Latest / Money And Wealth With John Hope Bryant / Failures Are Built To Win

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Failures Are Built To Win · Money And Wealth With John Hope Bryant

• 0:00
  Speaker 1: Welcome the Money in Wealth with John O'Briant, a production
• 0:03
  Speaker 1: of the Black Effect Podcast Network and iHeartRadio. Hey, Hey
• 0:15
  Speaker 1: is John O'Briant, And this is the Money in Wealth
• 0:19
  Speaker 1: podcast series. Built to Fail talk about a well underrated
• 0:25
  Speaker 1: topic because you're built to win, because God don't make dirt,
• 0:31
  Speaker 1: because you can't fall from the floor, because success is
• 0:35
  Speaker 1: going from failure to failure without loss of enthusiasm. Because
• 0:39
  Speaker 1: rainbows only follow storms. You cannot have a rainbow without
• 0:44
  Speaker 1: a storm first. It's actually a scientific fact. Even the
• 0:49
  Speaker 1: Bible will suggests you cannot grow without legitimate suffering. And
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  Speaker 1: so we've misunderstood this thing called failure. We think about
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  Speaker 1: us and just it's simply the outcome to an experiment.
• 1:05
  Speaker 1: I've been built by failure. This is a topic that
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  Speaker 1: I want to get into as a series on my
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  Speaker 1: Money and Wealth podcast. I'm going to talk to people
• 1:14
  Speaker 1: who've gone through the fires to get to the promised land.
• 1:19
  Speaker 1: I'm going to talk to people who've gone through something
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  Speaker 1: to become somebody. But you're also listening to somebody and
• 1:26
  Speaker 1: looking at somebody who teaches because he's been there, who
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  Speaker 1: instructs because he's seen the path walked the path, experienced
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  Speaker 1: the path. It is his past. That person is me.
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  Speaker 1: People will look at me and make a number of
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  Speaker 1: assumptions and presumptions which are mostly wrong most of the time.
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  Speaker 1: They see my confidence. They see me walk in a room,
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  Speaker 1: walked into a convenience eating restaurant earlier tonight, and the
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  Speaker 1: gentleman behind the counter he saw me looking at the
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  Speaker 1: folks in line and assessing how long it was going
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  Speaker 1: to take. And I just didn't say anything. I just
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  Speaker 1: was prepared to walk out, and he said, no, no, no,
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  Speaker 1: come here. I can help you myself. I see you're
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  Speaker 1: a man on purpose. I don't know who you are.
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  Speaker 1: You look slightly familiar to me, but you walked in
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  Speaker 1: with the presence, and I want to know who you are.
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  Speaker 1: So I'm going to serve you myself. I'm going to
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  Speaker 1: make the food myself. So I have a moment to
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  Speaker 1: talk to you. Smart young man, he's going to be
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  Speaker 1: very successful in his life because he's nosy, he's curious.
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  Speaker 1: God gave you two ears in one mouth, so you
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  Speaker 1: listen twice as much as you talk. And he's humble,
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  Speaker 1: and he's fascinated with success, and I'm fascinated with success.
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  Speaker 1: But what he saw walk in that restaurant was not
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  Speaker 1: somebody who was built by seamless, uninterrupted successes. He found
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  Speaker 1: somebody built by failure, who has been tow up from
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  Speaker 1: the flow up, who has been over a rounded, through it,
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  Speaker 1: into it, and so he knows how to get through it.
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  Speaker 1: Somebody who takes nose for vitamins. I take nose for vitamins.
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  Speaker 1: I mean, what are you gonna do to me? I
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  Speaker 1: was homeless for six months in my life when I
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  Speaker 1: was eighteen years old. I failed one hundred times before
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  Speaker 1: that point, before I was eighteen, and different business ideas
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  Speaker 1: that just did not work. I saw murder when I
• 3:45
  Speaker 1: was six or seven. I saw my mom and dad divorce.
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  Speaker 1: Johnny will Smith wanted the Smith. Two amazing human beings
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  Speaker 1: now helpers in heaven with our Lord. They've been promoted,
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  Speaker 1: but when they were in this world, in this earth,
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  Speaker 1: they did the best they could to raise me Donnie
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  Speaker 1: Dave Harris and my sister Monty Maral Hoskins, and they
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  Speaker 1: did an incredible job, but they did not see themselves
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  Speaker 1: as better together. They did not see themselves as a team.
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  Speaker 1: And even though they were brilliants and hard working it
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  Speaker 1: wasn't enough anyway, they divorced. The number one cost the divorce,
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  Speaker 1: as you heard me say time and again, it's money.
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  Speaker 1: So I saw that death of my family net worth
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  Speaker 1: and family structure. I've seen the murder of the guy
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  Speaker 1: who saved my life. Ohc was his nickname. I've seen all.
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  Speaker 1: This is in my book Financial Literacy for All, which
• 4:50
  Speaker 1: if you don't have you need to get. Number one
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  Speaker 1: bestseller in economics and finance and business, by the way,
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  Speaker 1: continues to this day, and there is number one. It
• 5:01
  Speaker 1: goes from number one and number two. The next time
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  Speaker 1: I checked it was number one. Pick it up. It
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  Speaker 1: will change your life. I've seen failures, I've seen successes.
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  Speaker 1: My best friend, George, was murdered when I was nine
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  Speaker 1: years old and he was eighteen. And so this is
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  Speaker 1: not a guy with a silver spoon in his mouth.
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  Speaker 1: This is not a guy who had a trust fund.
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  Speaker 1: This is not a guy who nothing wrong with all
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  Speaker 1: that that's fantastic. I salute anybody who's got those assets
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  Speaker 1: going into life. That's fantastic. That's not my story. This
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  Speaker 1: is not a guy who had you know, Ivy league
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  Speaker 1: college degrees that yes, I've got a chair from Harvard
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  Speaker 1: in my office. It's because I went to a Harvard
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  Speaker 1: executive leadership training program for leaders after I had already
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  Speaker 1: succeeded on some level. And I've got a couple of
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  Speaker 1: honorary doctorate degrees. I think three, two or three. I
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  Speaker 1: know at least two. But I had the equivalent of
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  Speaker 1: a high school education and graduated with a ged was
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  Speaker 1: Chris rock calls good enough diploma and went to community
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  Speaker 1: college after that. But I was always just ready to go.
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  Speaker 1: I was ready to get out in business and do
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  Speaker 1: things and succeed what to apply myself in life. And
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  Speaker 1: everybody who works for me, by the way, today has
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  Speaker 1: a college degree, an advanced degree. I don't hire dummies.
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  Speaker 1: Everybody who's smarter than me in their expertise area. People
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  Speaker 1: know more and more about less and less is what
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  Speaker 1: an expert is. And I like those experts to be
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  Speaker 1: best in class in their areas. But no one out
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  Speaker 1: works me, no one out thinks me, no one out
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  Speaker 1: energizes me, no one out I'm the chief inspiration officer,
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  Speaker 1: chief visionary officer, chief execution officer, chief get it done officer.
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  Speaker 1: People may be a PhD, but I'm a PhD and
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  Speaker 1: I'll get up earlier, work harder, and stay later while
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  Speaker 1: you're in late long lunch leave early. People make the
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  Speaker 1: mistake of thinking that being smart enough is enough. It's not.
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  Speaker 1: Good habits are more important than being smart. Actually, you
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  Speaker 1: can't be a dummy. Let me make that clear. And
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  Speaker 1: everybody who can get a college education should get one.
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  Speaker 1: But let me be clear, you must have good habits
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  Speaker 1: in order to be successful. I'm going to do an
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  Speaker 1: entire podcast on having good habits, but at the moment today,
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  Speaker 1: I want to absolutely remove this stigma about failure. Failure
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  Speaker 1: does not mean that you are a failure. It means
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  Speaker 1: you failed at something. It means that there was an
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  Speaker 1: outcome to experiment that was not successful. It doesn't define
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  Speaker 1: who you are. Just says this is what I went through.
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  Speaker 1: It's on the path to where you're going again. Rainbows
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  Speaker 1: only follow storms. Success, as I said earlier, is going
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  Speaker 1: from failure to failure without loss of enthusiasm over the
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  Speaker 1: rounded through it. You're going to have to get to it. Success,
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  Speaker 1: as I keep saying, is going from failure to failure
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  Speaker 1: without loss of enthusiasm. It doesn't define you. Life is
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  Speaker 1: ten percent what life does to you in ninety percent
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  Speaker 1: how you choose to respond to it. What your respond
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  Speaker 1: is going to be. You don't react to what you
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  Speaker 1: respond You come right at it, you go, you come
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  Speaker 1: right at it, not over a round it. You know,
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  Speaker 1: don't avoid it. You're coming right to face it. Because
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  Speaker 1: what is a kill you makes you stronger, It makes you,
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  Speaker 1: It builds resiliency. Why am I telling you this? Why
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  Speaker 1: is this important podcast on money and wealth? Because every poverty,
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  Speaker 1: every form of poverty two reasons, by the way, every
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  Speaker 1: form of poverty three reasons. Beyond sustenance poverty, which is
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  Speaker 1: a roof over your head, food on the table, and
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  Speaker 1: reasonable health care. Sustenance poverty poverty, which is to sustain yourself.
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  Speaker 1: So everybody should have sustenance. Everybody should have a roof
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  Speaker 1: over your head, reasonable health care, food on the table.
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  Speaker 1: That should not be something that we beg for society.
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  Speaker 1: It's something that society provides. It's biblical, by the way.
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  Speaker 1: But beyond that, every form of poverty is mindset. Whether
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  Speaker 1: you believe you can, whether you believe you can't, you're
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  Speaker 1: absolutely right. And so my concern is this generation that
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  Speaker 1: we have today who's grown up seeing a black president.
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  Speaker 1: You know, who's grown up seeing and experiencing a run
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  Speaker 1: up on the stock market market, seeing real estate pride
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  Speaker 1: prices that have been on the rise. They might have missed,
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  Speaker 1: probably did miss the two thousand and eight real estate crisis.
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  Speaker 1: And even if they did, it's in the rear view mirror.
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  Speaker 1: Who's who saw a social justice reckoning on Black America?
