#259 Stripe vs Shopify Payments: The Differences That Could Cost You Money

Click & Convert with Maria Sparagis · Oct 29, 2026 · 5m

Is Shopify Payments the same as Stripe? Not exactly.

While Shopify Payments uses Stripe's payment infrastructure, there are important differences in fees, payout holds, account control, and payment processing flexibility that every Shopify merchant should understand.

In this video, I break down the differences between Stripe and Shopify Payments, including how using multiple payment processors could help recover declined sales, why Shopify's additional transaction fees matter, and what happens when your payments are put on hold.

Here's what I'll cover:

- Shopify Payments vs. Stripe: Why…