Latest / Ron Verb / The Ron Verb Show - Full Broadcast from Friday, 08/14/26
Transcript
- 0:00Speaker 1: Now, Ron Verb on NewsRadio 570 WKBN.
- 0:06Speaker 2: Yeah, we're talking, you're listening, NewsRadio 570 WKBN, and hopefully
- 0:10Speaker 2: you'll be calling here this afternoon, and welcome to Friday afternoon.
- 0:14Speaker 2: Ron Verb from the Kingdom of Mahoning. We'll be with
- 0:17Speaker 2: you right up until 6 this evening. On this August 14th,
- 0:21Speaker 2: it's 82 degrees, a little humid out there today. Can't
- 0:24Speaker 2: feel fair to be here before you know it's.
- 0:27Speaker 3: 330-729-9977.
- 0:27Speaker 4: 330-729-9977.
- 0:27Speaker 2: We'll get you through.
- 0:28Speaker 5: 330-729-9977.
- 0:28Speaker 2: We'll get you through. So keep that in mind. Let
- 0:29Speaker 2: me check here first.
- 0:30Speaker 3: Hello?
- 0:30Speaker 2: Hello. Hi, Ron.
- 0:46Speaker 6: It's Kelly Warren.
- 0:47Speaker 2: This is who I thought it would be. Everybody knows
- 0:51Speaker 2: who Kelly Warren is. Kelly Warren and Associates. And she's
- 0:55Speaker 2: got a big event coming up. We'll get to that momentarily. Kelly, first,
- 0:58Speaker 2: welcome to the broadcast. Always nice to have you with
- 1:00Speaker 2: us here today.
- 1:01Speaker 7: Thank you.
- 1:02Speaker 2: Let's talk a little bit, if you don't mind, in
- 1:04Speaker 2: the beginning about real estates. Of course.
- 1:07Speaker 6: I love to talk about real estates.
- 1:08Speaker 8: Yes.
- 1:09Speaker 2: I mean, is it a buyer's market, a seller's market?
- 1:12Speaker 2: What's going on? I'm talking locally here in Mahoning, Trumbull,
- 1:16Speaker 2: Columbiana Counties.
- 1:18Speaker 6: We are a pretty stable market right now. You know,
- 1:21Speaker 6: for the last couple of years that had been a
- 1:23Speaker 6: seller's market, it is transitioning a little bit into a
- 1:25Speaker 6: buyer market and certain price points and everything. But overall,
- 1:29Speaker 6: just very stable, even market right now, which is nice.
- 1:32Speaker 2: All right. So it's a good opportunity for the buyer.
- 1:36Speaker 2: Let's put it that way.
- 1:37Speaker 9: Yes.
- 1:38Speaker 10: Yes.
- 1:38Speaker 6: A better opportunity for the buyer than it has been
- 1:40Speaker 6: the last couple of years.
- 1:41Speaker 2: Were you surprised if we spin the clock back to
- 1:44Speaker 2: when homes were priced, you know, let's $ 250, 000, and you
- 1:47Speaker 2: would get offers that would be well beyond what the
- 1:51Speaker 2: asking price would be? I mean, was that kind of
- 1:53Speaker 2: just shocking as a real estate agent? Something that hadn't happened,
- 1:57Speaker 2: I don't think, too much over the years.
- 1:59Speaker 6: It was very shocking. I've been doing this for over
- 2:02Speaker 6: 20 years here in the Valley, and it was a
- 2:04Speaker 6: market that we had never seen. You know, it got
- 2:07Speaker 6: a little wild.
- 2:09Speaker 2: Yeah. Now, I have always been told the sweet spots
- 2:13Speaker 2: in Mahoning County, do they remain Canfields and Poland? They
- 2:18Speaker 2: seem to be the sweet spots that a lot of
- 2:19Speaker 2: people want to go to.
- 2:21Speaker 6: They are, yes. Austintown and Strother is also pretty popular.
- 2:25Speaker 11: You know, a lot of the outlying areas, some people.
- 2:27Speaker 6: Want to be in the country. Some people, you know,
- 2:30Speaker 6: just depends on the person. But Austintown and Canfield do
- 2:33Speaker 6: seem to be, or Poland and Canfield do seem to
- 2:35Speaker 6: be the most popular.
- 2:36Speaker 2: Are you surprised? I mean, you've been doing it a
- 2:39Speaker 2: long time. How much houses have appreciated in value? Let's
- 2:44Speaker 2: say the $ 175, 000 house is now, what, $ 250, 000 or maybe
- 2:45Speaker 2: even more than that?
- 2:50Speaker 6: I am surprised. I feel like I'm showing my age
- 2:52Speaker 6: a little bit because, you.
- 2:54Speaker 11: Know, when I was younger and my grandfather.
- 2:56Speaker 6: Was in real estate, we'd drive down the street and
- 2:58Speaker 6: he'd say, oh, I remember when this house sold for
- 3:00Speaker 6: that much.
- 3:01Speaker 11: And I find myself doing that to my kids now.
- 3:03Speaker 2: I mean, they've really escalated in price. Is it are
- 3:08Speaker 2: you seeing they say the first time homebuyer age today
- 3:11Speaker 2: is around 40 nationwide. I don't know if that's the
- 3:14Speaker 2: case here or not. Are we seeing older first time homebuyers?
- 3:19Speaker 6: We are. It's younger than that, late 20s, but it
- 3:22Speaker 6: used to be early 20s, so it has gone up.
- 3:25Speaker 6: It seems like people now want to finish school and
- 3:28Speaker 6: start a career a little bit more before they get
- 3:30Speaker 6: married and buy a home. We're seeing people in their
- 3:33Speaker 6: professions that can afford to buy and that have good
- 3:35Speaker 6: credit and everything else that are still renting. It's interesting.
- 3:39Speaker 2: Do you ever drive through some of these wealthier neighborhoods,
- 3:43Speaker 2: whether in Boardman, Park Harbor? Every community has the wealthier neighborhoods.
- 3:48Speaker 2: I mean, you see a lot of them in Canfield.
- 3:50Speaker 2: Do you ever drive through them, Kelly Warren, and say,
- 3:52Speaker 2: what does this person do that can afford this home?
- 3:57Speaker 6: Sometimes. Sometimes you wonder. There is a lot of money
- 4:01Speaker 6: here in the Valley, surprisingly.
- 4:04Speaker 2: That's a good thing to have. I mean, that we
- 4:07Speaker 2: have that kind of stuff. So time on markets still
- 4:11Speaker 2: relatively short for the seller. I know it's longer than
- 4:15Speaker 2: it used to be, but it's not a long period
- 4:18Speaker 2: of time, right? How's inventory?
- 4:20Speaker 12: Yes.
- 4:21Speaker 6: Inventory is good. Time on market for the sellers is
- 4:24Speaker 6: a little bit longer than it was. We're seeing closer
- 4:26Speaker 6: to an average 45 days where, you know, a few
- 4:29Speaker 6: years ago we were seeing things sell in hours. But
- 4:33Speaker 6: still very quick, you know, 15 years ago we were
- 4:36Speaker 6: seeing things with an average six month time on the market.
- 4:39Speaker 2: Now, does interest rates have an effect? I mean, they
- 4:42Speaker 2: haven't raised, the Fed hasn't raised them. But do you remember,
- 4:45Speaker 2: Kelly Warren, as I do, when I was a young
- 4:49Speaker 2: man and we would refinance to get our interest rate
- 4:52Speaker 2: down to 6%. We thought that was fantastic back in
- 4:56Speaker 2: the day. Now, we got so used to what these
- 4:58Speaker 2: low interest rates that people are bellyaching about, what, 6%, 6.5%, 7%.
- 5:04Speaker 6: Yet, you know, when they were as low as 2
- 5:06Speaker 6: and 3, 6 and 7 seem high. So we've got
- 5:10Speaker 6: to get people reused to what normal is. Over 30-year averages,
- 5:15Speaker 6: these are still relatively low interest rates. But when you're
- 5:18Speaker 6: looking at the last five years, it does feel high.
- 5:21Speaker 2: How important is it when I built Verb Manor years ago?
- 5:25Speaker 2: I mean, I always thought it was important to have 20%
- 5:27Speaker 2: to put down. to avoid PMI insurance? With inflation and
- 5:33Speaker 2: the high price of a lot of homes, is it
- 5:36Speaker 2: more difficult for people to have 20%?
- 5:37Speaker 6: The smart move is to have 20% down, but we're
- 5:42Speaker 6: seeing less people do that. Obviously, you can avoid the
- 5:45Speaker 6: PMI with the.
- 5:46Speaker 11: 20% down, but renting is not.
- 5:50Speaker 6: As smart as buying. So if you can buy with 3%
- 5:52Speaker 6: or 5% down and pay the PMI, it's still a
- 5:54Speaker 6: better return than renting.
- 5:57Speaker 2: Let's talk a little bit about do we have the
- 5:59Speaker 2: problem in this area that we hear so many people
- 6:02Speaker 2: talk about these large corporations buying a lot of single
- 6:05Speaker 2: family homes? I know that's been a problem mainly in
- 6:09Speaker 2: the sunshine area of the country. But did we have
- 6:12Speaker 2: that here with these companies buying huge single family homes?
- 6:17Speaker 6: No, we don't have that here so much. We do
- 6:19Speaker 6: see that in Lake Florida where that affects our market.
- 6:22Speaker 6: If somebody here who would retire and sell their four-bedroom,
- 6:26Speaker 6: two-story colonial and move to Florida can't find inventory there
- 6:30Speaker 6: to buy, so then they hold on to their home
- 6:32Speaker 6: longer here. which was creating a little bit of an
- 6:35Speaker 6: inventory shortage for us. So it's not that we had
- 6:37Speaker 6: those big corporations buying here, but we had people holding
- 6:40Speaker 6: on to their homes longer, and they weren't turning over
- 6:43Speaker 6: for that younger buyer crowd. I think in the last
- 6:46Speaker 6: year or two, that's less of a problem. And I
- 6:49Speaker 6: think in the next year, it'll be less of a
- 6:51Speaker 6: problem as the Florida market softens up.
- 6:53Speaker 2: Yeah, it's been softening up for quite a while now
- 6:56Speaker 2: where we see prices declining. in Florida. So that's a
- 7:01Speaker 2: good thing for people that are buying there. Of course,
- 7:03Speaker 2: if you buy anywhere close to the water, that's going
- 7:06Speaker 2: to cost you an arm and a leg in insurance. Now,
- 7:09Speaker 2: how much of your job, I'm talking with everybody knows,
- 7:12Speaker 2: Kelly Warren, Kelly Warren Real Estate. How much of your
- 7:15Speaker 2: job is like counseling people to say, okay, we're going
- 7:18Speaker 2: to go through all of this. Here's probably the price
- 7:21Speaker 2: range you should be in. Because once you buy this home,
- 7:25Speaker 2: you have an electric bill, you're going to have to
- 7:27Speaker 2: buy groceries, and kind of to do financial advice for
- 7:30Speaker 2: these first-time buyers or any buyer.
- 7:34Speaker 11: We joke and say that our job as real estate
- 7:36Speaker 11: agents is like therapist and counselor and friend.
- 7:40Speaker 6: And loan officer. We're doing a little bit of all
- 7:42Speaker 6: of it. So some financial planning and counseling with them
- 7:46Speaker 6: is necessary on our end. But a lot of that
- 7:49Speaker 6: they are getting from their loan officer. Their loan officer
- 7:52Speaker 6: is doing the job of telling them, you can afford
- 7:55Speaker 6: up to this. if you're comfortable with a payment of
- 7:57Speaker 6: $ 2, 000 a month. But if you only want a payment of.
- 8:00Speaker 11: $ 1, 500 a month, then even though you're pre-approved.
- 8:03Speaker 6: For $ 300, 000, maybe you only want to spend two and
- 8:05Speaker 6: a quarter. So, you know, their loan officer is having
- 8:07Speaker 6: a good chunk of that conversation with them.
- 8:10Speaker 2: How difficult is it for you as really the king
- 8:14Speaker 2: of local real estate, or the queen, I should say,
- 8:16Speaker 2: of local real estate? How easy is it for you
- 8:18Speaker 2: to go into a house and tell a potential seller, listen,
- 8:23Speaker 2: You're going to have to change the carpet. You're going
- 8:25Speaker 2: to have to paint the walls. You got to clean
- 8:28Speaker 2: the place up a little bit because it is sell
- 8:30Speaker 2: easier and we can get more money.
- 8:33Speaker 6: It is a conversation that I have every day and
- 8:36Speaker 6: they don't have to do it. You can sell your
- 8:38Speaker 6: home as is, but if you're selling it as is,
- 8:40Speaker 6: be aware that you're going to get an as is
- 8:42Speaker 6: price for it. So pretty often when I go in
- 8:44Speaker 6: and meet with somebody, I'll tell them, in current condition,
- 8:47Speaker 6: we can list your house for X. And if you
- 8:50Speaker 6: do a little bit of elbow grease, a little bit
- 8:51Speaker 6: of paint, maybe some new carpet, you can get 10, 15,
- 8:54Speaker 6: 20,000 more for your house. So it's just a matter
- 8:57Speaker 6: of whether they want to do that work or not.
- 8:59Speaker 6: And in this society, you know, when you think about
- 9:01Speaker 6: how everybody wants something right now and the DoorDash kind
- 9:04Speaker 6: of mindset, some of these sellers don't want to do
- 9:07Speaker 6: those things. They'd rather leave $ 20, 000 on the table, just
- 9:09Speaker 6: sell the house as is, let the next buyer come
- 9:12Speaker 6: in and do it. So you've got people looking at
- 9:14Speaker 6: it both ways.
- 9:15Speaker 2: But I would think a lot of buyers want to
- 9:17Speaker 2: just have like move-in ready. I mean, is that the mentality?
- 9:21Speaker 6: It is the buyer preference, yes.
- 9:24Speaker 2: Now, what would you say in our area is the
- 9:28Speaker 2: sweet spot as far as price is concerned? I mean,
- 9:31Speaker 2: what would that price range be that is the right
- 9:36Speaker 2: price area where you know it's going to sell pretty good?
- 9:39Speaker 6: Under $ 250 is selling all day, every day, not sitting
- 9:42Speaker 6: on the market too long. Most people can afford that.
- 9:45Speaker 6: I believe last I looked, the average price point in
- 9:48Speaker 6: the area was like $ 168, which is up quite a bit.
- 9:52Speaker 6: Just a few years ago, it was only $ 125, 000. So
- 9:55Speaker 6: things have changed, inflation and such. But we're still, average
- 9:59Speaker 6: price point for the Honing Valley is still under $ 200, 000,
- 10:02Speaker 6: which nationally, that average is crazy.
- 10:05Speaker 2: When you see some of these homes that I see
- 10:09Speaker 2: for sale, like there was this real expensive home, I
- 10:14Speaker 2: won't use any names, it was for sale in Salem,
- 10:16Speaker 2: that a guy had that was... And I thought to myself,
- 10:22Speaker 2: what would it cost just a month to maintain that place?
- 10:25Speaker 2: You know, I'm that guy, Kelly Warren, that's saying, what
- 10:27Speaker 2: would the heating bill be there?
- 10:29Speaker 7: What would the maintenance bill?
- 10:31Speaker 2: Where do you find a buyer for something like that?
- 10:34Speaker 6: So you're looking at those, I think I know which
- 10:37Speaker 6: house you're talking about, the one that was on the
- 10:38Speaker 6: market for 3 million. I think the landscaping bill alone
- 10:43Speaker 6: monthly on that in the summertime was over 20 grand.
- 10:46Speaker 6: So when you're looking at shrubbing bushes and cutting grass
- 10:49Speaker 6: and keeping it looking as pristine as it looks, you've
- 10:52Speaker 6: got taxes, you've got insurances, you've got heating bills, and
- 10:56Speaker 6: that does get quite expensive. So even when you've got
- 10:58Speaker 6: the money to afford the mortgage payment, there are other
- 11:01Speaker 6: things to consider.
- 11:02Speaker 2: Yeah, those are tough ones to sell, aren't they, when
- 11:05Speaker 2: you get into those homes that we're talking a million
- 11:08Speaker 2: or more?
- 11:10Speaker 6: They are tough because at that price point, of course,
- 11:14Speaker 6: for a million dollars or more, you're wanting.
- 11:17Speaker 11: Exactly what you want.
- 11:19Speaker 6: And some of these homes that are at the million-dollar
- 11:21Speaker 6: price range are still 20-, 30-, 40-year-old homes that need
- 11:25Speaker 6: some updating. So you don't want to pay a million
- 11:27Speaker 6: dollars for a house and then want to go in
- 11:29Speaker 6: and update everything and put a couple hundred thousand more
- 11:31Speaker 6: into it. You do want that move-in ready.
- 11:34Speaker 2: How big an issue are property taxes? We talk about
- 11:37Speaker 2: them on a program all the time.
- 11:39Speaker 11: And it's a fun topic right now.
- 11:41Speaker 2: Oh, it is just, it's brutal because, you know, I
- 11:44Speaker 2: look at, I look at my own, I look at
- 11:47Speaker 2: Verb Banner and I'm saying, you know, it's 400 and
- 11:49Speaker 2: something dollars a month just that I'm paying in property taxes.
- 11:53Speaker 2: And it's, it gets discouraging. And when you're trying to
- 11:56Speaker 2: sell a home and let's say the payment's going to
- 12:00Speaker 2: be a plus you've got to get insurance if you
- 12:05Speaker 2: have a loan. Give me your thoughts on that because
- 12:07Speaker 2: property taxes, as they continue to raise them, I think
- 12:10Speaker 2: it makes it more difficult for young people and first-time
- 12:13Speaker 2: homebuyers to be able to afford a home.
- 12:15Speaker 6: It does, exactly. It raises it. limits the buying power.
- 12:20Speaker 6: When you're looking at that total monthly payment, what you
- 12:23Speaker 6: could have bought before with a lower property tax rate
- 12:27Speaker 6: and with only a 2% or 3% interest rate, now
- 12:29Speaker 6: you're looking at 6%. You're looking at higher property taxes.
- 12:32Speaker 6: Some areas are seeing higher insurance rates. All of that
- 12:36Speaker 6: makes what you can buy now less of a home
- 12:39Speaker 6: than what you could have bought for that same percentage before.
- 12:44Speaker 6: And those insurance rates, those tax rates are going up.
- 12:47Speaker 2: And it can be a detriment, high property taxes to
- 12:50Speaker 2: a potential buyer. I would be talking in a program, Kelly,
- 12:53Speaker 2: to some people that would be paying $ 1, 000 a month
- 12:56Speaker 2: in property taxes. And I thought, who would buy that
- 13:00Speaker 2: place and want to pay that forever or more? It's
- 13:05Speaker 2: not an easy thing to even consider. Now, how did
- 13:07Speaker 2: Kelly Warren, when Kelly Warren first started out in real estates,
- 13:11Speaker 2: you know, when I go back to the early days,
- 13:13Speaker 2: how did that Kelly Warren become the Kelly Warren that
- 13:16Speaker 2: she is today, the premier real estate agent? I mean,
- 13:20Speaker 2: take me through that from the beginning to where you
- 13:23Speaker 2: are probably the best known name in local real estate
- 13:26Speaker 2: as a result of performance and results. That's how you
- 13:31Speaker 2: got there. How did you get to that point? separate
- 13:34Speaker 2: yourself from just being Jane Bagadonis like other real estate agents.
- 13:39Speaker 11: Right.
- 13:40Speaker 7: Yeah.
- 13:41Speaker 6: I had been in real estate for about 10 years
- 13:43Speaker 6: before my career started to change. In my early days
- 13:46Speaker 6: in real estate, I had babies at home. And so
- 13:48Speaker 6: while I was a full-time real estate agent, because I
- 13:51Speaker 6: didn't have another job, I was also a full-time mom.
- 13:54Speaker 6: So my priorities were where they should have been.
- 13:56Speaker 11: And then as my youngest started into kindergarten, that's when
- 14:00Speaker 11: I was able.
- 14:00Speaker 6: To say, okay, I have hours a day.
- 14:03Speaker 11: Where I can dedicate strictly to real.
- 14:05Speaker 6: Estate and And I was able at that point to
- 14:07Speaker 6: change my marketing and my advertising and really take things
- 14:10Speaker 6: up a notch and, you know, start to be the
- 14:13Speaker 6: brand that you see today.
- 14:16Speaker 8: Yeah.
- 14:16Speaker 2: And I mean, you're known for if we don't sell it,
- 14:19Speaker 2: we'll buy it or the instant offer program and that
- 14:23Speaker 2: kind of stuff. I mean, that's pretty big. That's kind
- 14:30Speaker 2: of big. You don't hear that too often. I mean,
- 14:32Speaker 2: that really puts yourself out there, doesn't it?
- 14:35Speaker 6: It does. We started that instant offer program in 2016.
- 14:38Speaker 6: So we're 10 years into the guaranteed sold in the
- 14:42Speaker 6: instant offer right now. And twofold, you know, on the
- 14:45Speaker 6: first side, we invest in real estate. So if a
- 14:48Speaker 6: house doesn't sell, we're happy to buy it. We want to...
- 14:51Speaker 6: have more ownership in the Valley and be able to
- 14:53Speaker 6: provide rentals and safe places for people to live. And
- 14:57Speaker 6: on the other hand, it says that we know what
- 14:59Speaker 6: we're talking about and we do guarantee our sale and
- 15:02Speaker 6: we're happy to put our money where our mouth is.
- 15:03Speaker 6: If I can't sell the house, I will buy it.
- 15:06Speaker 2: I mean, that is really unheard of. I mean, so
- 15:10Speaker 2: when you took it to that level, and when you
- 15:13Speaker 2: started doing your advertising and just changing the whole model here,
- 15:18Speaker 2: is that when everything took off and exploded like it
- 15:20Speaker 2: is today for you?
- 15:22Speaker 6: Yes, that was all around the same time period. So
- 15:25Speaker 6: that baby.
- 15:26Speaker 11: That went to kindergarten then is now going.
- 15:28Speaker 6: To be a junior in high school.
- 15:30Speaker 2: But at some point, did you go from a real
- 15:34Speaker 2: estate agent to becoming a broker?
- 15:36Speaker 6: Yes. In 2018, I got my broker's license, and we
- 15:39Speaker 6: opened up Kelly Warren & Associates as an independent brokerage.
- 15:43Speaker 6: So we've been here for eight years now, and things
- 15:45Speaker 6: are going well.
- 15:46Speaker 2: Is it hard to find good real estate agents?
- 15:51Speaker 11: It is.
- 15:51Speaker 6: I believe that we have found the best of the best.
- 15:53Speaker 6: We have about 30 agents here that work at our
- 15:55Speaker 6: brokerage and they are some of the most wonderful people
- 15:58Speaker 6: that I know. They're hardworking and they're loyal and they're
- 16:01Speaker 6: honest and they have high integrity. And I want to
- 16:05Speaker 6: work with people that I as a client would want
- 16:07Speaker 6: to work with. So my agents do have those high standards.
- 16:11Speaker 11: And I'm confident when somebody calls.
- 16:12Speaker 6: Me, whether it's myself or one of my agents that's
- 16:15Speaker 6: coming to meet with them, I'm confident that they're getting
- 16:17Speaker 6: the level of service that I would want them to have.
- 16:19Speaker 2: When you look at these expensive homes out on Lake
- 16:22Speaker 2: Milton and re-evaluations and the property taxes, do you cringe
- 16:25Speaker 2: as a real estate agent like I do?
- 16:28Speaker 13: Yes.
- 16:30Speaker 11: I love Lake Milton. My mom has a cabin out there,
- 16:32Speaker 11: and we.
- 16:32Speaker 6: Spend some time at Lake Milton.