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  Speaker 1: If you're black and brown, if you're African American, are
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  Speaker 1: African or people of African descent, you've seen this. You've
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  Speaker 1: seen you saw a positive reaction to the devastating murder
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  Speaker 1: of George Floyd. And you saw somewhere between sixty billion
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  Speaker 1: and three hundred billion, depending on how you calculate, invested
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  Speaker 1: in you. And Wow, there's pushback on that. Now, the
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  Speaker 1: impression by somebody who's twenty or even thirty years old
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  Speaker 1: might be that that success for me is preordained. That
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  Speaker 1: you've got to go to you know, go to college,
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  Speaker 1: go to school. Maybe you know, maybe don't need school.
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  Speaker 1: They may think, yes, you do. I need to address well,
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  Speaker 1: you know, have a nice Instagram handle, have some great
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  Speaker 1: social media, get some business cards made, you know, Lisa Carr,
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  Speaker 1: go to some meetings, you know, say the right things.
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  Speaker 1: And I'm going to be successful. I deserve, I'm entitled
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  Speaker 1: to success. No, you aren't, and you won't be because
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  Speaker 1: you aren't prepared to fail. You aren't you have no
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  Speaker 1: experience with failure. And the things that rattle and shake
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  Speaker 1: people today absolutely astound me. I tell people all the
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  Speaker 1: time that what you're going through is, with all due respect,
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  Speaker 1: high class problems. If you live in the United States
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  Speaker 1: of America or a developed country you're living in listening
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  Speaker 1: to this from the UK now Kingdom, You're listening to
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  Speaker 1: this from some developed country somewhere in the world. Frankly,
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  Speaker 1: if you're listening to this or washing this, you've got
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  Speaker 1: some kind of a digital device that's cutting edge, then
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  Speaker 1: you consider yourself lucky. Certainly, if you're in the United
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  Speaker 1: States of America and you have a job, you have
• 11:36
  Speaker 1: a source of income, you have you know, you have shelter,
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  Speaker 1: you have food, you have opportunity. When you get up
• 11:44
  Speaker 1: in the morning, you've you've been blessed. You have at
• 11:46
  Speaker 1: least one parent. And so there are people in this world.
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  Speaker 1: There's a lady right now trying to get from her
• 11:54
  Speaker 1: hut in on the east coast or west coast of Africa,
• 11:58
  Speaker 1: trying to get from her hut to the well to
• 12:01
  Speaker 1: get some water without being abused. That's her daily challenge
• 12:04
  Speaker 1: as a woman in Afghanistan right now, that's trying to
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  Speaker 1: keep her basic dignity and goes on in a third
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  Speaker 1: of the world. It appears as at war with itself.
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  Speaker 1: And so I'm not discounting your problems when I'm saying,
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  Speaker 1: if you're concerned about your credit card bill or the
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  Speaker 1: mortgage payment or whatever, that's important. Yes, and yes you
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  Speaker 1: got too much wanted into your money, but consider yourself
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  Speaker 1: blessed to have these problems. So I wanted to first
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  Speaker 1: tell you I've been to where you are. That's why
• 12:31
  Speaker 1: i found an operation Hope, because I've had that experience
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  Speaker 1: with it at nine years old in the classroom when
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  Speaker 1: that baker came to my classroom and taught me financial literacy,
• 12:38
  Speaker 1: and everybody else was throwing paper planes and playing around
• 12:43
  Speaker 1: and joking. But again I had by that time, I
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  Speaker 1: had these experiences where I saw a murder of my
• 12:50
  Speaker 1: guy who saved my life. I know experienced. I didn't
• 12:54
  Speaker 1: see it firsthand, but of course experience my best friend
• 12:56
  Speaker 1: being murdered with my next red neighbor over drugs, And
• 12:59
  Speaker 1: I saw my bob dad divorce and family tore apart,
• 13:02
  Speaker 1: and my mother hustle to go buy our house, our
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  Speaker 1: first house in Compton, California, as a single mother. And
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  Speaker 1: I had taken life seriously by the time I was
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  Speaker 1: nine years old. And this banker came to my classroom
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  Speaker 1: in tall financial literacy wome economics class, which doesn't exist anymore.
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  Speaker 1: And I asked that banker, what do you do for
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  Speaker 1: a living? And how'd you get rich legally? And I
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  Speaker 1: was dead serious, And where'd you get that suit? From? Man?
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  Speaker 1: Only people I wear. The only white man I saw
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  Speaker 1: wear a suit in this neighborhood is a detective. And
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  Speaker 1: it's not a good suit. It's a bad suit. I
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  Speaker 1: don't mean a bad suit. I mean a bad suit.
• 13:34
  Speaker 1: I mean polyester. I mean not a good suit. Why
• 13:36
  Speaker 1: tie this dude's suit? That was gorgeous. It was beautiful.
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  Speaker 1: It was Italian stitching. I could see it today. It
• 13:41
  Speaker 1: was dark blue and a white shirt and a red
• 13:44
  Speaker 1: tie crisp. He had polo shoes. He had a business card.
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  Speaker 1: Nobody in my family had a business card. He said,
• 13:50
  Speaker 1: the sixteenth floor. There was nothing beyond the I believe
• 13:53
  Speaker 1: the six floors of I think he was six floors,
• 13:55
  Speaker 1: might have been eight, eight floors or something. But it
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  Speaker 1: wasn't the skyscraper in Compton. That was a courthouse. Everything
• 14:01
  Speaker 1: else was just a couple stories or single story in Compton.
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  Speaker 1: He was in the sixteenth floor. Man, way you work,
• 14:10
  Speaker 1: how do you hear in the middle of the day.
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  Speaker 1: My mom was an hourly worker. McDonald Dounlard's aircraft became
• 14:14
  Speaker 1: bowling aircraft. She had a two fifteen minute breaks in lunch.
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  Speaker 1: Other than that, she was an hourly worker. She only
• 14:19
  Speaker 1: showed up to school if I got in trouble, and
• 14:21
  Speaker 1: that wasn't a good thing when I saw her show
• 14:23
  Speaker 1: up at school. So how are you showing up any
• 14:24
  Speaker 1: time you want during the day. I'm on a salary.
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  Speaker 1: What's a salary? It's like I was a medium Martian
• 14:29
  Speaker 1: man and again he told me, I'm a banker and
• 14:31
  Speaker 1: our finance entrepreneurs. I said, sir, I don't know what
• 14:34
  Speaker 1: an entrepreneur is, but if you're financing it and it's legal,
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  Speaker 1: I'm gonna be one. Rainbows after storms, I became one.
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  Speaker 1: Seeing everybody in my neighborhood, which I just toured recently.
• 14:44
  Speaker 1: At Compton, California, prison, probation, parole, and death because they
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  Speaker 1: did not take that banker seriously. They did not have
• 14:51
  Speaker 1: good role models that like I had. Even though I
• 14:54
  Speaker 1: was in a troubled situation at home, my mom and dad.
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  Speaker 1: My dad gave me says if yes I can. My
• 14:58
  Speaker 1: mother gave me says, y yes I I am. Self
• 15:01
  Speaker 1: esteem and self confidence and belief in myself. They didn't
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  Speaker 1: have those benefits. They were just as smart as me.
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  Speaker 1: And I was gonna waste the luck of my childhood experience,
• 15:11
  Speaker 1: and I was to try to bring as many people
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  Speaker 1: along with me as I could, which is why when
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  Speaker 1: I asked that banker whether any more bankers like you,
• 15:17
  Speaker 1: and he said, yeah, there's nout tens of thousands of
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  Speaker 1: bankers in America. And I said, wait a minute, and
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  Speaker 1: your job is to loan poor people money. Make me
• 15:23
  Speaker 1: sure I understand it's properly. We're trying to get a
• 15:25
  Speaker 1: loan from Booboo and then Pooky and them and the
• 15:27
  Speaker 1: mafia and the gangs we try to get I mean,
• 15:30
  Speaker 1: got a loan from a dude and I tried to
• 15:33
  Speaker 1: pay him back and he was like, no, this is
• 15:34
  Speaker 1: not alone. You pay back man. And he looked at me,
• 15:37
  Speaker 1: He's like, you really are naive, aren't you. He's like, look,
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  Speaker 1: I'm gonna do you a favor. Go get get like
• 15:43
  Speaker 1: you know, give me my money, and then get out
• 15:44
  Speaker 1: of here and never come back. And I never let
• 15:49
  Speaker 1: that lesson passed me by. He let me go. He
• 15:53
  Speaker 1: could have killed me. He was saying that you are
• 15:55
  Speaker 1: mine man. When I make you a loan, you are mine.
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  Speaker 1: You I own you. The interest and the penalties on
• 16:02
  Speaker 1: this situation are such that you don't pay this long back.
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  Speaker 1: You just you could pay the principal back. You'll never
• 16:07
  Speaker 1: pay the interest back. We're in a relationship. And he
• 16:10
  Speaker 1: let me go. He saw that I had real potential.
• 16:12
  Speaker 1: He saw I was not supposed to be there. And
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  Speaker 1: I've been visited by grace several times. But grace is
• 16:20
  Speaker 1: enhands by hustle and good intentions and the right mindset
• 16:24
  Speaker 1: and the right glow in your eyes. And you know,
• 16:28
  Speaker 1: luck is in hands by your hard work. God helps
• 16:30
  Speaker 1: those that help themselves. Again. Proverb says, to be poors,
• 16:33
  Speaker 1: not to not have anything, to be poors not to
• 16:36
  Speaker 1: not do anything, and lazy hands make a man poor.
• 16:39
  Speaker 1: And so I took that lesson that this guy was
• 16:44
  Speaker 1: like this banker's all across America tens of thousands of
• 16:47
  Speaker 1: bankers and ten thousand banks at that time, and the
• 16:49
  Speaker 1: job was to lend poor people money. So wait a minute,
• 16:52
  Speaker 1: all I got to do is prove to you that I
• 16:53
  Speaker 1: can pay it back and that yes. So what do
• 16:56
  Speaker 1: I'm doing today? What are we doing at scale at
• 16:58
  Speaker 1: fifteen hundred locations across the country with Operation Hope just
• 17:01
  Speaker 1: one of my entities. I've got five divisions of my
• 17:04
  Speaker 1: holding company with four hundred employees. Now the largest, uh,
• 17:09
  Speaker 1: the largest enterprise in the country around inclusive economics. I'm
• 17:12
  Speaker 1: the biggest. I'm I'm the leading entrepreneur around inclusive economics,
• 17:16
  Speaker 1: at least in the United States of America. Hundreds of
• 17:19
  Speaker 1: millions of dollars worth of economic activity four billion dollars plus,
• 17:23
  Speaker 1: and investments in underserved neighborhoods. You know, raising credit score
• 17:26
  Speaker 1: is lowering debt, increasing saviors, getting the bank out of
• 17:28
  Speaker 1: the no business, no year declined for loan, getting him
• 17:30
  Speaker 1: back in the yes business. The only nonfrog profit allowed
• 17:33
  Speaker 1: to operate inside of a bank branch in US history.
