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Are You Really Covered? | Yakima News

Homeowner’s insurance might not cover what you think it does—especially when disasters hit. Many policies are outdated, underinsured, or exclude key risks like floods and earthquakes, leaving homeowners facing crippling bills after rebuilds. With rising construction costs and more extreme weather, it’s critical to audit your coverage now: check dwelling limits, personal property payouts (which often use depreciated values), and confirm what’s actually covered. Don’t assume protection—dig into your policy and talk to your agent before disaster strikes. Listen in comfort:Get a discount on a…

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