- 16:34Speaker 11: I'm very fond of it, but I.
- 16:35Speaker 6: Sometimes look, and I'm like, this is not the ocean.
- 16:39Speaker 14: Oh, yes.
- 16:40Speaker 6: The home values are a little wild, even for me.
- 16:44Speaker 4: All right.
- 16:45Speaker 2: You've got a big event coming on. Let me do
- 16:46Speaker 2: my commercial break, and you can tell folks about it.
- 16:48Speaker 2: Stand by, Kelly, if you will.
- 16:50Speaker 15: Thank you.
- 16:50Speaker 2: All right. So we'll talk more with Kelly Warren from
- 16:53Speaker 2: Kelly Warren & Associates right after this. Ron Furb from
- 16:57Speaker 2: the Kingdom of Mahoney.
- 16:59Speaker 16: Give your home an energy up.
- 17:01Speaker 1: And Talk Station 570 WKBN.
- 17:05Speaker 2: 324 in the afternoon. Ron Furb, News Radio 570 WKBN.
- 17:08Speaker 2: Kelly Warren. I'm picking her brain a little bit here.
- 17:10Speaker 2: We'll get to this. She's got a big event for
- 17:13Speaker 2: you for free coming up. I want to hear about that.
- 17:16Speaker 2: But first, do you get a lot of people, Kelly,
- 17:19Speaker 2: that are coming to our area from other states since
- 17:21Speaker 2: it's more affordable to live here and we've gotten some
- 17:24Speaker 2: good publicity lately?
- 17:26Speaker 6: We do, yes, twofold. A lot of people who grew
- 17:29Speaker 6: up in the Valley and moved away as young adults
- 17:31Speaker 6: and have lived their life other places move back at
- 17:34Speaker 6: retirement age. Property taxes are cheaper, cheaper cost of living,
- 17:38Speaker 6: aging parents.
- 17:40Speaker 11: So we see a lot of out-of-towners.
- 17:41Speaker 6: That are Youngstown as a hometown that move back to
- 17:44Speaker 6: the Valley. And then we see a lot of people
- 17:46Speaker 6: that find Youngstown area a nice place to live and
- 17:49Speaker 6: to raise children. So anybody who can work from home
- 17:52Speaker 6: or that has a job in Cleveland or Pittsburgh or
- 17:55Speaker 6: only has to go to the office, you know, I
- 17:58Speaker 6: sold a house to somebody that works in St. Louis
- 18:00Speaker 6: but only has to go to their office one week
- 18:01Speaker 6: a month. So they live here and just travel to
- 18:04Speaker 6: work when they need to.
- 18:07Speaker 2: Is Columbiana a hotspot? I mean, as far as growth
- 18:10Speaker 2: and people... buying new homes there or existing homes?
- 18:14Speaker 6: Yes, people love Columbiana. They did a good job a
- 18:17Speaker 6: couple of years ago with that tax abatement. So that
- 18:19Speaker 6: drew some attention there. They were voted in that top
- 18:22Speaker 6: happiest places to live. So Columbiana has had a lot
- 18:25Speaker 6: of good press over the recent years.
- 18:27Speaker 2: You ever go to that gathering place down there by
- 18:30Speaker 2: the restaurant and everything where they have the movies and
- 18:32Speaker 2: the concerts? I mean, it's really kind of a very cute.
- 18:35Speaker 2: It's a great idea, isn't it? I mean, it's just
- 18:38Speaker 2: it brings the community together. And that's that's important for
- 18:42Speaker 2: an area for people to go. That's why when you
- 18:44Speaker 2: look at Canfield with the green, I think that's an
- 18:46Speaker 2: important thing. I don't know if you've ever been a
- 18:49Speaker 2: city of Medina with the square up there.
- 18:51Speaker 3: Yes.
- 18:52Speaker 11: Yeah.
- 18:52Speaker 6: All of those places that have those quaint little local areas,
- 18:55Speaker 6: a lot of charm to them. In Canfield at that green,
- 18:58Speaker 6: they do an annual tree lighting. They do their 4th
- 19:00Speaker 6: of July celebration there. They just revamped one of the
- 19:03Speaker 6: larger buildings there and put in some smaller restaurants and
- 19:06Speaker 6: an ice cream shop. So anytime that they're doing those
- 19:08Speaker 6: things where it just draws.
- 19:10Speaker 11: Your attention right back to the center.
- 19:11Speaker 6: Of town, that's great.
- 19:13Speaker 2: Have you ever gone in any of those homes to
- 19:16Speaker 2: put them up for sale on Fifth Avenue, those mansions,
- 19:19Speaker 2: and walked in and go, wow, do you know what
- 19:21Speaker 2: this would cost to build today? Or this type of
- 19:24Speaker 2: craftsmanship isn't around today?
- 19:26Speaker 6: Yeah, if you picked up that house and moved it
- 19:28Speaker 6: to Canfield or to California, I mean, the value would
- 19:31Speaker 6: be so much different than it is where it sits
- 19:33Speaker 6: there on Fifth Avenue.
- 19:34Speaker 11: But I'm very fond of those homes.
- 19:36Speaker 6: My grandparents had a house on Balney along Mill Creek
- 19:38Speaker 6: Park and that same kind of architecture and style that just,
- 19:42Speaker 6: you know, it would be.
- 19:44Speaker 11: Stunning if it was in the right area today. But
- 19:46Speaker 11: those are fantastic homes to go tour.
- 19:48Speaker 2: Are we seeing an interest for people? to move into
- 19:51Speaker 2: the city of Youngstown for the affordability of housing in Youngstown, Kelly?
- 19:56Speaker 8: We do, yes.
- 19:57Speaker 6: With so many areas being open enrollment or with people
- 19:59Speaker 6: that don't need a certain school district, we do see
- 20:01Speaker 6: a large amount of people living in Youngstown that hadn't
- 20:04Speaker 6: in years past.
- 20:06Speaker 2: From the affordability aspect of it, as the suburbs continue
- 20:10Speaker 2: to get more expensive. There's not, are there that, well,
- 20:14Speaker 2: there's new home developments, but we're running out of land,
- 20:16Speaker 2: aren't we.
- 20:17Speaker 17: For those?
- 20:18Speaker 2: We are.
- 20:18Speaker 6: Land is a limited resource, so there's only going to
- 20:21Speaker 6: be so much of it. We can't build any more
- 20:23Speaker 6: of it. And once it's all built on, then you're
- 20:26Speaker 6: only looking at revitalizing. But we do still see some
- 20:29Speaker 6: vacant land and some new developments going up in Canfield
- 20:32Speaker 6: and in some of those outer surrounding areas that have
- 20:34Speaker 6: remained rural.
- 20:35Speaker 2: Is there a shortage of condos? We're an older community,
- 20:39Speaker 2: and I understand condos sell really fast.
- 20:43Speaker 11: Yeah, we had a big condo boom in.
- 20:44Speaker 6: The last 15 years or so where a lot of
- 20:48Speaker 6: condos went up and supplied that need. I don't know
- 20:50Speaker 6: that there's a shortage right now, but they're certainly selling
- 20:53Speaker 6: quickly and turning over pretty good. So the need is
- 20:57Speaker 6: being filled.
- 20:58Speaker 2: Talking with Kelly Warren, you have a big event that
- 21:01Speaker 2: you're going to be doing. When is this going to be?
- 21:04Speaker 8: We sure do.
- 21:05Speaker 6: It's tomorrow. So right now, as I'm talking to you,
- 21:07Speaker 6: I've got a whole office full of people around me
- 21:09Speaker 6: assembling bags and making signs and prepping for tomorrow's event.
- 21:14Speaker 2: What is tomorrow's event, and what are you going to
- 21:16Speaker 2: be doing?
- 21:17Speaker 6: We are doing a back-to-school bash. It is a free
- 21:19Speaker 6: community event.
- 21:20Speaker 11: It is open to the public.
- 21:22Speaker 6: Anybody in the area for school-age children, we're passing out
- 21:25Speaker 6: free school supplies. And in addition to that, they can
- 21:28Speaker 6: get lunch and get a little Dairy Queen snack. We're
- 21:30Speaker 6: going to have free haircuts. a bounce house, some different
- 21:37Speaker 6: face painting, break a board, touch a truck, Boardman Police
- 21:40Speaker 6: and Fire coming out with the vehicles for the kids
- 21:42Speaker 6: to climb through and look at. So all kinds of fun, free,
- 21:46Speaker 6: family-oriented activities happening here in the Kelly Warren & Associates
- 21:49Speaker 6: parking lot tomorrow.
- 21:50Speaker 2: Where is that parking lot?
- 21:53Speaker 6: We are at 755 Boardman Canfield Road, and we're on
- 21:56Speaker 6: 224 near West Boulevard.
- 21:58Speaker 2: What are the hours?
- 22:00Speaker 6: It's from 1 to 3 tomorrow.
- 22:02Speaker 2: So from 1 to 3 tomorrow, I want to make
- 22:05Speaker 2: sure that people hear this. So from 1 to 3 tomorrow.
- 22:08Speaker 2: I always sit back, gang. I've got to tell you something.
- 22:10Speaker 2: I always say to myself, isn't it something that you
- 22:13Speaker 2: get some of these people that are in business and
- 22:16Speaker 2: they do stuff and give a bunch of stuff away
- 22:18Speaker 2: for free? And, I mean, that's kind of special. And
- 22:22Speaker 2: so tomorrow is the day Kelly Warren has left. Decided
- 22:26Speaker 2: from 1 to 3 tomorrow. So if you have children,
- 22:30Speaker 2: let me do my half-hour break. Just bear with me
- 22:32Speaker 2: a few more minutes. All right, Kelly? Okay. Stand by.
- 22:35Speaker 2: It is the infamous Kelly Warren of Kelly Warren Real
- 22:38Speaker 2: Estate on NewsRadio 570 WKVN with a free event tomorrow.
- 22:42Speaker 2: So if you have kids or grandkids, listen up. I'll
- 22:45Speaker 2: make sure all those details get out there. Interesting to
- 22:48Speaker 2: hear what she has to say about real estate and
- 22:50Speaker 2: more when we come back.
- 22:51Speaker 7: NewsRadio 570 WKVN.
- 22:56Speaker 18: Bond is set at $ 2 million for one of three
- 22:59Speaker 18: people charged in connection with the deaths of two women
- 23:02Speaker 18: in Canton. 42-year-old Katina Spells and 31-year-old Courtney Yeager were
- 23:07Speaker 18: found shot dead Sunday at the scene of an apartment
- 23:09Speaker 18: fire on Allen Page Drive Southeast. Eric Lamar is pleading
- 23:13Speaker 18: not guilty to charges including aggravated arson. A man is
- 23:17Speaker 18: in the hospital after a stabbing last night near an
- 23:19Speaker 18: apartment complex on Blackstone Drive in Centerville. Authorities say the
- 23:23Speaker 18: man called 911 at around 9 p.m. and claimed he'd
- 23:26Speaker 18: been attacked by his girlfriend. No other details have been
- 23:29Speaker 18: made available so far. The Fairborn Sweet Corn Festival is
- 23:33Speaker 18: back in the Miami Valley this weekend. The event runs
- 23:36Speaker 18: tomorrow and Sunday at Community Park on Dayton Yellow Springs Road.
- 23:39Speaker 18: Guests can enjoy a variety of food, live entertainment, and kids' activities.
- 23:43Speaker 18: Additional information is available at fairbornsweetcornfestival.org. I'm Andy Betts.
- 23:49Speaker 7: Listen on the.
- 23:50Speaker 19: Free iHeartRadio app for all your music, news, talk, and
- 23:53Speaker 19: sports radio.
- 23:54Speaker 7: Podcast 2.
- 23:55Speaker 2: Download the app.
- 23:57Speaker 19: Free.
- 23:57Speaker 7: Never sounded so good.
- 24:00Speaker 1: Now, Ron Verb on NewsRadio 570 WKBN.
- 24:06Speaker 2: Interesting talking with Kelly Warren because she's kind of on
- 24:08Speaker 2: the front lines out there, gang, as far as what's
- 24:10Speaker 2: going on. I mean, obviously, if you own a home
- 24:14Speaker 2: or want to own a home and that kind of stuff,
- 24:16Speaker 2: Get some info here. I'm going to get back to
- 24:19Speaker 2: this event. You ever sell somebody's home, then they buy
- 24:23Speaker 2: another one or move and they miss their old home
- 24:25Speaker 2: and they want to buy it back?
- 24:27Speaker 11: I have not had them want to buy it back.
- 24:29Speaker 6: I have had them call and say that they miss it.
- 24:32Speaker 6: We're a little bit.
- 24:33Speaker 11: Tied to our homes emotionally as much as.
- 24:36Speaker 6: We just live in them.
- 24:38Speaker 2: All right, I was just curious. All right, but this
- 24:42Speaker 2: is a great community. I mean, we've got a lot
- 24:45Speaker 2: of economic development that's going to be going on here,
- 24:47Speaker 2: Kimberly Clark and a lot more. So, I mean, strength-wise,
- 24:52Speaker 2: we've got, I would think, more people that are going
- 24:54Speaker 2: to be moving here, not just because we get some
- 24:57Speaker 2: great national reviews, as you heard the Chamber say, number one,
- 25:00Speaker 2: and much to their surprise about housing here, and that's
- 25:04Speaker 2: a good thing, and people moving here from other states.
- 25:08Speaker 2: So there's a lot of good news for our area, right?
- 25:12Speaker 8: There is.
- 25:13Speaker 6: There is. It's really, you know, I feel like the
- 25:16Speaker 6: Mahoning Valley is pretty underrated.
- 25:18Speaker 18: It's a.
- 25:20Speaker 8: Knew that.
- 25:21Speaker 11: But on the same hand, I want.
- 25:22Speaker 6: To keep it small and local and wonderful like we
- 25:24Speaker 6: have it. So don't let the secret out too far.
- 25:26Speaker 14: Right.
- 25:27Speaker 2: Because you don't want to get tied up in like
- 25:28Speaker 2: that I-4 traffic in Florida and that kind of stuff.
- 25:31Speaker 2: You want to be able to get from point A
- 25:33Speaker 2: to point B and enjoy it. And that goes for
- 25:36Speaker 2: Mahoning and Trumbull counties and Columbiana County. I had always
- 25:40Speaker 2: heard that a lot of people were moving from Cranberry
- 25:42Speaker 2: to Columbiana County because it was a lot more affordable
- 25:44Speaker 2: to live there.
- 25:46Speaker 6: It is so much more affordable and such an easy commute.
- 25:49Speaker 2: Absolutely. All right. Now, once again, Kelly Warren's got a
- 25:52Speaker 2: free event. So if you have children or grandchildren, whatever
- 25:57Speaker 2: the case might be, what are the ages do you
- 25:59Speaker 2: think the event's catered for mainly?
- 26:02Speaker 11: School-aged, so anybody from kindergarten through high school.
- 26:05Speaker 2: Well, school-age for me was anywhere from kindergarten to about
- 26:08Speaker 2: 27 by the time I got out.
- 26:12Speaker 11: I don't know if somebody that's 25 wants our binders
- 26:15Speaker 11: and notebooks, but if they need them, they're welcome to
- 26:17Speaker 11: come by.
- 26:17Speaker 2: All right, so what are you giving away tomorrow? Pay attention, folks.
- 26:21Speaker 2: And this stuff is free, all right? What free stuff
- 26:25Speaker 2: will Kelly Warren be giving away tomorrow on 224 there?
- 26:29Speaker 6: It is free while supplies last and the student needs
- 26:33Speaker 6: to be present to receive. But we are giving out
- 26:36Speaker 6: back to school supplies. So everything from glue sticks and
- 26:40Speaker 6: crayons and pencil packets to book bags. We are giving
- 26:44Speaker 6: lunch and there'll be some Dairy Queen treats and a
- 26:47Speaker 6: photo booth and a DJ and a bounce house and
- 26:50Speaker 6: all sorts of just free entertainment for the kids and
- 26:53Speaker 6: for the family.
- 26:54Speaker 2: No charge to get in. Stuff given away for free.
- 26:57Speaker 2: It happens tomorrow. We should have good weather, too, incidentally.
- 27:00Speaker 2: It's happening tomorrow. What time once again?
- 27:04Speaker 6: From 1 o'clock to 3 o'clock.
- 27:06Speaker 2: And where's this going on? Right by 224 and West Boulevard.
- 27:09Speaker 2: The Kelly Warren office is in that area.
- 27:11Speaker 6: Correct. Yes. 755 Boardman Canfield Road. You'll see the moving
- 27:15Speaker 6: truck and the activities going on.
- 27:16Speaker 2: You won't miss it. Well, all right. I think that's
- 27:20Speaker 2: really something when people do so much and give so
- 27:23Speaker 2: much for the area. And it's a wonderful event for people.
- 27:28Speaker 2: And so, folks, if you've got kids in school, swing
- 27:30Speaker 2: on by and say hi to Kelly Warren and grab
- 27:33Speaker 2: a binder and a glue stick and all of that
- 27:36Speaker 2: kind of stuff. It's going to be given tomorrow. All right.
- 27:40Speaker 2: Any other words of wisdom you can give me, Kelly,
- 27:42Speaker 2: before we part ways? I mean, it's been a wonderful
- 27:46Speaker 2: experience here just looking at it.
- 27:48Speaker 11: Yeah, I think we covered a lot of ground today, Ron.
- 27:51Speaker 2: There's a lot of ground to cover. I'm optimistic about
- 27:54Speaker 2: our area. We do have affordability in every aspect. We
- 27:59Speaker 2: have high-priced neighborhoods. We have affordability. We have middle-class neighborhoods.
- 28:04Speaker 2: And when I read where we do so well on
- 28:07Speaker 2: these national polls, Kelly, national polls, The rate is so high.
- 28:11Speaker 2: It doesn't surprise me at all. I mean, and I
- 28:14Speaker 2: just look at it. It kind of makes me smile.
- 28:18Speaker 2: And we say, you know, this isn't... Yeah, it makes
- 28:19Speaker 2: us proud.
- 28:20Speaker 11: It's a good place to live.
- 28:21Speaker 2: It really is a good place to live. Oh, we
- 28:24Speaker 2: got to put up with winter. But sometimes we have
- 28:25Speaker 2: mild winters and that kind of stuff. And the Canfield
- 28:28Speaker 2: Fair brings a lot of people to town, too. So
- 28:30Speaker 2: keep all of that in mind. A lot of great stuff.
- 28:32Speaker 7: All right.
- 28:33Speaker 2: There she is. The queen of real estate is what
- 28:36Speaker 2: I would say. I mean, when it comes to real estate...
- 28:38Speaker 2: Everybody knows Kelly Warren. All right, Kelly, thank you for
- 28:41Speaker 2: your time.
- 28:42Speaker 7: Thank you, Ron.
- 28:42Speaker 6: I appreciate you.
- 28:43Speaker 2: Thank you. Appreciate you and your great efforts. Thank you.
- 28:46Speaker 2: Kelly Warren on NewsRadio 570. How about that when somebody
- 28:51Speaker 2: does something totally for free like that to give stuff
- 28:53Speaker 2: away to kids? I mean, that's really special. I mean,
- 28:56Speaker 2: it takes people with a good, caring heart to do
- 28:59Speaker 2: that kind of stuff and give it away to kids.
- 29:04Speaker 2: People for free. That's a really noble thing to do,
- 29:06Speaker 2: isn't it? All right. 330-729-9977 will get you through to us.
- 29:12Speaker 2: That's kind of a positive and a lot of positive stuff.
- 29:15Speaker 2: You know, we talk a lot about our area and community,
- 29:19Speaker 2: but we really have scored well here. I don't know
- 29:22Speaker 2: if you've looked at some of these, I don't want
- 29:25Speaker 2: to say surveys, but results nationwide where our area is
- 29:29Speaker 2: scoring quite well as far as an area to move to.
- 29:33Speaker 2: Not move from, move to. And they look at our
- 29:37Speaker 2: housing stock, the affordability. of being able to buy a home,
- 29:42Speaker 2: because we have all types of price ranges here. The
- 29:45Speaker 2: ease to get from point A to point B. We're
- 29:47Speaker 2: not so congested that it's difficult to get around. I mean,
- 29:51Speaker 2: there's a lot of good things. Tons of golf courses.
- 29:55Speaker 2: A lot of great shopping, whether it's on 224 or 422.
- 30:01Speaker 2: A lot of things to do. People always brag about
- 30:04Speaker 2: Mill Creek Park and the Butler and the Poland Library
- 30:08Speaker 2: and how beautiful it is. We try to keep that
- 30:11Speaker 2: going and alive. And so many other things. Just the
- 30:16Speaker 2: local food and restaurants. Just the great stuff that we
- 30:19Speaker 2: have in our community. It is a special place. And
- 30:24Speaker 2: I think it's interesting it's becoming more of that over
- 30:28Speaker 2: the years as time goes on. So there you have it.
- 30:31Speaker 2: All right, so let me see here. You're on the air.
- 30:35Speaker 12: Real estate. Is the Kennedy Center good real estate?
- 30:40Speaker 2: The Kennedy Center. You mean the Kennedy Trump Center. Remember
- 30:45Speaker 2: when he wanted to put his name on it, too?
- 30:48Speaker 2: That was ridiculous.
- 30:50Speaker 3: Yeah.
- 30:51Speaker 14: No, no.
- 30:52Speaker 12: The Kennedy is considering keeping it open. Do you think
- 30:59Speaker 12: there's going to be a lot of traffic at the,
- 31:04Speaker 12: do you call it, Kennedy Center with the.
- 31:12Speaker 2: Dr.
- 31:13Speaker 12: Jesus as the head of the Kennedy Center?
- 31:19Speaker 2: Are you talking about the Kennedy Center, right?
- 31:26Speaker 12: Yes, in Washington, D.C.
- 31:28Speaker 14: Right, right.
- 31:31Speaker 2: It's the Kennedy Center. It should be called the Kennedy
- 31:34Speaker 2: Center because it's named after him. I think John Kennedy.
- 31:37Speaker 2: How about that? I get a little tired of Trump
- 31:40Speaker 2: or the people around him wanting to put his name
- 31:42Speaker 2: on everything. I think it gets ridiculous. But, yeah, the
- 31:45Speaker 2: Kennedy Center is going to be there. Now, why do
- 31:48Speaker 2: you care? You sound like you're a little discombobulated when
- 31:51Speaker 2: you're calling me on the phone. Have you been drinking today, sir?
- 31:54Speaker 2: Look at my finger. Follow my finger, all right? I
- 31:56Speaker 2: want to make sure that your eyeballs are following my finger.
- 31:59Speaker 2: I'm going to do a radio sobriety test here to
- 32:02Speaker 2: make sure that you're not inebriated. or maybe smoking dope,
- 32:05Speaker 2: all right, on your phone call.
- 32:09Speaker 12: And you think I could see your finger?
- 32:12Speaker 20: Yes.
- 32:12Speaker 2: Which finger is that? This one right here. Are you
- 32:15Speaker 2: seeing this finger? I want you to follow it with
- 32:17Speaker 2: your eyeballs, back and forth, back and forth. You sound
- 32:20Speaker 2: like you could be inebriated to me. Have you been drinking?
- 32:25Speaker 2: I smell alcohol.
- 32:28Speaker 12: Are you delusional?
- 32:29Speaker 2: Yes, I am.
- 32:30Speaker 12: Like your choice in... The party you..
- 32:36Speaker 2: Yes, I am a member of... Yes, I'm a member... Yes,
- 32:39Speaker 2: the Republican Party, and it has disappointed me in many ways,
- 32:42Speaker 2: but it's so much better than the Democratic Party, or
- 32:46Speaker 2: the Democrat Party, because I don't believe a man can
- 32:48Speaker 2: have a baby. I can define what a woman is.