• 17:35
  Speaker 1: That's right. Ever, the biggest banks in the world have
• 17:38
  Speaker 1: us in their branches, this little kid from confidence, south
• 17:41
  Speaker 1: central LA. And I'm in major corporations, major banks, in
• 17:44
  Speaker 1: the government advice the President of United States of America,
• 17:46
  Speaker 1: because of my mindset, because I got my mind right,
• 17:48
  Speaker 1: because I never gave up, never gave in. Over around
• 17:51
  Speaker 1: that threw it would I mean, and I'm telling you
• 17:53
  Speaker 1: that people, they absolutely discounted me, they absolutely disrespected me.
• 17:59
  Speaker 1: I can't tell you how many times getting this in
• 18:01
  Speaker 1: the book Up from Nothing, you can read that it's
• 18:03
  Speaker 1: not about my successes, it's about my failures. All the
• 18:05
  Speaker 1: people who looked at me and roll their eyes, they
• 18:08
  Speaker 1: aren't rolling in their eyes anymore. But they if I
• 18:11
  Speaker 1: had believed what they said to me at that point,
• 18:13
  Speaker 1: I would have I would have given up. I would
• 18:15
  Speaker 1: have thrown my hands up. But let me tell you something.
• 18:20
  Speaker 1: Love is the only self renewing asset in the world.
• 18:22
  Speaker 1: You love yourself and you know your God's child, You're
• 18:24
  Speaker 1: just never gonna give up because you know that that
• 18:27
  Speaker 1: failure is a you know, you know the dude, the
• 18:28
  Speaker 1: Lucifer is a punk. Failure is lazy, just like Lucifer,
• 18:32
  Speaker 1: the Devil's lazy, and failure's lazy. It's waiting for you
• 18:34
  Speaker 1: to trip up on some easy stuff. But you just
• 18:36
  Speaker 1: got to stay disciplined and focused again good habits, and
• 18:39
  Speaker 1: never ever, ever, ever, ever, ever ever give up. And
• 18:43
  Speaker 1: so this generation, I want you to understand that that
• 18:46
  Speaker 1: that problems of what you experience, you get up in
• 18:49
  Speaker 1: the morning. A challenge is something you get around to
• 18:52
  Speaker 1: go through. It's not something they're supposed to stop you.
• 18:55
  Speaker 1: I don't want you to think that that somebody's picking
• 18:57
  Speaker 1: on you because life didn't work out for you today.
• 19:00
  Speaker 1: No one promised your rose guard. Nobody promise your life
• 19:02
  Speaker 1: will be good. Life was going to be free of
• 19:04
  Speaker 1: grief or pain. Life is tough and so are you.
• 19:08
  Speaker 1: And what what challenges are meant to do is to
• 19:11
  Speaker 1: build your resiliency, build your self esteem, build your confidence,
• 19:14
  Speaker 1: build your belief, build your you so that nobody can
• 19:17
  Speaker 1: deny you. Know, one can can can step on you.
• 19:19
  Speaker 1: Know it can tell you what you cannot do. What
• 19:21
  Speaker 1: did doctor King say? Doctor King said, when he was
• 19:23
  Speaker 1: in Memphis, Tennessey, right before he was assassinated with the
• 19:26
  Speaker 1: sanitation workers there, they had these signs that I am
• 19:30
  Speaker 1: a man in front of them. It was so beautiful,
• 19:32
  Speaker 1: And he said no one can ride your back unless
• 19:34
  Speaker 1: you're bent over, stand straight up. And by the way,
• 19:37
  Speaker 1: doctor King got a C minus in public speaking from
• 19:39
  Speaker 1: Krozier's seminary. I'm not kidding. Krozier seminary gave that man
• 19:43
  Speaker 1: of C minus in public speaking. One of the professors said,
• 19:46
  Speaker 1: if you don't stop talking like that, you'll never amount
• 19:48
  Speaker 1: to anything. Thank god he had a sense of a
• 19:51
  Speaker 1: focus and passion and distation and belief in himself. I
• 19:54
  Speaker 1: got to see minus C plus in math and supposedly
• 19:57
  Speaker 1: in the financial literacy success story for in whatever leader
• 20:03
  Speaker 1: in the country helped to create federal policy for financial
• 20:06
  Speaker 1: literacy in our federal government, inspired that under President Bush
• 20:09
  Speaker 1: and President Obama work with President Clinton along these lines.
• 20:13
  Speaker 1: Before that, I've worked with successive administrations and no nine
• 20:18
  Speaker 1: presidents one. I don't claim and recognized by five. And
• 20:23
  Speaker 1: I do my own thing. I get up in the morning,
• 20:25
  Speaker 1: I do whatever I want, when I want, how I want, whatever,
• 20:28
  Speaker 1: with whomever I want or not. Powers. You know, when
• 20:32
  Speaker 1: you got the power, you don't need to use it.
• 20:34
  Speaker 1: I don't scream outn't holler why I need to walk
• 20:36
  Speaker 1: in that conveniced restaurant and announce who I was. He
• 20:40
  Speaker 1: looked at me and knew I was somebody, And so
• 20:42
  Speaker 1: will somebody look at you and know the same. When
• 20:45
  Speaker 1: you are built to succeed, but you're gonna be built
• 20:51
  Speaker 1: by failure. And that's okay. So here's some stories. You've
• 20:55
  Speaker 1: heard me gone. You may say okay with this, John,
• 20:58
  Speaker 1: You're an outlier, You're you're you. You know who can
• 21:01
  Speaker 1: do you know, operation Hopes and turn around and do
• 21:02
  Speaker 1: the promise homes company and sell that company for over
• 21:05
  Speaker 1: one hundred million dollars five years later? And who can
• 21:07
  Speaker 1: do this? And who can do that and have two
• 21:08
  Speaker 1: hundred and fifty million views in part time online? Who
• 21:13
  Speaker 1: can do it? You can do it. That's who can
• 21:15
  Speaker 1: do it. I'm no different than you. I am you.
• 21:18
  Speaker 1: I just believe. Do you believe? Here is what Denzel
• 21:35
  Speaker 1: Washington had to say about the power of failure is
• 21:40
  Speaker 1: He delivered a commencement address in twenty eleven the University
• 21:43
  Speaker 1: of Pennsylvania. He said, to fall forward. He emphasized the
• 21:48
  Speaker 1: idea that failing is inevitable, but instead of falling backwards
• 21:53
  Speaker 1: or being paralyzed by fear, you should fall forward. He
• 21:56
  Speaker 1: explained that when you fall forward, you at least make
• 22:00
  Speaker 1: progress and learning from your mistakes, moving forward in your goals,
• 22:05
  Speaker 1: even if it's difficult. He said number two that you
• 22:08
  Speaker 1: should embrace failure. He talks about how failure is part
• 22:12
  Speaker 1: of life and that you and that it should not
• 22:14
  Speaker 1: be feared. He recalls his own personal experience, including auditioning
• 22:20
  Speaker 1: for roles for being and being rejected early in his career.
• 22:23
  Speaker 1: These failures didn't stop him. They made him stronger and
• 22:26
  Speaker 1: more determined. And let me tell you something about the
• 22:29
  Speaker 1: ultimate fear, which is death. You don't know how long
• 22:34
  Speaker 1: you're gonna live, but you damn sure know you're gonna die.
• 22:36
  Speaker 1: What's the mystery? So make peace with it. Doctor King
• 22:40
  Speaker 1: one said, it's not about how long you live. It's
• 22:42
  Speaker 1: about how well you live, how good you live your life.
• 22:46
  Speaker 1: Don't be afraid of anything. We're not human beings having
• 22:49
  Speaker 1: a spiritual experience. Where spiritual beings having a human experience.
• 22:54
  Speaker 1: Energy matters, and if you have the right energy, you
• 22:56
  Speaker 1: live forever, because people don't. You die even when you die.
• 22:59
  Speaker 1: You died twice. You die physically, and you die the
• 23:01
  Speaker 1: last sometimes last time someone mentions your name. And that's
• 23:05
  Speaker 1: not about what you give it's about what you get,
• 23:07
  Speaker 1: and it's about your energy. It's about your vibes. Is
• 23:09
  Speaker 1: it about your It's about how you flow. I'm always
• 23:11
  Speaker 1: surprised when people say, John, you're such an inspiration. I
• 23:14
  Speaker 1: don't get that. I'm I'm just doing me, I'm just
• 23:16
  Speaker 1: being me right. But I've created an energy about myself
• 23:21
  Speaker 1: that is my signature. And this is what Denzel Washington
• 23:24
  Speaker 1: is saying here. Number three said if you if you
• 23:27
  Speaker 1: don't fail, you're not even trying. Washington encourage people to
• 23:31
  Speaker 1: take risk and try things that might lead to failure,
• 23:34
  Speaker 1: because if you're always playing it safe, you're not pushing
• 23:37
  Speaker 1: your limits. And this is gonna be a common theme
• 23:39
  Speaker 1: you're gonna hear during today's podcast. By the way, spread
• 23:42
  Speaker 1: this on. Tell your friends to subscribe to Money and
• 23:44
  Speaker 1: Wealth with John O'Brien on on Black Effect Network on
• 23:47
  Speaker 1: the iHeart Radio. Tell them to go to Operation Hope
• 23:49
  Speaker 1: and sign up to coaching and counseling fifteen hundred officers
• 23:51
  Speaker 1: across the country scholarship through one hundred million dollars seventy
• 23:54
  Speaker 1: five million dollars annual budget. I've raised me and my friend,
• 23:57
  Speaker 1: me and my team at Operation Hope so that it
• 23:59
  Speaker 1: doesn't cost you anything to get you ready and prepare
• 24:02
  Speaker 1: for life. Get that book Financial Literacy for All as
• 24:04
  Speaker 1: your instruction manual and mark it up, write it up
• 24:07
  Speaker 1: right right in and underline it. But you're gonna hear
• 24:10
  Speaker 1: this theme over and over again. If you don't fail,
• 24:11
  Speaker 1: you're not even trying. He states that the Denzel Washington.
