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Texas Homeowners Face Rising Insurance Costs | Texas News

Texas homeowners are facing skyrocketing insurance premiums—with rates climbing from under $2,000 in 2019 to over $3,500 by 2025—prompting Governor Greg Abbott to propose a $400 million grant program to help upgrade roofs and lower costs. Modeled after Alabama’s successful initiative, the plan offers up to $10,000 per home to boost resilience against wind and hail. But the crisis isn’t just weather-related: claim denials are rampant, with insurers citing deductibles while advocates demand transparency. Rising property values, inflation, and more frequent storms compound the problem…

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