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Steve Harvey's Closing Remarks - 08.27.25 · Daily Inspiration: The Steve Harvey Morning Show

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  Speaker 1: All right, guys, here we are our last break of
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  Speaker 1: the day. Who It's been a good day. It's been
• 0:06
  Speaker 1: a fun day. We want to say thank you to
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  Speaker 1: our very special guest, Bill Bellamy. He was fantastic. Yeah,
• 0:14
  Speaker 1: off the shame. Always tell me what's your show this weekend?
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  Speaker 1: With you and you and Bill?
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  Speaker 2: Oh? Come on, man, this is zero, baby, this is
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  Speaker 2: week zero. This is the comedy Jam. This is Friday
• 0:27
  Speaker 2: night Bockwell Auditorium, Me and Bill Bellamie what I am stupid?
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  Speaker 2: And I'm making changes at the same time. Costume he said,
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  Speaker 2: sixty three? I think Bill Bella, are you taking Yeah,
• 0:43
  Speaker 2: I'll be sweating, oh cause you jump.
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  Speaker 1: Around the stage and do all kinds of crazy stuff. Yeah,
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  Speaker 1: too much energy. Yeah, I'm working up there.
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  Speaker 2: I'm putting into work. How come I hang out with us? Man,
• 1:01
  Speaker 2: We're gonna have a good time Friday night.
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  Speaker 1: That should be a lot of fun. All right, Steve,
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  Speaker 1: here we are time for closing remarks. I did want
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  Speaker 1: to ask you this. You know, sometimes you talk to
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  Speaker 1: us about relationships and things like that. I always love
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  Speaker 1: when you talk about the four bank accounts. Four bank accounts,
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  Speaker 1: and people ask me, what did Steve say about the
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  Speaker 1: four bank accounts. Can you explain that please?
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  Speaker 3: Oh you know that's crazy because I just had this
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  Speaker 3: conversation with this couple who were having an argument about money.
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  Speaker 3: Oh why And they said, well, let's ask mister Harvey
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  Speaker 3: and see what you think. And so I just had
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  Speaker 3: this conversation. And it was taught to me actually by
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  Speaker 3: a friend of mine who's deceased now, the great Roger E. Salter,
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  Speaker 3: who owned San mal Financial up in Chicago. That man
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  Speaker 3: right there taught me so much about finances. Roger Salters
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  Speaker 3: man Frat Brother sixty eight. Miss you man. He was
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  Speaker 3: a great, great, great friend. He taught me something. He said, Steve,
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  Speaker 3: every couple should have four bank accounts. He said, you
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  Speaker 3: could save yourself a lot of trouble. Because he was
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  Speaker 3: advising me years ago. This is in the nineteen nineties
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  Speaker 3: and he was giving me some advice. Now I was struggling.
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  Speaker 3: He said, here's why you're struggling, because even though you're married, man,
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  Speaker 3: you need to have individuality. I said no. He said,
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  Speaker 3: nobody wants to ask somebody for something all the time.
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  Speaker 3: Say you got to create freedom within your marriage, he say,
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  Speaker 3: and within your partnership. So every couple should have four
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  Speaker 3: bank accounts. He said, you should have number one. If
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  Speaker 3: both of you are working, you should have a joint
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  Speaker 3: account where you both put your incomes into this account
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  Speaker 3: and you saw go out the bills that have to
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  Speaker 3: be paid. These are the must do things, the rent,
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  Speaker 3: the mortgage, the light, the gas, the groceries, the car notes,
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  Speaker 3: the insurances, education for all of this has to go.
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  Speaker 2: In in it.
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  Speaker 3: And then, no matter who you are, you have to
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  Speaker 3: make a concerted effort, the two of you to save something.
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  Speaker 3: He said, I don't care if it's twenty dollars a week,
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  Speaker 3: two hundred a week, five percent of your money a week,
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  Speaker 3: whatever your two of you decide, you've got to save
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  Speaker 3: something from every check. Don't ever spend the whole check.
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  Speaker 3: Put it in a joint account that requires both of
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  Speaker 3: your signatures to move the money. So now you've taken
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  Speaker 3: care of your household, you've taken care of your necessities,
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  Speaker 3: and now you have a little nest egg that you're building.
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  Speaker 3: But it requires two people to move, so one person
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  Speaker 3: can't go and take the money out without the other
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  Speaker 3: person's knowledge. He said. Now a bank account three and
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  Speaker 3: four that you need is she needs her own personal account,
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  Speaker 3: and you need your own personal account because what that
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  Speaker 3: does is you all decide out of the joint account
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  Speaker 3: where you all put your money. Who gets what as
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  Speaker 3: there monthly or buy monthly. If you get paid once
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  Speaker 3: a month, it goes in once a month. If you
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  Speaker 3: get paid twice a month, it goes in twice a month.
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  Speaker 3: If you get paid weekly, it goes in weekly. However
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  Speaker 3: you want to decide it. But who gets what? He said? Now,
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  Speaker 3: let me give you a piece of advice. Son, He said,
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  Speaker 3: you should always give your wife more than you get.
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  Speaker 3: He said. I'm explaining something to you, he said, because
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  Speaker 3: you're not gonna be able to give this woman, especially
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  Speaker 3: if you have a true partner, because she will take
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  Speaker 3: care of stuff with her money that you don't even
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  Speaker 3: think about. She gonna do stuff for the key, she
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  Speaker 3: gonna do stuff for the grandkids, She gonna do stuff
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  Speaker 3: for the house out of her money. But now she
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  Speaker 3: needs more to maintain herself than you do. You gotta
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  Speaker 3: go get a haircut, she gotta get her hair done.
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  Speaker 3: She gotta buy makeup, she gotta do manicures, pedicures, she
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  Speaker 3: gotta do spa treatments to keep it up. She gotta
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  Speaker 3: buy skincare products. All you got is some lotion at
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  Speaker 3: the house, he says. So give your wife more than
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  Speaker 3: you get now in her account. She does not have
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  Speaker 3: to ask your permission for anything. If she want to
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  Speaker 3: spend it on barettes, she get to buy bags of barettes.
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  Speaker 3: She want to spend it on skin care products, you
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  Speaker 3: can't say nothing. You, on the other hand, sir, you
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  Speaker 3: get your own money. She can't say nothing. If you
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  Speaker 3: buying cigars tequila, if you buying a golf clubs, whatever
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  Speaker 3: you buy, she can't say anything. You want to loan
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  Speaker 3: your partner one hundred dollars, that's on you. She want
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  Speaker 3: to give her family members one hundred dollars, that's on her.
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  Speaker 3: And it keeps a level of independence why you're married
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  Speaker 3: in freedom and allows the one person not to be
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  Speaker 3: beholding to the other person. It'll cut down on a
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  Speaker 3: lot of financial arguments. It'll ensure that you all have
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  Speaker 3: taken care of your basics, and it'll ensure that you
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  Speaker 3: all are building for the future with some type of saving.
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  Speaker 3: Four bank accounts per couple is a must have. Greatest
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  Speaker 3: advice I've ever had. Those are my closing remarks today. Hey, listen, everybody,
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  Speaker 3: please don't forget talk to God today. She would absolutely
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  Speaker 3: love to hear from you.
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  Speaker 1: For all Steve Harvey contests, no purchase necessary, void we're prohibited.
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  Speaker 1: unless otherwise stated. For complete contest rules, visit Steve Harvey
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  Speaker 1: FM dot com. You're listening to Steve Harvey Morning Show.