Latest / Ask the Lawyer / 09/14/2023 Ask the Lawyer with Tom Peyton

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09/14/2023 Ask the Lawyer with Tom Peyton · Ask the Lawyer

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one and this is five eighths the voice of Charleston. Good morning to you,
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Good Thursday morning to you. I'm Jeff Jenkins, and it is time
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for the Paytent Law Firm. Tom Payton's with us of the Paytent Law Firm,
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like the Peyton Law Firm has been for a quarter of a century on
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Thursday mornings here on five ad W CHS. The Voice of Charleston or right
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at a quarter of a Century. Tom is on location this morning, so
1:23
he's on the phone line. Tom, Good morning, How you doing great?
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How you doing jail? I'm doing well. Good to hear you this
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morning. Getting this show underway. What's going on? Well, sorry,
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can't be in the studio. I always like to be there in person,
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but Dad's Dad's out of the country, and actually so am I right now.
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But we hate to miss Thursday Morning spot. I actually look forward to
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doing the show every week, so I'm glad I can at least be here
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about fine. I've been in the leap a whole lot on the news,
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but I did see they are again discussing jail overcrowding with the I think I'm
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an overcrowding jail committee or something with the legislature kind of keeping a tune to
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that. Bail is one of those things, and we're talking about bail and
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maybe explain that process a little bit, because bail, if you're not a
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lawyer, it's one of those things you really don't want to know about,
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because if you do, you probably added some experience with This is not a
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good thing in most circumstances. So, as you've heard the news a lot
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lately, we have a significant jail overcrowding problem, which the legislature is trying
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to solve via at least I have enough employees and they have too many people
2:36
incarcerated, and so they've tried to increase salary and benefits to get more employees
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to work the jails, which is going to be maybe a long term fix.
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Right now, they're trying to figure out, I suppose, how they
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can get some of these folks out of jail that maybe don't need to be
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there. So bail is, you know, somebody is arrested for a misdemeanor.
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Usually the law enforcement officer we'll go to a magis shate fiends calls,
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calls, a person's arrested. Then of course they're not having their trial on
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the spot, so there's going to be some lag time. And the magistrate
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is the one that initially sets the bail amount, and that's what needs to
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be posted by a criminal defendant in order to be released from jail. So
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I think it was an article in the gazette actually that had some there was
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some inaccuracies, and I think it was probably just going to maybe the reporter
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didn't hear the testimony correctly, but set bail in all cases initially unless they're
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direct indictments like we've seen with mister Trump. You know, he hasn't been
3:39
our former president Trump. He hasn't been arrested with a mag shrip one as
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of gone through the grand jury process. And then he's invited in that form,
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but wouldn't if you have a friend or family member, if not yourself,
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that needs to host bail. In West virginiators multiple mechan the match set
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to the amount. So, for example, Jenkins gets gets arrested, somebody
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with no prior criminal record, upstanding citizen most likely depending on what the criminal
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charges, the match is going to set it what they call pr personal recognisance
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pond and that's where the mashion sets an amount. But Jeff Jenkins doesn't have
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to actually post any money with the clerk's office. Jeff just promises personal word
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that he will show up for his hearings. Now, then if it's a
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more serious crime where somebody's had some trouble in the past, then the match
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is going to set up property or or cash bawn where you have to you
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have to actually post land, which then has a lean on it. And
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as long as thettend all your hearings, the loon is released, so you
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actually don't occur any costs to post land for your bail to get out the
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Then the two other mechanisms primary mechanisms are one you can pay cash chef and
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nash sits a bond to one hundred thousand dollars cash. You can come in
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and one hundred thousand dollars and post it. Then you'll be released from jail
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and can all kind of they said it at ten percent. Sometimes they allowed
5:15
the person to pay just ten percent and promise the rest. And then the
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other mechanism that we hear are bail bondsman. And that's do you remember the
5:26
show dog the Downey Hunter, He was a bail bondsman. So that's where
5:30
you pay someone to post your bond for you. Pretty well regulated in West
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Virginia. But you paid ten percent to the bail bondsman ordinarily, but you'd
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never get that back. And that's what folks gotta be careful. But I've
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had some clients, you know, we could have got their bail lowered,
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but they went ahead and paid significant sun Still bail bondsman have been that money
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is not returned. It's kind of like an insurance premium. But even if
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you never have to make another appearance in court because it's dismissed, you don't
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get any of your funds back. So that's kind of what they were talking
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about the legsterature. And there's been some bills introduced the last couple of sessions.
