be making today's financial
• 35:55
  Speaker 2: choices and gives you the opportunity to maybe even sync
• 35:58
  Speaker 2: up your plans once you're ready. That's dope. I Ideally,
• 36:03
  Speaker 2: for me, I would want to be in a relationship
• 36:06
  Speaker 2: where my man's money pays the bills and my money
• 36:09
  Speaker 2: creates the investments for us.
• 36:13
  Speaker 1: That's entertainment some type of way. Yeah, like my maybe
• 36:17
  Speaker 1: my money is for entertainment. If we do our vacations,
• 36:19
  Speaker 1: all that we can have fly ash vacations. If I've
• 36:22
  Speaker 1: been saving all year for this thing.
• 36:23
  Speaker 2: Now, I feel like, yeah, vacations, but also building new
• 36:26
  Speaker 2: streams of income. That's what my money is gonna do.
• 36:28
  Speaker 2: That's ideally how I would want our relationship to go.
• 36:32
  Speaker 1: You know a lot of times people look at stay
• 36:34
  Speaker 1: at home moms. Oh, they're not contributing financially, but a
• 36:38
  Speaker 1: lot of them have like side hustles, online jobs, things
• 36:41
  Speaker 1: that they're doing from the house that may be making
• 36:45
  Speaker 1: more money. Like look at the TikTokers, right, Okay, it's
• 36:48
  Speaker 1: this one girl I'd be following on Instagram. She's a model,
• 36:52
  Speaker 1: sores or husband. They'd be making fun of her ass
• 36:55
  Speaker 1: on TikTok so bad. She's cooking. So she's cooking pregnant.
• 37:02
  Speaker 1: I mean she's making peanut butter and jelly sandwiches from scratch.
• 37:04
  Speaker 1: Bitch seeing her y baking the bread like, that's all content.
• 37:09
  Speaker 1: And she has over a million followers and she's making
• 37:12
  Speaker 1: money doing day to day life. We just had Lexi
• 37:15
  Speaker 1: your homegirl in here. Like people, you can literally make
• 37:18
  Speaker 1: money off of being a homemaker now.
• 37:20
  Speaker 2: Right at this, As long as you got the right
• 37:22
  Speaker 2: camera angles, you can get a check.
• 37:25
  Speaker 3: Right.
• 37:26
  Speaker 1: So yeah, Like women with a lot of stay at
• 37:29
  Speaker 1: home moms have found a way to create online businesses
• 37:32
  Speaker 1: and they are driven into their households.
• 37:34
  Speaker 2: All the time. Right, I agree.
• 37:36
  Speaker 1: So I'm going to get a whiteboard and I'm going
• 37:38
  Speaker 1: to put up all my goals and my partner's goals
• 37:42
  Speaker 1: and we're going to execute things together. Like two people
• 37:45
  Speaker 1: is always better than me, right, always, especially when I
• 37:48
  Speaker 1: come to some money too many times two moneies.
• 37:53
  Speaker 2: So however I'm making money, I always be telling bitches
• 37:56
  Speaker 2: where they got their man and they living in the house.
• 37:57
  Speaker 2: I'll be like, girl, I am in a single income home. Okay, relax,
• 38:07
  Speaker 2: don't tell me I gotta bring you no birthday gift.
• 38:09
  Speaker 2: I was gonna bring one, but I have a single
• 38:11
  Speaker 2: income home to relax.
• 38:14
  Speaker 1: So I would say, talk about money often and soon. Yeah,
• 38:18
  Speaker 1: if you're planning on, like really being with this person,
• 38:21
  Speaker 1: because it's important.
• 38:22
  Speaker 2: But that don't mean begging because some people get that wrong.
• 38:26
  Speaker 1: Yeah, people be in bad moods when they when they
• 38:28
  Speaker 1: money fucked up. Right, So you don't want to be
• 38:30
  Speaker 1: in a relationship with somebody you didn't You didn't realize
• 38:33
  Speaker 1: this nigga was fucked up financially. Not a relationship is
• 38:38
  Speaker 1: going or this woman. Yeah, yeah, I will never be
• 38:44
  Speaker 1: considering women when I talk about money.
• 38:46
  Speaker 2: I'm not talking about us. But don't know, man, want
• 38:49
  Speaker 2: to meet a woman, think she's great. The first conversation
• 38:52
  Speaker 2: she's like, hey, you're like, what's wrong with you? I
• 38:58
  Speaker 2: don't really want to talk about it. Don't tell me
• 39:01
  Speaker 2: what's that? Baby, what's wrong? I'm just saying, okay, well,
• 39:07
  Speaker 2: since you asks, I just I just have some debt
• 39:10
  Speaker 2: right now, and I just don't know how they're gonna
• 39:12
  Speaker 2: they're gonna put me out. I'm and get a victim
• 39:14
  Speaker 2: from my high rise apartment if somebody does not pay
• 39:17
  Speaker 2: this one for me, Like don Ni, No nigga wants
• 39:20
  Speaker 2: to hear that right out the gate.
