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Transcript

H-1B Fee Chaos and Deepfake Deception: America's Surreal Shift from Policy Swings to AI Scams · Solving America's Problems

• 0:00
  Jerremy: Here
• 0:00
  Jerremy: we
• 0:00
  Jerremy: are.
• 0:00
  Jerremy: We're
• 0:00
  Jerremy: back
• 0:00
  Jerremy: for
• 0:01
  Jerremy: more
• 0:02
  Jerremy: doing
• 0:02
  Jerremy: it
• 0:02
  Jerremy: again.
• 0:03
  Dave: We
• 0:03
  Dave: are,
• 0:04
  Dave: and
• 0:04
  Dave: we're
• 0:04
  Dave: taking
• 0:04
  Dave: a
• 0:04
  Dave: little
• 0:05
  Dave: bit
• 0:05
  Dave: of
• 0:05
  Dave: a
• 0:05
  Dave: break
• 0:06
  Dave: not
• 0:06
  Dave: on
• 0:06
  Dave: the
• 0:07
  Dave: podcast,
• 0:07
  Dave: but
• 0:07
  Dave: on
• 0:08
  Dave: just
• 0:08
  Dave: the
• 0:08
  Dave: topic
• 0:08
  Dave: right
• 0:08
  Dave: now.
• 0:09
  Dave: We're
• 0:09
  Dave: in
• 0:09
  Dave: the
• 0:09
  Dave: middle
• 0:09
  Dave: of
• 0:09
  Dave: the
• 0:09
  Dave: topic
• 0:10
  Dave: of
• 0:10
  Dave: voting,
• 0:10
  Dave: right?
• 0:11
  Dave: And
• 0:11
  Dave: that's
• 0:11
  Dave: been
• 0:12
  Dave: cranking,
• 0:13
  Dave: and
• 0:13
  Dave: we
• 0:13
  Dave: have
• 0:13
  Dave: some
• 0:13
  Dave: really
• 0:13
  Dave: cool
• 0:14
  Dave: stuff
• 0:14
  Dave: coming
• 0:14
  Dave: up,
• 0:15
  Dave: but
• 0:15
  Dave: we
• 0:15
  Dave: wanted
• 0:16
  Dave: to
• 0:16
  Dave: take
• 0:16
  Dave: a
• 0:16
  Dave: look
• 0:16
  Dave: at
• 0:16
  Dave: what's
• 0:17
  Dave: going
• 0:17
  Dave: on
• 0:17
  Dave: in
• 0:17
  Dave: the
• 0:17
  Dave: world.
• 0:19
  Dave: You
• 0:19
  Dave: know,
• 0:19
  Dave: like,
• 0:19
  Dave: what's
• 0:20
  Dave: up?
• 0:20
  Dave: So
• 0:20
  Dave: what's
• 0:21
  Dave: up
• 0:21
  Dave: in
• 0:21
  Dave: the
• 0:21
  Dave: last
• 0:21
  Dave: week?
• 0:21
  Dave: What's
• 0:22
  Dave: up
• 0:22
  Dave: in
• 0:22
  Dave: the
• 0:22
  Dave: last
• 0:22
  Dave: two
• 0:23
  Dave: weeks?
• 0:23
  Dave: And
• 0:24
  Dave: that's
• 0:24
  Dave: our
• 0:24
  Dave: idea
• 0:25
  Dave: here.
• 0:25
  Dave: What
• 0:25
  Dave: do
• 0:25
  Dave: you
• 0:25
  Dave: have?
• 0:26
  Dave: What's
• 0:26
  Dave: on
• 0:26
  Dave: your
• 0:26
  Dave: mind?
• 0:27
  Jerremy: There's
• 0:28
  Jerremy: a
• 0:28
  Jerremy: lot
• 0:28
  Jerremy: going
• 0:28
  Jerremy: on,
• 0:28
  Jerremy: man.
• 0:29
  Jerremy: Tons.
• 0:30
  Jerremy: So
• 0:31
  Jerremy: I
• 0:31
  Jerremy: think
• 0:31
  Jerremy: randomly
• 0:32
  Jerremy: we'll
• 0:32
  Jerremy: drop
• 0:32
  Jerremy: this
• 0:33
  Jerremy: in.
• 0:33
  Jerremy: Since
• 0:34
  Jerremy: very
• 0:34
  Jerremy: recently
• 0:35
  Jerremy: we
• 0:35
  Jerremy: were
• 0:35
  Jerremy: discussing
• 0:36
  Jerremy: immigration.
• 0:37
  Dave: Yeah.
• 0:38
  Jerremy: But
• 0:38
  Jerremy: let's
• 0:38
  Jerremy: talk
• 0:38
  Jerremy: about
• 0:39
  Jerremy: the
• 0:39
  Jerremy: H
• 0:39
  Jerremy: one
• 0:40
  Jerremy: B
• 0:40
  Jerremy: Visa
• 0:41
  Jerremy: fee
• 0:42
  Jerremy: hike.
• 0:43
  Jerremy: It
• 0:44
  Jerremy: was
• 0:44
  Jerremy: a
• 0:44
  Jerremy: small
• 0:45
  Jerremy: increase.
• 0:47
  Jerremy: It's
• 0:47
  Jerremy: a
• 0:47
  Jerremy: tiny,
• 0:49
  Jerremy: tiny,
• 0:49
  Jerremy: uh,
• 0:50
  Jerremy: multi
• 0:51
  Jerremy: tens
• 0:52
  Jerremy: of
• 0:52
  Jerremy: thousands
• 0:52
  Jerremy: of
• 0:52
  Jerremy: dollars.
• 0:53
  Jerremy: So
• 0:53
  Jerremy: it's
• 0:53
  Jerremy: a
• 0:53
  Jerremy: hundred
• 0:53
  Jerremy: thousand
• 0:54
  Jerremy: dollars
• 0:54
  Jerremy: fee
• 0:55
  Jerremy: for
• 0:56
  Jerremy: new
• 0:56
  Jerremy: applicants
• 0:57
  Jerremy: that
• 0:57
  Jerremy: starts
• 0:58
  Jerremy: on
• 0:58
  Jerremy: September
• 0:59
  Jerremy: 21st.
• 0:59
  Jerremy: And
• 1:00
  Jerremy: it
• 1:00
  Jerremy: confused
• 1:01
  Jerremy: a
• 1:01
  Jerremy: lot
• 1:01
  Jerremy: of.
• 1:02
  Jerremy: Yeah,
• 1:03
  Jerremy: Indian
• 1:03
  Jerremy: firms
• 1:04
  Jerremy: definitely
• 1:05
  Jerremy: like,
• 1:06
  Jerremy: uh,
• 1:06
  Jerremy: like
• 1:06
  Jerremy: Tata
• 1:07
  Jerremy: Motors
• 1:07
  Jerremy: and
• 1:08
  Dave: yeah.
• 1:08
  Jerremy: Uh,
• 1:09
  Jerremy: many
• 1:09
  Jerremy: others.
