Latest / Banking Transformed with Jim Marous
The Bank Run That Won’t Look Like One
The next bank run will not look like a run.
No crowd, no panic, just balances leaving quietly as customers’ AI agents move money to a better rate while everyone sleeps. In this episode of Banking Transformed, Jim Marous explains why the agentic era changes the physics of deposits, and why the money you assume is loyal may only be waiting for software to notice the spread.
Jim reframes deposit stickiness as friction rather than loyalty, revisits the sweep account as the automated money-movement machine banks built decades ago and now face pointed at the whole market, and draws on FDIC…
The skinny
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