• 39:23
  Speaker 1: But if you're trying to get rid of him, go
• 39:24
  Speaker 1: ahead and do that, because either he gonna give you
• 39:27
  Speaker 1: the money or you're gonna get the fuck on through.
• 39:29
  Speaker 3: Either way it's a win win.
• 39:30
  Speaker 2: But yeah, I wouldn't.
• 39:32
  Speaker 1: We're not talking not necessarily.
• 39:34
  Speaker 2: Because you might run off a good guy because you just,
• 39:38
  Speaker 2: you know, coming out the gate telling him what you need.
• 39:40
  Speaker 2: You know, That's what I said.
• 39:41
  Speaker 1: Unless you want to, unless your your your intention is
• 39:45
  Speaker 1: to get rid of him, don't do that right yeah,
• 39:48
  Speaker 1: because men will get lost if they think you're trying
• 39:51
  Speaker 1: to get in their purse real quick. Okay, But I mean,
• 39:54
  Speaker 1: I'm talking about my finances too, you're talking about yours.
• 39:57
  Speaker 1: We're trying to see how we fit in each other's life.
• 40:00
  Speaker 1: Financially because like it or not, on this realm. Okay,
• 40:04
  Speaker 1: you need money to live. We can't get around it. Right,
• 40:08
  Speaker 1: So y'all mad when somebody say, oh, I make he
• 40:10
  Speaker 1: makes thirty forty thousand dollars a year, or you have
• 40:14
  Speaker 1: two hundred dollars the date is one ninety five, but
• 40:17
  Speaker 1: your man only has such and such.
• 40:19
  Speaker 2: How much you're paying?
• 40:20
  Speaker 1: Like, what are we talking about? Okay, we need money
• 40:22
  Speaker 1: to breathe. At this point, air costs two dollars to
• 40:25
  Speaker 1: put gap to put air in the tire at the pumps,
• 40:28
  Speaker 1: So what are we talking about? So it's an important
• 40:30
  Speaker 1: conversation and you need to find out early as possible.
• 40:34
  Speaker 2: You don't want to get in a relationship with.
• 40:36
  Speaker 1: Somebody who has fucking people looking for him because he
• 40:39
  Speaker 1: owes fifty million dollars to MGM Studio like Bruno Mars.
• 40:46
  Speaker 1: Bruno Mars, they say they own him. Somebody said that
• 40:51
  Speaker 1: MGM Studios' excuse me, MGM Casino, not Studios. Casino owns
• 40:58
  Speaker 1: Bruno Mars because he is in debt to them from
• 41:01
  Speaker 1: his gambling habits.
• 41:02
  Speaker 2: Yeah, yeah, that's what That's why I said I couldn't
• 41:04
  Speaker 2: talk to that guy because he was successful, but his
• 41:06
  Speaker 2: gambling habit was out of control.
• 41:08
  Speaker 1: I can't do it and one wrong move, shit can
• 41:10
  Speaker 1: go south.
• 41:11
  Speaker 2: This nigga had me down. Download and uh, what's that
• 41:14
  Speaker 2: sports bet and shit talking about? They're giving away a
• 41:17
  Speaker 2: free two hundred and fifty Go ahead and put it
• 41:18
  Speaker 2: on your phone. What I don't Okay.
• 41:24
  Speaker 1: He sounds like he was already in debt and he
• 41:26
  Speaker 1: just was balancing his debt and he was managing debt
• 41:29
  Speaker 1: is what he sounds like.
• 41:30
  Speaker 2: He was in sports betting.
• 41:32
  Speaker 1: Mm hmm.
• 41:33
  Speaker 2: Yeah. So I had to go. I had to exit
• 41:34
  Speaker 2: stage left, baby, because you're gonna have it. You could
• 41:38
  Speaker 2: build something great with someone and they gamble it all
• 41:40
  Speaker 2: the way. You got time for that. Get at it there,
• 41:45
  Speaker 2: So old, let me just say this. I know this
• 41:49
  Speaker 2: is kind of like off topic. I mean it's on topic,
• 41:51
  Speaker 2: but I used to work when I was living in Europe.