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I think there was one in a special session as well to kind of
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mandate lower bonds for particular criminal defendants. And they're trying to work on that
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see if they can get some folks out of the jail. That's kind of
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a That scenario about posting bond is something that you really don't want to know
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unless you're a lawyer, because you're most likely only going to know it if
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you've gone through it. Tom, I guess in Tom's worth this, Tom
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Payton to the Painton law from a nitro and I guess it's a delicate balance
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right there, trying to reach because you know, you got the jail overcrowding
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you've got and that's you know, made worse because of the worker situation,
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and you've got jail bills at County's pay right, So it's a delicate balance
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if bonds too high or not, that's right, And then the Supreme Court
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has put out some cases. Another there's a Gives case g h I Z
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where they put out some factors that you know, someone setting a bond,
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whether it's a circuit judge or a measure, is to consider. But for
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example, some of the testimony yesterday was, well, there's a particular manasure
7:15
in particular county, and every misdemeanor criminal defendant that comes before him or hurt
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or setting the bail extremely high and then the dependent can have a hearing supposed
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to be in pig business days to consider a bond reduction. And that match
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has been at least it was brought up in the in the article that that
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matter strategy as well. They just need to sit in jail for five days
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before they can get out, and it's that's a punishment mechanism and that's not
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what bond is supposed to be. Certainly, if you look at the factors
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own bond, as far as helmets, it should be. It's you know,
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if you get a serious violent offense, that's got to be considered because
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you do have to consider protection of the public. But otherwise it's generally does
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this person have connections to the community, do they have a criminal history,
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are they going to show up at hearings? And how high do I need
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to set the bond to ensure they will appear at their next hearing. Unfortunately,
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sometimes in this process those factors get lost because when a person is initially
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arrested, they don't have a lawyer there at that initial appearance to argue a
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lower bond. So it's the magistrate, oftentimes a law enforcement officer, and
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then a criminal defendant. And so you have these elected matishments across the state.
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Very few of them are attorneys. You don't have to be a licensed
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attorney to be a magistrate, and so you have fifty different personalities, probably
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not that many. There's probably more than fifty matterments across the state setting bonds,
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and it's kind of all over the place. You don't know where you're
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going to get. But you have some aprile dynamics because the counties there are
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no county jails anymore. There everything is in the regional jail and run by
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the state within the camp the master court system. Those inmates they have a
9:05
daily feel that has to be paid by the counties. So you got the
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dynamic of the counties simply not having enough money to pay the reason to state
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back for housing inmates. So you have financial factors that really shouldn't be in
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play and whether a person's bond is high or low. But that's the reality
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that we're living in right now because of overcrowding and financial She's really with a
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lot of the rural can I needs to think for having trouble? Tom is
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it? Tom Peyton's with the Payton Law firm in Nitro on the phone with
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us this morning on the weekly appearance here on five ad WCHS. We're talking
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about bond and the legislature kicking that around. So bonds, so there's a
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lot of freedom there from magistrates. Would it help at all to mandate what
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bonds should be for certain crimes? Is that you know? To be more
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specific, Yeah, generally I've removing discretion from a judicial officer on things like
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bond. I generally think is not a good thing because you know, theoretically
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the measures there is seeing the person. I should have some discretion. But
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I think that's what's been in some of the bills is if you have some
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you know, certain non violent offenses, misdemeanors, misdemeanor in Westginia just means
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it's a crime that you can never get more than one year in jail.
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Those are misdemeans in West Ruinias. So technically a speeding citation would be a
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misdemeter. Now it's probably not going to go on your criminal record. Still
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a misdemeanor, so and that's not jailable, So you're not going to bond
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for a speeding citation word in airic. But yes, they some of the
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bills introduced, which I've read, the one from the special session the summer.
