Latest / Job Hopping with Fexingo: Tenure, Loyalty, and the Modern Career Resume
How Job Hopping Changes Your Pension and Retirement Planning
In this episode of Job Hopping with Fexingo, Lucas and Luna explore a hidden consequence of short tenures: the impact on retirement savings and pension plans. They break down how frequent job changes affect 401(k) vesting schedules, the loss of employer matching contributions, and the administrative burden of rolling over multiple old accounts. Using data from a 2025 Vanguard study showing that job hoppers leave an average of $18,000 in unvested matches per move, they explain why a career of two-year stints can cost over $100,000 in retirement value by age 65. Lucas and Luna also discuss…
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