Fast Funding - When to Use, When to Avoid
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In this thought provoking conversation, TFS founder and managing director Pramu Rodrigo teams up with finance broker Nathan Ruvinski to demystify the world of unsecured lending. Unlike secured loans that are backed by assets, unsecured loans rely solely on the borrower’s credit profile. Because lenders face more risk, they typically charge higher interest rates and scrutinise your finances more carefully; for example, recent data show that average interest rates for a five‑year unsecured personal loan ($20 000) are around 11.7 % p.a., compared with 9.6 % p.a. for an…
The skinny
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