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It was in artfully drafted, i would say, and then it didn't
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get any traction. But there were some specific enumerated crimes where that would mandate,
11:00
for example, a personal recognizance bond to that way we can get folks
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out of the jail system. But there was, oh, I think there
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were quite a few. It's five hundred was the number I heard in the
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committee meeting of folks that have been sitting in jail for significant time and they
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haven't had their trial yet. And by the time they have a trial on
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some of these misdemeanors, they've already certain you get credit for all the time
11:24
you're incarcerated. If you alsom get convicted so that they get to trial in
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a maister court. They've already served most, if not all, of their
11:33
sentence, and that's that really shouldn't happen. You should certainly have a trial
11:39
on a misdemeanor promptly if you're still in jail. That's yeah, they're going
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to start mandating i'd say, maisterans to release on personal recognizance based on particular
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offenses. As you're referenced, nonviolent offenses with folks with little or no criminal
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records, I think is what they were looking at. Is it more difficult
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toime to look at because on some things you can see, well what other
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o what are other states doing? But you know that can just take example
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one of the neighbors, you know, the state of Pennsylvania. They do
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things so much differently. Maybe it's hard to draw and how they do these
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things. Yeah, they every state is different. And then Western is somewhat
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unique. And you know, we have misdemeanors and felonies and that's kind of
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how you categorize all of the criminal statute in West Virginia. Felonies being the
12:28
fans that can carry more than one year in jail. Or or imprison present
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rather than a regional jail, and then misdemeanor is being a year or less.
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And I think mostis are probably you know, you have a right to
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to bail in every constitutionally, and in West Virginia that's everybody has a right
12:52
to have a bail set. It doesn't mean it will be reasonable in the
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defendant's mind, with the exception of capital offenses. So I've had managements set
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bond and murder cases and then some just deferred. They well, I can't
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set bond in a murder case because it's a capital offense and it has to
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go up to the to the circuit judge and be set. But other than
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capital offenses like murder, than everybody's intending to some bond the man. I
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think that's probably the uniform and in most states. But you know, the
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funding mechanisms are certainly different in each state, and so Pennsylvania may have a
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better funding mechanism to take some burden off some of the more royal counties.
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I think in West Virginia was maybe Webster County in the last few years.
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I mean, they're jail their regional jail build that they owed was just astronomic
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and I'm not sure if the state came in and helped. I haven't heard
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much news on that front lately. But but you can't stop. I mean,
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it's just one. You have to have the certain certain convictions of defendants
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that this have there need to go to jail and say you have to keep
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partstrating individuals. And the problem with some of these real kind is they just
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there's no funding mechanism to pay for it anywhere. So so you think the
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result time, You think the result will be that there will be more that
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maybe. I mean, who knows what the legacy is going to do,
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but they may come out of here with more PR, more crimes with PR.
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I think they're going to refine the bill that they introduced this past summer
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and get something. But it's difficult, you know, because they are elected
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officials and nobody wants to you certainly don't want to be quite soft on crime
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and have a political opponent attack you for that purpose. So it's a bit
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of a sense of this year from a political standpoint. But yeah, I
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think they're gonna they're gonna have to do something because you can't get well trained.
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You can't go from not having enough personnel to have well trained, experienced
14:54
personnel instantaneously by increasing salaries and benefits. So they're going to have to get
14:58
some folks out of the bail. And I'd say in this regular session we'll
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see another bill introduced, its probably better crafted, and then we'll see if
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they can get through the legislature. That's you can have the greatest still in
15:11
the world and it may not go anywhere. Okay, Tom Payton's with this
15:16
Payton Law Firm in Nitro calling in on the phone this morning. Good to
15:20
talk to Tom and we'll take our one and only break. They be back
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with Tom in just a moment. This is five eight whs. The voice
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of baby? It's a thirty eight on five ad W c HS, the
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Voice of Charleston. Thanks for joining us on this Thursday morning on our Thursday
17:36
morning institution on five ad W c HS is the Payton Law firm in Nitro.
17:41
Tom Peyton is on the phone this week and good to be joining Tom
17:45
today. And Tom, you guys you know, busy as always there in
17:51
Nitro. And uh what's uh you know your Yeah, we'll talk about Yeah,
17:56
we do a little bit ahead up into the bail thing. We do
17:57
do some criminal defense, but we don't do a whole lot. Certainly to
18:00
have a coom on a problem andst in talking to us about it, will
18:04
be glad to speak with you. We do do them, but we're fairly
18:10
selective in the cases we take. But primarily what we do is civil litigation
18:15
cases folks have been hurting OnMobile accidents, falls, really any kind of dispute
18:22
rising out of financial loss or a physical loss where you might be trying to
18:26
deal with an insurance company, I'm a bill insurance, homeowners insurance, maybe
18:32
a bigger business. You feel like you've been harmed in some way and it's
18:37
the thought of your own that's primarily what we do. If we try lawyers
18:40
who like to try cases, however, because we we like to help people
18:45
and kind of think that's what lawyers should be. We do deeds, wills,
18:49
just crey, disability, a little bit of workers compensation, the kind
18:52
of thing that everyday people need help with. So if you have any issue
18:57
from a legal standpoint, I feel free to give us a call at the
19:02
office, where you can send us an email through our website at Peyton Law
19:04
Firm dot com. That's an excellent way to get some basic information, and
19:10
we don't if it's a initial call or initial consultation and person we've never charged
19:15
a fee no matter what the issue is initially, if you want to engage
19:19
us more formerly, then we'll talk about a fee at that point. And
19:23
if you have an injury, you're fighting an insurance. Come think most of
19:26
those cases that we candle, it's uh, no fee unless week recover,
19:30
so there's really no financial risk on the on the client in those cases.