- 32:52Speaker 2: I don't believe in an open border. that people could
- 32:54Speaker 2: just come in here and invade this place. I don't
- 32:57Speaker 2: believe that we should have people who are men who
- 33:00Speaker 2: claim to be women participating in women's sports. I don't
- 33:04Speaker 2: think we need more government programs to hand out more
- 33:08Speaker 2: money in a country that's $ 40 trillion in debt. Yeah,
- 33:12Speaker 2: so I'm real content with the party I'm a member
- 33:16Speaker 2: of because of the two parties. You have the Democrat
- 33:20Speaker 2: Party that's becoming the Socialist Party that thinks... that doesn't
- 33:24Speaker 2: believe in personal responsibility or personal achievements and thinks we
- 33:28Speaker 2: should tax the living hell out of you and give
- 33:30Speaker 2: it to somebody that hasn't made that effort, or that
- 33:34Speaker 2: if you're a man, you can declare yourself a woman,
- 33:37Speaker 2: or that you can be president and not even know
- 33:40Speaker 2: what day of the week it is and will cover
- 33:42Speaker 2: your ass during the entire time and act like you're
- 33:45Speaker 2: sharp as a tack. Yeah, yeah, I'm really comfortable with it.
- 33:49Speaker 2: Thanks for asking. You're on the air.
- 33:52Speaker 8: Ron, I got a question to ask you.
- 33:54Speaker 21: I think a week ago or two weeks ago, I
- 33:57Speaker 21: can't remember the number that you said. I don't know
- 34:01Speaker 21: if you meant in the United States with the housing
- 34:03Speaker 21: market or in the state of Ohio about the foreclosures.
- 34:09Speaker 21: I think you said 575,000 houses were in foreclosure.
- 34:16Speaker 2: No, no, no. I said 575,000 houses in the state
- 34:19Speaker 2: of Ohio are delinquent on their property taxes.
- 34:23Speaker 3: Oh, are delinquent.
- 34:24Speaker 21: That's the property tax.
- 34:26Speaker 8: Okay.
- 34:27Speaker 2: It's the highest it's ever been.
- 34:30Speaker 8: That's a lot.
- 34:31Speaker 2: Yeah, I mean, in the state of Ohio, I mean,
- 34:33Speaker 2: when people act like property taxes aren't an issue as
- 34:36Speaker 2: they continue to go up and up and up at
- 34:39Speaker 2: astronomical amounts that we've never seen before, we are seeing
- 34:42Speaker 2: more delinquencies when it comes to property taxes, and it's
- 34:46Speaker 2: about $ 575, 000 in the state of Ohio. That is huge.
- 34:51Speaker 8: So what's going to happen? Well, that's a lot.
- 34:54Speaker 21: That's What's going to happen if half of those people
- 34:59Speaker 21: don't get caught up in our property tax? So the
- 35:01Speaker 21: state of Ohio has the right.
- 35:03Speaker 2: To take your house. The local community will take your
- 35:07Speaker 2: house and sell it at sheriff's sale, and then you're
- 35:11Speaker 2: evicted from your property. It's ridiculous. You can own your home.
- 35:16Speaker 2: It can be totally paid off. And let's say you
- 35:19Speaker 2: get sick. or you lose your job, or whatever the
- 35:22Speaker 2: case might be, or you're on retirement and they keep
- 35:26Speaker 2: raising your property taxes and you fall behind or you
- 35:29Speaker 2: can't pay them, that they can throw you out of
- 35:31Speaker 2: your house. It's totally..
- 35:34Speaker 21: If you have a house that's $ 200, 000, okay, and it's
- 35:38Speaker 21: worth $ 200, 000, and let's say you're backed up, let's say,
- 35:43Speaker 21: $ 20, 000 in property tax. So they take the house and
- 35:46Speaker 21: sell it..
- 35:48Speaker 2: At sheriff's sale.
- 35:50Speaker 21: So they can sell for $ 30, 000, $ 50, 000.
- 35:51Speaker 8: Right.
- 35:52Speaker 2: Or they can sell it for whatever.
- 35:55Speaker 21: And pay you the difference of what you owe.
- 36:00Speaker 2: Well, they're going to take out the property taxes, and
- 36:03Speaker 2: I would like to think there was a dispute because
- 36:06Speaker 2: for years they would pocket the money, and I don't
- 36:10Speaker 2: know if the additional money goes to the owner of
- 36:13Speaker 2: the home or not. I'm not sure.
- 36:15Speaker 21: I would hope it would go to the owner.
- 36:18Speaker 2: Of the home. There's something wrong, though, where the government
- 36:23Speaker 2: can seize your private property and sell it, and you're
- 36:28Speaker 2: thrown out. You paid it off, you have title to it,
- 36:32Speaker 2: and the government can seize your property and sell it
- 36:36Speaker 2: out from under you. I mean, the whole property tax
- 36:40Speaker 2: thing is a big deal now because of how high
- 36:43Speaker 2: property taxes are going up. They're going up at astronomical
- 36:47Speaker 2: numbers and continue to do so.
- 36:49Speaker 3: Real quick, when does.
- 36:51Speaker 8: That go on the ballot?
- 36:52Speaker 21: I don't mean to interrupt you.
- 36:53Speaker 2: No, that's fine. We're still collecting signatures. They're hoping for,
- 37:00Speaker 2: I think it's going to be in 2027, if I'm
- 37:02Speaker 2: not mistaken.
- 37:03Speaker 21: 20, 20, 20 W November 27.
- 37:08Speaker 2: Then that, or maybe, I think maybe sooner than that.
- 37:11Speaker 2: I'm not sure, but it, but they have a lot
- 37:14Speaker 2: of signatures. Make no mistake. They have a ton of signatures. Yeah.
- 37:19Speaker 2: They just want to get a decent cushion so that
- 37:23Speaker 2: you don't, you want to make sure if they start
- 37:26Speaker 2: throwing some signatures out, you've got enough to cover it.
- 37:28Speaker 2: So you always want to get a good cushion. Well
- 37:32Speaker 2: over what the minimum is. Follow me.
- 37:34Speaker 9: Yeah.
- 37:34Speaker 21: Well, Yeah, I follow you, but like I said, I
- 37:36Speaker 21: was listening to you talking to Kelly.
- 37:38Speaker 2: Kelly Warren. Kelly Warren.
- 37:41Speaker 21: Well, I'm listening, and she brought up, well, there's houses
- 37:46Speaker 21: selling for $ 168, 000. And then I'm on the market looking
- 37:53Speaker 21: for a house. And I tell you right now, a
- 37:55Speaker 21: house for $ 168, 000, you better put another $ 100, 000 into it
- 37:58Speaker 21: because they're destroyed.
- 38:00Speaker 2: It depends. You're looking for a house. In all seriousness now,
- 38:05Speaker 2: I'm going to be serious. If you're looking for a house,
- 38:07Speaker 2: and I'm going to tell you, call Kelly Warren and
- 38:09Speaker 2: have her work for you. That's what it's all about,
- 38:12Speaker 2: and she'll help you find one. It depends what area
- 38:15Speaker 2: you want to be in. It depends what you're looking for,
- 38:20Speaker 2: but you can find, I mean, I don't know what
- 38:23Speaker 2: your budget is, but if you're saying you'd probably get
- 38:27Speaker 2: a much better home at $ 200, 000 or $ 250, 000, you'd be
- 38:30Speaker 2: absolutely correct on that.
- 38:32Speaker 21: To move into a house that's totally movable, like she said,
- 38:37Speaker 21: to move in. You're looking around $ 300, 000. I've seen houses
- 38:40Speaker 21: go for $ 230, 000. I talked to you about a month ago.
- 38:44Speaker 2: Well, it depends where. I mean, it depends who owned
- 38:46Speaker 2: it before you. I mean, there's a lot of people
- 38:50Speaker 2: who take great care of their homes, and when they
- 38:52Speaker 2: move out, they are impeccable, and you could move right in.
- 38:56Speaker 2: That's what you want to go look and find, and
- 38:58Speaker 2: they are out there. There are plenty of people. And
- 39:00Speaker 2: then there are those sections of people that are just pigs.
- 39:03Speaker 2: I agree with that, too.
- 39:06Speaker 21: I've been in houses. I wouldn't give them $ 50.
- 39:09Speaker 8: 000 for it.
- 39:09Speaker 2: Well, that's right. It's a great country. You can walk
- 39:12Speaker 2: away from it and say, that's not for me. So
- 39:14Speaker 2: that's cool. All right, Ron. All right, Tiger. Get on
- 39:19Speaker 2: a stick and start buying. But at least you've got
- 39:25Speaker 2: to determine. You've got to save money. In my opinion,
- 39:27Speaker 2: you got to have money to put down because that was,
- 39:32Speaker 2: I always did that. I mean, I made sure I
- 39:35Speaker 2: had 20% down because I didn't want to pay PNMI insurance.
- 39:39Speaker 2: And once I bought a house or let's say when
- 39:45Speaker 2: I bought or built Verb Manor 1996, that's when I said,
- 39:55Speaker 2: I'm going to pay this thing off. I mean, I
- 39:57Speaker 2: didn't want to have this hanging over my head for
- 39:59Speaker 2: 30 years or 20 years or whatever it was. I mean,
- 40:02Speaker 2: I just, I can't stand that. I just can't stand it.
- 40:06Speaker 2: That's just not me. So my goal was to get
- 40:09Speaker 2: it paid off as quickly as possible. And you got
- 40:12Speaker 2: to be dedicated to that. That means you probably won't
- 40:15Speaker 2: be taking a wine vacation, but you'll get satisfaction. My
- 40:18Speaker 2: dad would always say, you know, if you're in debt,
- 40:20Speaker 2: you're a slave. That makes you a slave. So you've
- 40:24Speaker 2: got to make sure that you're in debt. There's freedom
- 40:27Speaker 2: of it. And whenever I talk, one of the most
- 40:29Speaker 2: interesting guys I've talked to about debt was the guru
- 40:32Speaker 2: from Gerard, Michael from Gerard. And I often have him
- 40:37Speaker 2: retell that story. And maybe I'll strive to do that
- 40:39Speaker 2: today if I can get, if he calls me in
- 40:42Speaker 2: on how he was in debt and how he got
- 40:44Speaker 2: out of it with the Dave Ramsey method, the snowball effect.
- 40:47Speaker 2: And he got out of debt and became debt free.
- 40:50Speaker 2: And he just was so much, life was so much
- 40:53Speaker 2: better without having a bunch of debt and that kind
- 40:55Speaker 2: of stuff. But I always sit here, I get frustrated
- 40:58Speaker 2: with politicians and property taxes because I think they make
- 41:01Speaker 2: it more difficult as property taxes continue to go higher
- 41:04Speaker 2: and higher for people to buy a home or first-time
- 41:06Speaker 2: homebuyers to get in a home. And I don't think
- 41:09Speaker 2: any of these local politicians give a damn. That's why
- 41:11Speaker 2: I love having Commissioner Plechnik from Lake County on because
- 41:16Speaker 2: he gets it. But then again, he's so much smarter
- 41:19Speaker 2: than the rest of them. Your one stop for advertising.
- 41:24Speaker 2: Call 844-KBN. Heidi Ho, 356 in the afternoon. It's Friday,
- 41:28Speaker 2: August 14th. It's 84 degrees. Ron Verb, NewsRadio 570, WKBN.
- 41:34Speaker 2: And you're on the air.
- 41:36Speaker 21: Ronald.
- 41:37Speaker 2: It's Ted the Conservative.
- 41:40Speaker 3: Ted the Conservative. I wasn't planning on calling you. I'm
- 41:43Speaker 3: busy here doing some work, but I heard you make
- 41:46Speaker 3: a statement.
- 41:46Speaker 2: So I'm like an afterthought to you. I see my ranking,
- 41:50Speaker 2: you know.
- 41:53Speaker 3: I don't like to call in so often, you know.
- 41:55Speaker 3: Once a week is enough.
- 41:56Speaker 2: I don't know.
- 41:57Speaker 7: Let the other people get in.
- 41:59Speaker 2: I like the insight of Ted the Conservative. I feel
- 42:01Speaker 2: the program's much better with it than without it.
- 42:05Speaker 3: Well, thank you. I appreciate that. I try to educate
- 42:09Speaker 3: with strategizing. Yes. From the George Bush vocabulary of words.
- 42:14Speaker 2: Yes.
- 42:16Speaker 3: But hey, Donald, you mentioned the Kennedy Center.
- 42:20Speaker 14: Yes.
- 42:21Speaker 3: That little feeble man, the narcissistic president, Donald Trump, couldn't
- 42:28Speaker 3: handle his name being removed. Now he's got those people
- 42:32Speaker 3: trying to get his name back on that bill. The board,
- 42:36Speaker 3: all appointed by Donald Trump, voted yesterday, I believe it was,
- 42:40Speaker 3: or the day before, again, to put his name on
- 42:43Speaker 3: the bill.
- 42:46Speaker 2: This would be an interesting discussion, because here's where I
- 42:49Speaker 2: think Ted the Conservative separates himself from so many other
- 42:53Speaker 2: Trump supporters. Because I'm going to tell you something, folks.
- 42:59Speaker 2: I get sick of this idea of we got to
- 43:01Speaker 2: put Trump's name on everything. It is absolutely bizarre to me.
- 43:06Speaker 4: It is.
- 43:06Speaker 2: I don't care if you appointed the board or not.
- 43:08Speaker 2: It's the Kennedy Center. It doesn't need to be known
- 43:11Speaker 2: as a Kennedy Trump Center or all this other stuff
- 43:14Speaker 2: that he wants his name on or they want to
- 43:17Speaker 2: put his name on because he has put a bunch
- 43:20Speaker 2: of ass kissers on something.
- 43:22Speaker 3: Yeah, and it just speaks to who he is as
- 43:24Speaker 3: a person. Again, I'm not saying he's not been a
- 43:28Speaker 3: good president. I'm not saying he's not done good things.
- 43:31Speaker 3: But I'm definitely not going to call you and tell
- 43:33Speaker 3: you how he's just this self-giving, worried-about-everyone-else person in the
- 43:39Speaker 3: world when what matters most to him is Donald Trump.
- 43:43Speaker 2: Stand by. Stand by. Be patient. Back with Ted the
- 43:48Speaker 2: Conservative in a minute.
- 43:51Speaker 7: Zero is the John Arnold Studios.
- 43:53Speaker 9: This is 570 WKBN Youngstown, an iHeartRadio station.
- 43:58Speaker 2: Guaranteed human.
- 44:05Speaker 22: A confession in court on Lisa Brady. Fox News says
- 44:09Speaker 22: the man charged with gunning down a health care executive
- 44:11Speaker 22: changes his plea to guilty in a federal stalking case.
- 44:14Speaker 23: Luigi Mangione admitted in court to using a ruse to
- 44:18Speaker 23: find out where UnitedHealthcare CEO Brian Thompson would be and
- 44:21Speaker 23: says he went to Manhattan with the intention to shoot him.
- 44:24Speaker 7: Jamie McDonald, U.S.
- 44:25Speaker 23: Attorney for the Southern District of New York, says his
- 44:27Speaker 23: office will seek a sentence of life in prison.
- 44:29Speaker 7: This was not a spontaneous act of violence.
- 44:33Speaker 2: It was deliberate.
- 44:35Speaker 7: Calculated, and premeditated.
- 44:37Speaker 23: Mangione's attorney, Karen Agnifilo, is now seeking to have the
- 44:40Speaker 23: New York State case against her client thrown out.
- 44:43Speaker 24: We just filed our motion in state court explaining why
- 44:47Speaker 24: the state charges must be dismissed under New York's double
- 44:50Speaker 24: jeopardy protections.
- 44:52Speaker 23: Federal sentencing is set for December 18th.
- 44:54Speaker 2: Fox's Tawny J.
- 44:55Speaker 22: Powers, the Thompson family, calls the plea an important step
- 44:58Speaker 22: toward justice. His widow and mother among those in court today.
- 45:01Speaker 22: A woman accused of spray painting the World War II
- 45:04Speaker 22: memorial in D.C., making her first court appearance in Virginia,
- 45:08Speaker 22: facing felony charges that could send her to prison for
- 45:10Speaker 22: years if convicted. She remains in custody for now, pending
- 45:14Speaker 22: a detention hearing. President Trump says he'll always back the blue.
- 45:18Speaker 7: I'm with you.
- 45:20Speaker 2: And always was 100%. 100%.
- 45:24Speaker 22: Visiting a police academy on New York's Long Island, along
- 45:27Speaker 22: with the FBI director and U.S. Attorney General, to highlight
- 45:30Speaker 22: falling crime rates. Also, to support Nassau County Executive Bruce Blakeman,
- 45:35Speaker 22: he's trying to unseat Democratic Governor Kathy Hochul, who's threatened
- 45:38Speaker 22: legal action against local law enforcement agencies that cooperate with
- 45:41Speaker 22: federal immigration enforcement.
- 45:43Speaker 2: New York is a sanctuary city. It's a disaster.
- 45:46Speaker 5: A sanctuary basically protects criminals, the purpose of a sanctuary city.
- 45:51Speaker 2: So I don't know what they're doing.
- 45:52Speaker 22: The president also telling Fox's Alexis McAdams he'll hit Iran
- 45:56Speaker 22: hard economically. America is listening to Fox News.
- 46:04Speaker 7: You never know who might be taking the quiz.
- 46:08Speaker 2: Hi, I'm Neil deGrasse Tyson. You're a personal astrophysicist. Hey, everyone.
- 46:12Speaker 7: It's Phil Simms.
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- 46:14Speaker 7: It's Danica McKellar. It's Candace Bushnell.
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- 46:20Speaker 7: I'm Jennifer Eden.
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- 46:21Speaker 2: It's Kevin Nealon. It's Mr. Wonderful here, and it's time
- 46:24Speaker 2: to take the quiz.
- 46:25Speaker 1: Five questions in less than five minutes every day.
- 46:29Speaker 9: Listen and follow at thequiz.box.
- 46:34Speaker 15: The world of business moves fast. Stay on top of
- 46:37Speaker 15: it with the Fox Business Rundown every Monday and Friday.
- 46:40Speaker 24: Fox Business reporters, anchors, and hosts will bring you beneath
- 46:44Speaker 24: the stock market speculation and boardroom drama.
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- 47:03Speaker 7: A to Z on Verb.
- 47:05Speaker 1: On News Radio 570 WKBN.
- 47:13Speaker 2: All righty. Let's go back here. Ted, the conservative, he's
- 47:17Speaker 2: talking about... Wait a second here just to bring people
- 47:20Speaker 2: up to speed. Let's see. It says here, this is
- 47:26Speaker 2: from the Vindicator. All right. Yes, the battle over the
- 47:31Speaker 2: Kennedy Center's future escalated Thursday as President Trump's allies on
- 47:36Speaker 2: the board took new steps to commemorate him with physical
- 47:41Speaker 2: changes to the iconic performing arts institution. So during an
- 47:47Speaker 2: hour-long meeting that was conducted virtually... The board voted to
- 47:55Speaker 2: add Trump's name to the building facade so it would read,
- 48:00Speaker 2: The John F. Kennedy Center for the Performing Arts, restored
- 48:05Speaker 2: and renovated by President Donald J. Trump. The plaza in
- 48:11Speaker 2: front of the building would be named after Trump, and
- 48:14Speaker 2: most of the space at the venue would be closed
- 48:17Speaker 2: for two years to allow for substantial renovations. The changes
- 48:25Speaker 2: described by Representative Joyce Beatty, an Ohio Democrat who is
- 48:31Speaker 2: an ex-off, ex-board member, and her lawyer amounted to, this
- 48:37Speaker 2: is just going to go on with this nonsense. It's
- 48:40Speaker 2: just ridiculous. I mean, see, Ted the Conservative is man
- 48:46Speaker 2: enough to say it's the Kennedy Center. Okay, so you
- 48:50Speaker 2: want to renovate it. That's all well and good. If
- 48:52Speaker 2: it needs renovated, that's fine. You put a board there.
- 48:55Speaker 2: Why do we have to stick your name on everything, Trump?
- 48:58Speaker 2: You know, remodeled and renovated by President Donald J. Trump.
- 49:01Speaker 2: I mean, come on. Now, your comments, please.
- 49:05Speaker 3: He's just a very petty man. Narcissistic. in every which
- 49:09Speaker 3: way you look at them. But, you know, there's people
- 49:12Speaker 3: like that that are, I know people like that in
- 49:14Speaker 3: the real world and just like I'm sure Donald Trump,
- 49:17Speaker 3: good people that would give you the shirt off their back.
- 49:21Speaker 3: It's just, you know, when you become the president of
- 49:23Speaker 3: the United States. You need to behave president. And that's
- 49:29Speaker 3: one thing that's been so hard with him because the
- 49:31Speaker 3: guy is who he is, does what he wants. You know,
- 49:34Speaker 3: it's just it's just something. It's something that we've got
- 49:40Speaker 3: to deal with, and I quit listening to it. I
- 49:42Speaker 3: quit letting that stuff bother me about two years ago,
- 49:45Speaker 3: and life's gotten a lot better.
- 49:48Speaker 2: But you're a man enough to say it bothers you,
- 49:51Speaker 2: as it should bother anybody. I don't know. He surrounds himself.
- 49:56Speaker 3: It bothers the heck out of me.
- 49:57Speaker 2: I mean, you've got a board, and am I fair
- 50:00Speaker 2: to say they're a bunch of ass-kissers because they just
- 50:02Speaker 2: want to put his name on everything and I get
- 50:04Speaker 2: sick of that? I mean, it's the Kennedy Center. And
- 50:07Speaker 2: that's what it should be. Your name doesn't need to
- 50:09Speaker 2: be on it. It just..
- 50:11Speaker 3: You know, Ron, there's a lot of people coming around now.
- 50:15Speaker 3: You know, for years on your program, I took a
- 50:17Speaker 3: beating from what I call the megacult. I still remember
- 50:20Speaker 3: the first time I called him the narcissistic president about
- 50:23Speaker 3: a year, year and a half ago.
- 50:25Speaker 2: And I still... And I remember the beating you got.
- 50:27Speaker 2: You remember the megacult that called in? Yes, I do.
- 50:30Speaker 8: Boy, did they..
- 50:31Speaker 2: My goodness.
- 50:32Speaker 3: Talk about a trigger, huh?
- 50:33Speaker 2: Yeah, boy, did they put a beating on you.
- 50:37Speaker 3: You know, and I still know amazing people in my
- 50:40Speaker 3: life that I couldn't imagine not having relationships with who
- 50:45Speaker 3: will still not say a bad thing about Donald Trump.
- 50:47Speaker 3: And if you do, they're willing to have an argument
- 50:50Speaker 3: with you. You know, I try to tell him, hey.
- 50:53Speaker 3: You could still support the guy. You could still say
- 50:55Speaker 3: you wouldn't vote for a Democrat. But you could still
- 50:57Speaker 3: be critical of him just like you should as you
- 51:00Speaker 3: were Joe Biden, you know. But these people, they're just,
- 51:03Speaker 3: you know, Ron, we often make fun of the left,
- 51:06Speaker 3: the AOCs of the left and the progressives. Now we've
- 51:09Speaker 3: got the DSAs. But we have the equivalent of that
- 51:13Speaker 3: on the right, too. You know, there's some of these people,
- 51:16Speaker 3: whether it's the election deniers or the people that think
- 51:20Speaker 3: every election is fixed and rigged. You know, the conspiracy theorists,
- 51:25Speaker 3: we have them on the right, too. And the sad
- 51:27Speaker 3: part is people are drifting further left and further right,
- 51:32Speaker 3: and there's less common sense people like you and I
- 51:34Speaker 3: in the middle.