• 1:09
  Jerremy: There's
• 1:09
  Jerremy: probably
• 1:10
  Jerremy: some
• 1:10
  Jerremy: exemptions
• 1:10
  Jerremy: that
• 1:10
  Jerremy: are
• 1:11
  Jerremy: case
• 1:11
  Jerremy: by
• 1:11
  Jerremy: case,
• 1:11
  Jerremy: but
• 1:11
  Jerremy: that
• 1:12
  Jerremy: was
• 1:12
  Jerremy: a
• 1:12
  Jerremy: pretty
• 1:12
  Jerremy: large
• 1:12
  Jerremy: fee
• 1:13
  Jerremy: hike.
• 1:13
  Jerremy: And
• 1:13
  Jerremy: again
• 1:14
  Jerremy: I
• 1:14
  Jerremy: really
• 1:14
  Jerremy: do
• 1:14
  Jerremy: think
• 1:15
  Jerremy: the
• 1:16
  Jerremy: biggest
• 1:17
  Jerremy: solution
• 1:17
  Jerremy: slash
• 1:18
  Jerremy: hyphen
• 1:18
  Jerremy: semicolon
• 1:19
  Jerremy: problem
• 1:20
  Jerremy: that
• 1:20
  Jerremy: I
• 1:20
  Jerremy: see
• 1:21
  Jerremy: is
• 1:21
  Jerremy: that
• 1:22
  Jerremy: one
• 1:22
  Jerremy: individual
• 1:23
  Jerremy: person
• 1:23
  Jerremy: being
• 1:23
  Jerremy: the
• 1:23
  Jerremy: president
• 1:24
  Jerremy: has
• 1:24
  Jerremy: way,
• 1:25
  Jerremy: way
• 1:25
  Jerremy: too
• 1:25
  Jerremy: much
• 1:26
  Jerremy: control
• 1:26
  Jerremy: over
• 1:27
  Jerremy: immigration
• 1:27
  Jerremy: in
• 1:27
  Jerremy: this
• 1:27
  Jerremy: country.
• 1:28
  Dave: Yeah.
• 1:28
  Jerremy: And
• 1:29
  Jerremy: that
• 1:29
  Jerremy: person
• 1:29
  Jerremy: gets
• 1:30
  Jerremy: to
• 1:30
  Jerremy: dictate
• 1:30
  Jerremy: essentially
• 1:31
  Jerremy: how
• 1:32
  Jerremy: any
• 1:33
  Jerremy: sovereign
• 1:33
  Jerremy: human
• 1:34
  Jerremy: being
• 1:34
  Jerremy: gets
• 1:34
  Jerremy: to
• 1:34
  Jerremy: come
• 1:34
  Jerremy: in
• 1:35
  Jerremy: or
• 1:35
  Jerremy: out
• 1:35
  Jerremy: is
• 1:36
  Jerremy: kind
• 1:37
  Jerremy: bogus,
• 1:38
  Dave: bonkers,
• 1:39
  Dave: bonkers.
• 1:40
  Dave: My
• 1:40
  Dave: favorite
• 1:40
  Dave: word.
• 1:41
  Jerremy: Yeah.
• 1:43
  Jerremy: So
• 1:43
  Jerremy: that
• 1:43
  Jerremy: was
• 1:43
  Jerremy: big
• 1:43
  Jerremy: man.
• 1:43
  Jerremy: A
• 1:43
  Jerremy: hundred
• 1:44
  Jerremy: thousand
• 1:44
  Jerremy: dollars.
• 1:45
  Jerremy: That's
• 1:45
  Jerremy: a
• 1:46
  Jerremy: lot.
• 1:46
  Dave: I'm
• 1:46
  Dave: talking
• 1:47
  Dave: to
• 1:47
  Dave: Melissa,
• 1:47
  Dave: who
• 1:48
  Dave: we
• 1:48
  Dave: interviewed
• 1:48
  Dave: here
• 1:49
  Dave: who
• 1:49
  Dave: is
• 1:49
  Dave: the
• 1:49
  Dave: corporate
• 1:49
  Dave: lawyer,
• 1:50
  Dave: and
• 1:50
  Dave: she
• 1:50
  Dave: talked
• 1:50
  Dave: about
• 1:51
  Dave: this
• 1:51
  Dave: that
• 1:51
  Dave: there
• 1:52
  Dave: has,
• 1:52
  Dave: always
• 1:52
  Dave: been
• 1:52
  Dave: a
• 1:52
  Dave: reluctance
• 1:53
  Dave: by
• 1:54
  Dave: businesses
• 1:54
  Dave: to
• 1:54
  Dave: do
• 1:55
  Dave: H
• 1:55
  Dave: one
• 1:55
  Dave: B
• 1:55
  Dave: visas.
• 1:56
  Dave: That's
• 1:56
  Dave: the
• 1:56
  Dave: myth,
• 1:57
  Dave: right?
• 1:57
  Dave: That,
• 1:58
  Dave: uh,
• 1:58
  Dave: companies
• 1:58
  Dave: love
• 1:58
  Dave: this
• 1:59
  Dave: and
• 1:59
  Dave: they're
• 1:59
  Dave: replacing
• 2:00
  Dave: workers,
• 2:01
  Dave: you
• 2:01
  Dave: know,
• 2:01
  Dave: American
• 2:02
  Dave: workers
• 2:02
  Dave: with
• 2:02
  Dave: these
• 2:02
  Dave: H
• 2:02
  Dave: one
• 2:03
  Dave: B
• 2:03
  Dave: visas,
• 2:03
  Dave: and
• 2:03
  Dave: I'm
• 2:03
  Dave: like,
• 2:04
  Dave: no,
• 2:04
  Dave: that's
• 2:04
  Dave: actually
• 2:04
  Dave: not
• 2:04
  Dave: the
• 2:04
  Dave: case.
• 2:05
  Dave: They
• 2:05
  Dave: do
• 2:05
  Dave: want
• 2:05
  Dave: more
• 2:05
  Dave: flexibility
• 2:06
  Dave: there,
• 2:07
  Dave: but
• 2:07
  Dave: they're
• 2:08
  Dave: really
• 2:08
  Dave: expensive
• 2:09
  Dave: and
• 2:09
  Dave: now
• 2:09
  Dave: they're
• 2:09
  Dave: way
• 2:09
  Dave: more
• 2:09
  Dave: expensive.
• 2:11
  Dave: And
• 2:11
  Dave: then
• 2:11
  Dave: the
• 2:11
  Dave: government
• 2:11
  Dave: sets
• 2:12
  Dave: the
• 2:12
  Dave: rate,
• 2:12
  Dave: right?
• 2:13
  Dave: Like
• 2:13
  Dave: of
• 2:13
  Dave: whatever
• 2:13
  Dave: you
• 2:13
  Dave: have
• 2:14
  Dave: to
• 2:14
  Dave: pay
• 2:14
  Dave: somebody.
• 2:14
  Dave: So
• 2:15
  Dave: you
• 2:15
  Dave: might
• 2:15
  Dave: actually
• 2:16
  Dave: hire
• 2:16
  Dave: somebody
• 2:17
  Dave: from
• 2:17
  Dave: overseas
• 2:18
  Dave: and
• 2:19
  Dave: have
• 2:19
  Dave: to
• 2:19
  Dave: pay
• 2:19
  Dave: them
• 2:19
  Dave: more
• 2:20
  Dave: than
• 2:20
  Dave: your
• 2:20
  Dave: current
• 2:21
  Dave: uh,
• 2:21
  Dave: crop
• 2:21
  Dave: of
• 2:21
  Dave: folks
• 2:22
  Dave: that
• 2:22
  Dave: are
• 2:22
  Dave: working
• 2:22
  Dave: for
• 2:23
  Dave: you
• 2:23
  Dave: because
• 2:23
  Dave: the
• 2:23
  Dave: government
• 2:24
  Dave: sets
• 2:24
  Dave: the
• 2:24
  Dave: rate.
