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BNPL Crackdown: Rising Fees, Stricter Rules & Fewer Sales
The BNPL world just changed — and if you’re a merchant, you’re not as safe from it as you think.
The CFPB’s new Buy Now, Pay Later regulations are aimed at BNPL providers, but the fallout will hit sellers next. Expect higher fees, tighter approvals, and more limits on who can use these services — especially if your store falls under “high-risk”.
And it doesn’t stop there. These changes will also affect how customers see and use BNPL. As fees rise and approvals drop, BNPL could become a less appealing checkout option — hurting conversions and your overall payment flexibility.
In this episode…
The skinny
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