- 51:35Speaker 2: Here's what the sad part is to me. I mean,
- 51:37Speaker 2: when you talk about, in all reality, the idea that
- 51:40Speaker 2: somebody would think that AOC should run for president is
- 51:46Speaker 2: so bizarre and bewildering to me. Because I don't see
- 51:52Speaker 2: her as a great intellect that should be president. Now,
- 51:57Speaker 2: I can sit back and say to you, I could
- 52:00Speaker 2: really be excited about Ron DeSantis running for president. I
- 52:04Speaker 2: think he's an extremely smart man. I think he reads.
- 52:07Speaker 2: I think he's been right on a lot of stuff.
- 52:10Speaker 2: I think he'd make a great president. He's a great governor,
- 52:13Speaker 2: probably the best governor around. And I think that he'd
- 52:16Speaker 2: make a great president. Yeah. I could say, there's no
- 52:20Speaker 2: doubt in my mind, Rubio's a pretty sharp guy. I
- 52:23Speaker 2: prefer DeSantis over Rubio. And J.D. Vance, I think he's
- 52:27Speaker 2: come a long way as well. I mean, I'm just
- 52:31Speaker 2: looking at some of the Republicans that are out there.
- 52:34Speaker 2: But I certainly don't see AOC. I mean, when they're
- 52:40Speaker 2: talking Newsom, Gavin Newsom, California's a disaster. I mean, the
- 52:47Speaker 2: amount of tax dollars wasted, projects not completed, the fraud
- 52:50Speaker 2: that's going on, and the idea that, oh, we want
- 52:54Speaker 2: to run him for president because we think he's a
- 52:56Speaker 2: nice-looking guy and has the gift of gab and is
- 52:59Speaker 2: a great salesman. Okay, maybe you can fool people that way,
- 53:03Speaker 2: and maybe it'll work. But he's been a lousy governor,
- 53:05Speaker 2: and he'll be a lousy president. And now I think
- 53:08Speaker 2: it's that same philosophy applying to AOC. Oh, she's got charisma,
- 53:13Speaker 2: and people find her attractive. So it doesn't matter that
- 53:18Speaker 2: she's really kind of a nitwit. We'll run her for
- 53:20Speaker 2: president or move her to the Senate over Schumer because
- 53:25Speaker 2: that's where she should go. I'm not impressed by anything
- 53:29Speaker 2: about her at all.
- 53:31Speaker 3: I agree completely. A couple things you said there, if
- 53:34Speaker 3: I could, I'll respond to them. First of all, I
- 53:37Speaker 3: agree completely as far as her being a presidential candidate.
- 53:41Speaker 3: The one thing I'll say about her, and, you know,
- 53:43Speaker 3: I speak my mind. I never fear my tongue. And
- 53:47Speaker 3: I know a lot of your listeners, they can't handle that.
- 53:50Speaker 3: They don't live life like that. They're not allowed to
- 53:52Speaker 3: think for themselves, so they get very irate with me.
- 53:55Speaker 3: So I think you'll understand what I'm saying. Out of
- 53:58Speaker 3: all these far-left nuts, I could honestly say I respect
- 54:03Speaker 3: AOC compared to a Gavin Newsom. Gavin Newsom will cater
- 54:09Speaker 3: his speech to whatever crowd he's sitting in front of
- 54:12Speaker 3: that day. Whether it's a conservative crowd, a moderate crowd,
- 54:16Speaker 3: a progressive crowd, or the DSA crowd. He'll speak to
- 54:20Speaker 3: them in their language. The one thing you could say
- 54:23Speaker 3: about AOC, she believes the crazy shit she says. She
- 54:27Speaker 3: never changes her position. So at least You know, at
- 54:31Speaker 3: least she's standing up for what she believes in, and
- 54:34Speaker 3: she doesn't waver. I could respect that. Doesn't mean I
- 54:36Speaker 3: agree with it. Doesn't mean I don't think she's crazy
- 54:39Speaker 3: as hell. But at least she is who she is.
- 54:42Speaker 3: Compared to a guy like Gavin Newsom, you know, he's
- 54:46Speaker 3: like one of those lizards. What do you call them?
- 54:48Speaker 2: Yeah, he's just.
- 54:49Speaker 3: Slick is what he is.
- 54:50Speaker 2: Yeah, he's just slick.
- 54:56Speaker 3: You know, he's a bottom barrel. You know, he's probably
- 54:59Speaker 3: got no morals, no character, will say and do anything.
- 55:03Speaker 2: Like if I looked for, like, I was just trying
- 55:07Speaker 2: to think of a Democrat that I think has some
- 55:10Speaker 2: pretty interesting intellect. And oddly enough, the one that came
- 55:13Speaker 2: to mind was Dennis Kucinich. He used to be a
- 55:15Speaker 2: congressman and mayor of Cleveland. But if you have ever.
- 55:18Speaker 3: Listened to him, he's... Yeah, but I don't know if
- 55:20Speaker 3: I could say that. I don't... He's not..
- 55:22Speaker 2: Let me put it this way. He's not a dummy.
- 55:23Speaker 2: Let me put it this way, wouldn't you?
- 55:25Speaker 3: I would have to throw out Manchin from West Virginia,
- 55:28Speaker 3: to be honest with you.
- 55:30Speaker 2: Yeah, I suppose so.
- 55:31Speaker 3: If you want to try to define someone that way.
- 55:34Speaker 2: I mean, I would have to give it some further
- 55:36Speaker 2: thought on some of this stuff. But, I mean, Schumer, he's... Let.
- 55:42Speaker 3: Me say this, because I agree with you completely on
- 55:44Speaker 3: Ron DeSantis. In my opinion, this is just Ted the conservative,
- 55:51Speaker 3: I think he would be the next best candidate for
- 55:54Speaker 3: the Republican Party. And here's why I say that. Which, surprisingly,
- 55:59Speaker 3: he's pulling towards the bottom of recent polls, what I've seen.
- 56:04Speaker 3: To my surprise, J.D. Vance pulls higher than he and Rubio.
- 56:09Speaker 3: I'm not a J.D. Vance supporter. I don't dislike him.
- 56:13Speaker 3: I don't think he was ready for the position of
- 56:16Speaker 3: vice president with just a year or so under his
- 56:18Speaker 3: belt as a senator.
- 56:20Speaker 17: Doesn't mean I.
- 56:21Speaker 3: Don't like him. I think he's an amazing guy. I
- 56:24Speaker 3: think if you know his background, where he came from,
- 56:27Speaker 3: how he lifted himself up and became so successful, it's
- 56:31Speaker 3: a great thing. However, I believe in an election, if
- 56:36Speaker 3: it's up to him and a Democrat, Donald Trump's still
- 56:38Speaker 3: on the ballot, the negatives of Donald Trump, because he
- 56:41Speaker 3: was the VP. You know what I'm saying? He was
- 56:44Speaker 3: the one pushing Trump's agenda. And that's a hard thing
- 56:47Speaker 3: when you're a vice presidential candidate because you don't get
- 56:50Speaker 3: to say what you think you have to push the
- 56:52Speaker 3: president towards the presidency.
- 56:54Speaker 2: I would just like to see DeSantis, because I think
- 56:56Speaker 2: he's smart. Now, can he get Congress to go along
- 56:59Speaker 2: with him? By the way, have you seen some of
- 57:02Speaker 2: the polling in Ohio where Sherrod Brown is leading in
- 57:06Speaker 2: the Senate race, which is just... Sherrod Brown is a
- 57:10Speaker 2: far-left wacko that backed everything that Joe Biden stood for
- 57:13Speaker 2: and all the crazy social stuff, and yet he's leading
- 57:16Speaker 2: in Ohio. I'm sure... People like him. He's got name recognition.
- 57:20Speaker 2: But he's a far-left wacko.
- 57:23Speaker 3: I think Husted was a horrible candidate. But he got
- 57:26Speaker 3: put in there for political relationships that he had built.
- 57:31Speaker 3: And that's how he got in there. I mean, I
- 57:33Speaker 3: don't think he did much for the governor's office when
- 57:36Speaker 3: he was there. I think he's a weak candidate. He's
- 57:38Speaker 3: going to have to work really hard to try to win.
- 57:40Speaker 2: I just think Trump created a lot of problems for himself.
- 57:43Speaker 2: I mean, I don't care what anyone says. When it
- 57:45Speaker 2: comes down to this inflation... And I don't care if
- 57:49Speaker 2: it's 3.4 or 3.5, that's on top of what inflation
- 57:51Speaker 2: has been and continues to grow and gas prices. You're
- 57:55Speaker 2: cutting your own throats.
- 57:56Speaker 3: I agree with you.
- 57:57Speaker 2: You're just cutting your own throats.
- 57:58Speaker 10: I agree.
- 57:58Speaker 3: I don't disagree. I told you how I feel about
- 58:01Speaker 3: the past, but that doesn't neglect what you're saying. Trump
- 58:04Speaker 3: is president. He owns the economy.
- 58:06Speaker 14: Right.
- 58:07Speaker 2: It's a midterms, and he decided on the Iran situation.
- 58:12Speaker 2: So you're going to own it and pay the price
- 58:14Speaker 2: potentially for it. Like I said, I would never vote
- 58:17Speaker 2: for Sherrod Brown because– even a bad Republicans better than
- 58:21Speaker 2: a Sherrod Brown because he's just, he backs all of
- 58:25Speaker 2: this stuff. I don't want to go back to, to, to,
- 58:28Speaker 2: we can't define a woman and we should have men
- 58:30Speaker 2: and women's sports. I don't want to go back to
- 58:32Speaker 2: that lunacy or the open border, or we need to
- 58:35Speaker 2: tax everybody more. Well, I wish any of these people
- 58:38Speaker 2: would finally tell me what is the fair share that
- 58:41Speaker 2: rich people should be paying. I mean, I always hear this,
- 58:43Speaker 2: we just want to pay their fair share. I've heard
- 58:45Speaker 2: this for as long as I've been around, and it's like, well,
- 58:47Speaker 2: what the hell is that percentage or number? You keep
- 58:50Speaker 2: saying it. When are we going to reach it? Because
- 58:52Speaker 2: I think we're all taxed way too much. The problem,
- 58:57Speaker 2: I agree with Reagan, the problem isn't the taxing. The
- 59:00Speaker 2: problem is spending. That's what the problem is. Right, right.
- 59:04Speaker 3: And government isn't the answer to your solutions. Government is
- 59:07Speaker 3: the problem.
- 59:08Speaker 2: In some cases. I mean, in some cases. Not all cases.
- 59:12Speaker 3: Something else you just said made me smile.
- 59:14Speaker 2: What was that?
- 59:16Speaker 14: You're learning.
- 59:17Speaker 3: I'm rubbing off on you.
- 59:19Speaker 12: Oh, no.
- 59:20Speaker 20: Oh, no.
- 59:21Speaker 2: Oh, no.
- 59:22Speaker 17: Are you ready?
- 59:22Speaker 3: Are you ready?
- 59:23Speaker 8: Yeah.
- 59:23Speaker 3: Are you ready?
- 59:24Speaker 8: Yeah.
- 59:24Speaker 3: Yeah. For years, I've been telling you, you never vote
- 59:26Speaker 3: for a Democrat. I don't care.
- 59:28Speaker 2: Oh, my God. I read it. Oh, my God.
- 59:31Speaker 3: And you read it.
- 59:32Speaker 2: Oh, my God.
- 59:33Speaker 3: I don't care how bad.
- 59:34Speaker 2: I better go take a shower right now. I got
- 59:38Speaker 2: to go take a shower. I feel so dirty. Okay.
- 59:40Speaker 3: How about that, buddy? Remember, you never vote for a Democrat.
- 59:43Speaker 3: I don't care if it's a mayor, a township trustee
- 59:46Speaker 3: or nothing, because when they go in that box, Just remember,
- 59:49Speaker 3: they voted for Joe Biden.
- 59:51Speaker 2: See you later. Ted, the conservative. All right. News Radio
- 59:54Speaker 2: 570 WQEN.
- 59:57Speaker 8: You're on air.
- 59:59Speaker 3: Hey, Ron.
- 1:00:00Speaker 2: Yes.
- 1:00:01Speaker 17: I wasn't expecting you to run that quick.
- 1:00:03Speaker 2: Well, then I can put you back on hold and
- 1:00:04Speaker 2: go to another one.
- 1:00:07Speaker 17: No, I just had you on speakerphone because I was
- 1:00:09Speaker 17: listening to you two talk about the Trumpster. Yes.
- 1:00:14Speaker 3: It is kind of sad.
- 1:00:15Speaker 17: I agree with you guys. I mean, I think if
- 1:00:18Speaker 17: you remember, Ted and I both were kind of hesitant
- 1:00:20Speaker 17: as to whether he could get reelected.
- 1:00:22Speaker 5: Yes.
- 1:00:22Speaker 17: And we weren't all in and took a little bit
- 1:00:25Speaker 17: of heat for that from a lot of the all-in Trumpsters.
- 1:00:28Speaker 2: Yes.
- 1:00:30Speaker 17: The problem with Donald is, you know, he could have,
- 1:00:35Speaker 17: I think he aspires and wants to be known as
- 1:00:37Speaker 17: one of the great ones. He wants to be up
- 1:00:39Speaker 17: on Mount Rushmore with Jefferson, Lincoln, Roosevelt, Washington.
- 1:00:43Speaker 2: But he just doesn't have the temperament.
- 1:00:45Speaker 14: Right.
- 1:00:45Speaker 2: How about just being more presidential and just doing the
- 1:00:49Speaker 2: greatest job you can do and we'll determine what gets
- 1:00:53Speaker 2: named after him or doesn't. How about just getting off
- 1:00:55Speaker 2: the ego trip?
- 1:00:59Speaker 17: That's his whole problem. He's just such a narcissist. I
- 1:01:01Speaker 17: don't think he can do it. Once again, though, at
- 1:01:04Speaker 17: the end of the day, it comes down to who
- 1:01:06Speaker 17: has the right policies. And by far, Trump. I mean,
- 1:01:11Speaker 17: I think probably him and Reagan, and I think his
- 1:01:14Speaker 17: policies have actually been better than most of Reagan's, to
- 1:01:16Speaker 17: be honest with you.
- 1:01:17Speaker 2: Mm-hmm.
- 1:01:19Speaker 17: You know, so the thing that alarmed me, and I
- 1:01:22Speaker 17: think I saw that shared ground poll last night, was
- 1:01:26Speaker 17: the number of independents that are leaning towards voting Democrat.
- 1:01:31Speaker 17: That's the difference in the poll right there. And I
- 1:01:34Speaker 17: just don't understand how you could be an independent voter
- 1:01:37Speaker 17: in Ohio who lived with shared ground... What was he
- 1:01:40Speaker 17: in the Senate for, 20 years or something like that?
- 1:01:43Speaker 2: Yeah, forever.
- 1:01:45Speaker 17: He was one of the ones, if you remember right,
- 1:01:47Speaker 17: it wasn't Sherrod Brown that was going to stop the
- 1:01:49Speaker 17: filibuster when the Democrats controlled the Senate. It was Sinema
- 1:01:53Speaker 17: and Manchin. I mean, I could see if he was
- 1:01:55Speaker 17: a Joe Manchin-type, moderate, old, blue-dark man from that. Sherrod
- 1:02:01Speaker 17: Brown's a liberal nutjob.
- 1:02:03Speaker 2: Oh, absolutely.
- 1:02:04Speaker 17: I think he's like Bernie. Didn't he honeymoon or go
- 1:02:07Speaker 17: over and visit Russia back in the 70s when he
- 1:02:09Speaker 17: got out of college?
- 1:02:11Speaker 2: I don't recall any of that stuff. I just know
- 1:02:15Speaker 2: where he stands on the issues. And he was with
- 1:02:18Speaker 2: Biden on all this stuff. There's no way I will
- 1:02:20Speaker 2: vote for Sherrod Brown. I mean, he's been there forever.
- 1:02:25Speaker 2: And is it just that Trump has put... The economy's stupid,
- 1:02:30Speaker 2: as Carville says, in a situation where people are going
- 1:02:33Speaker 2: to say, okay, we're going to try Sherry Brown and
- 1:02:37Speaker 2: get rid of the Republicans, whatever.
- 1:02:40Speaker 17: Well, I don't get his commercials, because every one of
- 1:02:42Speaker 17: his commercials is, when I go to Washington, I'll do this.
- 1:02:44Speaker 17: When I go to Washington, I'll do that.
- 1:02:46Speaker 3: He was there.
- 1:02:47Speaker 17: Two decades, he was there.
- 1:02:49Speaker 3: Why didn't you do it then?
- 1:02:50Speaker 17: If that's what you were going to do, why didn't you?
- 1:02:54Speaker 2: Exactly.
- 1:02:54Speaker 3: Exactly.
- 1:02:56Speaker 17: You know, it's ridiculous. So when I saw the independents
- 1:02:59Speaker 17: leaning as heavily as they are toward Sherrod Brown, what
- 1:03:02Speaker 17: scares me is I think people are just, and if
- 1:03:05Speaker 17: you look at it since probably Barack left office in 2016,
- 1:03:09Speaker 17: it seems to be flip-flopping every election cycle. The Republicans
- 1:03:15Speaker 17: will win a big election, then the Democrats will come back.
- 1:03:17Speaker 17: Then the Republicans will win, and then the Democrats.
- 1:03:19Speaker 2: Will come back. But I'm going to tell you, I'm
- 1:03:20Speaker 2: going to say it again. Shame on the Republicans who
- 1:03:23Speaker 2: didn't codify all these executive orders of Trump's. When you
- 1:03:28Speaker 2: put it in by the pen, it can be taken
- 1:03:30Speaker 2: out by the pen, and the Republican Party is to
- 1:03:32Speaker 2: blame for that because they lack the ability to do that.
- 1:03:36Speaker 2: I mean, I'm looking at the Republicans and Democrats as
- 1:03:39Speaker 2: just politicians anymore. There's two parties, there's different philosophies, but
- 1:03:44Speaker 2: there's too many similar things about them. I mean, I
- 1:03:46Speaker 2: don't understand why you guys just didn't codify this stuff,
- 1:03:50Speaker 2: because it would just be written out, well, just as
- 1:03:52Speaker 2: Biden did when he became president. Well, if you get
- 1:03:55Speaker 2: a Democrat president, all this stuff Trump would in a
- 1:03:57Speaker 2: go away.
- 1:03:59Speaker 17: All they're worried about, both parties. When both parties get power,
- 1:04:02Speaker 17: there's only one thing they worry about. Lining the pockets
- 1:04:06Speaker 17: of the interests that they represent. The Republicans line the
- 1:04:11Speaker 17: Republican pockets and the Democrats line the Democrat pockets. And
- 1:04:15Speaker 17: nobody gets anything done for me and you.
- 1:04:17Speaker 2: Thank you.
- 1:04:17Speaker 11: We'll be back.
- 1:04:19Speaker 2: In need of shredding services? Visit KeystoneBlind.org.
- 1:04:22Speaker 25: Keystone has a shredding recycling division in which blind and
- 1:04:25Speaker 25: visually impaired employees shred and bail up to 2,000 pounds
- 1:04:28Speaker 25: per day. Securing your documents are of the utmost importance
- 1:04:31Speaker 25: to us and a way to protect against identity theft.
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- 1:04:46Speaker 25: visit KeystoneBlind.org and click shredding.
- 1:04:49Speaker 12: Hey, is your roof leaking?
- 1:04:51Speaker 2: And Talk Station 570 WKBN. And Ron Verp from the
- 1:04:55Speaker 2: Kingdom of Mahoning, News Radio 570 WKBN, you're on the air.
- 1:04:57Speaker 14: All right, boss, what do you need?
- 1:05:01Speaker 2: All right, when I was talking with the real estate guru,
- 1:05:05Speaker 2: Kelly Warren, I was talking about young people and being
- 1:05:09Speaker 2: in debt and all this kind of stuff. And I
- 1:05:11Speaker 2: said to Kelly Warren, I said, the best story, folks,
- 1:05:15Speaker 2: the best story I've ever heard about somebody being in
- 1:05:19Speaker 2: debt and getting out of debt was told to me
- 1:05:23Speaker 2: by the guru of Gerard, by Miguel from Gerard, who
- 1:05:28Speaker 2: had the absolute best story ever. that I think is
- 1:05:33Speaker 2: worth telling again. And this is how, because I always
- 1:05:40Speaker 2: say this, my dad always said, when you're in debt,
- 1:05:44Speaker 2: you're a slave. Debt makes you a slave. So the
- 1:05:50Speaker 2: best thing you can do is to get out of debt.
- 1:05:52Speaker 2: You don't want to have debt. Like a lot of
- 1:05:54Speaker 2: the financial advisors would tell you, oh, you don't want
- 1:05:56Speaker 2: to pay your house off right away. No, you want
- 1:05:58Speaker 2: to get it behind you. So so that you theoretically
- 1:06:02Speaker 2: own it other than the taxes. You want to get
- 1:06:05Speaker 2: out of debt. You don't want a six-year car loan.
- 1:06:10Speaker 2: You don't want a 30-year mortgage. You don't want to
- 1:06:13Speaker 2: owe a bunch of money because it's just you're a
- 1:06:17Speaker 2: slave to it. Would you agree with that statement, first
- 1:06:20Speaker 2: of all?
- 1:06:22Speaker 14: Totally.
- 1:06:22Speaker 2: All right. So now I want you, and you were
- 1:06:25Speaker 2: extremely honest with me several years ago, I want you
- 1:06:28Speaker 2: to tell people where you were several years ago financially
- 1:06:31Speaker 2: and Dave Ramsey and what you did and how you
- 1:06:36Speaker 2: did it to get to where you are today. All right,
- 1:06:39Speaker 2: now go.
- 1:06:40Speaker 14: Yeah, well, you know, I was making a fair amount
- 1:06:45Speaker 14: of money and stuff, and I was at a point
- 1:06:48Speaker 14: in my life where I had went through like a
- 1:06:53Speaker 14: bad relationship and everything, and then I finally met a
- 1:06:55Speaker 14: wonderful girl and wanted to have a family and everything,
- 1:07:00Speaker 14: and she was finishing school, and we bought a house,
- 1:07:08Speaker 14: and we had to get cars, and I don't think
- 1:07:10Speaker 14: at that point they were brand new cars, but they
- 1:07:13Speaker 14: cost money, and before we knew it, all said and done,
- 1:07:17Speaker 14: I ended up doing over $ 300, 000 in debt. At what age?
- 1:07:19Speaker 14: At the age of 35, 36, possibly 37. All right.
- 1:07:30Speaker 2: So you, you owe $ 300, 000 and then pick it up
- 1:07:37Speaker 2: from there. So you're, you, you're making good money, but
- 1:07:39Speaker 2: it's all going out to all these payments.
- 1:07:42Speaker 15: Yeah.
- 1:07:43Speaker 14: Uh, pretty good money.
- 1:07:44Speaker 11: Yeah.
- 1:07:45Speaker 14: And, and so I was, you know, riding back and
- 1:07:48Speaker 14: forth and it's about the same time I was first
- 1:07:50Speaker 14: hearing you and stuff too on, um, riding back and
- 1:07:53Speaker 14: forth to Cleveland and Pittsburgh and stuff doing work and,
- 1:07:56Speaker 14: Coming back, and I heard Dave Ramsey on the radio.
- 1:08:01Speaker 14: He goes out of Pittsburgh, and he was talking about
- 1:08:05Speaker 14: the snowball effect and how you get out of debt
- 1:08:08Speaker 14: and how nothing, debt isn't worth it because just what
- 1:08:11Speaker 14: you said. It's like you're a slave. Think about it.
