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Episode 4. Beyond Mobile Money: The Infrastructure Behind Kenya's Growth | Voices & Visions

For many people, M-Pesa is known as a mobile money platform.

In reality, it has become a critical layer of Kenya's economic infrastructure.

In this conversation, Andrew Mutha and Peter Gichangi of Safaricom unpack how M-Pesa evolved from a simple money transfer service into an ecosystem supporting payments, savings, credit, insurance, investments, and cross-border transactions.

The discussion goes beyond technology to examine the conditions that made this possible: digital identity systems, regulatory openness, widespread connectivity, and a relentless focus on solving real customer problems…

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