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214. Should you buy a home with a 5% deposit?

In this episode, Tash & Ana break down the newly expanded 5% Deposit Scheme and what it really means for first-home buyers.They cover the pros and cons, whether the scheme has pushed up house prices or just fuelled FOMO, and whether it’s propping up the housing market rather than actually fixing affordability.

We also jump into some of the big questions:

Are buyers using the scheme at greater risk of financial or mortgage stress?

Who actually benefits from this policy?

Is this helping more Australians into home-ownership?

You've probably been seeing and hearing a lot about this scheme in the…

The skinny

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