- 1:08:13Speaker 14: I want to buy something. I'm going to buy something
- 1:08:16Speaker 14: on credit, and then they're just going to tack on 6%, 10%
- 1:08:17Speaker 14: or something that I pay more for. Just for what?
- 1:08:21Speaker 14: That I couldn't wait to buy it? And so if
- 1:08:25Speaker 14: things are like that, that's the first thing you do.
- 1:08:28Speaker 14: You just stop. Just like the United States government needs
- 1:08:31Speaker 14: to do right now, just stop spending on things you
- 1:08:34Speaker 14: really don't need to survive.
- 1:08:36Speaker 2: So go ahead. You're listening to this as you're driving along.
- 1:08:41Speaker 10: Yeah.
- 1:08:42Speaker 14: And I decide, I go, that's good. I'm so tired
- 1:08:45Speaker 14: of living like this. I mean, it was just, yeah,
- 1:08:48Speaker 14: you're just living and you're just handing over your money,
- 1:08:50Speaker 14: all these bills and everything, and And when you want more,
- 1:08:55Speaker 14: you just think, I'll just borrow more, It's just crazy.
- 1:08:58Speaker 14: And so I said, I'm going to do this. And
- 1:09:02Speaker 14: I started, I listened to the snowball effect. What is
- 1:09:05Speaker 14: the snowball effect? The snowball effect is start with your
- 1:09:08Speaker 14: smallest debt and pay it off. And then use the
- 1:09:12Speaker 14: extra money that you just saved from paying that debt off.
- 1:09:16Speaker 14: to pay off the next one, pay off the next one,
- 1:09:18Speaker 14: pay off the next one, and pay off the next
- 1:09:20Speaker 14: one until you finally one day call in and say,
- 1:09:23Speaker 14: I'm debt-free, and we have a party on radio for
- 1:09:26Speaker 14: you and everything. And that's when, in my opinion, that's
- 1:09:29Speaker 14: when your life begins.
- 1:09:30Speaker 2: But also the key was you stopped spending other than
- 1:09:35Speaker 2: on absolute necessities.
- 1:09:37Speaker 14: Oh, yeah. I'm driving, like, my mom's old car because
- 1:09:40Speaker 14: she got a new one, you know. Stuff like that, like,
- 1:09:45Speaker 14: you know, not vacations. We bought an old house, and I'm, like,
- 1:09:48Speaker 14: fixing it up by hand, like, you know.
- 1:09:52Speaker 2: Stand by. This is the best story about how a
- 1:09:55Speaker 2: guy got out of debt for $ 300, 000. You'll want to
- 1:09:57Speaker 2: pay attention back in a minute. News Radio 570 WKVN.
- 1:10:04Speaker 10: One person was seriously hurt in a stabbing outside the
- 1:10:07Speaker 10: Columbus Metropolitan Library Northside branch just after 2.30 p.m.
- 1:10:12Speaker 2: Yesterday.
- 1:10:12Speaker 10: The victim was transported to the hospital in critical conditions
- 1:10:15Speaker 10: and no additional details have been released. Meantime, three Cleveland
- 1:10:19Speaker 10: men are facing 117 criminal counts for allegedly stealing 55
- 1:10:23Speaker 10: ATVs and dirt bikes across seven states. Grand jurors say
- 1:10:27Speaker 10: that over four and a half years, the men would
- 1:10:30Speaker 10: use fake Facebook accounts to find the bikes, lure sellers
- 1:10:33Speaker 10: to Cleveland, hand them a bank envelope filled with counterfeit money,
- 1:10:37Speaker 10: take a test drive, and then never return. And the
- 1:10:39Speaker 10: Ohio Department of Natural Resources is hosting Free Range Day tomorrow.
- 1:10:43Speaker 10: This means all of ONDR's public shooting ranges will be
- 1:10:46Speaker 10: free to use for residents during regular operating hours. Guests
- 1:10:50Speaker 10: age 18 and older need either daily or annual permits
- 1:10:53Speaker 10: to use public ranges outside of Free Range Day.
- 1:10:56Speaker 2: I'm Brady Hopkins.
- 1:10:57Speaker 19: Listen on the free iHeartRadio app for all your music, news, talk,
- 1:11:01Speaker 19: and sports radio.
- 1:11:02Speaker 8: Podcasts, too.
- 1:11:03Speaker 2: Download the app.
- 1:11:04Speaker 7: Free never sounded so good.
- 1:11:06Speaker 2: A to Z dependable services.
- 1:11:09Speaker 7: Now, Ron Verb. On NewsRadio 570, WKBN.
- 1:11:12Speaker 1: All right, pay attention.
- 1:11:16Speaker 2: Here, boys and girls. 434 in the afternoon, so it's
- 1:11:18Speaker 2: a guru from Gerard there. So you're $ 300, 000 in debt,
- 1:11:23Speaker 2: and some of it was credit card debt, correct? Correct.
- 1:11:26Speaker 14: Credit card, house, some college loans, and then cars. I
- 1:11:34Speaker 14: think that was basically it.
- 1:11:37Speaker 15: Right.
- 1:11:37Speaker 2: It added up.
- 1:11:38Speaker 14: It was about $ 360, 000 maybe.
- 1:11:39Speaker 2: It was total. All right, and you made a good buck.
- 1:11:45Speaker 2: It's almost like you're just running around like, you know,
- 1:11:49Speaker 2: on that wheel and a mouse runs around on just
- 1:11:52Speaker 2: going round and round and round. I mean, so you're
- 1:11:58Speaker 2: paying the payments and the interest, and it's just like exhausting.
- 1:12:02Speaker 2: So one day you hear Dave Ramsey, you hear about
- 1:12:05Speaker 2: the snowball effect, and you say, I'm tired. I don't
- 1:12:07Speaker 2: want to owe all this money. So the first thing
- 1:12:10Speaker 2: you did is you stopped spending money. on anything that
- 1:12:14Speaker 2: wasn't an absolute necessity.
- 1:12:16Speaker 14: True? The second thing I did was stop spending. The
- 1:12:21Speaker 14: first thing I did was explain it to the trophy winner.
- 1:12:24Speaker 2: Of what you were going to do?
- 1:12:27Speaker 13: Right.
- 1:12:27Speaker 14: All right. And then..
- 1:12:28Speaker 8: It took a while, you know.
- 1:12:30Speaker 11: We got it.
- 1:12:30Speaker 14: And so, yeah, I mean, I had like a minivan and...
- 1:12:34Speaker 14: And I ended up selling that because her grandmother's car
- 1:12:39Speaker 14: was perfect for sitting in a garage. She passed away.
- 1:12:42Speaker 14: And it was just pristine. Remember those old Ford Tauruses?
- 1:12:48Speaker 14: And that was a great car, actually. She drove it
- 1:12:51Speaker 14: for 10 years or something. And then my mom got
- 1:12:55Speaker 14: a new car, and I drove her old Buick something.
- 1:12:59Speaker 14: And And I did that, you know, for years. It
- 1:13:04Speaker 14: just got rid of the cars. That was the first thing.
- 1:13:05Speaker 14: There's no payments, right? So then I started going. I
- 1:13:08Speaker 14: think it was like the credit cards after that. Knocked
- 1:13:12Speaker 14: them out. Until it basically got to the house. Which then,
- 1:13:18Speaker 14: you know, now we're starting to get more like everybody
- 1:13:21Speaker 14: should be. And applying more and more. We just kept
- 1:13:25Speaker 14: making extra payments. And during that time, too.
- 1:13:29Speaker 12: Actually..
- 1:13:30Speaker 14: Bought a house behind me and knocked it down because
- 1:13:33Speaker 14: it was just like bad, you know? And I, I
- 1:13:37Speaker 14: didn't buy a brand new house. It's nice now, you know,
- 1:13:39Speaker 14: I call it cost.
- 1:13:40Speaker 11: Yeah.
- 1:13:41Speaker 14: Um, but it's, I'm even right now, Ron, I'm still,
- 1:13:45Speaker 14: you know, I'm, I'm painting my own building. I'm fixing
- 1:13:48Speaker 14: the bricks in my driveway and stuff. And I just
- 1:13:50Speaker 14: do these things. Cause I don't know, like it's better
- 1:13:53Speaker 14: than just borrowing money.
- 1:13:54Speaker 3: And spending it.
- 1:13:55Speaker 14: I told you the wife said, you know, it's tickets along.
- 1:13:59Speaker 14: It's like, well, you know, give me $ 10, 000. I'll get
- 1:14:01Speaker 14: this done in a day. And, but what I can
- 1:14:06Speaker 14: do is this, like, so I go out, I'm like
- 1:14:09Speaker 14: readjusting the bricks and everything. I'm almost halfway done to
- 1:14:11Speaker 14: what I want to do. And I'll end up doing
- 1:14:13Speaker 14: it for like 500 bucks, you know, it's all said
- 1:14:17Speaker 14: and done. But I mean, that kind of mentality is
- 1:14:20Speaker 14: what you need, right? Does it, if, Don't live above
- 1:14:24Speaker 14: your means. Don't live above your means. Do you need
- 1:14:26Speaker 14: that vacation? Why do you need a vacation? Like, if
- 1:14:28Speaker 14: you're in debt, it's just the same way you say
- 1:14:31Speaker 14: about the federal government. Why are you doing this when
- 1:14:32Speaker 14: you're in debt? You just have to ask yourself the
- 1:14:35Speaker 14: same thing. Like, do I want to go in debt
- 1:14:38Speaker 14: more to go on this vacation? And so let me
- 1:14:42Speaker 14: tell you, after finally when you do pay everything off,
- 1:14:47Speaker 14: then you realize you're, like, living the whole way you
- 1:14:51Speaker 14: never have. Because now all that money you were paying
- 1:14:54Speaker 14: in bills, you're just putting in the bank. And so
- 1:14:58Speaker 14: when these financial tsunamis hit, like now, everything changes on you.
- 1:15:03Speaker 14: They run up the interest rate, the inflation, all that.
- 1:15:06Speaker 14: And if you're stuck with bills, you're screwed because that
- 1:15:11Speaker 14: goes up with you. And that increases your cost of
- 1:15:15Speaker 14: living every day. And so I kind of just pull
- 1:15:19Speaker 14: out of the economy when this happens. don't spend money
- 1:15:22Speaker 14: because no one's chasing after me. So like, I don't
- 1:15:26Speaker 14: care what the price of gas is. If I don't
- 1:15:28Speaker 14: use gas, you know what I mean? And it affects
- 1:15:30Speaker 14: food and all that.
- 1:15:31Speaker 3: I understand.
- 1:15:32Speaker 14: You got to leave yourself some cushions and things, but
- 1:15:34Speaker 14: you know, you have to work your way into living
- 1:15:37Speaker 14: below your means because it's naturally like you, you're younger.
- 1:15:41Speaker 14: You just think, you know, I'm great. I want to,
- 1:15:43Speaker 14: I want to prove, I want to make my mark
- 1:15:45Speaker 14: in the world and all this, you know, and now
- 1:15:48Speaker 14: you get to our age, you realize none of that
- 1:15:49Speaker 14: really mattered.
- 1:15:50Speaker 2: So, But, I mean, you started with your lowest credit
- 1:15:54Speaker 2: card bill or whatever it was, paid it off, then
- 1:15:57Speaker 2: went to the next one, then paid it off, then
- 1:16:00Speaker 2: took all that money and went to the next one
- 1:16:02Speaker 2: and paid them off, didn't create other bills. And how
- 1:16:07Speaker 2: long did it take you to get out of $ 300, 000
- 1:16:09Speaker 2: in debt? About, I can't.
- 1:16:12Speaker 14: Remember, eight years.
- 1:16:17Speaker 12: Eight years?
- 1:16:21Speaker 2: Eight years. And you got totally out of debt. So
- 1:16:25Speaker 2: you've got $ 300, 000 behind you. It took eight years to
- 1:16:29Speaker 2: pay it off.
- 1:16:31Speaker 11: Right.
- 1:16:32Speaker 2: And what was the feeling like when you paid all
- 1:16:36Speaker 2: this stuff off and you didn't have debt anymore? How
- 1:16:39Speaker 2: did that change you mentally and physically?
- 1:16:42Speaker 14: Okay, so first off, realize that changing that took a
- 1:16:46Speaker 14: lot of extra sacrifice because you're still living your life
- 1:16:50Speaker 14: and trying to reduce all that. But then when you
- 1:16:52Speaker 14: finally do it, you feel like, wow, okay. I felt
- 1:16:57Speaker 14: like when I graduated from college or something. And then
- 1:17:03Speaker 14: you start to realize the ramifications of it. And that
- 1:17:06Speaker 14: takes a while to sink in. And here's the thing.
- 1:17:09Speaker 14: When you start, now you've paid all your bills off, right?
- 1:17:11Speaker 14: And you got this money. It's not the time to
- 1:17:14Speaker 14: blow it. It's the time to put it away because
- 1:17:17Speaker 14: what's going to happen is next month, your car is
- 1:17:19Speaker 14: going to break down. And you're going to be faced
- 1:17:21Speaker 14: with the choice to put this on the credit card
- 1:17:23Speaker 14: or just pay cash for it. And so you need
- 1:17:26Speaker 14: money in the bank to pay cash for it. You
- 1:17:28Speaker 14: know where I struggle now, Ron, is because I've reached
- 1:17:31Speaker 14: this level of self-financing of things, I try to prevent
- 1:17:37Speaker 14: my kids from doing it. You know, and they're young
- 1:17:39Speaker 14: and everything, so... like some of my probably kind of
- 1:17:43Speaker 14: give up to, you know, avoid them falling into the
- 1:17:47Speaker 14: same trap. I tried a lot doing that. So, but
- 1:17:52Speaker 14: I wouldn't even be able to have this conversation with
- 1:17:54Speaker 14: them or myself if I had not went through that.
- 1:17:58Speaker 2: Interesting. So now you're out of debt and you've stayed
- 1:18:01Speaker 2: out of debt.
- 1:18:03Speaker 8: Oh yeah.
- 1:18:03Speaker 14: I'm, I actually, now I got like money in the
- 1:18:06Speaker 14: bank and I, you know, that's why when I'm, Like
- 1:18:10Speaker 14: I told you, all this stuff going on with like
- 1:18:12Speaker 14: AI and my job and how it's changing and everything.
- 1:18:14Speaker 14: I'm just not freaking out. In fact, I could work
- 1:18:17Speaker 14: tomorrow if I wanted. I really wanted to like live
- 1:18:21Speaker 14: a horrible life. But I've actually reached a spot where
- 1:18:24Speaker 14: I'm like selective about what I do. And that's because
- 1:18:27Speaker 14: no one's chasing me.
- 1:18:30Speaker 2: For money.
- 1:18:32Speaker 11: Right.
- 1:18:34Speaker 5: Yeah.
- 1:18:34Speaker 14: And once I buy that e-trike, man, then no one's
- 1:18:36Speaker 14: going to chase me anymore.
- 1:18:37Speaker 2: Right. How old are you now? All right. So would
- 1:18:43Speaker 2: you say you're semi-retired?
- 1:18:46Speaker 5: Yeah.
- 1:18:48Speaker 2: And are you enjoying it?
- 1:18:50Speaker 14: It? Yeah, because, you know, I'm working like a madman,
- 1:18:55Speaker 14: and I think you saw what I'm working on, but
- 1:18:58Speaker 14: it's what I want to do. It's not what, you know, somebody,
- 1:19:02Speaker 14: you know, when you get on a job or a
- 1:19:04Speaker 14: contract or something, it's like, okay, what do you guys need?
- 1:19:06Speaker 14: And then you get your mind in, I'm doing whatever
- 1:19:08Speaker 14: you want every day. I wake up, you know. And
- 1:19:11Speaker 14: I've always wanted to develop this product, and I'm doing it.
- 1:19:14Speaker 14: And I'm just keeping my costs low. But, you know,
- 1:19:19Speaker 14: it's not work if you enjoy it.
- 1:19:23Speaker 2: You're developing what type of a product?
- 1:19:27Speaker 14: So, as I told you, it's government records, access to
- 1:19:32Speaker 14: them in a common way, you know, like all across Ohio. So,
- 1:19:35Speaker 14: you know, the County Auditor is the first one that
- 1:19:38Speaker 14: I completed, and.
- 1:19:41Speaker 2: Yeah, but don't they have that open checkbook? I mean,
- 1:19:45Speaker 2: it's already out there.
- 1:19:48Speaker 10: Oh, great.
- 1:19:50Speaker 14: But it's not very consistent because there's 88 counties. They're
- 1:19:53Speaker 14: all different. Like, they all reported it differently. Some have
- 1:19:57Speaker 14: the CAMA computer-aided mass appraisal stuff. Some don't. Some aren't
- 1:20:03Speaker 14: even in there. Like, you know, they have their own site,
- 1:20:06Speaker 14: and they just never reported to that system. And it's
- 1:20:10Speaker 14: just very bizarre. Like, even with that, it's all different
- 1:20:14Speaker 14: how you get that information. So I was curious. Like,
- 1:20:20Speaker 14: I started doing just Trumbull County to find out how
- 1:20:22Speaker 14: the whole thing worked. Oh, and by the way, too,
- 1:20:25Speaker 14: so those programs that you do, they're all like, I
- 1:20:28Speaker 14: don't know if you ever saw ArcGIS, but they're made
- 1:20:31Speaker 14: for like an old-fashioned desktop. And none of them work
- 1:20:34Speaker 14: on the phone and all that. So I made these apps,
- 1:20:37Speaker 14: you know, and they do all that information, and you
- 1:20:39Speaker 14: can just run the whole thing from your phone. It
- 1:20:41Speaker 14: doesn't matter what county you're in, you're going to end
- 1:20:42Speaker 14: up doing the same app the same way. And that's
- 1:20:45Speaker 14: just one example. I'm doing the same thing with, like,
- 1:20:47Speaker 14: health departments. I created one for one of the local ones,
- 1:20:51Speaker 14: like a map, and now you track health access. And
- 1:20:54Speaker 14: that's what got– actually, that's what started the whole thing.
- 1:20:56Speaker 3: Well, part of it.
- 1:20:58Speaker 14: Before that, I had to make some public records and
- 1:21:00Speaker 14: got some– water records and things like that. And I
- 1:21:03Speaker 14: was just looking. Public data is free. And I'm like, hey,
- 1:21:05Speaker 14: I need some data. I want to develop this app
- 1:21:08Speaker 14: on public data. And so I started on it. But
- 1:21:13Speaker 14: then I developed this infrastructure. And with the help of AI,
- 1:21:18Speaker 14: it's not really doing it. It's just it helps you learn.
- 1:21:21Speaker 14: So I was I'm able when you, when you have
- 1:21:24Speaker 14: a question, you have to ask somebody, it's like your
- 1:21:26Speaker 14: coworker out there. He's always never tells you, no, I
- 1:21:30Speaker 14: don't feel like answering you. You know?
- 1:21:31Speaker 2: All right. So, so you're trying to put something like
- 1:21:34Speaker 2: that together, but now it's not now it's 63 after
- 1:21:38Speaker 2: a belt, a little bout of some health issues. You're
- 1:21:43Speaker 2: semi retired.
- 1:21:47Speaker 9: Yeah.
- 1:21:48Speaker 5: Yeah.
- 1:21:48Speaker 14: I'm doing things I want to do. You know, I
- 1:21:50Speaker 14: think I told you I'm going to be, um, teaching
- 1:21:53Speaker 14: at the college level related to this stuff I'm doing.
- 1:22:02Speaker 14: I am trying to... Well, ultimately, I'm curious, Ron. Can
- 1:22:13Speaker 14: better software save us tax dollars?
- 1:22:18Speaker 2: Yes.
- 1:22:19Speaker 14: I think the answer is yes.
- 1:22:20Speaker 2: I think AI can as well.
- 1:22:23Speaker 14: Yeah, I'm an experiment. That's kind of... Like I said,
- 1:22:26Speaker 14: you've got to be careful to say AI because it's
- 1:22:29Speaker 14: such a big term, you know? But AI, it does
- 1:22:34Speaker 14: searches for you faster than just regular, like Google, like
- 1:22:37Speaker 14: large mass searches. So you can find it and ask
- 1:22:40Speaker 14: it questions that you just couldn't ask before. And because
- 1:22:43Speaker 14: of that, then I'm able to do things. Yeah, but
- 1:22:45Speaker 14: I believe... Oh, and by the way, so I also believe, Ron,
- 1:22:49Speaker 14: that this..
- 1:22:53Speaker 3: AI that.
- 1:22:54Speaker 14: They're giving us now at this price is simply because
- 1:22:57Speaker 14: they need to exercise the model so they make it
- 1:23:02Speaker 14: available to you and pick your brain while they're doing it.
- 1:23:05Speaker 14: And one day, they will have picked all they need
- 1:23:08Speaker 14: out of our brains, and it will no longer be
- 1:23:11Speaker 14: free or cheap, and it will only be in things
- 1:23:15Speaker 14: that the big money has to support it. And so
- 1:23:20Speaker 14: I said to myself, okay, knowing this, I got like
- 1:23:22Speaker 14: a year, maybe two tops before this whole thing gets, oh,
- 1:23:27Speaker 14: and then there's the other side of it too. Like
- 1:23:29Speaker 14: half of it is driven by data centers and stuff
- 1:23:31Speaker 14: and all these data centers coming in and people aren't
- 1:23:32Speaker 14: into data centers. And so who knows what's going to
- 1:23:35Speaker 14: happen with the whole thing, right? And so I said
- 1:23:38Speaker 14: to myself, I got like a year or two to
- 1:23:41Speaker 14: develop something. And what I saw was, you know, we
- 1:23:46Speaker 14: pay all this for, like, county auditors and things for
- 1:23:49Speaker 14: this kind of data because no one had the ability
- 1:23:52Speaker 14: to scan the whole state and do this whole thing
- 1:23:53Speaker 14: like this, you know, before. And so, you know, and
- 1:23:58Speaker 14: by the way, like, where do we drink? I think
- 1:24:01Speaker 14: it started on the show with you. I don't know
- 1:24:05Speaker 14: if you remember the day I was asking you about
- 1:24:07Speaker 14: telling you about the different water systems we have and
- 1:24:10Speaker 14: how many water systems you just have to go before
- 1:24:12Speaker 14: you get to Liberty and stuff like that, and how
- 1:24:15Speaker 14: many people mark it up in Niles, Youngstown, and then
- 1:24:19Speaker 14: it goes to Girard, and after Girard it goes to Liberty,
- 1:24:21Speaker 14: and part of it comes from Trumbull County. And so
- 1:24:24Speaker 14: I started, the whole thing started, I said, I'm going
- 1:24:26Speaker 14: to make a public records request and ask all the
- 1:24:28Speaker 14: Girard water customers, not customers, but accounts. I don't really
- 1:24:31Speaker 14: care about who owes what and all that kind of stuff.
- 1:24:34Speaker 14: I just want to know. where the houses and where
- 1:24:36Speaker 14: they get the water from. And then I made a
- 1:24:39Speaker 14: map of the whole thing and, you know, and I
- 1:24:41Speaker 14: was like, wow, you can see this whole system. And
- 1:24:43Speaker 14: then I did another one and another one.
- 1:24:45Speaker 13: And I.
- 1:24:47Speaker 14: Just think eventually, like, if it's, I'm going to send
- 1:24:51Speaker 14: you a link because I kind of put a concept
- 1:24:53Speaker 14: onto this thing now. And it's, the concept itself is
- 1:24:56Speaker 14: getting close enough to be able to send out there
- 1:24:59Speaker 14: and say, hey, do you want to jump on board
- 1:25:01Speaker 14: on this? You know, because it looks like a ship
- 1:25:04Speaker 14: now that you can jump on board. And four months ago,
- 1:25:08Speaker 14: it wasn't anything.