• 24:15
  Speaker 1: He states that failure means you're at least trying to
• 24:18
  Speaker 1: achieve something bigger, in audacious. Without trying, there's no success
• 24:22
  Speaker 1: at all. Number four, he said, dream big, but remember
• 24:25
  Speaker 1: that dreams without goals are just dreams. He urged graduates
• 24:29
  Speaker 1: to dream big, but also to set goals, to move towards,
• 24:33
  Speaker 1: to move toward those goals, and accept failure as a
• 24:36
  Speaker 1: necessary part of reaching those goals. Again, it's not a
• 24:39
  Speaker 1: determination of who you are. It's just simply saying you're
• 24:41
  Speaker 1: on a journey and you tripped and fail. It's not
• 24:44
  Speaker 1: about tripping and falling. It's getting back up at the rut,
• 24:46
  Speaker 1: brushing yourself off again. I take no for vitamins again.
• 24:49
  Speaker 1: What are you gonna do to me after I tell
• 24:50
  Speaker 1: you I've been a homeless Tell me no I had
• 24:52
  Speaker 1: know what I walked in your office. It doesn't bother me,
• 24:55
  Speaker 1: it doesn't FaZe me. I'm not focusing on if I
• 24:57
  Speaker 1: try one hundred times, I get ninety eight no's, I'm
• 24:59
  Speaker 1: not thinking. I'm not I thinking about the ninety eight o's.
• 25:01
  Speaker 1: I'm focusing on to two yeses. Can I get an amen?
• 25:04
  Speaker 1: Number five? He says. Perseverance over fear. Washington challenges the
• 25:08
  Speaker 1: audience to keep moving forward despite the fear of failure.
• 25:11
  Speaker 1: He highlights how fear of failure can often prevent people
• 25:15
  Speaker 1: from taking meaningful steps toward their ambitions. We're all just
• 25:19
  Speaker 1: angels with dirty faces. A saint is a center that
• 25:23
  Speaker 1: got up. I mean doctor King was called Martin Luther King,
• 25:27
  Speaker 1: Martin Luther Kun, Uncle Tom sell out and want to
• 25:29
  Speaker 1: be by his so called friends. Would he won the
• 25:32
  Speaker 1: Nobel Peace Prize because they were player hating them and
• 25:33
  Speaker 1: they were jealous And he died chainedmoking, overweight and depressed. Yes,
• 25:37
  Speaker 1: he did because he thought he had failed. And I
• 25:40
  Speaker 1: hope in heaven he can see through his consciousness and
• 25:43
  Speaker 1: his unconscious spirit that he is enlightened and lit up
• 25:46
  Speaker 1: the entire world. Mandela went to prison at forty seven,
• 25:49
  Speaker 1: an angry black Man say that twenty seven years found
• 25:52
  Speaker 1: his piece created effectively Mandela University, which is what the
• 25:56
  Speaker 1: Prison Awards called it in his honor. And when he
• 25:59
  Speaker 1: came out he wasn't happy, divorce his wife and married
• 26:03
  Speaker 1: the love of his life. And everything that we know
• 26:06
  Speaker 1: that he succeeded. He did it in his seventies and eighties.
• 26:09
  Speaker 1: What can you do with a life that may end
• 26:12
  Speaker 1: at seventy or eighty Perseverance over fear again Number five.
• 26:17
  Speaker 1: Washington challenged the autists to keep moving forward despite the
• 26:20
  Speaker 1: fear of failure, and he had a famous quote. You
• 26:23
  Speaker 1: will fail at some point in your life. Accept it.
• 26:26
  Speaker 1: You will lose, you will embarrass yourself. You will suck
• 26:29
  Speaker 1: at something, maybe many things. I sucked at basketball, football
• 26:33
  Speaker 1: was a tackling dummy. I broke my nose running in
• 26:36
  Speaker 1: the guy in ways junior high school and playing basketball
• 26:39
  Speaker 1: or either that broke either I ran to him or
• 26:40
  Speaker 1: he did it intentionally. But I remember I just saw
• 26:43
  Speaker 1: nothing but chess. I was pretty good at track, but
• 26:47
  Speaker 1: you know, I just was organized sports like that wasn't
• 26:50
  Speaker 1: my thing, wasn't my jam. I wasn't gonna get a
• 26:51
  Speaker 1: sports scholarship, so I had to be smart then and
• 26:55
  Speaker 1: what sport I ultimately found find I found when I
• 26:57
  Speaker 1: was fifty years old. I found motorsports, full competitive allo
• 27:01
  Speaker 1: racing license to day. And I'm pretty dang on good
• 27:03
  Speaker 1: as a race car driver. You can find some of
• 27:05
  Speaker 1: my videos online. And I'm not the fastest guy even
• 27:09
  Speaker 1: on the track, but I'm very consistent, very smooth most
• 27:12
  Speaker 1: of the times. And I, you know, as folks are
• 27:16
  Speaker 1: overdoing it, I'm just doing it. And you know, I
• 27:19
  Speaker 1: do pretty good typically. And if I make a mistake
• 27:22
  Speaker 1: as typically because I'm just too much in my zone anyway,
• 27:26
  Speaker 1: that's a whole other thing. But again I made a mistake,
• 27:28
  Speaker 1: I wasn't a mistake, and I didn't let anybody, you know,
• 27:32
  Speaker 1: tell me anything differently. But motorsports, you don't see a
• 27:35
  Speaker 1: lot of people of color out there on racetrack, but
• 27:37
  Speaker 1: once you put on the helmet, it's just the only
• 27:39
  Speaker 1: race is racing, right. But I love going and doing
• 27:43
  Speaker 1: things other people haven't done, are gone and done motorsports
• 27:47
  Speaker 1: and sports, real estate and finance and technology, financial literacy, etc.
• 27:53
  Speaker 1: In business where these are just not things that people
• 27:56
  Speaker 1: of color were going after banking, et cetera. And I
• 27:59
  Speaker 1: decided to master not because I focused on that, or
• 28:02
  Speaker 1: I didn't pick them because somebody else was doing it.
• 28:04
  Speaker 1: I picked them because they were opportunities, and I ignored
• 28:07
  Speaker 1: the fact that that supposedly there are barriers. I just
• 28:10
  Speaker 1: walked through life consciously oblivious of most things around me
• 28:13
  Speaker 1: because it just doesn't matter. But people have opinions and
• 28:16
  Speaker 1: their failures. They're tell you have a relationship, they don't
• 28:18
  Speaker 1: have one. They'll tell you how that you can't get rich,
• 28:20
  Speaker 1: you can't be successful. And they broke, they so poor,
• 28:23
  Speaker 1: they can't afford the O are they broke? They so
• 28:25
  Speaker 1: broke they can't pay attention. And they tell you what
• 28:27
  Speaker 1: you cannot do. I mean, listen to me, now, if
• 28:30
  Speaker 1: you hang around nine broke people, you'll be the tenth.
• 28:33
  Speaker 1: Watch you hang around, watch your habits. Eagles don't fly impacts.
• 28:37
  Speaker 1: Can you tell I love this podcast? This episode conclusion
• 28:41
  Speaker 1: from Vitinzel Washington's commencement. Washington's messages that failure is not
• 28:45
  Speaker 1: the end, but part of the process of achieving greatness.
• 28:50
  Speaker 1: His own life serves as a testimony to this mindset,
• 28:52
  Speaker 1: as he dealt with setbacks and rejections before becoming one
• 28:55
  Speaker 1: of the most respected and well regarded actors in Hollywood.
• 28:59
  Speaker 1: His advice all forward encourages people, which is the same
• 29:01
  Speaker 1: advice I give you, by the way, to view failure
• 29:04
  Speaker 1: as an opportunity for growth, not as a reason to
• 29:06
  Speaker 1: stop trying. And let me tell you some some people
• 29:11
  Speaker 1: who you admire and about their stories. Hank Aaron is often.
• 29:16
  Speaker 1: I know his wife. I knew Hank Aaron, God rest
• 29:18
  Speaker 1: his soul. And I know his wife, Billy Aaron. We
• 29:20
  Speaker 1: hang out together, spend time together. She's we vacationed together.
• 29:24
  Speaker 1: Ambassador Andrew Young, who also has experienced failure, by the way,
• 29:27
  Speaker 1: he was fired as you and ambassador. Did you know
• 29:30
  Speaker 1: that he was the first black UN ambassador in the
• 29:32
  Speaker 1: history of America. He was fired as you and Ambassador
• 29:34
  Speaker 1: United Nations. You an ambassador. Other failures along his way,
• 29:40
  Speaker 1: perceived failures along the way as well. But success has
• 29:44
  Speaker 1: a thousand mothers and failure as ambassard child, nobody remembers
• 29:48
  Speaker 1: his failures. They like, I was just with him, you
• 29:50
  Speaker 1: know yesterday. People like, oh my god, you're an icon,
• 29:53
  Speaker 1: You're my hero. All they want to know is can
• 29:54
  Speaker 1: take a picture with you. In fact, it's not only
• 29:56
  Speaker 1: in spite of his failures, it's because of his resiliency
• 29:59
  Speaker 1: through the rain. He was on that balcony when doctor
• 30:02
  Speaker 1: King was assassinated, right, I mean, you don't think he
• 30:04
  Speaker 1: carries guilt and responsibility on his shoulders seeing his friend
• 30:08
  Speaker 1: assassinated right next to him. And he's still alive. And
• 30:10
  Speaker 1: the FBI suggested that the instructions for the shooter were
• 30:14
  Speaker 1: if if you've missed the dreamer killed the strategists, who
• 30:17
  Speaker 1: you think the strategist was Andrew Young And yet he's
• 30:21
  Speaker 1: gone on to do incredible things and became mayor, amongst
• 30:23
  Speaker 1: other things, of Atlanta and built the only international city
• 30:26
  Speaker 1: in the South. Economy it's almost five hundred billion dollars
• 30:29
  Speaker 1: in the tenth lards economy in the US, at a
• 30:31
  Speaker 1: place that is a symbol for everybody working together, black
• 30:34
  Speaker 1: and white, red, brown and yellow. You want to have
• 30:35
  Speaker 1: some more green as in economics. Back to Hank Aaron. So,
• 30:40
  Speaker 1: Hank Aaron had the record for the most home runs.
