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Rewards for Survival Not Savings | Dayton News
A new USAA survey reveals a major shift: over a third of Americans are cashing in credit card rewards instantly—mostly for daily essentials like food and gas—driven by soaring living costs. Lower-credit-score holders are especially affected, with nearly half using rewards to cover basic expenses. Young adults (18–24) are leading the trend, redeeming rewards monthly or as soon as possible, thanks to easier point-based payments. USAA saw a 47% spike in redemptions last year, fueled by its “Shop With Rewards” feature. It’s clear people are stretching every dollar they can to survive rising…
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