- 1:25:09Speaker 2: Yeah, it's hard for me to take any guy serious
- 1:25:11Speaker 2: that's looking at buying an E-Trike. That's right. I mean,
- 1:25:15Speaker 2: so he's 63 years old. He's semi-retired. And he wants
- 1:25:20Speaker 2: to buy this E-Trike that if he gets on it
- 1:25:25Speaker 2: and rides it on a sidewalk in Girard down to
- 1:25:28Speaker 2: the Jib Jab or wherever he might be going, he's
- 1:25:31Speaker 2: going to look like he's 102.
- 1:25:31Speaker 13: Yeah.
- 1:25:32Speaker 3: Yeah.
- 1:25:35Speaker 14: But I'm not going to be 102, and I'm not
- 1:25:37Speaker 14: going to be buying gas to go to Chick-fil-A or
- 1:25:40Speaker 14: go see my dad or the baseball team.
- 1:25:43Speaker 2: And how much is your e-trike? Have you looked at
- 1:25:47Speaker 2: the price?
- 1:25:47Speaker 14: That's what I'm working on right now. I haven't dropped
- 1:25:52Speaker 14: the order yet because I'm finding out more, but I'm
- 1:25:54Speaker 14: anywhere from about $ 600 to $ 4, 000, depending on what I want.
- 1:26:03Speaker 2: Oh, that's a reasonable range, $ 600, 000 to $ 4, 000.
- 1:26:08Speaker 14: Everything I told you, which way do you think I'm going.
- 1:26:10Speaker 17: To go first?
- 1:26:12Speaker 2: Maybe somewhere in between. Who knows? But the reality is
- 1:26:16Speaker 2: you have the money, and you won't be borrowing the money.
- 1:26:19Speaker 2: You won't buy it if you can't afford it. Right.
- 1:26:23Speaker 14: In fact, I had lent my son some money to
- 1:26:27Speaker 14: fix his car. And I said, just pay me back.
- 1:26:29Speaker 14: There's no use in putting it on a card and
- 1:26:31Speaker 14: going through all that. Right. So he's been paying me back,
- 1:26:34Speaker 14: and I'm like putting that away. And I'm like, I'm
- 1:26:36Speaker 14: going to go use that and pay for cash and
- 1:26:40Speaker 14: buy my e-bike or e-trike or something like that.
- 1:26:44Speaker 2: There you go.
- 1:26:45Speaker 14: I'm pretty sure I'm going to do it.
- 1:26:47Speaker 2: Eight years, and he got out of throwing $ 300, 000. He
- 1:26:49Speaker 2: stopped spending, paid it off with a snowball effect from
- 1:26:54Speaker 2: Dave Ramsey, and never went back in debt. Stopped spending.
- 1:27:02Speaker 2: Excuse me, paid his debt off over eight years and
- 1:27:05Speaker 2: now doesn't buy it if he doesn't have the cash
- 1:27:07Speaker 2: to afford it. That's a beautiful thing. He's debt free.
- 1:27:10Speaker 2: He's no longer a slave. And now he's 63 and
- 1:27:15Speaker 2: can do what he wants when he wants. That's a
- 1:27:17Speaker 2: beautiful thing.
- 1:27:18Speaker 14: Well, I wouldn't say that like I can do what
- 1:27:20Speaker 14: I want. But if I, you know, I can enjoy
- 1:27:23Speaker 14: my time on this earth without spending any money for as.
- 1:27:26Speaker 12: Long as I want.
- 1:27:27Speaker 20: All right.
- 1:27:29Speaker 2: That's what I want to say. All right, Miguel. Thank you,
- 1:27:32Speaker 2: the guru from Gerard. News Radio 570. I mean, that's
- 1:27:37Speaker 2: what you got to do. I mean, it's a hell
- 1:27:40Speaker 2: of an adventure for that guy, but he stopped spending.
- 1:27:43Speaker 2: He just said, I'm not going to spend on anything
- 1:27:45Speaker 2: if I don't need it. And I'm going to take
- 1:27:48Speaker 2: all these credit card bills and all this money that
- 1:27:50Speaker 2: I owe on whether it was a car loan or
- 1:27:54Speaker 2: a house or credit card bills, and I'm going to
- 1:27:58Speaker 2: pay the Least lowest one off first, and I'm going
- 1:28:04Speaker 2: to take all that money and pay the next one off.
- 1:28:07Speaker 2: I'm going to just keep working up the bill ladder.
- 1:28:10Speaker 2: And eight years later, $ 300, 000 was behind him. Obviously, he
- 1:28:15Speaker 2: had a decent job, and he just didn't buy anything
- 1:28:19Speaker 2: he didn't need. He said, I never want to get
- 1:28:21Speaker 2: in debt like that ever again. But now in this
- 1:28:25Speaker 2: day and age, you have people, you have car loans like,
- 1:28:27Speaker 2: you know, people taking car loans out for five, six,
- 1:28:30Speaker 2: seven years. Some of these car loans are ridiculous. Well,
- 1:28:34Speaker 2: doesn't that say if you got to take a loan
- 1:28:35Speaker 2: out that long, you simply can't afford it? And I mean,
- 1:28:39Speaker 2: sometimes saying no to yourself is hardest thing, but the
- 1:28:43Speaker 2: most important thing. And I'll be back.
- 1:28:49Speaker 7: You're one 70 WKVN.
- 1:28:51Speaker 2: You know, I just read this for Michael and Gerard
- 1:28:56Speaker 2: with his E trike. The headline in Thursday's paper, man
- 1:29:00Speaker 2: riding an e-bike falls off, fatally struck by two vehicles.
- 1:29:05Speaker 2: There you go, Michael. There you go. This guy was
- 1:29:09Speaker 2: 49 from Levittsburg, was pronounced dead at the scene on
- 1:29:12Speaker 2: Tuesday night in an accident on Todd Avenue. He lost
- 1:29:16Speaker 2: control of the e-bike he was riding and fell off
- 1:29:19Speaker 2: the bike around 9, 10 p.m. And a 2021 Ford F-150...
- 1:29:29Speaker 2: was traveling north on Todd Avenue when it struck this guy.
- 1:29:34Speaker 2: And obviously it was fatally struck.
- 1:29:39Speaker 12: There you go.
- 1:29:40Speaker 2: Well, I guess he's getting a trike, so he probably
- 1:29:42Speaker 2: wouldn't fall off of it then. It'd probably be easier
- 1:29:45Speaker 2: for him. You're on the air.
- 1:29:48Speaker 20: Ron, I've been listening to you over the last few
- 1:29:50Speaker 20: days and today, and I'm finding myself disagreeing with you
- 1:29:54Speaker 20: a lot on a lot of things.
- 1:29:55Speaker 2: Well, that's not good. What seems to be your issues here?
- 1:30:00Speaker 20: Well, you know, I caught the beginning of the show
- 1:30:03Speaker 20: here about houses and them becoming more valuable, and I
- 1:30:07Speaker 20: don't agree with that. And you mentioned about interest rates and.
- 1:30:11Speaker 3: How hard you guys had it when.
- 1:30:14Speaker 20: You were 16%, and now they're 6% and everybody's belly aching.
- 1:30:18Speaker 21: Yes.
- 1:30:19Speaker 3: And I don't agree with that.
- 1:30:20Speaker 2: <HAL> <HAL> <HAL> <HAL> <HAL> <HAL> <HAL> <HAL> <HAL> <HAL>
- 1:30:24Speaker 2: You know, now listen here, Sonny Boy.
- 1:30:27Speaker 20: Yeah, yeah, yeah.
- 1:30:28Speaker 2: All right. That is true. Like when I was involved
- 1:30:33Speaker 2: in all of this, the interest rates were really double digits.
- 1:30:39Speaker 2: And I refinanced down to 6%. Yeah.
- 1:30:43Speaker 8: Well, I'm going to explain it to you, Ron. Don't worry.
- 1:30:47Speaker 2: Okay. But, I mean, it was like I thought I
- 1:30:49Speaker 2: was lucky to get 6%. I mean, there was no
- 1:30:50Speaker 2: way 3% even existed. So you always say, like, you know,
- 1:30:57Speaker 2: all these other generations had it so much easier. And
- 1:31:00Speaker 2: I think to myself this. I mulled this over. Maybe
- 1:31:03Speaker 2: I said this to you before. My father's generation, guess what?
- 1:31:07Speaker 2: They had World War II. I've mentioned this before. My
- 1:31:09Speaker 2: mom was just happy that my dad came home alive.
- 1:31:12Speaker 2: My brothers, my older brothers, the baby boomer generation, of
- 1:31:16Speaker 2: which I am a part of, well, guess what? They
- 1:31:19Speaker 2: worried about the draft and going to Vietnam and coming home.
- 1:31:23Speaker 2: So a lot of this..
- 1:31:25Speaker 20: And, Ron, I don't deminimize any of that at all,
- 1:31:28Speaker 20: and I think you're taking my references out of context
- 1:31:31Speaker 20: when I.
- 1:31:31Speaker 3: Speak of these situations.
- 1:31:33Speaker 20: I'm referring only from an economic standpoint. Now, every generation
- 1:31:38Speaker 20: has its All right, stand by.
- 1:31:41Speaker 2: I want to get into the meat of this. And
- 1:31:43Speaker 2: we have a long segment. Alec coming up. I want
- 1:31:46Speaker 2: to hear this. In a minute.
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- 1:32:21Speaker 9: Investment coach, John Arnold Studios. This is 570 WKBN Youngstown,
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- 1:32:35Speaker 22: The president says he won't apologize for higher gas prices
- 1:32:38Speaker 22: on Lisa Brady, Fox News, because he says he did
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- 1:32:43Speaker 5: So, for you to pay a tiny little bit more
- 1:32:47Speaker 5: for your gasoline... Just remember, you're doing it so that
- 1:32:51Speaker 5: a very evil country cannot have a country really is
- 1:32:54Speaker 5: the number one state sponsor of terror in the world.
- 1:32:58Speaker 2: We don't want to have them have a nuclear weapon.
- 1:33:00Speaker 2: So remember that.
- 1:33:01Speaker 22: This as Democrats hammer affordability concerns ahead of the midterm elections.
- 1:33:05Speaker 5: The Democrats saying that is a hoax because they're the
- 1:33:08Speaker 5: ones that cause the affordability.
- 1:33:09Speaker 2: We're bringing the prices way down. Look at what's happening.
- 1:33:12Speaker 22: Two reports this week show cooling inflation, but still well
- 1:33:15Speaker 22: above the Fed's target. President Trump says Iran is being
- 1:33:19Speaker 22: badly defeated.
- 1:33:20Speaker 5: Pretty soon I'll be declaring the Hormuz Strait a territory
- 1:33:25Speaker 5: of the United States.
- 1:33:28Speaker 22: Iran still insisting it controls the straight. The president speaking
- 1:33:31Speaker 22: at a police academy on New York's Long Island. The
- 1:33:34Speaker 22: man charged with killing health care executive Brian Thompson confesses
- 1:33:38Speaker 22: in court. Luigi Mangione pleading guilty to federal stalking charges
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- 1:33:45Speaker 27: Fairly unemotional, actually, read this letter aloud saying, quote, before
- 1:33:50Speaker 27: traveling to New York, I used a 3D printer to
- 1:33:52Speaker 27: make a gun. I traveled to New York with the
- 1:33:55Speaker 27: intent to shoot Brian Thompson. On the morning of December 4th, 2024,
- 1:33:59Speaker 27: I shot Mr.
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- 1:35:32Speaker 4: to Z on VIRB.
- 1:35:34Speaker 1: On NewsRadio 570 WKBN.
- 1:35:37Speaker 2: Back to it. NewsRadio 570 WKBN on VIRB 505. 82
- 1:35:42Speaker 2: degrees on Friday, August 14th. All right. I'm going back
- 1:35:45Speaker 2: to caller Alec who says he disagrees with me on
- 1:35:49Speaker 2: some of the things I've been saying today. And inquiring
- 1:35:53Speaker 2: minds want to know what seems to be the issue.
- 1:35:56Speaker 20: I heard you talking the other day with a gentleman,
- 1:35:58Speaker 20: just what you said. I'm not referencing World War II
- 1:36:01Speaker 20: or Vietnam or anything. I'm talking from an economic standpoint.
- 1:36:05Speaker 20: You had mentioned interest rates falling. And my interest rates,
- 1:36:09Speaker 20: or my generation or those even younger than me, they
- 1:36:12Speaker 20: start buying houses at 3%, 2%. When they go to 6%
- 1:36:16Speaker 20: or 7%, that's.
- 1:36:16Speaker 3: Not just a little higher.
- 1:36:18Speaker 20: That's double or triple the amount. You have gone from
- 1:36:23Speaker 20: a decreasing interest rate level..
- 1:36:26Speaker 8: Since the 1980s.
- 1:36:29Speaker 2: Well, yeah, but a decreasing of it would be 12%
- 1:36:31Speaker 2: or even more. It was ridiculous. in buying homes at
- 1:36:37Speaker 2: the time, certainly under Carter and that kind of stuff,
- 1:36:40Speaker 2: you refinance to get down to a 6% rate, but
- 1:36:43Speaker 2: you refinance to get down from a very high number.
- 1:36:46Speaker 2: You're saying, okay, well, we had 2% or 3% interest rates.
- 1:36:49Speaker 2: Those didn't exist when I was young. 2% or 3%
- 1:36:52Speaker 2: interest rates, and now they've doubled to 6%. which is
- 1:36:57Speaker 2: what we used to refinance to get down to. So
- 1:37:01Speaker 2: do you think 2% or 3% interest rates are normal
- 1:37:04Speaker 2: for a home loan? Because they weren't in my lifetime.
- 1:37:07Speaker 2: They were for a period of time here. Now they
- 1:37:10Speaker 2: went back up to what was the range that I
- 1:37:13Speaker 2: think most people are familiar with, and now everybody's bellyaching
- 1:37:17Speaker 2: about it. But go ahead.
- 1:37:19Speaker 20: Well, that interest rates aside, it's a lot harder to
- 1:37:23Speaker 20: go from 2% to 4%, time you're doing it, you're
- 1:37:28Speaker 20: doubling it. So even if you went down from 16%
- 1:37:32Speaker 20: down to 8%, you kept working in a refinance where
- 1:37:35Speaker 20: everything kept getting cheaper from that standpoint. If interest rates
- 1:37:38Speaker 20: went to 20% tomorrow, you would be having a whole
- 1:37:42Speaker 20: different story talking about residential real estate on the radio.
- 1:37:45Speaker 14: Right.
- 1:37:52Speaker 20: It's just a fallacy. Everybody thinks that their house is
- 1:37:55Speaker 20: worth more. It is not. Your dollar is worth less.
- 1:38:00Speaker 20: Your home produces no income for you.
- 1:38:02Speaker 14: It is a liability.
- 1:38:03Speaker 3: The roof will leak.
- 1:38:04Speaker 14: The basement will flood.
- 1:38:06Speaker 20: Your shingles will need changed. Your windows will need replaced.
- 1:38:09Speaker 20: You have to buy insurance on it. So you pay
- 1:38:11Speaker 20: taxes on it. So this whole idea and concept of
- 1:38:15Speaker 20: that is crazy. Now, the other thing is, Every generation,
- 1:38:19Speaker 20: the further we get away from 1971 and when our
- 1:38:24Speaker 20: currency really started, because the dollar's been around for a
- 1:38:27Speaker 20: long time, it's been called the dollar, but a lot
- 1:38:30Speaker 20: of it has changed. Because in the late 60s, and
- 1:38:33Speaker 20: I looked this up the other day, minimum wage.
- 1:38:34Speaker 12: Was $ 1.
- 1:38:35Speaker 3: 50.
- 1:38:35Speaker 20: So if you've got six quarters an hour, in the
- 1:38:40Speaker 20: late 60s, those quarters were made out of silver. The
- 1:38:44Speaker 20: silver actually had value. So if you took the same
- 1:38:47Speaker 20: way to those six quarters today, it would be worth $ 70.
- 1:38:50Speaker 20: So the equivalent minimum wage today, based in silver, would
- 1:38:56Speaker 20: be $ 70 an hour. Now, I don't need to explain
- 1:39:01Speaker 20: to anybody that $ 70 an hour minimum wage right now
- 1:39:04Speaker 20: would change a lot of people's perspectives. Because I'll be
- 1:39:07Speaker 20: the first one to say, too, and everybody else who
- 1:39:09Speaker 20: runs a company or has employees or coworkers, there's a
- 1:39:12Speaker 20: lot of lazy people out there, and everybody knows it.
- 1:39:15Speaker 20: But why are they like that? Humans haven't changed in
- 1:39:20Speaker 20: thousands of years. It's the environment that you're in that changes.
- 1:39:24Speaker 20: So everybody who bellyaches, to use your terminology, they were
- 1:39:28Speaker 20: brought up in this ability to be able to be
- 1:39:31Speaker 20: lazy and not have to work. So everybody complains about
- 1:39:35Speaker 20: that former generation, the baby boomers, or the World War II,
- 1:39:39Speaker 20: World War I. Heck, you can find a generation going
- 1:39:42Speaker 20: all the way back saying, I didn't.
- 1:39:43Speaker 8: Have a steam engine.
- 1:39:44Speaker 20: I was picking potatoes barehanded with my 17 brothers and
- 1:39:47Speaker 20: sisters over in Czechoslovakia. Everything can always be worse. What
- 1:39:52Speaker 20: I'm saying is from an economic standpoint right now, the
- 1:39:55Speaker 20: dollar keeps being worth less and less, and these interest
- 1:39:59Speaker 20: rates are a really big problem. Because if you could
- 1:40:02Speaker 20: look at a chart for just 10-year interest rates in
- 1:40:04Speaker 20: our country, And they went from 1980 all the way down.
- 1:40:08Speaker 20: And when did things start getting really bad in our country, Ron?
- 1:40:11Speaker 20: I'd say probably around 2020. And if you look at
- 1:40:13Speaker 20: that chart, that's when they really start to go all.
- 1:40:16Speaker 8: The way back up again.
- 1:40:19Speaker 20: And that is one of the biggest crux of the problem.
- 1:40:22Speaker 20: Because when we have to pay more to borrow money,
- 1:40:25Speaker 20: things are a lot harder.
- 1:40:28Speaker 2: Okay.
- 1:40:29Speaker 8: Right.
- 1:40:29Speaker 2: I agree with that.
- 1:40:31Speaker 20: So I don't want to misconflate. Other generations, I'm not
- 1:40:35Speaker 20: saying that Vietnam wasn't a horrible thing when you had
- 1:40:38Speaker 20: to go. I'm not saying World War II was a
- 1:40:39Speaker 20: horrible thing. I'm talking about strictly economically speaking.
- 1:40:43Speaker 2: And you say economically speaking, your generation has it way
- 1:40:48Speaker 2: more difficult than previous generations, correct?
- 1:40:51Speaker 8: Way more.
- 1:40:52Speaker 20: And you could just tell by how many people do
- 1:40:55Speaker 20: you need in your household to have an income so
- 1:40:57Speaker 20: that you can just survive, pay gas, buy groceries, pay
- 1:41:01Speaker 20: your taxes, pay for a cell phone. pay your mortgage,
- 1:41:04Speaker 20: pay for your food.
- 1:41:06Speaker 3: I mean, you add all these.
- 1:41:07Speaker 20: Things up, and you can look in the other direction
- 1:41:09Speaker 20: and say, hey, World War II, you didn't have to
- 1:41:11Speaker 20: have a cell phone. You didn't have a cell phone bill.
- 1:41:14Speaker 3: You didn't have a Netflix account. Well, those are all things.
- 1:41:17Speaker 20: That are, you know, you make that argument, but we
- 1:41:19Speaker 20: live in a different generation now. So when I hear
- 1:41:23Speaker 20: older generations say these things, I have to look at
- 1:41:26Speaker 20: it and say, well, what reality are we living in?
- 1:41:30Speaker 18: Hmm.
- 1:41:36Speaker 2: So what's the answer?
- 1:41:40Speaker 8: Probably a crisis.
- 1:41:41Speaker 20: I hate to say it. That's the only way things
- 1:41:43Speaker 20: get fixed. Things have to get so bad that something
- 1:41:46Speaker 20: can actually change. And things got really bad in 2020,
- 1:41:49Speaker 20: but nothing changed. We had an opportunity to fix some things,
- 1:41:53Speaker 20: but what did we do? We dusted over and kicked
- 1:41:56Speaker 20: the can further down the road. We printed trillions of dollars,
- 1:41:59Speaker 20: made our dollars worth less, which made your home nominally
- 1:42:03Speaker 20: go up. It was a big problem. Could have had
- 1:42:06Speaker 20: an opportunity to get some things done, but we didn't.
- 1:42:11Speaker 2: Well, so what do you think the answer is? What's
- 1:42:14Speaker 2: the solution is what I'm asking you?
- 1:42:17Speaker 20: Well, that's a great question, and I really wish I
- 1:42:20Speaker 20: had the exact answer for you because it depends on
- 1:42:22Speaker 20: what time frame you're looking at, too. You can look
- 1:42:25Speaker 20: at a month-to-month, year-to-year, decade-to-decade, or are we a nation
- 1:42:29Speaker 20: that's going to try to survive another several hundred years?
- 1:42:32Speaker 20: Because the problem is... varying depending on which time frame
- 1:42:37Speaker 20: you look at. You know, there's a real boring thing
- 1:42:39Speaker 20: out there right now, and it's Japanese bond interest rates.
- 1:42:44Speaker 20: I'm not going to bore anybody with it, but if
- 1:42:46Speaker 20: you have time to look into it, it's a big problem.
- 1:42:48Speaker 20: We just spent, I think it was $ 10 billion the
- 1:42:51Speaker 20: other day to try to prop up the Japanese yen
- 1:42:55Speaker 20: so that it doesn't collapse because they don't produce any oil.
- 1:42:59Speaker 20: So they have to buy all their oil and their
- 1:43:01Speaker 20: currency is collapsing. So it costs more and more for
- 1:43:03Speaker 20: them to do that. Well, they're running out of money.
- 1:43:05Speaker 21: So what do they do?
- 1:43:06Speaker 20: They're going to have to sell U.S.
- 1:43:08Speaker 3: Treasuries.
- 1:43:08Speaker 20: And they're the world's largest holder of U.S.
- 1:43:11Speaker 3: Treasuries.
- 1:43:11Speaker 20: And if they sell those, what's going to happen to
- 1:43:14Speaker 20: the interest rates in our country?
- 1:43:15Speaker 14: They're going to go up.
- 1:43:17Speaker 20: What happens when our interest rates go up? We have
- 1:43:19Speaker 20: to pay more on the debt. We're already $ 40 trillion
- 1:43:23Speaker 20: in debt, and we're going up $ 2 trillion.
- 1:43:25Speaker 8: A year right now.
- 1:43:27Speaker 17: So the other day, I.
- 1:43:28Speaker 20: Think Japan put in $ 80 billion to try to prop
- 1:43:31Speaker 20: themselves up. And then between us, In Japan, $ 80 to
- 1:43:35Speaker 20: $ 90 billion, and their interest rates still went up. So
- 1:43:40Speaker 20: it's a big cascading event that can have real big
- 1:43:46Speaker 20: problems in our country that nobody's talking about because, of course,
- 1:43:50Speaker 20: what do we want to talk about? Iran war, Donald Trump.
- 1:43:54Speaker 20: I get all that, too, but these are bigger problems
- 1:43:57Speaker 20: when you talk about not being able to afford, just
- 1:43:59Speaker 20: being able to survive. And that's the problem when you
- 1:44:02Speaker 20: don't have assets Assets keep going up in value because
- 1:44:06Speaker 20: your dollar keeps going down. If you own assets, you
- 1:44:11Speaker 20: keep making more money because assets are usually a fixed supply.