• 2:24
  Dave: And
• 2:24
  Dave: she's
• 2:24
  Dave: like
• 2:25
  Dave: where,
• 2:25
  Dave: where
• 2:25
  Dave: did
• 2:25
  Dave: this
• 2:26
  Dave: rate
• 2:26
  Dave: come
• 2:26
  Dave: from?
• 2:26
  Dave: This
• 2:27
  Dave: doesn't
• 2:27
  Dave: make
• 2:27
  Dave: any
• 2:27
  Dave: sense.
• 2:27
  Dave: And
• 2:28
  Dave: they're
• 2:28
  Dave: like,
• 2:28
  Dave: no,
• 2:28
  Dave: you've
• 2:28
  Dave: gotta
• 2:28
  Dave: pay
• 2:29
  Dave: your
• 2:29
  Dave: developer
• 2:29
  Dave: like
• 2:30
  Dave: twice
• 2:30
  Dave: as
• 2:30
  Dave: much
• 2:31
  Dave: as
• 2:31
  Dave: your
• 2:31
  Dave: current
• 2:31
  Dave: developers.
• 2:32
  Dave: That's
• 2:32
  Dave: not
• 2:32
  Dave: market
• 2:33
  Dave: rate.
• 2:33
  Dave: Mm-hmm.
• 2:34
  Dave: So
• 2:34
  Dave: the
• 2:34
  Dave: like
• 2:35
  Dave: between,
• 2:37
  Dave: between.
• 2:38
  Dave: Companies
• 2:39
  Dave: holding
• 2:40
  Dave: the
• 2:40
  Dave: visa,
• 2:40
  Dave: which
• 2:41
  Dave: is
• 2:41
  Dave: like,
• 2:41
  Dave: okay,
• 2:41
  Dave: now
• 2:42
  Dave: you
• 2:42
  Dave: work
• 2:42
  Dave: for
• 2:42
  Dave: me.
• 2:43
  Dave: You
• 2:43
  Dave: know?
• 2:43
  Dave: Which
• 2:44
  Dave: is
• 2:44
  Dave: scary.
• 2:44
  Dave: It's
• 2:44
  Dave: sort
• 2:45
  Dave: of
• 2:45
  Dave: an
• 2:45
  Dave: indentured
• 2:45
  Dave: servitude,
• 2:46
  Dave: the
• 2:47
  Dave: market
• 2:48
  Dave: rates
• 2:48
  Dave: not
• 2:48
  Dave: being
• 2:49
  Dave: set.
• 2:50
  Dave: No
• 2:50
  Dave: flexibility.
• 2:51
  Dave: Oh.
• 2:51
  Dave: And
• 2:51
  Dave: it
• 2:52
  Dave: only
• 2:52
  Dave: counts
• 2:52
  Dave: for
• 2:52
  Dave: like
• 2:52
  Dave: some
• 2:53
  Dave: people.
• 2:53
  Dave: So
• 2:53
  Dave: if
• 2:53
  Dave: you
• 2:53
  Dave: have
• 2:53
  Dave: like
• 2:54
  Dave: a
• 2:54
  Dave: world
• 2:54
  Dave: class
• 2:54
  Dave: sales
• 2:55
  Dave: person,
• 2:55
  Dave: forget
• 2:56
  Dave: it,
• 2:56
  Dave: it's
• 2:56
  Dave: only
• 2:56
  Dave: gonna
• 2:56
  Dave: be
• 2:56
  Dave: like,
• 2:57
  Dave: scientists
• 2:57
  Dave: and
• 2:58
  Dave: computer
• 2:58
  Dave: science.
• 2:58
  Dave: It's
• 2:58
  Dave: only
• 2:59
  Dave: like
• 2:59
  Dave: really
• 2:59
  Dave: high
• 2:59
  Dave: level,
• 3:00
  Dave: college
• 3:00
  Dave: educated.
• 3:01
  Dave: If
• 3:01
  Dave: you
• 3:01
  Dave: needed
• 3:01
  Dave: like
• 3:01
  Dave: a
• 3:01
  Dave: bunch
• 3:02
  Dave: of
• 3:02
  Dave: people
• 3:02
  Dave: to
• 3:02
  Dave: like
• 3:02
  Dave: work
• 3:02
  Dave: on
• 3:03
  Dave: your
• 3:03
  Dave: building,
• 3:03
  Dave: you're
• 3:03
  Dave: like,
• 3:03
  Dave: forget
• 3:04
  Dave: it.
• 3:04
  Dave: They're
• 3:04
  Dave: not
• 3:04
  Dave: getting
• 3:04
  Dave: H
• 3:05
  Dave: one
• 3:05
  Dave: B
• 3:05
  Dave: visas
• 3:06
  Dave: to
• 3:07
  Dave: your
• 3:07
  Dave: absolute
• 3:08
  Dave: point.
• 3:09
  Dave: This
• 3:10
  Dave: hasn't
• 3:10
  Dave: been
• 3:10
  Dave: touched
• 3:10
  Dave: since
• 3:10
  Dave: 1986.
• 3:11
  Dave: There
• 3:11
  Dave: was
• 3:11
  Dave: like
• 3:12
  Dave: a
• 3:12
  Dave: little
• 3:12
  Dave: bit
• 3:13
  Dave: that
• 3:13
  Dave: we
• 3:13
  Dave: learned
• 3:14
  Dave: about
• 3:14
  Dave: that,
• 3:14
  Dave: was
• 3:15
  Dave: the,
• 3:15
  Dave: the
• 3:15
  Dave: DACA
• 3:15
  Dave: stuff
• 3:16
  Dave: that
• 3:16
  Dave: Obama
• 3:16
  Dave: did.
• 3:17
  Dave: Nothing
• 3:18
  Dave: since
• 3:18
  Dave: 1986.
• 3:19
  Dave: The
• 3:19
  Dave: internet
• 3:20
  Dave: wasn't
• 3:20
  Dave: a
• 3:21
  Dave: thing
• 3:21
  Dave: in
• 3:21
  Dave: 1986,
• 3:22
  Dave: you
• 3:22
  Dave: know?
• 3:23
  Dave: Do
• 3:23
  Dave: you
• 3:23
  Dave: think
• 3:23
  Dave: Reagan
• 3:24
  Dave: and
• 3:24
  Dave: any
• 3:25
  Dave: of
• 3:25
  Dave: that
• 3:25
  Dave: crowd
• 3:25
  Dave: knew
• 3:26
  Dave: anything
• 3:26
  Dave: about
• 3:26
  Dave: technology?
• 3:27
  Dave: Technology
• 3:27
  Dave: wasn't
• 3:28
  Dave: at
• 3:28
  Dave: the
• 3:28
  Dave: forefront
• 3:29
  Dave: of
• 3:29
  Dave: our
• 3:29
  Dave: society.
• 3:30
  Jerremy: Yeah.