19:36
Yeah, they want to give a shout out to Gret. Remember Greg last
19:38
week got the ticket to the WU the game, Yeah, whichually he got
19:45
to see maybe one for the longest games in history. Turned out well.
19:48
But Greg brought the staff when it came to the tickets about the staff two
19:53
dozen Krispy Kreme donuts from so I wanted to give Greg a shout out in
19:59
the staff. We appreciated that you can find get the tickets, so they
20:03
were they were tickled about that. So Greg's out there. Thanks from all
20:07
of our staff of Pitton Law offer. All right, thank you Greg,
20:10
guy. Tom. I wanted to you know, I've heard you say this
20:12
several times that you know you might be in a wreck, and at first
20:17
you may not think you're injured, right, And it's always you know,
20:22
when it's most important familiar with traffic crash reports in western New Year. But
20:26
there's a law enforcement officer investigating Texa box and it's no injury, possible injury,
20:34
I deltating injury and then of course passed away. I would say that
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eighty percent of the cases that we see where folks haven't an injury from an
20:48
honor bla extent, the officer has marked no injury on the report. And
20:55
that's I think it's because you know when you're getting if you've been in a
20:59
crash, you know your adrenaline's running and to Sometimes you'll have injuries that when
21:06
you don't feel at the time. Well, there's also injuries. Just think
21:10
about when you work out at the gym or do something extremely list you don't
21:14
get sort of the same day, you get sort of the next day or
21:17
two days later. We will see a lot of that. When the folks
21:19
have whip whip last type of injuries, they don't feel it, come on
21:23
for a few days and suddenly doesn't mean they didn't have an injury. And
21:27
there's no black and white timeline, you know, for how soon you have
21:30
to report an issue to an insurance company. That kind of things. If
21:34
you have some delay and treatment for example, or your symptoms are delayed.
21:41
That's not an impediment to a claim, but certainly the way in which you
21:47
talk to an insurance adjuster about it can be really important, and they habits.
21:52
Gathering it the beginning shortly after a crash can be really important. And
21:57
so if you have on the go accident and you're injured or you have a
22:03
serious you know a major property to them is lost, and it's a good
22:07
idea to give us or an email already off the bat. I can usually
22:11
take ten or fifteen minutes and make sure that while you may not be might
22:17
not be the type of claim where you would need to hire us. You
22:19
can kind of give some pointers and make sure in the right direction, have
22:22
an understanding of how the players fit in the in the in the claim,
22:33
and we do a lot of that, and then it's it's you know,
22:37
when you it never hurts the call early. I mean you have to hire
22:41
us. But that way, if it's something where you get your injury gets
22:45
worse later and you need to hire us, you haven't made some mistakes that
22:48
I see sometimes when folks don't insurance companies are the men they have whole teams
22:53
that are assessing the situation and handling the claim. It's somebody else that caused
23:00
the accident and it's their insurance company, then you've got to be I would
23:04
say a little way of what representations are being made to you because they are
23:08
not your insurance company. And there's some of these insurance companies are so large
23:12
that I'm oftentimes seeing you know, person and person be will have the same
23:18
automabile insurance company, and that's not unusual, but to avoid compact, they
23:23
would really assigned two different adjusters. But you just have to be careful and
23:26
what type coverages you have. Some folks have automobile coverage, they don't know
23:30
they have until they call us and then we can help them out to get
23:33
the benefits. Step there entirely too time in this day and age, there's
23:37
a lot of people driving without insurance too. So what if it's you know,
23:42
you get hit, you get in an accident the other side doesn't have
23:45
and it's something you do with all the time people i other side do not
23:48
have insurance, what happens then, Yeah, unfortunate to see a lot of
23:52
that. And you'll see, you know, depends on the insurance carry are
23:56
you compay an annual premium, a six month premium or a buy month premium
24:00
for automodo insurance, and so you have a proof of insurance card you see
24:06
from the other person who calls the accident, right, you go call the
24:10
insurance company. Oh, they're not insured anymore. Well, they just didn't
24:14
pay a premium sometime during the coverage period. So the peers they have insurance.
