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Roth IRAs Are Your Retirement Secret Weapon | Raleigh News
Dave Ramsey’s got a retirement game-changer: your 401(k) might be enough—if you’ve got a Roth 401(k), great investment options, and you’re saving at least 15%. But if any piece’s missing, it’s time to add a Roth IRA to the mix. Ramsey’s research shows most millionaires use their 401(k) but also invest outside it—Roth IRAs are key because you pay taxes now, then enjoy tax-free growth and withdrawals later. Tony Robbins agrees: pay taxes today when your money’s smaller, so big gains stay yours. IRS limits for 2026? $24,500 into a 401(k), $7,500 into an IRA—with $1,100 catch-up for those 50+…
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