• 3:31
  Jerremy: You
• 3:31
  Jerremy: had
• 3:31
  Jerremy: just
• 3:31
  Jerremy: barely
• 3:31
  Jerremy: graduated
• 3:32
  Jerremy: college
• 3:33
  Jerremy: in
• 3:33
  Jerremy: 86.
• 3:34
  Dave: I
• 3:34
  Dave: was
• 3:35
  Dave: not.
• 3:36
  Dave: I'm
• 3:36
  Dave: gonna
• 3:37
  Dave: go
• 3:37
  Dave: get
• 3:37
  Dave: my
• 3:37
  Dave: cane.
• 3:38
  Dave: Where's
• 3:38
  Dave: my,
• 3:38
  Dave: that's
• 3:38
  Dave: right.
• 3:39
  Dave: Oh,
• 3:39
  Dave: wait.
• 3:40
  Dave: Okay.
• 3:40
  Dave: So
• 3:40
  Dave: I
• 3:40
  Dave: do
• 3:40
  Dave: have
• 3:41
  Dave: something
• 3:41
  Dave: funny
• 3:41
  Dave: to
• 3:41
  Dave: say.
• 3:42
  Dave: Tell
• 3:42
  Dave: me
• 3:43
  Dave: about
• 3:43
  Dave: being
• 3:43
  Dave: old.
• 3:45
  Dave: Oh,
• 3:45
  Dave: let's
• 3:45
  Dave: bring
• 3:45
  Dave: it
• 3:45
  Dave: up.
• 3:46
  Dave: When
• 3:46
  Dave: we,
• 3:46
  Dave: I
• 3:46
  Dave: wanna
• 3:47
  Dave: talk
• 3:47
  Dave: about
• 3:47
  Dave: a
• 3:47
  Dave: little
• 3:47
  Dave: bit
• 3:47
  Dave: about
• 3:48
  Dave: Maha
• 3:48
  Dave: because
• 3:48
  Dave: that's,
• 3:49
  Dave: when
• 3:49
  Dave: that
• 3:49
  Dave: comes
• 3:49
  Dave: up.
• 3:49
  Dave: I
• 3:49
  Dave: was
• 3:50
  Dave: like,
• 3:50
  Dave: I
• 3:50
  Dave: actually
• 3:50
  Dave: logged
• 3:51
  Dave: onto
• 3:51
  Dave: my
• 3:51
  Dave: pharmacy
• 3:52
  Dave: today.
• 3:52
  Dave: I'm
• 3:52
  Dave: like,
• 3:52
  Dave: uhoh.
• 3:53
  Dave: All
• 3:54
  Dave: right.
• 3:54
  Dave: So
• 3:54
  Dave: we'll
• 3:54
  Dave: come
• 3:54
  Dave: back
• 3:54
  Dave: to
• 3:54
  Dave: that.
• 3:55
  Dave: Let's
• 3:55
  Dave: talk
• 3:55
  Dave: about
• 3:55
  Dave: this
• 3:55
  Dave: H
• 3:55
  Dave: one
• 3:56
  Dave: B
• 3:56
  Dave: stuff.
• 3:56
  Dave: Okay.
• 3:57
  Dave: So
• 3:57
  Dave: what,
• 3:57
  Dave: what
• 3:57
  Dave: do
• 3:57
  Dave: you,
• 3:58
  Dave: what
• 3:58
  Dave: I
• 3:58
  Dave: mean,
• 3:58
  Dave: what
• 3:59
  Dave: else
• 3:59
  Dave: about
• 3:59
  Dave: this?
• 4:00
  Dave: What,
• 4:00
  Dave: what's,
• 4:01
  Dave: you
• 4:01
  Dave: know,
• 4:01
  Dave: like,
• 4:01
  Dave: what,
• 4:02
  Dave: why
• 4:02
  Dave: do
• 4:02
  Dave: we
• 4:02
  Dave: care?
• 4:03
  Jerremy: I
• 4:03
  Jerremy: mean,
• 4:04
  Jerremy: I
• 4:04
  Jerremy: think
• 4:04
  Jerremy: ultimately
• 4:04
  Jerremy: that
• 4:05
  Jerremy: the
• 4:05
  Jerremy: big
• 4:05
  Jerremy: shift
• 4:05
  Jerremy: there
• 4:07
  Jerremy: probably
• 4:07
  Jerremy: for
• 4:07
  Jerremy: me
• 4:08
  Jerremy: is
• 4:09
  Jerremy: really
• 4:10
  Jerremy: just
• 4:10
  Jerremy: topic
• 4:10
  Jerremy: of
• 4:10
  Jerremy: mind.
• 4:11
  Jerremy: That
• 4:13
  Jerremy: we
• 4:13
  Jerremy: were
• 4:13
  Jerremy: talking
• 4:14
  Jerremy: about
• 4:14
  Jerremy: immigration
• 4:15
  Jerremy: and
• 4:15
  Jerremy: that
• 4:16
  Jerremy: one
• 4:16
  Jerremy: is,
• 4:17
  Jerremy: to
• 4:17
  Jerremy: your
• 4:17
  Jerremy: point,
• 4:18
  Jerremy: it's
• 4:18
  Jerremy: not
• 4:18
  Jerremy: like
• 4:19
  Jerremy: anyone
• 4:19
  Jerremy: stealing
• 4:20
  Jerremy: any
• 4:20
  Jerremy: American
• 4:20
  Jerremy: jobs.
• 4:21
  Jerremy: It's
• 4:21
  Jerremy: like
• 4:21
  Jerremy: they
• 4:21
  Jerremy: are
• 4:21
  Jerremy: already
• 4:23
  Jerremy: an
• 4:23
  Jerremy: international
• 4:24
  Jerremy: warrant
• 4:25
  Jerremy: for
• 4:25
  Jerremy: more
• 4:26
  Jerremy: employees.
• 4:27
  Jerremy: And
• 4:27
  Jerremy: uh,
• 4:28
  Jerremy: I
• 4:28
  Jerremy: just
• 4:28
  Jerremy: think
• 4:28
  Jerremy: that
• 4:29
  Jerremy: that
• 4:29
  Jerremy: was
• 4:29
  Jerremy: a
• 4:29
  Jerremy: fascinating,
• 4:30
  Jerremy: almost
• 4:30
  Jerremy: out
• 4:30
  Jerremy: of
• 4:30
  Jerremy: left
• 4:31
  Jerremy: field
• 4:32
  Jerremy: very
• 4:33
  Jerremy: large
• 4:34
  Jerremy: decision
• 4:34
  Jerremy: on
• 4:35
  Jerremy: both
• 4:35
  Jerremy: the
• 4:35
  Jerremy: financial
• 4:36
  Jerremy: aspect
• 4:36
  Jerremy: and
• 4:36
  Jerremy: implications
• 4:37
  Jerremy: of
• 4:37
  Jerremy: individuals
• 4:38
  Jerremy: to
• 4:38
  Jerremy: get
• 4:38
  Jerremy: that,
• 4:39
  Jerremy: but
• 4:39
  Jerremy: also
• 4:40
  Jerremy: an
• 4:40
  Jerremy: interesting
• 4:40
  Jerremy: outcome
• 4:41
  Jerremy: for
• 4:41
  Jerremy: the
• 4:41
  Jerremy: whole
• 4:41
  Jerremy: tariff
• 4:42
  Jerremy: situation.
