The Bundled Financial Product Problem and How to Solve It

The Paul Truesdell Podcast · Dec 28, 2025 · 15m

The Bundled Financial Product Problem and How to Solve It

Let me tell you something most financial advisors would rather you not think about. When you invest your hard-earned money into what the industry calls bundled financial products, you are paying for layers of costs that are about as transparent as mud in a Mississippi river bottom. Some of these costs are disclosed, sure. But many of them are buried so deep in fine print that you would need a magnifying glass and a law degree to find them.

Now, bundled financial products are exactly what the name suggests. They take multiple investment…