• 30:43
  Speaker 1: You know, you know that him and Barry Bonds I
• 30:47
  Speaker 1: have the most, I believe, But did you know that
• 30:49
  Speaker 1: at seven hundred and fifty five home runs, he also
• 30:53
  Speaker 1: had thirteen hundred and eighty three strikeouts. And my friend
• 30:57
  Speaker 1: Reggie Jackson also has a for an incredible record in
• 31:03
  Speaker 1: baseball and is known as mister October. But he had
• 31:06
  Speaker 1: twenty five hundred and ninety seven strikeouts. Barry Bonds at
• 31:11
  Speaker 1: seven hundred and sixty two home runs and fifteen hundred
• 31:14
  Speaker 1: and thirty nine strikeouts roughly ratio you know one point two.
• 31:19
  Speaker 1: And Sammy Sosa with six hundred and nine home runs
• 31:22
  Speaker 1: with three twenty three hundred and six strikeouts. Mark McGuire
• 31:28
  Speaker 1: fired eighty three home runs fifteen hundred and ninety six strikeouts.
• 31:31
  Speaker 1: You know, are you seeing something here? You cannot be
• 31:35
  Speaker 1: a player. You cannot be a top end performer unless
• 31:39
  Speaker 1: you swing at that ball, unless you risk something, unless
• 31:41
  Speaker 1: you lean in, unless you are willing to risk it all,
• 31:44
  Speaker 1: and you're gonna fail, You're gonna fall down. But no,
• 31:47
  Speaker 1: nobody remembers all these strikeouts. The hitters who take big
• 31:51
  Speaker 1: swings to generate power tend to strike out more frequently. However,
• 31:56
  Speaker 1: this wasn't the case for their wins. In other words,
• 31:59
  Speaker 1: the wins are not discounted because they swung more often.
• 32:04
  Speaker 1: In fact, is enhanced because they never gave up. They
• 32:06
  Speaker 1: were resilient That's really their incredible trait was that they
• 32:11
  Speaker 1: were resilient. They just never ever, ever, ever, ever, ever
• 32:14
  Speaker 1: ever gave up. Let me tell you about some folks
• 32:17
  Speaker 1: that you really admire in sports. I think you admire,
• 32:21
  Speaker 1: but you may not know the backstory. Michael Jordan arguably
• 32:25
  Speaker 1: the best player in basketball, at least in modern history.
• 32:29
  Speaker 1: Did you know he was cut from his high school
• 32:32
  Speaker 1: varsity basketball team as a sophomore because the coach believed
• 32:36
  Speaker 1: he wasn't tall enough or skilled enough. We know the
• 32:40
  Speaker 1: outcome to that story. The fact we're about to operate
• 32:44
  Speaker 1: show was about to partner with the family that did
• 32:48
  Speaker 1: see his talent, the Rhinestor family, and Chicago has met
• 32:51
  Speaker 1: with the family that owns a Buffalo Bills. We're about
• 32:54
  Speaker 1: to do some financial literacy work anyway, just thinking about that.
• 32:56
  Speaker 1: Because of Michael Jordan, Tom Brady drafted in the sixth round.
• 33:04
  Speaker 1: Did you hear that? In the sixth round? One hundred
• 33:08
  Speaker 1: and ninety ninth pick overall. Listen to me. Now, you
• 33:12
  Speaker 1: guys want to romanticize success and you get a you know,
• 33:16
  Speaker 1: a paper cut, or you know, you know, some of
• 33:19
  Speaker 1: your credit card gets turned down. My credit card used
• 33:21
  Speaker 1: to always get turned down, or you don't get a
• 33:23
  Speaker 1: credit line, or you don't get a client you know,
• 33:25
  Speaker 1: or you you you blow up presentation, or somebody doesn't
• 33:29
  Speaker 1: like you, or somebody doesn't somebody, somebody says something bad
• 33:33
  Speaker 1: on comments on your Instagram posts that devastates your self esteem,
• 33:37
  Speaker 1: will then you have a self esteem to begin with.
• 33:39
  Speaker 1: It's okay if you don't like me. I like me,
• 33:42
  Speaker 1: As Quincy Jones once said, not one out of my
• 33:44
  Speaker 1: self esteem depends on your acceptance of me. And when
• 33:47
  Speaker 1: people say things about me on social media that I
• 33:51
  Speaker 1: don't appreciate, I take it as an opportunity to create
• 33:54
  Speaker 1: a new post. They say something that it's in most
• 33:57
  Speaker 1: cases ignorant and it's uninformed, then I will then gently
• 34:00
  Speaker 1: correct them, giving them more respect than they gave me,
• 34:04
  Speaker 1: and I'll correct the record. I'll use that an opportunity
• 34:06
  Speaker 1: to correct the record out set a whole new stream
• 34:09
  Speaker 1: of conversation. And has been often the case that the
• 34:12
  Speaker 1: comment that I made to the disrespectful comment made about
• 34:15
  Speaker 1: a post that I put up, that that becomes a
• 34:18
  Speaker 1: whole nother discussion thread with literally hundreds of comments, views,
• 34:24
  Speaker 1: and likes or whatever. At another opportunity to learn. But
• 34:28
  Speaker 1: that person doesn't know me that that person's not saying
• 34:30
  Speaker 1: about me. That person is not bad. I don't really
• 34:33
  Speaker 1: care what that person's opinion is about me. I'm trying.
• 34:35
  Speaker 1: I'm the one giving free content out. I'm the one
• 34:37
  Speaker 1: for giving free games. As jay Z would say in
• 34:40
  Speaker 1: his album four four four, I'm giving you a million
• 34:42
  Speaker 1: dollars worth a game for nine ninety nine. I'm giving
• 34:45
  Speaker 1: you give it see for no ninety nine. You don't
• 34:47
  Speaker 1: paying me a thing? So how you dare you come
• 34:49
  Speaker 1: on my thread and tell me off? No, just go
• 34:52
  Speaker 1: away bye, by Felicia. I'm passionate about it. I'm not
• 34:57
  Speaker 1: upset about it. It's humorous to me. You're hitting your
• 35:02
  Speaker 1: face with my fists. You're hitting your face against my fists.
• 35:05
  Speaker 1: What do you doing to herd me? Not a thing
• 35:08
  Speaker 1: because the comments I'm talking about, they're ignorant there and
• 35:11
  Speaker 1: they're wrong, which means a person's broke because they're saying
• 35:14
  Speaker 1: stuff that doesn't make any sense about a topic that
• 35:16
  Speaker 1: I actually know about. There's a lot of things I
• 35:19
  Speaker 1: don't know about, but this topic I absolutely do because
• 35:23
  Speaker 1: I've lived my truth. Tom Brady again drafted the sixth
• 35:28
  Speaker 1: round one hundred ninety nine pick overall of the two
• 35:31
  Speaker 1: thousand NFL draft, Considered by many to lack the athleticism
• 35:36
  Speaker 1: and arm strength to succeed at the professional level. What
• 35:42
  Speaker 1: is Tom Brady today? Regarded as one of the greatest,
• 35:46
  Speaker 1: if not the greatest quarterback in NFL history, with seven
• 35:48
  Speaker 1: Super Bowl championships and numerous records enough said. Soccer player
• 35:54
  Speaker 1: player Lionel Messi, diagnosed with growth hormone deficiencies child many
• 36:00
  Speaker 1: believed he wouldn't grow big or strong enough to play
• 36:03
  Speaker 1: professional soccer, became one of the greatest soccer players in history.
• 36:08
  Speaker 1: Serena Williams grew up in Comfer, California, where I grew
• 36:12
  Speaker 1: up and played tennis. Plays tennis. Early in her career,
• 36:15
  Speaker 1: Williams faced criticism for her unconventional playing style and was
• 36:19
  Speaker 1: often overshadowed by her sister, Venus. Serena became one of
• 36:23
  Speaker 1: the most dominant players in tennis history, with twenty three
• 36:27
  Speaker 1: Grand Slam single titles and recognition is one of the
• 36:30
  Speaker 1: greatest athletes of all times, with a great relationship with
• 36:33
  Speaker 1: her sister. I might add, when you got the power,
• 36:36
  Speaker 1: you don't need to use it. You know you have
• 36:39
  Speaker 1: high self esteem. I did a Forbes Black interview and
• 36:41
  Speaker 1: I said, you know, probably the greatest problem in facing
• 36:44
  Speaker 1: Black America is low self esteem. Like I said, somebody's
• 36:46
  Speaker 1: watching this piece right now, going who's he think he is?
• 36:48
  Speaker 1: What is he? Why is he talking? I'm talking because
• 36:50
  Speaker 1: I've done something, And why are you committed? Why are
• 36:54
  Speaker 1: you doing anything other than commending it? Like why wouldn't
• 36:56
  Speaker 1: you just sit there and go, Bravo, there's a brother
• 36:58
  Speaker 1: who's done something. You may not like what the way
• 37:00
  Speaker 1: I do, my style, how I flow, You may not
• 37:02
  Speaker 1: do it the way I do it, by the way
• 37:04
  Speaker 1: I really, I really respect me and learned that like
• 37:06
  Speaker 1: me that liked me and never respect me anyway. But
• 37:09
  Speaker 1: but why wouldn't you just commend it? Oh my god,
• 37:11
  Speaker 1: that's fantastic. He's successful, he has succeeded. Let's let me
• 37:15
  Speaker 1: maybe there's something some lessons in there for me. Like
• 37:17
  Speaker 1: I'm not crazy about Elon Musk. I just saw him
• 37:19
  Speaker 1: a few weeks ago, and me saw I mean, he
• 37:21
  Speaker 1: was at the same meeting I was at. Not that
• 37:23
  Speaker 1: I have a relationship with him. I've seen him several
• 37:25
  Speaker 1: times up close, but I don't really have a great
• 37:29
  Speaker 1: interest in getting to know him because I just don't
• 37:31
  Speaker 1: like his personal views. I don't like I don't like
• 37:33
  Speaker 1: how he flows in his humanity. But I think he's
• 37:35
  Speaker 1: a genius. I think that you cannot discount what he
• 37:38
  Speaker 1: did in space, what he's doing in space. I subscribe
• 37:41
  Speaker 1: to his Starlink service. I have his portable satellites and
• 37:44
  Speaker 1: all of my my my offices and mobile mobile vans
• 37:49
  Speaker 1: and whatever. Tesla is a great, great car, by the way,
• 37:53
  Speaker 1: I'll give him his genius. I just don't personally care
• 37:56
  Speaker 1: for him, but I'm gonna I'm gonna acknowledge your gifts, right,
• 38:02
  Speaker 1: I mean this is taken away from me to acknowledge
• 38:05
  Speaker 1: that you got it going on, right, and that's it.