• 4:42
  Jerremy: 'cause
• 4:42
  Jerremy: I
• 4:42
  Jerremy: can
• 4:43
  Jerremy: also
• 4:43
  Jerremy: see
• 4:44
  Jerremy: how
• 4:44
  Jerremy: Trump
• 4:44
  Jerremy: is
• 4:44
  Jerremy: making
• 4:45
  Jerremy: that
• 4:45
  Jerremy: feel
• 4:45
  Jerremy: like
• 4:46
  Jerremy: a
• 4:46
  Jerremy: tariff
• 4:47
  Jerremy: increase
• 4:47
  Jerremy: in
• 4:47
  Jerremy: the
• 4:48
  Jerremy: sense
• 4:48
  Jerremy: of,
• 4:48
  Jerremy: hey,
• 4:48
  Jerremy: if
• 4:48
  Jerremy: you're
• 4:48
  Jerremy: a
• 4:48
  Jerremy: company
• 4:49
  Jerremy: and
• 4:49
  Jerremy: you
• 4:49
  Jerremy: want
• 4:50
  Jerremy: more
• 4:50
  Jerremy: workers
• 4:51
  Jerremy: that
• 4:51
  Jerremy: are
• 4:51
  Jerremy: international
• 4:52
  Jerremy: that
• 4:52
  Jerremy: are
• 4:52
  Jerremy: not
• 4:52
  Jerremy: here,
• 4:53
  Jerremy: pay
• 4:54
  Jerremy: a
• 4:54
  Jerremy: whole
• 4:55
  Jerremy: lot
• 4:55
  Jerremy: more
• 4:56
  Jerremy: money
• 4:56
  Jerremy: to
• 4:56
  Jerremy: have
• 4:56
  Jerremy: them
• 4:57
  Jerremy: and.
• 4:58
  Jerremy: Uh,
• 4:59
  Jerremy: is
• 4:59
  Jerremy: that
• 5:00
  Jerremy: a
• 5:00
  Jerremy: tariff
• 5:00
  Jerremy: approach?
• 5:01
  Jerremy: Apparently
• 5:02
  Jerremy: he's
• 5:02
  Jerremy: trying
• 5:02
  Jerremy: to
• 5:02
  Jerremy: make
• 5:02
  Jerremy: that
• 5:03
  Jerremy: happen,
• 5:03
  Jerremy: or
• 5:04
  Jerremy: at
• 5:04
  Jerremy: least
• 5:04
  Jerremy: it
• 5:04
  Jerremy: seems
• 5:04
  Jerremy: that
• 5:05
  Jerremy: that's,
• 5:05
  Jerremy: that's
• 5:05
  Jerremy: the
• 5:06
  Jerremy: case
• 5:06
  Jerremy: because
• 5:06
  Jerremy: he
• 5:06
  Jerremy: really
• 5:07
  Jerremy: does
• 5:07
  Jerremy: truly
• 5:07
  Jerremy: want
• 5:08
  Jerremy: less
• 5:10
  Jerremy: international
• 5:11
  Jerremy: workers.
• 5:11
  Jerremy: That's
• 5:12
  Jerremy: the
• 5:12
  Jerremy: only
• 5:12
  Jerremy: way
• 5:12
  Jerremy: that
• 5:12
  Jerremy: this
• 5:12
  Jerremy: can
• 5:13
  Jerremy: be
• 5:13
  Jerremy: seen.
• 5:14
  Jerremy: Like,
• 5:14
  Jerremy: you
• 5:14
  Jerremy: can't
• 5:15
  Jerremy: say
• 5:15
  Jerremy: that
• 5:16
  Jerremy: you
• 5:16
  Jerremy: have
• 5:16
  Jerremy: a
• 5:16
  Jerremy: hundred
• 5:16
  Jerremy: thousand
• 5:17
  Jerremy: dollars
• 5:17
  Jerremy: H
• 5:17
  Jerremy: one
• 5:17
  Jerremy: B
• 5:18
  Jerremy: and
• 5:18
  Jerremy: you're
• 5:18
  Jerremy: like,
• 5:18
  Jerremy: yeah,
• 5:19
  Jerremy: so
• 5:19
  Jerremy: we
• 5:19
  Jerremy: don't
• 5:19
  Jerremy: need
• 5:20
  Jerremy: international
• 5:20
  Jerremy: workers
• 5:20
  Jerremy: anymore.
• 5:22
  Dave: Yeah.
• 5:22
  Dave: Okay.
• 5:23
  Dave: Let's
• 5:23
  Dave: bring
• 5:23
  Dave: this
• 5:23
  Dave: up
• 5:23
  Dave: a
• 5:23
  Dave: level.
• 5:24
  Dave: Does
• 5:24
  Dave: it
• 5:24
  Dave: feel
• 5:25
  Dave: like
• 5:25
  Dave: this
• 5:25
  Dave: is
• 5:26
  Dave: a
• 5:26
  Dave: complete
• 5:27
  Dave: clown
• 5:27
  Dave: show?
• 5:28
  Dave: Like
• 5:28
  Dave: just
• 5:29
  Dave: a
• 5:29
  Dave: clown
• 5:30
  Dave: show?
• 5:30
  Dave: I
• 5:30
  Dave: think
• 5:30
  Dave: the
• 5:30
  Dave: first
• 5:31
  Dave: administration
• 5:31
  Dave: was,
• 5:32
  Dave: was
• 5:32
  Dave: certainly
• 5:33
  Dave: like,
• 5:33
  Dave: they
• 5:34
  Dave: didn't
• 5:34
  Dave: seem
• 5:34
  Dave: like
• 5:35
  Dave: they
• 5:35
  Dave: knew
• 5:35
  Dave: what
• 5:35
  Dave: they
• 5:35
  Dave: were
• 5:35
  Dave: doing,
• 5:36
  Dave: for
• 5:36
  Dave: sure.
• 5:36
  Dave: I
• 5:36
  Dave: don't
• 5:36
  Dave: think
• 5:36
  Dave: they,
• 5:37
  Dave: they
• 5:37
  Dave: believed
• 5:37
  Dave: that
• 5:37
  Dave: they
• 5:38
  Dave: were
• 5:38
  Dave: going
• 5:38
  Dave: to
• 5:38
  Dave: be
• 5:38
  Dave: even
• 5:39
  Dave: in
• 5:39
  Dave: office.
• 5:40
  Dave: Now
• 5:40
  Dave: it
• 5:40
  Dave: seems
• 5:41
  Dave: like
• 5:41
  Dave: they
• 5:41
  Dave: had
• 5:42
  Dave: years
• 5:43
  Dave: to
• 5:43
  Dave: prepare.
• 5:44
  Dave: And
• 5:44
  Dave: they
• 5:44
  Dave: brought
• 5:44
  Dave: in
• 5:44
  Dave: people
• 5:45
  Dave: supposedly
• 5:45
  Dave: that
• 5:46
  Dave: like,
• 5:46
  Dave: knew
• 5:46
  Dave: the
• 5:46
  Dave: system
• 5:47
  Dave: and
• 5:47
  Dave: they
• 5:48
  Dave: shook
• 5:48
  Dave: everything
• 5:48
  Dave: up
• 5:49
  Dave: like
• 5:49
  Dave: an
• 5:49
  Dave: Etch
• 5:49
  Dave: a
• 5:49
  Dave: Sketch.