24:18
When the officer asked for prief of insurance, it's there, but they
24:21
officer doesn't call it a confirm it exist. So I'm seeing a lot of
24:23
that, and then I'm seeing people, well just not have insurance at all,
24:30
or I've actually seen fraudulent registration cards and insurance cards before. But everybody
24:37
that is minimally responsible list mean it has their automodill insurance has what's called uninsured
24:42
Motorus coverage. So you can protect yourself from an irresponsible driver by purchasing uninsured
24:49
motorus coverage. It's required at the minimum level, which means you have to
24:55
have at least twenty five thousand dollars in coverage for uninsured. That's when a
24:59
person hits you and have insurance your own interned the company will essentially step in
25:03
their shoes and compensate you for your injury claim as if it was the other
25:10
person that caused the accident. Then the other coverage that is my clients something's
25:17
found out too late that they really needed it as underinsured motorist coverage, and
25:21
that's where a person that hits you might have the minimum and coverage in musurance
25:26
would be twenty five thousand dollars, which you might have one hundred thousan dollars
25:30
in medical bills, you might have one hundred thousand dollars in lost wages.
25:33
So if somebody only has twenty five thousand dollars in aunobile insurance to help you
25:40
make up for those losses, yes, you can continue to go after that
25:45
person personally, but that's usually not a fruitful endeavor. So you protect yourself
25:52
from the person who doesn't have enough coverage by purchasing your underinsured motors coverage for
25:57
yourself and everyone. To go to a local agent, because if you go
26:02
to a local agent, it's in an office, see a real person.
26:06
They can explain these coverages to you. A good agent will explain uninsured and
26:10
underinsured in detail to make sure you understand, underinsured is not required in West
26:15
Virginia, so it has to be offered by the agent but is not required
26:19
unlike uninsured motoris coverage. So when I was referencing earlier as I have clients,
26:26
unfortunately you can't make it retroactive. I've had so many folks that get
26:30
in an accident caused by someone who doesn't have enough insurance, and boy,
26:36
my folks wish they would have paid that little bit of premium to get some
26:38
extra underinsured risk coverage. And it's important to have. It's not xpensive,
26:45
So next time you're renewed out there, you might check your policy and make
26:49
sure you have underinsured motors coverage. It's just kind of one of those things
26:55
that you don't need it until you need it, and then you really wish
26:57
you had it if you get hurt ad and the other person doesn't have enough
27:02
coverage to protect you. Tom, is it in all your experience in Tom
27:06
Payton's with us of the patent law firm in Nitro, is it your experience
27:10
that when when you talk to someone who's been in an accident on the other
27:15
side, is it does it come into play more that the other side is
27:18
not insured or the underinsured. You know they're under insured. Well, I
27:27
would most of its. First of all, to get to underinsured, you
27:32
have to have a claim that seeds whatever coverage is there and said that problem,
27:37
I would say it would see. Unfortunately, you really shouldn't have uninsured
27:41
motorists claims if it was a everyone avided by the law, because everyone's supposed
27:48
to have automobill insurance. It's mandatory. But you know, you just see
27:51
awful lot of them a lot of times. You know, folks that have
27:57
not kept up their auto villain insured rents often times, and the ones that
28:04
seem to call it accident. So let's say we see more uninsured motorist claims.
28:08
But again, under if you're only going to come into play if you
28:11
have a really significant injury or claim, say you just see those is left
28:15
off less often. But those are the ones that you really need to protect
28:19
yourself because if you're if you have a good a chiropractor for two months and
28:26
you have four or five thousand dollars in bills, most likely you know,
28:32
even the minimum coverage perhaps maybe a little more, will fully compensate you.