• 41:53
  Speaker 2: I used to work at this. Uh it was a
• 41:55
  Speaker 2: club and it had like, uh, the machines, the poker
• 41:59
  Speaker 2: machines like they had. Yeah, they had like a whole
• 42:02
  Speaker 2: section of slot machines and roulette and all kind of
• 42:05
  Speaker 2: stuff like that, right, And these people used to come
• 42:08
  Speaker 2: in there and they be on the machines all day long,
• 42:12
  Speaker 2: just feed and money into that machine. And this one
• 42:15
  Speaker 2: man he did not want to leave his machine because
• 42:17
  Speaker 2: he said it was getting hot, whatever that meaning. And
• 42:21
  Speaker 2: he doodooed on himself. He shipped his pants trying not
• 42:26
  Speaker 2: to lead a machine. Yeah, that's how bad it was.
• 42:31
  Speaker 2: And then they gonna tell me I got to go
• 42:32
  Speaker 2: in there to clean up. I said, I bet you
• 42:34
  Speaker 2: the fuck I won't. I bet you the fuck I won't.
• 42:37
  Speaker 2: I bet you I quit this motherfucker before I go
• 42:39
  Speaker 2: in there and clean up. No doodo out, no chair,
• 42:41
  Speaker 2: You'll find somebody else to do it.
• 42:43
  Speaker 1: They throw that chair in the trash. What.
• 42:46
  Speaker 2: I'm a bartender, that's it. I came here to make drinks.
• 42:52
  Speaker 2: That's whole casino funk his hell because this man couldn't
• 42:56
  Speaker 2: get up from that machine. On that note, yes, get
• 43:04
  Speaker 2: your finances in order.
• 43:06
  Speaker 1: Yeah, talk about it. It's all about the Benjamin's baby period.
• 43:10
  Speaker 1: Talk about the money you got to it's a must.
• 43:12
  Speaker 1: You do want to end up in a bad situation.
• 43:14
  Speaker 1: That's your last last Yes, bitch, it's all about the Benjamins.
• 43:21
  Speaker 2: My last last is you want a nigga to trick
• 43:25
  Speaker 2: on your trick first. It's like real gold niggas definitely
• 43:30
  Speaker 2: trick first.
• 43:30
  Speaker 3: Somebody a little trinkt a little nice little.
• 43:34
  Speaker 1: Because nine times out ten, nobody's ever done anything nice
• 43:37
  Speaker 1: for him, Like niggas don't get flowers.
• 43:39
  Speaker 2: Yeah, but not that. Don't say that. I say that,
• 43:41
  Speaker 2: but don't do it because you are looking for something
• 43:44
  Speaker 2: in return. Do it because you actually care about this nigga.
• 43:46
  Speaker 2: You want to see him smile. And usually when you
• 43:49
  Speaker 2: treat somebody good, they'll treat you good in return. That's
• 43:51
  Speaker 2: my last last Yeah, okay, y'all.
• 43:54
  Speaker 1: So if you enjoyed this episode, y'all tune in every
• 43:57
  Speaker 1: Thursday on The Black Effect podcast iHeartRadio app or over
• 44:00
  Speaker 1: the Fuck you get your podcast at.
• 44:02
  Speaker 2: This is your co host, aj Holiday two point zero
• 44:06
  Speaker 2: on instagrams. What's Up Tam y'all is official Tambama on Instagram.
• 44:10
  Speaker 2: Y'all follow me like, y'all. We got ninety four days
• 44:13
  Speaker 2: till summer. I'm down twenty three pounds, y'all. If y'all
• 44:17
  Speaker 2: trying to get skinny with me, I'm doing urbal life.
• 44:19
  Speaker 2: Y'all can do it with me.
• 44:21
  Speaker 1: Oh, y'all, I'm trying to get skinny with you fuck
• 44:23
  Speaker 1: the rest of them.
• 44:23
  Speaker 2: Okay, I said, come on you, I'll send you some
• 44:27
  Speaker 2: samples and all kind of good shit if you want
• 44:28
  Speaker 2: me to. I'll put it in the mail to you girl.
• 44:30
  Speaker 2: But y'all, y'all can order it. The link is on
• 44:32
  Speaker 2: my page and the links on my DM. If you
• 44:35
  Speaker 2: do order something, I'll add you to my close friends
• 44:38
  Speaker 2: and we can have this conversation going and get fine together.
• 44:41
  Speaker 2: Some of it is coming. Let's not play, that's all
• 44:43
  Speaker 2: I'm gonna tell y'all. Y'all, don't be big backed to
• 44:46
  Speaker 2: on the boat. I mean, if you are, that's cool too,
• 44:48
  Speaker 2: But if you don't want to be, join me. Y'all.
• 44:51
  Speaker 2: I love y'all. Remember to speak now and never hold
• 44:55
  Speaker 2: your piece or your back.
• 44:58
  Speaker 1: Fast a tattoo on my backpat ask me if I care.
• 45:02
  Speaker 1: Bye deuces. For more podcasts from iHeartRadio, visit the iHeartRadio app,
• 45:09
  Speaker 1: Apple podcast, or wherever you listen to your favorite shows.