• 5:50
  Dave: And
• 5:50
  Dave: now
• 5:51
  Dave: it
• 5:51
  Dave: just,
• 5:51
  Dave: it
• 5:51
  Dave: seems
• 5:51
  Dave: like
• 5:52
  Dave: extra
• 5:52
  Dave: clown
• 5:53
  Dave: show,
• 5:53
  Dave: you
• 5:53
  Dave: know?
• 5:53
  Dave: Like
• 5:54
  Dave: now
• 5:54
  Dave: they're,
• 5:54
  Dave: now
• 5:54
  Dave: they're
• 5:55
  Dave: doing
• 5:55
  Dave: stuff
• 5:56
  Dave: and
• 5:56
  Dave: it's,
• 5:57
  Dave: it
• 5:57
  Dave: seems
• 5:57
  Dave: bonkers.
• 5:58
  Dave: Uh,
• 5:59
  Dave: back
• 5:59
  Dave: to
• 5:59
  Dave: that
• 5:59
  Dave: it
• 5:59
  Dave: just
• 5:59
  Dave: seems
• 6:00
  Dave: crazy.
• 6:01
  Dave: Like,
• 6:01
  Dave: do
• 6:01
  Dave: we
• 6:01
  Dave: got
• 6:01
  Dave: extra
• 6:01
  Dave: clown
• 6:02
  Dave: show
• 6:02
  Dave: going
• 6:02
  Dave: on?
• 6:03
  Jerremy: Yeah,
• 6:04
  Jerremy: a
• 6:04
  Jerremy: little
• 6:04
  Jerremy: bit,
• 6:05
  Jerremy: a
• 6:05
  Jerremy: little
• 6:05
  Jerremy: bit,
• 6:06
  Jerremy: I
• 6:06
  Jerremy: think.
• 6:07
  Jerremy: But
• 6:07
  Jerremy: at
• 6:07
  Jerremy: the
• 6:07
  Jerremy: same
• 6:07
  Jerremy: case,
• 6:08
  Jerremy: I
• 6:08
  Jerremy: understand
• 6:09
  Jerremy: what
• 6:09
  Jerremy: he's
• 6:09
  Jerremy: trying
• 6:10
  Jerremy: to
• 6:10
  Jerremy: accomplish.
• 6:11
  Jerremy: I
• 6:11
  Jerremy: wouldn't
• 6:12
  Jerremy: agree
• 6:12
  Jerremy: with
• 6:12
  Jerremy: it
• 6:13
  Jerremy: necessarily,
• 6:15
  Jerremy: but
• 6:15
  Jerremy: it
• 6:15
  Jerremy: does
• 6:15
  Jerremy: seem
• 6:16
  Jerremy: like
• 6:16
  Jerremy: that's,
• 6:17
  Jerremy: ultimately
• 6:17
  Jerremy: to
• 6:18
  Jerremy: me
• 6:18
  Jerremy: if
• 6:18
  Jerremy: I
• 6:18
  Jerremy: was
• 6:18
  Jerremy: in
• 6:19
  Jerremy: a
• 6:19
  Jerremy: position
• 6:19
  Jerremy: of
• 6:19
  Jerremy: really
• 6:20
  Jerremy: ultimate
• 6:21
  Jerremy: strong
• 6:21
  Jerremy: decision
• 6:21
  Jerremy: making,
• 6:22
  Jerremy: it
• 6:22
  Jerremy: really
• 6:22
  Jerremy: would
• 6:22
  Jerremy: be
• 6:22
  Jerremy: that
• 6:23
  Jerremy: an
• 6:23
  Jerremy: individual
• 6:24
  Jerremy: person,
• 6:25
  Jerremy: AKA,
• 6:25
  Jerremy: the
• 6:25
  Jerremy: president
• 6:26
  Jerremy: will
• 6:26
  Jerremy: not
• 6:26
  Jerremy: have
• 6:27
  Jerremy: or
• 6:27
  Jerremy: should
• 6:27
  Jerremy: not
• 6:27
  Jerremy: have
• 6:28
  Jerremy: that
• 6:28
  Jerremy: much
• 6:29
  Jerremy: sway
• 6:29
  Jerremy: or
• 6:29
  Jerremy: decision
• 6:30
  Jerremy: making
• 6:30
  Jerremy: capacity
• 6:30
  Jerremy: or
• 6:30
  Jerremy: capability
• 6:31
  Jerremy: over
• 6:31
  Jerremy: the
• 6:31
  Jerremy: effects
• 6:32
  Jerremy: of.
• 6:33
  Jerremy: Millions
• 6:33
  Jerremy: of
• 6:33
  Jerremy: people
• 6:34
  Jerremy: and
• 6:34
  Jerremy: their
• 6:35
  Jerremy: jobs
• 6:35
  Jerremy: and
• 6:35
  Jerremy: their
• 6:35
  Jerremy: employment
• 6:36
  Jerremy: and
• 6:37
  Jerremy: how
• 6:37
  Jerremy: they
• 6:37
  Jerremy: actually
• 6:37
  Jerremy: are
• 6:38
  Jerremy: processing
• 6:38
  Jerremy: that.
• 6:39
  Jerremy: And
• 6:40
  Jerremy: the
• 6:40
  Jerremy: president's
• 6:41
  Jerremy: also
• 6:41
  Jerremy: extremely
• 6:42
  Jerremy: aware
• 6:42
  Jerremy: that
• 6:42
  Jerremy: immigration
• 6:44
  Jerremy: is
• 6:44
  Jerremy: a
• 6:44
  Jerremy: problem.
• 6:45
  Jerremy: And
• 6:45
  Jerremy: I
• 6:45
  Jerremy: think
• 6:45
  Jerremy: he's
• 6:45
  Jerremy: just
• 6:45
  Jerremy: handling
• 6:46
  Jerremy: it
• 6:46
  Jerremy: the
• 6:46
  Jerremy: wrong
• 6:46
  Jerremy: way.
• 6:47
  Jerremy: I
• 6:47
  Jerremy: don't
• 6:47
  Jerremy: think
• 6:47
  Jerremy: he's
• 6:48
  Jerremy: trying
• 6:48
  Jerremy: to
• 6:48
  Jerremy: fix
• 6:48
  Jerremy: the
• 6:48
  Jerremy: solution,
• 6:49
  Jerremy: or
• 6:49
  Jerremy: create
• 6:50
  Jerremy: a
• 6:50
  Jerremy: solution
• 6:50
  Jerremy: and
• 6:50
  Jerremy: actually
• 6:51
  Jerremy: make
• 6:51
  Jerremy: some
• 6:51
  Jerremy: policy
• 6:52
  Jerremy: changes
• 6:52
  Jerremy: that
• 6:52
  Jerremy: are
• 6:52
  Jerremy: in
• 6:53
  Jerremy: reference
• 6:53
  Jerremy: to
• 6:53
  Jerremy: how
• 6:54
  Jerremy: immigration
• 6:54
  Jerremy: can
• 6:55
  Jerremy: be
• 6:55
  Jerremy: settled
• 6:55
  Jerremy: faster,
• 6:56
  Jerremy: easier,
• 6:56
  Jerremy: quicker,
• 6:56
  Jerremy: more
• 6:57
  Jerremy: efficient,
• 6:57
  Jerremy: more
• 6:57
  Jerremy: effective.
