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How to Budget for Seasonal Income Without the Feast-or-Famine Cycle

Episode 159 of Budgeting for Beginners with Fexingo tackles the challenge of seasonal income—whether you're a landscaper, a ski instructor, or a freelance Santa. Lucas and Luna break down a three-bucket system that smooths out those feast-or-famine cash flow swings, using the real-world example of a seasonal campground worker who earns 70 percent of their income between Memorial Day and Labor Day. They explain how to calculate your base monthly salary from annual income, set up a seasonal reserve account, and handle the emotional whiplash of lean months. While it's a budgeting…

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