Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Open Banking Is Rewiring Consumer Identity
Most people think open banking is just about moving money faster. It’s actually about identity. We look at how the UK’s Open Banking standard has shifted power from banks to consumers, and why that model is struggling to take off in the US despite having similar technology. Lucas and Luna break down the regulatory friction, the role of third-party providers, and what happens when your financial data becomes a portable asset rather than a locked vault.
#OpenBanking #DataPortability #ConsumerIdentity #FintechRegulation #UKFintech #USBanking #ThirdPartyProviders #FinancialData #APIEconomy…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.