• 6:58
  Jerremy: It's
• 6:58
  Jerremy: just,
• 6:59
  Jerremy: hey,
• 6:59
  Jerremy: it's
• 6:59
  Jerremy: gonna
• 6:59
  Jerremy: cost
• 6:59
  Jerremy: a
• 6:59
  Jerremy: lot
• 7:00
  Jerremy: more.
• 7:00
  Jerremy: And
• 7:00
  Jerremy: that
• 7:01
  Jerremy: cost
• 7:01
  Jerremy: is
• 7:01
  Jerremy: gonna
• 7:01
  Jerremy: go
• 7:02
  Jerremy: directly
• 7:02
  Jerremy: to
• 7:02
  Jerremy: companies
• 7:03
  Jerremy: that
• 7:03
  Jerremy: employ
• 7:04
  Jerremy: or
• 7:04
  Jerremy: higher
• 7:05
  Jerremy: international
• 7:06
  Jerremy: workers,
• 7:06
  Jerremy: and
• 7:07
  Jerremy: that's
• 7:07
  Jerremy: gonna
• 7:07
  Jerremy: create
• 7:08
  Jerremy: the
• 7:08
  Jerremy: cost
• 7:08
  Jerremy: of
• 7:08
  Jerremy: goods
• 7:08
  Jerremy: to
• 7:09
  Jerremy: spike
• 7:10
  Jerremy: exponentially.
• 7:11
  Jerremy: Which
• 7:11
  Jerremy: again,
• 7:12
  Jerremy: back
• 7:12
  Jerremy: to
• 7:12
  Jerremy: the
• 7:12
  Jerremy: whole
• 7:12
  Jerremy: tariff
• 7:12
  Jerremy: situation.
• 7:13
  Jerremy: I
• 7:13
  Jerremy: think
• 7:13
  Jerremy: that's
• 7:13
  Jerremy: still
• 7:14
  Jerremy: kind
• 7:14
  Jerremy: of
• 7:15
  Jerremy: in
• 7:15
  Jerremy: a
• 7:15
  Jerremy: backwards
• 7:15
  Jerremy: way,
• 7:16
  Jerremy: his
• 7:16
  Jerremy: ultimate
• 7:16
  Jerremy: goal
• 7:17
  Jerremy: of
• 7:17
  Jerremy: this,
• 7:18
  Jerremy: which.
• 7:18
  Jerremy: He
• 7:18
  Jerremy: told
• 7:18
  Jerremy: us
• 7:19
  Jerremy: it
• 7:19
  Jerremy: was
• 7:19
  Jerremy: gonna
• 7:19
  Jerremy: happen
• 7:19
  Jerremy: and
• 7:20
  Jerremy: it
• 7:20
  Jerremy: is
• 7:20
  Jerremy: happening.
• 7:20
  Jerremy: So
• 7:21
  Jerremy: I
• 7:21
  Jerremy: guess
• 7:21
  Jerremy: he's
• 7:21
  Jerremy: happy
• 7:21
  Jerremy: with
• 7:21
  Jerremy: it.
• 7:22
  Dave: So
• 7:22
  Dave: inflation
• 7:23
  Dave: goes
• 7:23
  Dave: up.
• 7:23
  Dave: We
• 7:24
  Dave: already,
• 7:24
  Dave: I
• 7:24
  Dave: mean,
• 7:24
  Dave: we're
• 7:24
  Dave: already
• 7:25
  Dave: seeing
• 7:25
  Dave: it.
• 7:25
  Dave: We've
• 7:25
  Dave: seen
• 7:25
  Dave: it.
• 7:25
  Dave: Oh
• 7:26
  Dave: yeah,
• 7:26
  Dave: we
• 7:26
  Dave: saw
• 7:26
  Dave: it
• 7:26
  Dave: two
• 7:26
  Dave: years
• 7:26
  Dave: ago.
• 7:27
  Dave: We
• 7:27
  Dave: saw
• 7:27
  Dave: it
• 7:27
  Dave: last
• 7:27
  Dave: year.
• 7:28
  Dave: We're
• 7:28
  Dave: seeing
• 7:28
  Dave: it
• 7:28
  Dave: again
• 7:28
  Dave: this
• 7:28
  Dave: year.
• 7:29
  Dave: Like
• 7:29
  Dave: it's
• 7:30
  Dave: getting
• 7:30
  Dave: noticeable.
• 7:31
  Dave: Mm-hmm.
• 7:31
  Dave: Uh,
• 7:32
  Dave: again.
• 7:33
  Dave: Which
• 7:33
  Dave: made
• 7:34
  Dave: people
• 7:34
  Dave: crazy
• 7:34
  Dave: last
• 7:35
  Dave: time.
• 7:35
  Dave: It's
• 7:35
  Dave: not
• 7:35
  Dave: helping.
• 7:36
  Dave: And
• 7:36
  Dave: then
• 7:37
  Dave: you
• 7:37
  Dave: cut
• 7:37
  Dave: rates,
• 7:39
  Dave: which
• 7:39
  Dave: happened,
• 7:39
  Dave: right?
• 7:40
  Dave: Yep.
• 7:41
  Dave: And
• 7:41
  Dave: that's,
• 7:42
  Dave: is
• 7:42
  Dave: that
• 7:42
  Dave: also
• 7:43
  Dave: inflationary?
• 7:43
  Dave: Or
• 7:43
  Dave: is
• 7:43
  Dave: that
• 7:43
  Dave: deflationary?
• 7:44
  Dave: I
• 7:44
  Dave: don't
• 7:45
  Dave: know,
• 7:45
  Dave: what
• 7:45
  Dave: does
• 7:45
  Dave: stagflation
• 7:46
  Dave: mean?
• 7:46
  Dave: It
• 7:46
  Dave: means
• 7:46
  Dave: like
• 7:47
  Dave: the
• 7:47
  Dave: economy
• 7:47
  Dave: doesn't
• 7:47
  Dave: move
• 7:48
  Dave: and
• 7:48
  Dave: the
• 7:48
  Dave: prices
• 7:49
  Dave: go
• 7:49
  Dave: up.
• 7:50
  Dave: Yep.
• 7:51
  Dave: Oh,
• 7:51
  Dave: well
• 7:51
  Dave: that
• 7:51
  Dave: doesn't
• 7:51
  Dave: sound
• 7:51
  Dave: good.
• 7:53
  Dave: And
• 7:53
  Dave: price,
• 7:53
  Dave: that
• 7:54
  Dave: sounds
• 7:54
  Dave: like
• 7:54
  Dave: that.
• 7:54
  Dave: And
• 7:54
  Dave: prices
• 7:55
  Jerremy: and
• 7:55
  Jerremy: prices
• 7:56
  Jerremy: still
• 7:57
  Jerremy: go
• 7:57
  Jerremy: up.
• 7:58
  Jerremy: Yeah.
• 7:59
  Jerremy: That's,
• 7:59
  Jerremy: that
• 7:59
  Jerremy: also
• 8:00
  Jerremy: happens,
• 8:00
  Jerremy: right?