• 38:10
  Speaker 1: And if somebody's dogging you, hurt people. Hurt people. That's
• 38:14
  Speaker 1: what I'm saying. So let me move on to the
• 38:15
  Speaker 1: positive here so you can get these lessons. Shaquille O'Neil
• 38:20
  Speaker 1: Shaq struggled with free throws and was often criticized early
• 38:23
  Speaker 1: in his career for unpolished For an unpolished game, O'Neill
• 38:27
  Speaker 1: went on to become one of the most dominant players
• 38:29
  Speaker 1: in the NBA history, winning four championships and earning MVPA honors,
• 38:33
  Speaker 1: and he's a fabulous businessman. Jackie Robinson a keem olajuwon,
• 38:40
  Speaker 1: Steve Young. These are other examples. Young struggled in the
• 38:43
  Speaker 1: USFL and then as a backup to Joe Montana with
• 38:47
  Speaker 1: the San Francisco forty nine Ers. Initially regarded is not
• 38:51
  Speaker 1: good enough to lead an NFL team, Young eventually took
• 38:55
  Speaker 1: over for Montana, leading the forty nine ers to Super
• 38:57
  Speaker 1: Bowl win and earning two inn FL MVP awards, and uh,
• 39:06
  Speaker 1: and then you got business. Right. We don't have time
• 39:09
  Speaker 1: to go through all of these examples, right, but I'm
• 39:12
  Speaker 1: just a getting I just want you to understand that
• 39:15
  Speaker 1: you're you're You're not alone, right, You're not You're not
• 39:17
  Speaker 1: there's nothing wrong with you. You just don't love yourself enough.
• 39:22
  Speaker 1: You don't believe in yourself enough. And you you take
• 39:25
  Speaker 1: other people too seriously, take life seriously, don't take yourself
• 39:27
  Speaker 1: too seriously and showing up. Don't take somebody else seriously.
• 39:30
  Speaker 1: All they have is an opinion. It's just their opinion.
• 39:32
  Speaker 1: Is eight being people in the world. Go talk to
• 39:34
  Speaker 1: somebody else. I'm telling you. I can tell you the
• 39:37
  Speaker 1: one thing I regret in my life is I took
• 39:42
  Speaker 1: I took people who didn't matter. Everybody matters in God's eyes,
• 39:47
  Speaker 1: but but in business, in life and whatever. Like I
• 39:50
  Speaker 1: took somebody's opinion of me too seriously, which mean I
• 39:52
  Speaker 1: didn't have a high enough opinion of myself. Look, I'm trying.
• 39:56
  Speaker 1: I don't want you to leave this and be arrogant
• 39:57
  Speaker 1: and obnoxious, because that's and that that's true is a
• 40:00
  Speaker 1: sign of insecurity. You're not as bad as your compliment,
• 40:04
  Speaker 1: You're not as bad as your criticisms. You're not as
• 40:06
  Speaker 1: good as your compliments. You just you are who you are.
• 40:10
  Speaker 1: Why why be moved one way or the other. You know,
• 40:14
  Speaker 1: if a bachelor young or Bishop td jigs or reverences
• 40:17
  Speaker 1: to murray God rest of soul, or my mother or
• 40:19
  Speaker 1: my father or my wife shake or somebody who I
• 40:21
  Speaker 1: really respect and admire has something critical to say about me,
• 40:25
  Speaker 1: I'm paying attention, I'm listening. I'm not saying words. I
• 40:30
  Speaker 1: know they have my best interests, and they're smart and
• 40:32
  Speaker 1: they're wise, and they know things I don't. But if
• 40:36
  Speaker 1: if some fool's coming up to me who clearly is
• 40:38
  Speaker 1: hating on me because he's jealous or envious, or unsuccessful
• 40:42
  Speaker 1: in his own life, are just angry and upset. What
• 40:44
  Speaker 1: I mean, all I have to say is when you
• 40:46
  Speaker 1: finish with all that, are you done? You can either
• 40:51
  Speaker 1: hear what I have to say, or I can leave,
• 40:52
  Speaker 1: or you can leave. But I mean and consider the source.
• 40:57
  Speaker 1: Steve Jobs in business. Jobs Will fired from Apple, the
• 41:01
  Speaker 1: company he co founded, Fire from his own company in
• 41:04
  Speaker 1: nineteen eighty five after internal conflicts with the board and
• 41:07
  Speaker 1: the CEO. Fired from his own company. After being ousted,
• 41:11
  Speaker 1: Jobs founded Next, a company called Next and by the way,
• 41:16
  Speaker 1: that didn't do very well for ten years. Also and
• 41:19
  Speaker 1: bought Pixar, which is a brid move, both of which
• 41:22
  Speaker 1: ultimately thrived. He eventually returned to Apple, transforming it into
• 41:26
  Speaker 1: one of the most valuable companies in the world with
• 41:28
  Speaker 1: products that I used today like the iPhone, the iPad,
• 41:31
  Speaker 1: the iPod, the iTunes, you get it. The dude so
• 41:34
  Speaker 1: dominant you don't even realize he's a co founder of Apple.
• 41:37
  Speaker 1: This Wozniak, who is the genius engineer who is not
• 41:41
  Speaker 1: a great marketer. He's a genius engineer who really was
• 41:43
  Speaker 1: a backbone of Apple. But that's how that's how amazing
• 41:47
  Speaker 1: Steve and Steve jobs. It appears not a very nice
• 41:50
  Speaker 1: man didn't really like philanthropy. I'm not sure I would
• 41:52
  Speaker 1: have liked them personally, But again, I'm gonna give him
• 41:54
  Speaker 1: props for his genius. Giving somebody love and respect it.
• 42:00
  Speaker 1: Admiration and credit does not take away from you. It
• 42:02
  Speaker 1: says something about you when you do. The person that
• 42:06
  Speaker 1: who is succeeding doesn't need your claim, and they appreciate it.
• 42:09
  Speaker 1: They've already succeeded. They're doing their they're living their truth.
• 42:13
  Speaker 1: It says more about you if you play Hayden Spending.
• 42:15
  Speaker 1: All successful people talk about their ideas. People were failing
• 42:21
  Speaker 1: talk about other people. Hello Walt Disney, as in the
• 42:27
  Speaker 1: Walt Disney Company. Disney was fired from a newspaper job
• 42:30
  Speaker 1: for lacking creativity ca this is so funny. It had
• 42:34
  Speaker 1: multiple business failures, including his first animation studio, laugh O Graham,
• 42:38
  Speaker 1: which went bankrupt. Disney persisted, eventually founding the Walt Disney Company,
• 42:43
  Speaker 1: which grew into a global entertainment empire, revolutionizing animation in
• 42:48
  Speaker 1: theme parks. Thomas Edison, who you know, the inventor general
• 42:54
  Speaker 1: electric et cetera. Edison famously failed thousands of times when
• 43:00
  Speaker 1: attempting to invent the electric light bulb. In many of
• 43:03
  Speaker 1: his early projects, like the automatic vote recorder, were commercial flops.
• 43:09
  Speaker 1: Edison eventually succeeded in creating the incandescent light bulb and
• 43:13
  Speaker 1: built an innovative powerhouse in General Election become General Electric,
• 43:17
  Speaker 1: the company ge becoming one of the most prolific inventors
• 43:20
  Speaker 1: in history. And by the way, Thomas Edison's mintee side
• 43:25
  Speaker 1: note was a guy named Tesla. That's right, Elon must
• 43:31
  Speaker 1: did not create the name. He just named the car
• 43:34
  Speaker 1: after the inventor. But Tesla was a bad boy who
• 43:38
  Speaker 1: was also prolific inventor, and when he went to Edison
• 43:41
  Speaker 1: with his ideas, Edison ignored him, so he went Tesla
• 43:45
  Speaker 1: went off of his own and got his own back.
• 43:48
  Speaker 1: Or They were little in competition with each other for
• 43:49
  Speaker 1: a while, and of course Edison was a better marketer,
• 43:52
  Speaker 1: had bigger backing, and so on and so forth. But again,
• 43:58
  Speaker 1: even the understory was part of the American and world
• 44:02
  Speaker 1: story today because he never gave up Henry Ford. I
• 44:05
  Speaker 1: know Henry Ford to third, He's a good friend of mine.
• 44:07
  Speaker 1: Is on my boarded Operation Hope. Henry Ford for it's
• 44:11
  Speaker 1: early businesses. This is the founder of Ford, including the
• 44:14
  Speaker 1: Detroit Automotive Company, which failed and he was viewed as
• 44:19
  Speaker 1: a failure in the auto industry before founding Hello the
• 44:22
  Speaker 1: Ford Motor Company with a model T and assembly line production.
• 44:26
  Speaker 1: Ford revolutionized the automobile industry and became one of the
• 44:29
  Speaker 1: most successful industrial industrialists of his time. And he basically
• 44:33
  Speaker 1: created the middle class. He paid his workers enough to
• 44:36
  Speaker 1: buy the automobiles that they were making and whil a. Now,
• 44:39
  Speaker 1: he also was an interesting dude with sketchy some sketchy
• 44:44
  Speaker 1: elements and was viewed you know, I don't want to
• 44:46
  Speaker 1: get into it, but he had interesting views about certain
• 44:48
  Speaker 1: kinds of people and all kind of stuff. And uh again,
• 44:52
  Speaker 1: this is not about you know, breaking down somebody I'm
• 44:56
  Speaker 1: What I'm saying is that, very much like Steve Jobs
• 44:58
  Speaker 1: at Elon Mush, you can have genius and still be
• 45:02
  Speaker 1: this imperfect person, but you can still acknowledge somebody for
• 45:06
  Speaker 1: the genius that they have because no one's perfect. There
• 45:09
  Speaker 1: is no perfect, just like there's nothing wrong with failure. Again,
• 45:13
  Speaker 1: a saint is a center that got up. We're all
• 45:15
  Speaker 1: angels with dirty faces. Here's how I live my life.