28:36
But if you have a catastrophic injury. Those are the bad ones because if
28:41
you don't have underinsured motors coverage, you might be the primary way journey for
28:45
your family and not be able to work again. And if you want to
28:49
get protection for that, you have to buy your own underinsured motorist coverage,
28:53
so you don't see those is often probably to answer your question because you have
28:57
to meet a certain thresholders is how bad you're injured or what type of claim
29:03
that you have before you get there. But despite not maybe using it as
29:07
much, I still think it's more important because if you become totally disabled and
29:11
you don't have a private disability policy, you're going to be applying for SO
29:15
Security disability, which we handle quite a bit. But you know that's pretty
29:22
well never going to be a full wageworth replacements. So if the maximum benefits
29:27
every three grand right now for monthly benefits for SO security, maybe less than
29:33
that disability. So if you want to get fully compensated to help you and
29:38
your family out financially, buy under insured motors coverage at a high level,
29:42
and it's usually relatively inexpensive because it is a supplemental coverage. It doesn't come
29:48
into play most of the time tom In speaking of that you mentioned, and
29:53
it's a fifty three on five a WHS the voice of eight fifty eight fifty
29:57
one. You do do some social security disability. We've talked in the past
30:04
about kind of how those can get bogged down. Have just during the time
30:11
it takes. Has that improved in here? Is that still kind of a
30:17
been slow process, slowly getting better. But they're so when you process.
30:22
If you believe you have a injury, illness disease is going to prevent you
30:26
from doing full time work and it's going to last twelve months or longer,
30:30
you should apply for so security. It's a protective filing. If you get
30:33
better, you can drop your claim, but you need to file to get
30:37
in line because the process, unless you've got a clear cut claim, which
30:41
according to Social Administration, those are extremely rare, You're probably going to wait
30:45
a couple of years from the time you file your application before you actually get
30:49
to a hearing level, which is where most of the claims are resolved.
30:53
It could take longer than two years. So you want to apply right off
30:57
the bat, and if if you end up getting better or recovering, you
31:02
just drop your claim. It doesn't cost anything to file, and they're doing
31:04
them by phone. So it seems that the backlog is starting to get better.
31:08
I'm getting more hearing set but so security administration is still in pandemic.
31:17
But I guess you would say, to a certain extent. So a lot
31:18
of the hearings are still being conducted by phone. We've been demanding some of
31:25
our hearings take place in person, and it takes a little bit longer,
31:27
but the value of in person hearings with a judge, for example, in
31:33
Charleston, West Virginia, as opposed to somebody in Saint Louis, Missouri,
31:38
because when you do these by phone, it could be anywhere across the country.
31:42
The judge is said, even never gets to see the person who they're
31:47
trying to determine whether they're disabled or not. It's a significant, significant hearing
31:52
because that person may have been waiting two years or more to get to that
31:56
point, and there is no income from the government. You don't get paid
32:04
until you win your case. If you win it, and then you do
32:06
get back pay, but it's just a People that really can't work have no
32:12
income for that waiting period unless they're lucky enough to have friends or family members
32:19
that are assisted them, and that's what you see a lot of bankruptcies while
32:22
they're waiting. You see people having to take high interest loans, live in
32:28
with friends and family, and borrow money. It's it is a backlog system,
32:35
I think probably unless you claims are moving a little faster than in some
32:38
of the more populous areas across the country. But yes, you have to
32:43
apply for sister usability unless you're it's an obvious case. It sistry administrations.
32:50
You're going to be waiting two plus here before you see any benefits. So
32:53
it's folks are hesitant to file for disappointment to understanding. Despite what you hear,
33:00
I would say most all of my clients would much rather be working than
33:04
trying to get disability. And if you're a working person that's worked all your
33:08
life, you don't necessarily want to cross that threshold where you file you declare
33:14
that you are disabled. But filing early is extremely important. Get your spot
33:22
in line, and you can always hop out of line with no pedaling.
33:27
It doesn't cost anything to file writing and those are all contendency few cases as
33:32
well. You don't pay a fee for US to represent you and assist your
33:37
disability appeal unless we prevail, and then the government sets the fee and pays
33:42
the attorney, right and you'll take calls on that obviously, or if people
33:45
want to drive by and talk about those cases. Sure, yeah. A
33:49
lot of times if we have an unfortunate case where somebody severely injured, because
33:53
we do a wide variety of work. For example, if they're driving for
33:58
work and get and a car rect caused by someone else wanted, they have
34:01
a worker's compensation planim. We've done a thousand of those over the years,
34:06
so we are experienced with the workers compensation process. We've then also in addition,
34:10
if you need the filesistory of disability, then we can handle that.
