Latest / Mortgage Research Network Podcast
USDA Loans Explained: How to Buy a Home With No Down Payment
In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Ashley Harris (NMLS # 1106948), Director of Homebuyer Education at Neighbors Bank (NMLS # 491986), about how USDA loans can help eligible buyers purchase a home without a down payment. Ashley explains who may qualify, how USDA property eligibility works, why the program is not limited to isolated rural areas, and how household income limits can affect approval.The conversation also covers how USDA loans compare with FHA and conventional financing, including debt-to-income limits, guarantee fees, closing…
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