• 45:18
  Speaker 1: Talk without being offensive, Listen without being defensive and always
• 45:24
  Speaker 1: leave even your adversary with their dignity because if you
• 45:26
  Speaker 1: don't to spend the rest of their life work and
• 45:28
  Speaker 1: then make you miserable, it becomes personal. So you step
• 45:31
  Speaker 1: over mess and not in it. Don't rearrange the deck
• 45:34
  Speaker 1: chairs on the Titanic and you're picking drapes and the
• 45:38
  Speaker 1: ship is sinking. Like, get on with the purpose and
• 45:40
  Speaker 1: a mission in your life. Be about something yourself. It's
• 45:44
  Speaker 1: so easy to criticize somebody, right, don't be in the
• 45:47
  Speaker 1: don't be the chief chief criticism officer. Don't be in
• 45:50
  Speaker 1: the chief rock throwing officer. Like, do something yourself? Are
• 45:53
  Speaker 1: you afraid to fail? Is that really what's going on?
• 45:55
  Speaker 1: So it's better to bring somebody down to your level.
• 45:57
  Speaker 1: In the Rise of Theirs, Hello, can I get an amen?
• 46:11
  Speaker 1: Howard Schultz Starbucks. Schultz was rejected by over two hundred
• 46:15
  Speaker 1: investors when he was trying to get funding to transform
• 46:19
  Speaker 1: Starbucks from a local coffee being retailer into a powerhouse chain.
• 46:23
  Speaker 1: Schultz persisted and eventually grew Starbucks into the global coffee
• 46:26
  Speaker 1: house giant it is today with thousands of stores worldwide.
• 46:31
  Speaker 1: Oprah Winfrey, who I love, know her We're not dear
• 46:33
  Speaker 1: friends or anything, but she gave it. I do nowhere
• 46:35
  Speaker 1: and we have a good relationship. She gave me my
• 46:38
  Speaker 1: Usual Life Award when I was earlier in my career
• 46:40
  Speaker 1: and gave me some encouragement. I was so nervous when
• 46:42
  Speaker 1: I met her. But anyway, you can put the photo
• 46:45
  Speaker 1: of us, her, me and my parents up online. You
• 46:47
  Speaker 1: see how young I looked in that picture. Failure for
• 46:50
  Speaker 1: Oprah came early. She was early in her career. She
• 46:53
  Speaker 1: faced professional setbacks, including being demoted from a TV news
• 46:57
  Speaker 1: anchor because she was deemed unfit for television. Can you
• 47:01
  Speaker 1: believe that Winfrey went on to become one of the
• 47:04
  Speaker 1: most successful and influential media moguls in history, launching The
• 47:09
  Speaker 1: Oprah Winfrey Show and building a media empire that includes
• 47:12
  Speaker 1: Harpo Productions and the Oprah Winfrey Network owned Today And
• 47:16
  Speaker 1: she's a nice person. By the way, most people who
• 47:21
  Speaker 1: are truly successful, they're nice people. All success does this
• 47:24
  Speaker 1: amplifies who you really are. So if you're a jerk,
• 47:27
  Speaker 1: you become successful, you become a really big jerk who's successful.
• 47:29
  Speaker 1: If you're a nice person who's successful, become a really
• 47:31
  Speaker 1: really nice person who success, which just amplifies who you
• 47:34
  Speaker 1: really are. Jeff Bezos, who again, so many people I know.
• 47:38
  Speaker 1: I don't know Jeff not well, but I know my
• 47:41
  Speaker 1: friend Van Jonzo's a much better He gave jan Fan
• 47:44
  Speaker 1: one hundred million dollars of his wealth, a man of
• 47:46
  Speaker 1: that failure. In his early days, Amazon lost money for
• 47:52
  Speaker 1: several years and faced intense skepticism from investors who doubted
• 47:56
  Speaker 1: Bezos's vision of an online marketplace for everything. Bezo state
• 48:01
  Speaker 1: the Chorus, and Amazon became one of the largest and
• 48:03
  Speaker 1: most influential companies in the world. Revolution e commerce, cloud computing,
• 48:08
  Speaker 1: and more. My friend Toby Lutke, who is a genius,
• 48:16
  Speaker 1: I was just with him a couple of weeks ago,
• 48:18
  Speaker 1: founded Shopify, which is sort of the somewhat competitor of Amazon,
• 48:23
  Speaker 1: big e commerce giant. They partners who won MBB one
• 48:26
  Speaker 1: million Black business initiatives. You know, he originally wanted to
• 48:29
  Speaker 1: do some like a not a ski hut, but it
• 48:32
  Speaker 1: was basically it was tied to I'm not a skier, right, snowboarding.
• 48:39
  Speaker 1: I think it was a snowboarding shop, and that's really
• 48:42
  Speaker 1: what do you want to do? He wanted to open
• 48:45
  Speaker 1: initially and that didn't work out very well, but he
• 48:48
  Speaker 1: ended up tripping over and launching Shopify, and that is
• 48:52
  Speaker 1: one of the biggest companies in the world, and certainly
• 48:54
  Speaker 1: one of the biggest companies in Canada, which is where
• 48:56
  Speaker 1: he's based. And he's got in his headquarters a mock
• 49:05
  Speaker 1: up of the snowboarding business that would have been Rainbows
• 49:11
  Speaker 1: after Storms. Colonel Sanders Sanders reject was rejected over one
• 49:18
  Speaker 1: thousand times while trying to sell his fried chicken recipe
• 49:22
  Speaker 1: to restaurant owners in his sixties. In his sixties, after
• 49:26
  Speaker 1: a series of business failures on top of that, eventually
• 49:31
  Speaker 1: his Kentucky Fried Chicken we call a KFC today took
• 49:34
  Speaker 1: off and Sanders became an international brand icon with KF
• 49:39
  Speaker 1: KFC expanding globally. Sarah Blakely, who you know, I don't
• 49:44
  Speaker 1: know where, but I know her respector Blakely, the founder
• 49:47
  Speaker 1: of spanks, failed in her failed her law school interest
• 49:49
  Speaker 1: exam multiple times. By the way, I failed the California
• 49:53
  Speaker 1: Really Real Estate tests three times. You know how hard
• 49:55
  Speaker 1: it is to fail at California real estate test. You
• 49:58
  Speaker 1: can breathe in a mirror and walk you can pass
• 50:00
  Speaker 1: the test. I failed it three times. If you fail
• 50:02
  Speaker 1: at four times, they say you're so stupid that you
• 50:04
  Speaker 1: could never take it again. Ever, I passed it the
• 50:07
  Speaker 1: fourth time again. This stuff just humors me. Like, you know,
• 50:12
  Speaker 1: I don't take stuff personally. I certainly doesn't say aything
• 50:14
  Speaker 1: about me other than I was sleepy that day and
• 50:17
  Speaker 1: didn't get any rest, and I didn't prepare, and so
• 50:19
  Speaker 1: I felt a stupid test. I just went and took
• 50:21
  Speaker 1: it again. Big deal. It's just an outcomeing to experiment.
• 50:24
  Speaker 1: God willing to creak, dune rise tomorrow will come. You
• 50:26
  Speaker 1: take it over again. Resiliency, just keep moving. It's hard
• 50:30
  Speaker 1: to hit him moving target. So she failed this law
• 50:34
  Speaker 1: schooled entrance exam multiple times, struggled through several sales jobs
• 50:38
  Speaker 1: before coming up with the idea of Spanks. After facing
• 50:41
  Speaker 1: rejection from manufacturers and industry insiders, she eventually succeeded in
• 50:46
  Speaker 1: launching Spanks, building it into a billion dollar company, becoming
• 50:49
  Speaker 1: one of the youngest self made female billionaires. Now you know,
• 50:54
  Speaker 1: there's Read Hastings, who I know was a dear friend,
• 50:57
  Speaker 1: Richard Branson, who I've met but wouldn't say I know
• 51:00
  Speaker 1: him well. Actually I don't know him well, but I've
• 51:02
  Speaker 1: met him Fred Smith of FedEx. Richard Branson is Virgin Airlines.
• 51:08
  Speaker 1: You know FedEx Smith's initial Fred Smith, the founder, initial
• 51:12
  Speaker 1: business plan for FedEx was given a C by his
• 51:15
  Speaker 1: professor at Yale, and the company struggled to stay afloat
• 51:18
  Speaker 1: financially in its early years. Smith revolutionized the logistics industry
• 51:22
  Speaker 1: by creating FedEx, which became the largest overnight shipping company
• 51:26
  Speaker 1: in the world. And you know the guy who created
• 51:30
  Speaker 1: UPS I think his name is Kelly U based here
• 51:33
  Speaker 1: in Atlanta, and one of our partners, you know, he
• 51:36
  Speaker 1: he he was a bicycle messenger company, which is modestly successful.
• 51:40
  Speaker 1: But when he hooked that connected that with I think
• 51:42
  Speaker 1: it was Ford Motor Company and delivery and automobiles came
• 51:47
  Speaker 1: together and he never gave up. Boom. Here comes UPS, right,
• 51:53
  Speaker 1: which is UH, which is a you know, a globe,
• 51:55
  Speaker 1: a global you know, logistics powerhouse. And you know these
• 52:00
  Speaker 1: always go on and on and on. You have Robert
• 52:02
  Speaker 1: Downey Jr. In Hollywood, who's you know, he had early
• 52:05
  Speaker 1: success in the nineteen eighties, but you know, but his
• 52:08
  Speaker 1: career was almost derailed by substance abuse in nineteen nineties
• 52:11
  Speaker 1: head he faced arrests jail time. But by the way,
• 52:14
  Speaker 1: it's interesting how some of my white brothers and sisters
• 52:16
  Speaker 1: can rebound from this. But if you're black and get
• 52:19
  Speaker 1: to the Saint go through the same stuff, you're just gone, gone, gone,
• 52:22
  Speaker 1: you know, you don't come back, which is by the way, again,
• 52:26
  Speaker 1: I've taken that out also as a point of distinction
• 52:29
  Speaker 1: that I can't afford. If you're born if you're born black,
• 52:32
  Speaker 1: you're born on you're born on probation. In America. You know,
• 52:34
  Speaker 1: by twice as smart, twice as intelligence, twice as well
• 52:36
  Speaker 1: dressed twice, you got to you got to get up earlier,
• 52:39
  Speaker 1: stayed later, work harder, stay later, lean in. No, you're
• 52:42
  Speaker 1: not gonna get a break. No, you know, no one's
• 52:44
  Speaker 1: gonna cut your break. So just you know, be excellent
• 52:46
  Speaker 1: all the time. But haters make you better. Because you're not,
• 52:49
  Speaker 1: you may not get a second shot. Doctor King was
• 52:53
  Speaker 1: a practical jokester, but he wouldn't beating a bit serious
• 52:56
  Speaker 1: for fear that he'd be written off or discounted. So
• 52:58
  Speaker 1: he was serious all the time. But anyway, Robert Downey Jr.