- 1:44:15Speaker 20: So if you can't just print more houses, they go
- 1:44:19Speaker 20: up in value. If you can't print more land, they go.
- 1:44:21Speaker 14: Up in value.
- 1:44:22Speaker 2: But if I said this to you, I would say, well,
- 1:44:27Speaker 2: I mentioned the other day what I was reading. When
- 1:44:29Speaker 2: we talk about the housing shortage and how housing prices
- 1:44:32Speaker 2: are going up, It's a terrible thing to think about.
- 1:44:37Speaker 2: But as they were writing, they say this problem will
- 1:44:40Speaker 2: solve resolve itself because you are just starting to see
- 1:44:44Speaker 2: the beginnings of the baby boomer generation dying off. That,
- 1:44:49Speaker 2: you know, it's a it's a the. Earlier, the first
- 1:44:54Speaker 2: of the baby boomers are starting to die off, and
- 1:44:56Speaker 2: as they get older, more of them will die off.
- 1:44:59Speaker 2: And there will no longer, according to the author, be
- 1:45:01Speaker 2: a housing shortage. There will probably be a housing surplus
- 1:45:06Speaker 2: as this goes on, and housing prices will adjust more
- 1:45:10Speaker 2: than likely downward because there will be more supply than
- 1:45:13Speaker 2: there will be demand. What are your thoughts?
- 1:45:16Speaker 20: So what do we do, wait 20 years for all
- 1:45:19Speaker 20: this to take place? Do we have 20 years? What
- 1:45:22Speaker 20: society in 20 years when nobody could buy a home
- 1:45:24Speaker 20: and we're just waiting for a generation to expire?
- 1:45:29Speaker 2: It might not be the answer for you, but it
- 1:45:31Speaker 2: might be the answer for what they're saying for people
- 1:45:33Speaker 2: younger than you that are growing up now, that they
- 1:45:38Speaker 2: won't have to face the same difficulties that perhaps you did.
- 1:45:41Speaker 2: You'd have to tell a 25-year-old right now.
- 1:45:46Speaker 20: Hey, hang tight with that $ 100, 000 in debt. $ 4.
- 1:45:47Speaker 2: 30 a gallon gap.
- 1:45:48Speaker 17: Wait 20 years for your grandfather.
- 1:45:50Speaker 2: No, no, no.
- 1:45:50Speaker 20: Wait about 10.
- 1:45:57Speaker 2: It should give it 10 years.
- 1:45:59Speaker 20: Well, hey, Ron, if we run out of money for
- 1:46:02Speaker 20: Medicare and Social Security, it might even be faster because
- 1:46:06Speaker 20: that's a whole other problem that the baby boomer generation
- 1:46:09Speaker 20: and the elderly are reaping the benefits from, and the
- 1:46:12Speaker 20: next generation is the one.
- 1:46:14Speaker 2: Well, I don't know about that. I think we've got
- 1:46:16Speaker 2: big problems in Social Security and Medicare in about seven
- 1:46:20Speaker 2: years or potentially less. I mean, serious economic problems.
- 1:46:24Speaker 20: Do you think they're going to let Social Security or
- 1:46:27Speaker 20: Medicare fail?
- 1:46:28Speaker 12: No.
- 1:46:29Speaker 2: So what are they going to do?
- 1:46:30Speaker 20: They're going to print more money, and it's going to
- 1:46:33Speaker 20: cost more for that younger generation to be able to
- 1:46:36Speaker 20: buy their house, save for retirement, have more children. It's
- 1:46:42Speaker 20: just a vicious cycle, and that's what I'm talking about,
- 1:46:44Speaker 20: a time frame.
- 1:46:44Speaker 8: You could fix the problem.
- 1:46:46Speaker 20: But you're going to have to eat that medicine. It's
- 1:46:49Speaker 20: not going to taste good for a long time.
- 1:46:51Speaker 2: You've got to get inflation down. You are– well, not
- 1:46:56Speaker 2: just you. Everybody's being attacked by this inflation because in
- 1:47:01Speaker 2: every front of it, I mean, from your re-evaluations and
- 1:47:05Speaker 2: your property taxes going up ridiculously– all across the country.
- 1:47:10Speaker 2: So you're being attacked by government saying, oh, your house
- 1:47:12Speaker 2: is now worth this. Now we're going to tax you
- 1:47:14Speaker 2: at this level. So you're being attacked in that fashion.
- 1:47:18Speaker 2: You're being attacked because of the Iran war into the
- 1:47:24Speaker 2: situation with oil. Your gasoline costs a lot more. Consequently,
- 1:47:28Speaker 2: your groceries cost more. Consequently, everything costs more. I mean,
- 1:47:32Speaker 2: we're an oil-based economy. So that's all going up. I mean,
- 1:47:36Speaker 2: that affects everybody, though. That doesn't just affect you. Listen,
- 1:47:41Speaker 2: I think people are all becoming poorer. I say it
- 1:47:44Speaker 2: all the time. It's not just you. It's everybody. It's
- 1:47:48Speaker 2: the elderly. It's you. It's everybody. Your savings doesn't buy
- 1:47:53Speaker 2: what it used to buy. Your Social Security doesn't go
- 1:47:56Speaker 2: as far as it used to go. Everything is too
- 1:47:59Speaker 2: damn expensive. I never would dream in my lifetime I
- 1:48:03Speaker 2: would see inflation like I happen to see as a
- 1:48:06Speaker 2: result of COVID. Yes, because think of this stupid policy
- 1:48:10Speaker 2: during COVID when everything was shut down. Our government was
- 1:48:14Speaker 2: giving people money. So we gave them money and created
- 1:48:17Speaker 2: more of a demand because people were spending the money
- 1:48:20Speaker 2: when everything was shut down. So you had low supply,
- 1:48:23Speaker 2: high demand, prices went up. It was a stupid government
- 1:48:27Speaker 2: policy that created inflation. So that's part of how it
- 1:48:31Speaker 2: was created as a result of COVID. Then Biden handed
- 1:48:35Speaker 2: out more money as time went on. The more dollars
- 1:48:38Speaker 2: that are created, the less the existing ones are worth.
- 1:48:42Speaker 2: So that created more inflation. Then Trump gets into this
- 1:48:45Speaker 2: war and the Strait is closed and 20 or 30
- 1:48:48Speaker 2: million barrels are off the market every day. So that
- 1:48:51Speaker 2: creates an energy inflation. You see how this is going.
- 1:48:55Speaker 2: It's affecting everybody.
- 1:49:00Speaker 20: And who took the brunt of all those COVID restrictions,
- 1:49:02Speaker 20: all the COVID payout?
- 1:49:04Speaker 2: I did.
- 1:49:04Speaker 3: The kids didn't go to school.
- 1:49:07Speaker 20: So guess what? Now you're going to have another generation.
- 1:49:10Speaker 20: When you're in second and third grade and the teachers also,
- 1:49:13Speaker 20: they don't want to teach.
- 1:49:14Speaker 8: Half the time anyway. Well, some of them.
- 1:49:16Speaker 20: I won't say all of them. And the kids get
- 1:49:18Speaker 20: into this lull of this is the way things work.
- 1:49:21Speaker 20: It takes time to get out of that, too. So
- 1:49:23Speaker 20: they paid the brunt of it. The young people who
- 1:49:25Speaker 20: were told to shut down your business because you weren't essential,
- 1:49:29Speaker 20: those people took the brunt of it. All to save
- 1:49:32Speaker 20: the older generation, which you should do. You should take
- 1:49:34Speaker 20: care of your older generation.
- 1:49:36Speaker 8: I get that.
- 1:49:37Speaker 20: But down the line, we're going to pay the bill
- 1:49:39Speaker 20: for it, and the bill is going to come bigger
- 1:49:41Speaker 20: and bigger. And it's just going to be a bigger
- 1:49:43Speaker 20: and bigger problem exponentially. But why isn't inflation getting fixed?
- 1:49:48Speaker 20: Why don't we actually fix this? Because the people in power,
- 1:49:52Speaker 20: the ones who benefit from inflation the most, don't need
- 1:49:56Speaker 20: to fix it. Because everybody listening here who pays taxes
- 1:49:59Speaker 20: and their groceries and gas, inflation affects you because you're
- 1:50:03Speaker 20: becoming poor. But if you're wealthy and you own a
- 1:50:06Speaker 20: lot of assets, you become richer and more wealthy. That's
- 1:50:10Speaker 20: why the inflation isn't a problem for everybody. Inflation is
- 1:50:14Speaker 20: an asset to a lot of people. You know, like
- 1:50:16Speaker 20: my house right now, when I refinanced it during COVID
- 1:50:20Speaker 20: at 2.8%, my debt is an asset. So if I
- 1:50:24Speaker 20: go to buy another house right now to take out
- 1:50:26Speaker 20: a mortgage at 6% or 7%, I'm losing that. So
- 1:50:29Speaker 20: when those interest rates kept coming down and down and
- 1:50:32Speaker 20: down since the early 80s, like Warren Buffett, all these
- 1:50:36Speaker 20: major corporations, they would take out debt, all right? And
- 1:50:40Speaker 20: then they would buy back their own stock because the
- 1:50:42Speaker 20: value of the dollar kept going down. So they were
- 1:50:45Speaker 20: just basically shorting or hedging against the dollar because they
- 1:50:48Speaker 20: knew the value of the dollar was going to go
- 1:50:50Speaker 20: down faster than what the interest rate on their loans
- 1:50:53Speaker 20: are going to be. So sometimes debt is a huge asset,
- 1:50:56Speaker 20: but not everybody can do that when you go to
- 1:50:58Speaker 20: work all day and come home and cook dinner and
- 1:51:01Speaker 20: try to take care of your kids and go on
- 1:51:03Speaker 20: a vacation every now and then, cut the grass. You
- 1:51:05Speaker 20: just can't do it. It's just not feasible. So the
- 1:51:08Speaker 20: policies that are in place right now are going to
- 1:51:10Speaker 20: keep making things worse unless something's done, and I don't
- 1:51:14Speaker 20: think government is ever going to do that.
- 1:51:19Speaker 2: Well, things have a way of working out, don't you think? Usually, usually,
- 1:51:27Speaker 2: major recessions cure a lot of this kind of stuff.
- 1:51:30Speaker 20: That's a great point, Ron. When have we had a recession?
- 1:51:34Speaker 2: Well, a major one we haven't had since... Probably Carter
- 1:51:39Speaker 2: and Reagan.
- 1:51:40Speaker 20: Something's not normal about that. If you look at a
- 1:51:45Speaker 20: business cycle, recessions are normal.
- 1:51:48Speaker 8: They're good.
- 1:51:48Speaker 20: They cut down the dead branches off the tree. They
- 1:51:52Speaker 20: get rid of the zombie companies. But we don't have
- 1:51:54Speaker 20: recessions anymore. We don't fix things. We don't let interest
- 1:51:57Speaker 20: rates reset themselves. We don't do that. We print money
- 1:52:01Speaker 20: to bail people out. So then it never rights the wrongs.
- 1:52:04Speaker 20: It doesn't let nature take its course. We haven't had
- 1:52:07Speaker 20: a recession. We had like a two-week recession in 2020.
- 1:52:11Speaker 20: The stock market went down for two weeks. They printed
- 1:52:14Speaker 20: trillions of dollars, and then it went through the absolute roof.
- 1:52:19Speaker 2: All right. Alec, thank you. Appreciate your time. News Radio
- 1:52:24Speaker 2: 570 WKBN and Ron Furr back after this. I Heart Radio.
- 1:52:29Speaker 16: Give your home an energy upgrade.
- 1:52:31Speaker 7: News, weather, and talk station. 570 WKBN.
- 1:52:36Speaker 2: And Ron Furr with you till 6 o'clock tonight on
- 1:52:39Speaker 2: News Radio 570 WKBN.
- 1:52:39Speaker 5: 330-729-9977.
- 1:52:39Speaker 2: We'll get you through this.
- 1:52:40Speaker 3: 330-729-9977.
- 1:52:40Speaker 2: Let me talk to you for a bit about White
- 1:52:42Speaker 2: House Fruit Farm in Canfield. I must confess to you
- 1:52:53Speaker 2: that we had some sweet corn from White House Fruit
- 1:52:56Speaker 2: Farm the other day, and it was absolutely fantastic. I mean,
- 1:53:01Speaker 2: we were sitting around just having a sweet corn, and
- 1:53:04Speaker 2: it was just delicious. Great taste to it. As a
- 1:53:08Speaker 2: matter of fact, it was so good, my wife went
- 1:53:09Speaker 2: out and bought more ears the next day. And we
- 1:53:13Speaker 2: had it again the next day. This is just one
- 1:53:16Speaker 2: of the great things about our great state of Ohio.
- 1:53:19Speaker 2: And when these crops come in and when they come
- 1:53:21Speaker 2: in at White House Fruit Farm with the corn, you
- 1:53:23Speaker 2: don't want to miss this time of the year. You
- 1:53:25Speaker 2: simply don't want to miss it. The taste of that
- 1:53:27Speaker 2: corn was just stellar. I don't know if it was
- 1:53:29Speaker 2: just a great year or what it was. Man, that
- 1:53:32Speaker 2: corn and butter and salt, it was fantastic. So this weekend,
- 1:53:36Speaker 2: go to White House Fruit Farm, get yourself some corn
- 1:53:39Speaker 2: and enjoy. And while you're there, don't forget about the
- 1:53:41Speaker 2: great sandwich meats that they have. They're not loaded with
- 1:53:45Speaker 2: water like you get at the other stores. Whether you
- 1:53:49Speaker 2: seem like they're just got watery.
- 1:53:50Speaker 10: Nope.
- 1:53:51Speaker 2: When you go get your turkey or whatever it might
- 1:53:53Speaker 2: be at their deli, it is quality and the cheeses
- 1:53:56Speaker 2: are quality. It's just a great deli that they have.
- 1:53:58Speaker 2: You will taste the difference and you'll see the difference
- 1:54:01Speaker 2: for making those sandwiches, whether for lunch or just to
- 1:54:03Speaker 2: have it. a round for snacking on. And don't forget,
- 1:54:08Speaker 2: of course, the blueberry donuts and all the different varieties
- 1:54:11Speaker 2: of donuts that they have at White House Fruit Farm
- 1:54:13Speaker 2: as well. It is a taste adventure, and this time
- 1:54:17Speaker 2: of the year is just phenomenal, what they have at
- 1:54:20Speaker 2: White House Fruit Farm. So go enjoy, enjoy, enjoy, enjoy,
- 1:54:24Speaker 2: and make the trip an adventure and enjoy life at
- 1:54:27Speaker 2: White House Fruit Farm in Canfield. You're on the air.
- 1:54:31Speaker 8: Hello. Mr.
- 1:54:33Speaker 13: Verb, how are you?
- 1:54:34Speaker 2: I am well, sir. Thank you for calling. Go ahead, please.
- 1:54:38Speaker 13: I hope my phone doesn't lose power. I've been waiting
- 1:54:41Speaker 13: for you for about 40 minutes here.
- 1:54:46Speaker 8: You still there?
- 1:54:47Speaker 13: You still there?
- 1:54:50Speaker 2: Yeah, I'm here. I'm here. I'm here. Let me see. Yeah,
- 1:54:58Speaker 2: I'm here. I hear you. Oh, okay. I got a
- 1:55:00Speaker 2: copy on you.
- 1:55:01Speaker 15: Over.
- 1:55:01Speaker 13: Well, this phone of mine, it only holds a charge
- 1:55:04Speaker 13: for so long.
- 1:55:05Speaker 2: Well, maybe you need to get a new battery.
- 1:55:09Speaker 13: I don't know what to... Yes, I did.
- 1:55:11Speaker 2: Are you on a, excuse me, are you on a,
- 1:55:14Speaker 2: a guy your age, are you on a landline? I mean,
- 1:55:16Speaker 2: are you on a battery phone?
- 1:55:18Speaker 7: I am.
- 1:55:18Speaker 2: Are you on a cell phone?
- 1:55:19Speaker 13: I'm on a landline. Yes, I am.
- 1:55:21Speaker 2: Okay, so you have, so I just want to, let's
- 1:55:24Speaker 2: just picture it. You have a house phone and it's,
- 1:55:28Speaker 2: and it's one of the kind that, you know, you
- 1:55:30Speaker 2: cradle and it charges and your battery's going dead, right?
- 1:55:34Speaker 12: Right.
- 1:55:37Speaker 20: Right?
- 1:55:37Speaker 2: I mean, you know, am I right or wrong?
- 1:55:40Speaker 13: You're right. You're absolutely right.
- 1:55:41Speaker 2: All right, so maybe you..
- 1:55:43Speaker 13: I just wanted to make..
- 1:55:45Speaker 2: Go ahead.
- 1:55:47Speaker 13: That fellow, Alex.
- 1:55:50Speaker 2: Yes.
- 1:55:51Speaker 13: Hook him up with your buddy, Frank.
- 1:55:54Speaker 14: Why?
- 1:55:55Speaker 13: Out of Florida. These two guys are going to set
- 1:55:58Speaker 13: you straight, buddy. That Alex is a smart little cookie.
- 1:56:02Speaker 13: He knows what he's talking about.
- 1:56:05Speaker 2: They seem to be very well informed about what they're
- 1:56:07Speaker 2: talking about. I could not..
- 1:56:21Speaker 13: They're in a league. They're out of my league. What
- 1:56:23Speaker 13: can I tell you? They're two intelligent people that pay
- 1:56:28Speaker 13: attention to what's really going on, and they bring their
- 1:56:32Speaker 13: conversation to the forefront to make people try to understand it.
- 1:56:38Speaker 13: All right.
- 1:56:39Speaker 2: So what is really going on? By the way, did
- 1:56:41Speaker 2: you see where the Kennedy Center board wants to put
- 1:56:44Speaker 2: Trump's name back on it? You know, the board he appointed?
- 1:56:48Speaker 13: Again, my stomach churned and turned over. And I almost
- 1:56:52Speaker 13: threw up.
- 1:56:54Speaker 8: But I didn't.
- 1:56:55Speaker 7: I saw that.
- 1:56:57Speaker 2: It is ridiculous. I think I got it right here.
- 1:56:59Speaker 2: Wait a second. I've got to find it. I've got
- 1:57:02Speaker 2: it sitting here. Good Lord, what did I do with it?
- 1:57:07Speaker 2: Wait a second here. I want people to hear this.
- 1:57:12Speaker 13: I saw it. I don't think they ever took it down.
- 1:57:16Speaker 13: That's why they had it covered up there. So the
- 1:57:19Speaker 13: board that he appointed... determined that his name was going
- 1:57:24Speaker 13: to stay on it. And they're still going to do
- 1:57:26Speaker 13: the two-year renovation of the place.
- 1:57:30Speaker 2: Yeah, basically, they want it to be called the Kennedy Center,
- 1:57:35Speaker 2: remodeled and whatever by President Donald J. Trump. I mean,
- 1:57:40Speaker 2: this is the board he appointed. Listen, as a guy
- 1:57:42Speaker 2: that voted for Trump, as a guy that would never
- 1:57:45Speaker 2: vote for Harris or any of these wacky-ass Democrats. It's ridiculous.
- 1:57:50Speaker 2: I'm with you on this one. I mean, these people
- 1:57:54Speaker 2: are such ass-kissers, they want to put his name on everything.
- 1:57:57Speaker 8: Exactly.
- 1:57:58Speaker 13: When he leaves office, his image and his likeness and
- 1:58:05Speaker 13: his every year is going to be wiped off, just
- 1:58:07Speaker 13: like Adolf Hitler's was when he lost the war in
- 1:58:11Speaker 13: World War II. He's just going to be, I truly believe,
- 1:58:15Speaker 13: he's just going to be eliminated from history.
- 1:58:17Speaker 2: Why would you say such a thing?
- 1:58:20Speaker 13: Because this, I don't know why, you know why, do
- 1:58:24Speaker 13: I have to say?
- 1:58:25Speaker 12: Yes!
- 1:58:25Speaker 13: Because he's the biggest grifter, thief, That he is there
- 1:58:31Speaker 13: for one reason only. He's there to make money. Now,
- 1:58:37Speaker 13: you people wanted a businessman. Well, you got him.
- 1:58:40Speaker 2: Stand by for a minute. I'll be right back.
- 1:58:43Speaker 1: News Radio 570 WKBS. One person was.
- 1:58:49Speaker 10: Seriously hurt in a stabbing outside the Columbus Metropolitan Library,
- 1:58:53Speaker 10: Northside Branch, just after 2.30 p.m.
- 1:58:56Speaker 2: Yesterday.
- 1:58:57Speaker 10: The victim was transported to the hospital in critical conditions.
- 1:59:00Speaker 10: and no additional details have been released. Meantime, three Cleveland
- 1:59:03Speaker 10: men are facing 117 criminal counts for allegedly stealing 55
- 1:59:08Speaker 10: ATVs and dirt bikes across seven states. Grand jurors say
- 1:59:12Speaker 10: that over four and a half years, the men would
- 1:59:14Speaker 10: use fake Facebook accounts to find the bikes, lure sellers
- 1:59:17Speaker 10: to Cleveland, hand them a bank envelope filled with counterfeit money,
- 1:59:21Speaker 10: take a test drive, and then never return. And the
- 1:59:24Speaker 10: Ohio Department of Natural Resources is hosting Free Range Day tomorrow.
- 1:59:27Speaker 10: This means all of ONDR's public shooting ranges will be
- 1:59:31Speaker 10: free to use for residents during regular operating hours. Guests
- 1:59:34Speaker 10: age 18 and older need either daily or annual permits
- 1:59:37Speaker 10: to use public ranges outside of Free Range Day.
- 1:59:40Speaker 2: I'm Brady Hopkin.
- 1:59:41Speaker 19: Listen on the free iHeartRadio app for all your music, news, talk,
- 1:59:45Speaker 19: and sports radio.
- 1:59:46Speaker 7: Podcasts, too.
- 1:59:47Speaker 2: Download the app.
- 1:59:49Speaker 7: Free never sounded so good. From Ron Verbner.
- 1:59:53Speaker 1: On NewsRadio 570, WKBN.
- 1:59:56Speaker 2: 535, NewsRadio 570, WKBN. Fifth Avenue just has had it
- 2:00:01Speaker 2: up to here with Trump. Is it up to here
- 2:00:02Speaker 2: you've had it?
- 2:00:03Speaker 13: Yeah. When have you had enough? When is this clown
- 2:00:09Speaker 13: act ever going to end? Let me say something that
- 2:00:14Speaker 13: I want to be abundantly clear on. Please listen. I
- 2:00:20Speaker 13: am not pushing a Democrat agenda at all. I am anti-Trump, period.
- 2:00:29Speaker 13: I'm not pushing anything on anyone. I want your listeners
- 2:00:34Speaker 13: who are listening and yourself. What else can I say?
- 2:00:40Speaker 13: The clown has got to go. In February, the Supreme
- 2:00:44Speaker 13: Court struck down sweeping tariffs implemented by Donald Trump under
- 2:00:50Speaker 13: the 1977 International Emergency Economic Powers Act on goods from
- 2:00:56Speaker 13: almost every country. So far, about $ 100 billion in tariffs
- 2:01:04Speaker 13: have been refunded to companies who paid them under a
- 2:01:09Speaker 13: system set up by U.S. Customs and Border Protection. In 2025,
- 2:01:17Speaker 13: The Trump tariffs amounted to an average tax increase of
- 2:01:23Speaker 13: $ 1, 000 per U.S. household, according to the Tax Foundation, a Washington, D.C.