34:14
And then we also handle of course your primary autobill claim, where we can
34:17
steer you through the claim process and advocate for your interests there. So that's
34:22
one of the benefits I think you see retire on our firm once you get
34:27
personal attention because I actually do all of the hands on and work myself in
34:31
cases and parts call and tail this is so and so, and I have
34:36
a case with you. Well I know because I know what's going on in
34:39
every one of my cases. They do not get lost in the shuffle,
34:44
and then we can handle all the different aspects of the claim without having to
34:47
having to go to two or three different attorneys. Tom Payton and the Payton
34:54
offers. Riffer's got a couple of minutes left. It's backyard brawl and Saturday
34:59
time, so you and your dad will not be at the game, right.
35:02
Oh No, you're gonna make it back. You're gonna make it back,
35:05
right, So give me a little thumbnail sketch on the prediction I'm returning.
35:09
Yeah, I think it was good for the Mountaineers. I like the
35:13
way they came back after the break. I will say that I think this
35:15
is I think this is Neil Brown's maker break game. I'd say if he
35:21
loses this game, he will not be the coach next year. If he
35:24
wins and seven and five, maybe secon and six and be Pitt, He'll
35:30
probably be okay. But I'm thinking night game, rowdy crowd. I'd say
35:37
Untaineers about ten, and I'm predicted to beat Pit the season, so I'm
35:40
sticking with that. It didn't look very impressive last week whilst to Cincinnati,
35:45
I believe. So it's amazing how long it's been, Tom, It's amazing
35:51
how long it's been since there's been a true night game in Morgantown. Yeah.
35:55
Actually, I didn't think about that. I can't remember. This one
36:00
should be good. I think it's it's probably a sellout. I presume it
36:05
is, I hope. Yeah. So I'm thinking there's about ten get the
36:10
win over pit and hopefully we can keep it going from there. All right,
36:15
Tom, two minutes left here. Give us the low down on how
36:19
to contact the paytent offer. Sure. Well, we're on the corner of
36:22
twenty eighth Street and First Avenue in Nitro, which is the main drag off
36:27
the interstate there in Nitro. We're about a mile now and a half off
36:30
the interstate, so you can stop buying anytime. We're normally open eight to
36:34
five during weekdays. You can also give us a call at the office three
36:38
zero four seven five five five five five six, And maybe the best way
36:45
would be to go through our website at Peyton Law Firm dot com and there's
36:49
a tab there to submit an inquiry that does not go to some can service.
36:53
It actually goes to my email and dad email and then we respond to
36:59
quarter. We're usually the same day if if you don't get a response just
37:02
to another email, it could have gotten junk mail. But all those type
37:06
of initial communications there's no feed. And if we can help you on a
37:09
phone call, we certainly will. But yeah, all we ask is that
37:14
we do a good job. We have a particular personal attention to every case
37:19
and we just ask you to consider us. If you have somebody a friend
37:22
erground number that's hurt and he's interested in talking to a lawyer. Okay,
37:28
Tom, have a safe trip back. We'll talk to us. That the
37:30
Peyton Law Firm providing as Tom said, the number three oh four seven five
37:34
fifty five fifty six. That's the office in Nitro. Three oh four seven
37:38
five fifty five fifty six. They're right along the main drag if you're down
37:43
there the Dairy Queen. They're right down the street from the Dairy Queen.
37:45
They're in Nitro on the main drag. You'll see a nice building. The
37:49
Peyton Law Firm in Nitro and Peyton Law Firm dot com. You go as
37:54
if Tom said, just to send an email, it goes directly to Tom
37:58
and his fot. So Tom Peyton, thanks for joining us in. We'll
38:01
talk to him next Thursday. Stay tuned here on five ad w c HS
38:06
the Voice of Charleston. Coming up next, we'll have a news update from
38:08
ABC News. Then we'll go to the local news desk, and then Dave
38:12
Allen is by with five Ady Live Happy Kirchival at ten oh six Morning Here
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on five ad WCHS, the Voice of Charleston News all day long. Thanks
38:22
for my producer, Ran Nicholson. Stay tuned. ABC News is next on
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five ad W CHS. Five ad W c HS A six point five an
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Charleston one oh four point five Cross Lanes wu VRC Media Station. We're proud
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