• 53:04
  Speaker 1: Shot you can't decide whether you're born black or white
• 53:07
  Speaker 1: or so I'm not blaming Robert Downey Jr. For being
• 53:10
  Speaker 1: born privileged, but he took advantage of the fact that
• 53:14
  Speaker 1: he could bounced back, and he did. Downy's comeback became
• 53:18
  Speaker 1: The Iron Man, which I love. That movie is one
• 53:20
  Speaker 1: of my favorites in the world. He revived his career
• 53:23
  Speaker 1: and launched the Marble Universe series, making him one of
• 53:27
  Speaker 1: the highest paid actors in the world and successful to
• 53:30
  Speaker 1: this day. Sylvester Salone was rejected by numerous studios early
• 53:35
  Speaker 1: in his career, often told he didn't have the look
• 53:37
  Speaker 1: or the talent for leading Rose. His script for Rocky
• 53:40
  Speaker 1: was also repeatedly rejected, and when it was finally accepted,
• 53:44
  Speaker 1: he was told he couldn't star in it. Stallone insisted
• 53:48
  Speaker 1: on starring in Rocky That Was nineteen seventy six, which
• 53:51
  Speaker 1: became a massive success and launched his career as an
• 53:54
  Speaker 1: A list actor. An action star, Shalish Thorne was struggled
• 53:59
  Speaker 1: to get rolls or early on, and was even dropped
• 54:02
  Speaker 1: by her agent after he told her she'd never make
• 54:04
  Speaker 1: it in the industry. She wouldn't work, she couldn't work,
• 54:07
  Speaker 1: she didn't have what it took. After several smaller rows,
• 54:11
  Speaker 1: she broke through with her Oscar winning performance in Monster
• 54:14
  Speaker 1: That Was two thousand and three, and that established her
• 54:17
  Speaker 1: as one of the highest Hollywood stars ever, and she
• 54:20
  Speaker 1: continued to kill it succeed proven that she was not
• 54:23
  Speaker 1: just a one hit wonder. Harrison Ford he worked as
• 54:28
  Speaker 1: a carpenter just like Jesus while trying to break into acting.
• 54:32
  Speaker 1: Jesus wasn't trying to break in acting, but it was
• 54:35
  Speaker 1: the same profession. He was told by studio executives he
• 54:38
  Speaker 1: didn't have what it took to be a leading man.
• 54:41
  Speaker 1: In his early career was marked by small, mostly forgettable roles.
• 54:45
  Speaker 1: Ford's big break came when George Lucas cast him as
• 54:47
  Speaker 1: Hans Solo in Star Wars That Was seventy seven, followed
• 54:51
  Speaker 1: by his iconic roles in India as Indiana Jones, making
• 54:54
  Speaker 1: him one of the biggest stars in cinematic history. Meryl Streep,
• 55:00
  Speaker 1: you know, rejection, rejection, rejection, and then she got She
• 55:03
  Speaker 1: was told that she was too ugly for a Roland
• 55:07
  Speaker 1: King Kong, and you believe people are that cruel in Hollywood.
• 55:12
  Speaker 1: Despite her early criticism, Street went on to become one
• 55:14
  Speaker 1: of the most acclaimed actresses in history, winning three Academy
• 55:18
  Speaker 1: awards and earning more nominations than any other actor you have.
• 55:23
  Speaker 1: Morgan Freeman, Melissa McCarthy, JK. Simmons went on a writer,
• 55:28
  Speaker 1: Ben Affleck. These are examples of people who again had
• 55:32
  Speaker 1: these failures and and turned it into you know, into
• 55:37
  Speaker 1: incredible fortunes and promise, and the stories go on and
• 55:41
  Speaker 1: on and on. But my message to you is you
• 55:43
  Speaker 1: can do it. Over the rounded, through it, you can
• 55:45
  Speaker 1: do it. My message to you is that you're built
• 55:49
  Speaker 1: to win. That God gave you unique fingerprints, He made
• 55:53
  Speaker 1: you special in this world. There's nobody just like you
• 55:55
  Speaker 1: in the world. And whether you believe you can and
• 55:57
  Speaker 1: whether you believe you can't, you're absolutely right that you are.
• 56:01
  Speaker 1: You are whatever and whomever you decide you're going to
• 56:04
  Speaker 1: be that The glasses have half full or is half empty.
• 56:07
  Speaker 1: It's the same glass, depends who's looking at the glass.
• 56:10
  Speaker 1: How do you see yourself? How do you see what's
• 56:12
  Speaker 1: going on? Is what's going on going to destroy you
• 56:14
  Speaker 1: or is it just going to make you more determined
• 56:17
  Speaker 1: to win. I get up every day optimistic, positive, believing
• 56:25
  Speaker 1: in myself, believing in my ideas and my dreams, very
• 56:29
  Speaker 1: focused on what I want to do people you tell me, oh,
• 56:32
  Speaker 1: come hang out with us, can party while you're hanging
• 56:34
  Speaker 1: around that sitting around the computer reading the book, you know,
• 56:36
  Speaker 1: reading a book. I don't know, because I want to learn.
• 56:39
  Speaker 1: The same people who tell me that are failures, not
• 56:41
  Speaker 1: all of them, but many of them, including somebody talked
• 56:44
  Speaker 1: to last week, want to come work for me now
• 56:46
  Speaker 1: because they're they wouldn't have the parties they had the
• 56:48
  Speaker 1: fun they you know, they hung out, they went and
• 56:52
  Speaker 1: partied and whatever, and for what, you know, that didn't
• 56:57
  Speaker 1: lead to anywhere. You're partying in somebody else's club, drinking
• 56:59
  Speaker 1: somebody else's overpriced liquor celebrating somebody else's success in business
• 57:05
  Speaker 1: with your dollars at their establishment. I'm not saying to
• 57:08
  Speaker 1: go out and have fun. But only in the dictionary
• 57:10
  Speaker 1: does the word success come before the word work, because
• 57:13
  Speaker 1: it's alphabetical. You got to do the work first and
• 57:16
  Speaker 1: then you go have fun. And I've always enjoyed the work.
• 57:19
  Speaker 1: It's not even work for me. I enjoy the I'm
• 57:21
  Speaker 1: passionate about what I do. You can hear it in
• 57:23
  Speaker 1: my voice. I hope. I love what I do, and
• 57:25
  Speaker 1: I love creating, I love building, and I love, I
• 57:28
  Speaker 1: love excelling, I love helping people. I've got a real
• 57:32
  Speaker 1: strong vision for what i want to do. And by
• 57:34
  Speaker 1: the way, I just say this because I want to.
• 57:37
  Speaker 1: There are no ugly billionaires, So you want to really succeed,
• 57:41
  Speaker 1: succeed and all the other things will come to you. Look,
• 57:45
  Speaker 1: just live your life, live your truth, and understand that
• 57:50
  Speaker 1: nobody else has a better idea of your life, and
• 57:52
  Speaker 1: you do. Maybe your parents might, right, but if you're rooted,
• 57:56
  Speaker 1: if you're grounded in who you are, you probably have
• 57:58
  Speaker 1: a pretty good sense for what you can do and
• 57:59
  Speaker 1: who you are and what your vision is. And I
• 58:01
  Speaker 1: want you to as long as you're again levelheaded, you
• 58:03
  Speaker 1: got a good business plan for your life, and you're
• 58:06
  Speaker 1: not being irrational, you know, then then pursue it with
• 58:09
  Speaker 1: all your passion, all your your your gusto. What's the
• 58:11
  Speaker 1: worst could happen? Okay, it didn't work out, you failed,
• 58:15
  Speaker 1: but that's just that's just the experiment, that's just what
• 58:17
  Speaker 1: happened in this moment. Life is long. You take care
• 58:20
  Speaker 1: of yourself. You lived to close to one hundred. How
• 58:22
  Speaker 1: many opportunities you're gonna have to take a w and
• 58:26
  Speaker 1: and maybe you take an al ten times more. You
• 58:29
  Speaker 1: take a w but no one's gonna remember the ale
• 58:30
  Speaker 1: as in the loss. People to remember the win, because
• 58:33
  Speaker 1: people want to win. This world was made for good.
• 58:36
  Speaker 1: We learned bad. It light defines darkness, not the other
• 58:39
  Speaker 1: way around. This world. This world's made for love. It's
• 58:44
  Speaker 1: made for good energy love. It's made for winning. In
• 58:46
  Speaker 1: spite of, If not because of, we don't love because
• 58:49
  Speaker 1: of we. If we love because of we wouldn't even
• 58:50
  Speaker 1: love ourselves. We love in spite of and in spite
• 58:54
  Speaker 1: of our differences, in spite of our insecurities, in spite
• 58:57
  Speaker 1: of our shortcomings. Still, God has made us to win.
• 59:00
  Speaker 1: And I believe that you're a winner. This is John O'Brien.
• 59:04
  Speaker 1: This is Money and Wealth on the Black Effect Network
• 59:06
  Speaker 1: podcast series on iHeartRadio. Tell your friends to subscribe, Share
• 59:12
  Speaker 1: this podcast with others. Go to Operation Hope and get
• 59:15
  Speaker 1: your coaching. Get the book Financial Literacy for All change
• 59:19
  Speaker 1: your life. It's all up to you. Money and Wealth
• 59:38
  Speaker 1: with John O'Brien is a production of the Black Effect
• 59:41
  Speaker 1: Podcast Network. For more podcasts from the Black Effect Podcast Network,
• 59:45
  Speaker 1: visit the iHeartRadio app, Apple Podcasts, or wherever you listen
• 59:50
  Speaker 1: to your favorite shows,