- 2:01:30Speaker 13: group that studies taxes.
- 2:01:35Speaker 2: Well, do you think we should just let other countries
- 2:01:40Speaker 2: have tariffs on our goods going there and we should
- 2:01:43Speaker 2: have nothing on their goods coming here?
- 2:01:47Speaker 13: The tariffs that are set, you know as well as
- 2:01:50Speaker 13: I do, that you are the one that is paying
- 2:01:53Speaker 13: for the tariffs, not the government, not those industries, because
- 2:01:58Speaker 13: all of those prices are passed on to you as
- 2:02:03Speaker 13: the consumer.
- 2:02:06Speaker 2: We're paying the tariffs.
- 2:02:07Speaker 13: It's not a hard concept.
- 2:02:08Speaker 2: It really isn't.
- 2:02:09Speaker 13: No, no, it really isn't. It really isn't that.
- 2:02:12Speaker 2: Well, I'll tell you how it is. Do you think
- 2:02:13Speaker 2: that we should be able to... Take a look at
- 2:02:24Speaker 2: people that are bringing products into our marketplace that can
- 2:02:28Speaker 2: jeopardize American manufacturing because we can't compete with the slave
- 2:02:32Speaker 2: wage nations and in turn put American workers out of
- 2:02:36Speaker 2: work who are making that same product.
- 2:02:40Speaker 13: I don't know. I don't have an answer for you
- 2:02:44Speaker 13: on that.
- 2:02:45Speaker 2: Well, I'm just saying, why is it okay for many
- 2:02:48Speaker 2: of these countries to have tariffs on our goods coming
- 2:02:52Speaker 2: into their marketplace, but we are not allowed to have..
- 2:02:55Speaker 12: Those companies that are accepting.
- 2:02:59Speaker 13: Our products over there... Those companies are paying that tariff themselves,
- 2:03:06Speaker 13: and they're passing along to their consumers also.
- 2:03:11Speaker 2: But I'm saying to you, why is it okay for
- 2:03:13Speaker 2: these other countries, China, pick whichever country you want, to
- 2:03:17Speaker 2: have tariffs on American goods that go into their marketplace?
- 2:03:21Speaker 2: Why can't we have those same tariffs? on their goods
- 2:03:25Speaker 2: coming into our marketplace to level the playing field. Why
- 2:03:28Speaker 2: is that? Doesn't that help keep American jobs in America?
- 2:03:32Speaker 2: Because these other countries that are bringing this stuff in,
- 2:03:35Speaker 2: China isn't worried about Social Security. They're not worried about
- 2:03:38Speaker 2: Medicare or workers' comp. They don't care. Or OSHA. They
- 2:03:43Speaker 2: don't care that they have childhood labor or dirt floors
- 2:03:46Speaker 2: or whatever the case might be in their manufacturing versus
- 2:03:49Speaker 2: the standards we have here. So if we can't compete
- 2:03:52Speaker 2: with that... Should we just let our industry vanish because
- 2:03:57Speaker 2: they're bringing the same product into our marketplace, much less expensive?
- 2:04:03Speaker 2: And then when we don't have jobs, what do we do?
- 2:04:09Speaker 8: Ah, see.
- 2:04:10Speaker 13: Most big overseas retailers.
- 2:04:13Speaker 2: It's not that easy. It's not that easy.
- 2:04:18Speaker 7: This is hard.
- 2:04:20Speaker 17: No.
- 2:04:20Speaker 13: Pass them along to retailers with a line item in
- 2:04:24Speaker 13: their invoice that was part of the total bill.
- 2:04:26Speaker 2: Nonsense. Trump was the first president. that said, we are
- 2:04:30Speaker 2: tired of these other countries screwing us. We have been
- 2:04:34Speaker 2: sitting back while they put tariffs on our products going
- 2:04:37Speaker 2: into their marketplace so we can't sell in their marketplace
- 2:04:42Speaker 2: so they protect their manufacturers. And at the same time,
- 2:04:46Speaker 2: they're sending their products over here to try to put
- 2:04:49Speaker 2: American business out of business. For example, even as Trump
- 2:04:53Speaker 2: is discussing now, which I'm sure people will bellyache about,
- 2:04:57Speaker 2: during COVID, everyone was bitching about that these generic drugs
- 2:05:01Speaker 2: are being made in China. And the complaint was China said, well,
- 2:05:06Speaker 2: we're just going to cut you off. And people, remember
- 2:05:09Speaker 2: people's outrage? When did we allow all of this medication
- 2:05:12Speaker 2: to be made in China so that they can hold
- 2:05:14Speaker 2: us hostage? So Trump has said right now he wants
- 2:05:20Speaker 2: those aspirin and generic drugs to be made in the
- 2:05:23Speaker 2: United States of America. He does not want them made
- 2:05:26Speaker 2: in China where they can cut us off, just as
- 2:05:29Speaker 2: people were bitching about. However... They could cost more because
- 2:05:34Speaker 2: of that. So which way do you want it? Do
- 2:05:37Speaker 2: you want to be when China threatened to cut us
- 2:05:40Speaker 2: off of our antibiotics during COVID and people were bitching
- 2:05:44Speaker 2: that they're made over there in the first place? So
- 2:05:46Speaker 2: now Trump is doing something about it to have a
- 2:05:48Speaker 2: made here, but that might increase your cost as a
- 2:05:52Speaker 2: consumer in getting them because our costs are higher than China's.
- 2:05:58Speaker 2: What do you want to do?
- 2:06:00Speaker 13: There are pros and cons on both sides.
- 2:06:04Speaker 3: I agree.
- 2:06:05Speaker 13: There are pros and cons on both sides.
- 2:06:07Speaker 2: That's all I'm trying to point out.
- 2:06:09Speaker 13: The point I'm trying to make is that Donald Trump
- 2:06:15Speaker 13: imposed those tariffs illegally. And they were taken away by
- 2:06:22Speaker 13: the Supreme Court told them so. And what did he do?
- 2:06:25Speaker 13: He did it again. I don't Again, there are pros
- 2:06:30Speaker 13: and cons. And to iron it out is something that
- 2:06:35Speaker 13: we're not going to be able to do in the
- 2:06:37Speaker 13: next five minutes.
- 2:06:38Speaker 3: I know that.
- 2:06:39Speaker 2: All right. Well, then we'll leave it there. And I
- 2:06:42Speaker 2: wish you a wonderful weekend because, you know, you're special
- 2:06:45Speaker 2: to me.
- 2:06:47Speaker 13: I am, am I? Well, what's for dinner tonight?
- 2:06:50Speaker 2: I don't know. I truly don't know.
- 2:06:54Speaker 13: Do you ever plan it yourself?
- 2:06:56Speaker 7: No, I do not.
- 2:06:57Speaker 2: You know, I'm not even thinking about it, actually. I mean,
- 2:07:02Speaker 2: it's not even something I'm even mulling over at this point.
- 2:07:06Speaker 13: Okay.
- 2:07:07Speaker 2: I'll let you know Monday.
- 2:07:09Speaker 13: Take care of yourself, buddy.
- 2:07:11Speaker 2: You too. I appreciate it. Hello.
- 2:07:14Speaker 8: Good evening, Ron.
- 2:07:15Speaker 3: How are you?
- 2:07:15Speaker 2: It's the one and only G2. Fire away, G2. You've
- 2:07:19Speaker 2: been missed.
- 2:07:21Speaker 8: Well, thanks. I mean, I've got to tell you, listening
- 2:07:23Speaker 8: to Fifth Avenue is always interesting because he's exposing his
- 2:07:28Speaker 8: absolute and total lack of understanding of trade policy, the
- 2:07:32Speaker 8: realities of trade, the impact of trade over his lifetime
- 2:07:36Speaker 8: on his country, and an absolute lack of concern about
- 2:07:42Speaker 8: what has been done by these foreign countries' trade policies
- 2:07:46Speaker 8: and U.S. trade policy to impoverish the american people which
- 2:07:50Speaker 8: of course is something that allocate on i did i
- 2:07:52Speaker 8: i i heard alex call and i thought he had
- 2:07:55Speaker 8: some really good points their their there's a point that
- 2:07:58Speaker 8: he's uh... not hit during our conversation which is that
- 2:08:03Speaker 8: would interest rates were say eleven percent ten percent or
- 2:08:07Speaker 8: nine percent that meant people had less cash to pay
- 2:08:11Speaker 8: for the house but when interest rates were driven down
- 2:08:16Speaker 8: the market was flooded with cash through all of the
- 2:08:20Speaker 8: the quantitative easing you know the government was just pumping
- 2:08:23Speaker 8: money into into the market and so people drove up
- 2:08:27Speaker 8: the price of houses what's happening now is you've got
- 2:08:32Speaker 8: the higher house prices because they haven't adjusted downward and
- 2:08:35Speaker 8: you've got the highest interest rates and that's how this
- 2:08:39Speaker 8: has become unaffordable of course that's happened after the government
- 2:08:43Speaker 8: brought in tens of millions like you know forty six
- 2:08:46Speaker 8: million people who are foreign nationals, who are here working
- 2:08:51Speaker 8: illegally in many cases, who have been used to drive
- 2:08:53Speaker 8: down wages. Now you've got the real pinch. You had
- 2:08:56Speaker 8: a market flooded with cash that drove up prices. You know,
- 2:08:59Speaker 8: cheap money does that. Then you got the price of
- 2:09:02Speaker 8: that money changed, so it's gone up to double, really.
- 2:09:06Speaker 8: The cost of the funds has doubled. And while that's
- 2:09:08Speaker 8: been happening, your wages have been consistently driven down over
- 2:09:11Speaker 8: 40 years' time by use of skilled, semi-skilled, and unskilled
- 2:09:17Speaker 8: labor being brought in, whether it was under H-1Bs or
- 2:09:21Speaker 8: other work visa arrangements, or just illegally being brought in
- 2:09:25Speaker 8: under H-1Bs and illegal aliens to drive down wages. That's
- 2:09:29Speaker 8: the squeeze, right? And, of course, at the same time,
- 2:09:34Speaker 8: all of that cheap money that came pouring into our
- 2:09:37Speaker 8: markets allowed large corporates and private equity firms and others
- 2:09:41Speaker 8: to borrow money huge amounts of money so they could
- 2:09:44Speaker 8: buy other companies and they consolidated everything from auto repair shops,
- 2:09:49Speaker 8: you know, go try to get a fender fixed to HVAC.
- 2:09:52Speaker 8: We're talking about the veterinarians, but also all the large corporates.
- 2:09:56Speaker 8: So now you basically buy your food from, I don't know,
- 2:09:59Speaker 8: five companies, six. And, and now in a, you know,
- 2:10:03Speaker 8: more of an oligarch type of an environment, right? An oligarchy,
- 2:10:07Speaker 8: you've got these huge companies that have massive price power.
- 2:10:11Speaker 8: So we've used, Consolidation, again, cheap money thrown into the
- 2:10:15Speaker 8: market by the government and a lack of enforcement of
- 2:10:19Speaker 8: antitrust laws have also driven up the cost of living.
- 2:10:23Speaker 8: All right, that's a tough one. Of course, as those
- 2:10:26Speaker 8: companies got bigger and bigger, they also cut hundreds of
- 2:10:29Speaker 8: thousands of jobs, and, again, it was down to pressure
- 2:10:32Speaker 8: on wages. What I'm saying is that the policies, trade
- 2:10:37Speaker 8: and insurance, the policies of spending money fiscal policy and
- 2:10:43Speaker 8: monetary policy have all conspired to make it harder for
- 2:10:47Speaker 8: the american people to survive now you touched on property
- 2:10:51Speaker 8: taxes earlier that's a critical point remember these property taxes
- 2:10:55Speaker 8: adjusted upward for inflation because they were tied to home
- 2:10:58Speaker 8: prices that were rising in this easy money environment and
- 2:11:02Speaker 8: an inflationary environment so they were sort of accelerating the
- 2:11:06Speaker 8: increase of the property taxes by attachment to these taxed
- 2:11:10Speaker 8: but unrealized gains on your home. But it wasn't just
- 2:11:15Speaker 8: that the property taxes went up with inflation. They also
- 2:11:18Speaker 8: raised the tax rates. They took a bigger piece of
- 2:11:20Speaker 8: your money, a bigger percentage of your overall income. All right,
- 2:11:24Speaker 8: now we've got a problem. We're driving up the cost
- 2:11:27Speaker 8: of homes with easy money that's cheap. We're driving up
- 2:11:30Speaker 8: the cost of living through consolidation and inflation. We're driving
- 2:11:35Speaker 8: down wages by bringing in people from foreign countries specifically
- 2:11:39Speaker 8: to drive down wages. Ask anyone displaced by an H-1B, right?
- 2:11:44Speaker 8: And we're driving up your tax bill not just by
- 2:11:47Speaker 8: indexing it to inflation, sales taxes automatically go up in inflation,
- 2:11:51Speaker 8: but by increasing the rate, the share of taxes they're
- 2:11:53Speaker 8: taking from your income. That's what Alex is kind of
- 2:11:58Speaker 8: hitting at. He hit several of those points, but that's
- 2:12:03Speaker 8: what puts the bow around it. So now you've got
- 2:12:06Speaker 8: this problem with Social Security where, you know, in 2021
- 2:12:10Speaker 8: when Social Security became insolvent, we now have yet another problem.
- 2:12:16Speaker 8: How are we going to cover the bill on Social Security?
- 2:12:18Speaker 8: Because it's not becoming insolvent in 5, 6, 7, 8, 9,
- 2:12:21Speaker 8: or 10 years. It's insolvent right now. Remember, Social Security
- 2:12:27Speaker 8: was set up as a Ponzi scheme. In other words,
- 2:12:30Speaker 8: the people that brought in the money now paid the
- 2:12:32Speaker 8: people that were in before them, just like in a
- 2:12:34Speaker 8: Ponzi scheme. The problem is that there was something like
- 2:12:38Speaker 8: $ 2. 9 trillion more paid into the system than taken out
- 2:12:42Speaker 8: between 1983 and 2021. All that money was stolen. There
- 2:12:48Speaker 8: is no trust fund. Technically, there's a trust fund. I understand.
- 2:12:51Speaker 8: People say, oh, no, no, there's a trust fund. I
- 2:12:54Speaker 8: get that. What is the trust fund invested in? U.S.
- 2:12:58Speaker 8: government debt. They took the money, spent it, and replaced
- 2:13:02Speaker 8: it with an IOU. So now the taxpayer... not only
- 2:13:06Speaker 8: have to pay these crazy social security taxes but they
- 2:13:08Speaker 8: don't have to pay enough to the federal government to
- 2:13:11Speaker 8: repay some of the debt in order to cover the
- 2:13:14Speaker 8: social security bill because social security taxes no longer cover
- 2:13:18Speaker 8: social security expenses if you're not willing to pay born
- 2:13:21Speaker 8: taxes to cover that bill that they have to print
- 2:13:23Speaker 8: the money once again accelerating inflation we have a broken
- 2:13:29Speaker 8: economic model and that's what alec was getting at that's
- 2:13:32Speaker 8: what he was explaining we have a broken economic model
- 2:13:35Speaker 8: And it's the American citizen who's going to pay. He
- 2:13:38Speaker 8: made a critical point. That's the average American citizen. They're very,
- 2:13:41Speaker 8: very wealthy. This thing's making the money like crazy. Inflation
- 2:13:46Speaker 8: is driving up the value of their assets. They're getting
- 2:13:48Speaker 8: more and more money out of this government budget, this
- 2:13:51Speaker 8: $ 2. 5 trillion deficit that's pumped out every year. If you've
- 2:13:55Speaker 8: got your beak in that government trough because you've got
- 2:13:58Speaker 8: contracts to make, I don't know, missiles, Tomahawk missiles, we're
- 2:14:03Speaker 8: shipping them out, they're $ 2. 5 million apiece, we shot 1,000
- 2:14:07Speaker 8: of them. Our enemies are using $ 20, 000 drones and short-range
- 2:14:11Speaker 8: missiles that cost a couple of, I don't know, $ 20, 000, $ 30, 000.
- 2:14:15Speaker 8: We're firing $ 2. 5 million bullets at somebody that's firing them
- 2:14:18Speaker 8: back at us for $ 20, 000. And we can't make the
- 2:14:24Speaker 8: $ 20, 000 bullet because we have to prop up these companies
- 2:14:27Speaker 8: that are no more than welfare recipients. We have a
- 2:14:31Speaker 8: broken economy. economic model. So I thought that call from
- 2:14:34Speaker 8: Alec was really interesting, and I thought the call from
- 2:14:37Speaker 8: Fifth Avenue, well, he's exposing his absolute lack of understanding
- 2:14:41Speaker 8: of trade policy and the impact of trade on the
- 2:14:44Speaker 8: American people.
- 2:14:48Speaker 2: Interesting scenario of the two, right?
- 2:14:50Speaker 8: I know we're short on time, so I hit it fast.
- 2:14:54Speaker 2: I mean, enlightening like speed. So what else is on
- 2:14:58Speaker 2: the mind of G2 these days?
- 2:15:02Speaker 8: Well, you know, we are in such a state of...
- 2:15:10Speaker 8: It's a weird state that we're in right now where
- 2:15:11Speaker 8: everybody knows that something's wrong. Most people don't really know
- 2:15:16Speaker 8: a lot of what's wrong because they're not willing to
- 2:15:18Speaker 8: look at it. It's too terrifying or they tell themselves
- 2:15:21Speaker 8: they're too busy with vacations. It's... People know that something's
- 2:15:26Speaker 8: really wrong and... and they don't know how to fix it.
- 2:15:31Speaker 8: So I think we're in a country that we're... The
- 2:15:34Speaker 8: country's in a state of... I don't know what this is,
- 2:15:37Speaker 8: a state of flux, an uneasiness. And I think that's
- 2:15:41Speaker 8: going to grow because we're feeling the economic pressures. By
- 2:15:44Speaker 8: the way, I think somebody explained it earlier, maybe you,
- 2:15:46Speaker 8: maybe it was Alan. All of the inflation hasn't happened
- 2:15:49Speaker 8: since September or since February when the war started, right?
- 2:15:53Speaker 8: The inflation's come over five years. It's 30% cumulative over
- 2:15:58Speaker 8: five years, six years, five and a half, whatever. We're
- 2:16:03Speaker 8: right now actually having relatively modest inflation. I throw out
- 2:16:07Speaker 8: the Bureau of Labor Statistics. I don't use any of
- 2:16:10Speaker 8: their numbers. They are ridiculous and have been for years.
- 2:16:13Speaker 8: I use this thing called true inflation. If you look
- 2:16:15Speaker 8: at the inflation numbers right now, we're like this 2.5%.
- 2:16:18Speaker 8: But the cost of fuel, of course, has gone up.
- 2:16:21Speaker 8: And now that we have worked through a bunch of
- 2:16:24Speaker 8: our strategic reserve, right, the Democrats took down 244 million barrels.
- 2:16:29Speaker 2: Hold that thought. Hold that thought. Back with G2 as
- 2:16:33Speaker 2: we wrap it up. Stay tuned.
- 2:16:39Speaker 16: Back to School is almost here with iHeartRadio.
- 2:16:42Speaker 1: Radio 570 WKBN. Ron Firm from the kingdom of Mahoning.
- 2:16:46Speaker 1: G2 from a bunker deep under the earth's crust on
- 2:16:50Speaker 1: News Radio 570. Coming in on a satellite phone that
- 2:16:54Speaker 1: we've honed in on. You were talking about oil and
- 2:16:58Speaker 1: the supply and price and all that.
- 2:17:01Speaker 8: Well, we've really put ourselves in a terrible situation here.
- 2:17:03Speaker 8: I mean, you look at this. The Democrats drew down
- 2:17:07Speaker 8: like 244 million barrels just to try to protect themselves
- 2:17:12Speaker 8: headed into the 2022 and 2024 elections because their policies
- 2:17:17Speaker 8: were driving up the cost of gasoline and diesel. And
- 2:17:20Speaker 8: so they drained that reservoir. Now that we need it,
- 2:17:23Speaker 8: we're in war. Trump took out the last number I did.
- 2:17:26Speaker 3: I checked.
- 2:17:26Speaker 8: I think it was a net drawdown. He added like 20,
- 2:17:29Speaker 8: took out 88, something like that. Let's say that today,
- 2:17:33Speaker 8: at this point now, as we stand here, he's probably
- 2:17:35Speaker 8: at a net 80 million barrels out. I'd have to
- 2:17:36Speaker 8: get the numbers updated. But now we're basically at the end.
- 2:17:40Speaker 8: We're at the bottom of that strategic petroleum reserve. You know,
- 2:17:43Speaker 8: Japan's been draining theirs. China's been draining theirs. China seems
- 2:17:47Speaker 8: to still have some. They're still, as far as I
- 2:17:49Speaker 8: can tell... I've been offline for a while, but maybe
- 2:17:51Speaker 8: not in the market yet. But we are reaching the
- 2:17:54Speaker 8: end of hours. Now, the good news is a lot
- 2:17:57Speaker 8: of that supply contraction has been mitigated. So it starts
- 2:18:01Speaker 8: out at 21 million barrels. We can't make it through
- 2:18:03Speaker 8: the straight. I talked to a guy the other day.
- 2:18:05Speaker 8: He said he thinks the shortfall right now is a
- 2:18:07Speaker 8: net about 4 million barrels a day. It's not 21.
- 2:18:09Speaker 8: It's not 20. It's far less than that because other
- 2:18:13Speaker 8: countries have begun producing more, and some of it is
- 2:18:16Speaker 8: getting out through other avenues. So the net impact is
- 2:18:20Speaker 8: still significant at, say, 4%, 5% of the daily consumption. Remember,
- 2:18:25Speaker 8: we consume about You know, if there's not a lot
- 2:18:28Speaker 8: of demand destruction, we could do about 105 million barrels
- 2:18:30Speaker 8: a day, something like that. The U.S. now is putting
- 2:18:33Speaker 8: out 13 million barrels. It's incredible. I think Venezuela's kicking
- 2:18:37Speaker 8: out more in terms of oil now. I think they're
- 2:18:41Speaker 8: almost at 900,000 barrels a day, more than they were
- 2:18:44Speaker 8: producing before Trump went in down there. So, you know,
- 2:18:47Speaker 8: we're seeing some relief that's offsetting some of those losses,
- 2:18:51Speaker 8: and China being out of the market then is fixing
- 2:18:53Speaker 8: a lot of it.
- 2:18:54Speaker 3: So..
- 2:18:55Speaker 8: You know, for right now, we're still hanging, but basically
- 2:18:57Speaker 8: the U.S. Strategic Petroleum Reserve can't go much lower. So,
- 2:19:02Speaker 8: you know, where Israel decides to let us go with
- 2:19:04Speaker 8: this war has to be determined. They have to figure
- 2:19:06Speaker 8: out what they're going to allow us to do, and
- 2:19:07Speaker 8: then we're going to have to do it, because apparently
- 2:19:10Speaker 8: that's the way this works.
- 2:19:12Speaker 2: Yeah, we've got a mess going on.
- 2:19:15Speaker 8: Well, they make the calls. We fight the wars. That's
- 2:19:18Speaker 8: how it works.
- 2:19:20Speaker 2: Short and simple. I got a break.
- 2:19:23Speaker 8: There's no point pretending it's not that. That's what it is.
- 2:19:26Speaker 2: There it is. A rare spotting, folks. A rare spotting
- 2:19:31Speaker 2: of G2. He's been offline. He's been deep in the bunker.
- 2:19:34Speaker 2: He's been studying. And he'll have more all next week. Right, G2?
- 2:19:39Speaker 8: Yeah, we'll catch up next week. Have a great weekend.
- 2:19:41Speaker 2: Thank you. Man, I love