• 8:01
  Jerremy: So
• 8:01
  Jerremy: the
• 8:01
  Jerremy: Federal
• 8:01
  Jerremy: Reserve,
• 8:02
  Jerremy: Trump
• 8:02
  Jerremy: has
• 8:02
  Jerremy: been
• 8:03
  Jerremy: pushing
• 8:03
  Jerremy: for
• 8:03
  Jerremy: that
• 8:03
  Jerremy: since
• 8:04
  Jerremy: day
• 8:04
  Jerremy: one.
• 8:05
  Jerremy: But,
• 8:05
  Jerremy: I
• 8:05
  Jerremy: think
• 8:05
  Jerremy: everyone
• 8:05
  Jerremy: at
• 8:06
  Jerremy: this
• 8:06
  Jerremy: point
• 8:06
  Jerremy: kinda
• 8:06
  Jerremy: knows
• 8:06
  Jerremy: my
• 8:06
  Jerremy: stance
• 8:07
  Jerremy: on
• 8:07
  Jerremy: that.
• 8:07
  Jerremy: We
• 8:07
  Jerremy: knew
• 8:08
  Jerremy: he
• 8:08
  Jerremy: was
• 8:08
  Jerremy: going
• 8:08
  Jerremy: to,
• 8:08
  Jerremy: because.
• 8:09
  Jerremy: He
• 8:09
  Jerremy: has
• 8:10
  Jerremy: one
• 8:10
  Jerremy: goal
• 8:10
  Jerremy: in
• 8:11
  Jerremy: office
• 8:11
  Jerremy: and
• 8:11
  Jerremy: that
• 8:11
  Jerremy: is
• 8:11
  Jerremy: to
• 8:11
  Jerremy: increase
• 8:12
  Jerremy: the
• 8:12
  Jerremy: prices
• 8:13
  Jerremy: of
• 8:13
  Jerremy: real
• 8:13
  Jerremy: estate,
• 8:14
  Jerremy: of
• 8:15
  Jerremy: which
• 8:15
  Jerremy: would
• 8:15
  Jerremy: benefit
• 8:16
  Jerremy: him
• 8:16
  Jerremy: directly.
• 8:17
  Jerremy: So
• 8:19
  Jerremy: I
• 8:19
  Jerremy: believe
• 8:20
  Jerremy: with
• 8:21
  Jerremy: the
• 8:21
  Jerremy: current
• 8:22
  Jerremy: rate
• 8:22
  Jerremy: drop
• 8:22
  Jerremy: or
• 8:23
  Jerremy: the
• 8:23
  Jerremy: rate
• 8:23
  Jerremy: cut
• 8:23
  Jerremy: that
• 8:23
  Jerremy: we
• 8:23
  Jerremy: have,
• 8:24
  Jerremy: which
• 8:24
  Jerremy: was
• 8:24
  Jerremy: a
• 8:24
  Jerremy: quarter
• 8:24
  Jerremy: percent,
• 8:25
  Dave: yeah,
• 8:26
  Jerremy: that
• 8:26
  Jerremy: happens.
• 8:27
  Jerremy: That's
• 8:27
  Jerremy: gonna
• 8:28
  Jerremy: come
• 8:28
  Jerremy: into
• 8:28
  Jerremy: place
• 8:28
  Jerremy: pretty
• 8:28
  Jerremy: soon.
• 8:29
  Jerremy: So
• 8:29
  Jerremy: if
• 8:29
  Jerremy: anybody
• 8:30
  Jerremy: has
• 8:30
  Jerremy: an
• 8:30
  Jerremy: adjustable
• 8:31
  Jerremy: rate
• 8:31
  Jerremy: mortgage,
• 8:31
  Jerremy: they
• 8:32
  Jerremy: should
• 8:32
  Jerremy: at
• 8:32
  Jerremy: least
• 8:33
  Jerremy: feel
• 8:34
  Jerremy: or
• 8:34
  Jerremy: notice
• 8:34
  Jerremy: some
• 8:35
  Jerremy: level
• 8:35
  Jerremy: of
• 8:35
  Jerremy: decrease
• 8:36
  Jerremy: here,
• 8:37
  Jerremy: which
• 8:37
  Jerremy: is
• 8:38
  Jerremy: definitely
• 8:38
  Jerremy: gonna
• 8:38
  Jerremy: help
• 8:38
  Jerremy: a
• 8:38
  Jerremy: lot
• 8:39
  Jerremy: of
• 8:39
  Jerremy: individuals
• 8:39
  Jerremy: that
• 8:39
  Jerremy: are
• 8:39
  Jerremy: getting
• 8:40
  Jerremy: kind
• 8:40
  Jerremy: of
• 8:40
  Jerremy: stuck
• 8:40
  Jerremy: or
• 8:40
  Jerremy: that
• 8:41
  Jerremy: were
• 8:41
  Jerremy: stuck
• 8:41
  Jerremy: in
• 8:41
  Jerremy: the,
• 8:41
  Jerremy: in
• 8:42
  Jerremy: the
• 8:42
  Jerremy: huge
• 8:42
  Jerremy: increase
• 8:43
  Jerremy: that
• 8:43
  Jerremy: happened,
• 8:44
  Jerremy: uh,
• 8:44
  Jerremy: over
• 8:44
  Jerremy: the
• 8:44
  Jerremy: last
• 8:45
  Jerremy: two
• 8:45
  Jerremy: to
• 8:45
  Jerremy: three
• 8:45
  Jerremy: years.
• 8:46
  Jerremy: So
• 8:47
  Jerremy: that
• 8:47
  Jerremy: is
• 8:47
  Jerremy: happening,
• 8:47
  Jerremy: and
• 8:48
  Jerremy: we're
• 8:49
  Jerremy: gonna
• 8:49
  Jerremy: also
• 8:49
  Jerremy: figure
• 8:49
  Jerremy: out
• 8:50
  Jerremy: if
• 8:50
  Jerremy: there's
• 8:50
  Jerremy: gonna
• 8:50
  Jerremy: be
• 8:50
  Jerremy: any
• 8:50
  Jerremy: more
• 8:51
  Jerremy: cuts
• 8:52
  Jerremy: in
• 8:52
  Jerremy: the
• 8:52
  Jerremy: future,
• 8:52
  Jerremy: which,
• 8:53
  Jerremy: which
• 8:53
  Jerremy: it
• 8:53
  Jerremy: does
• 8:53
  Jerremy: seem
• 8:53
  Jerremy: like
• 8:53
  Jerremy: there
• 8:54
  Jerremy: will
• 8:54
  Jerremy: be.
• 8:54
  Dave: Quarter
• 8:55
  Dave: point
• 8:55
  Dave: rate.
• 8:55
  Dave: Cut.
• 8:56
  Dave: All
• 8:56
  Dave: right.
• 8:56
  Dave: So
• 8:58
  Jerremy: quarter
• 8:58
  Jerremy: point
• 8:58
  Jerremy: rate
• 8:58
  Jerremy: put
• 8:58
  Jerremy: more,
• 8:59
  Jerremy: more
• 8:59
  Jerremy: is
• 8:59
  Jerremy: coming.
• 9:00
  Jerremy: That's
• 9:00
  Jerremy: an
• 9:00
  Jerremy: interesting
• 9:01
  Jerremy: thing.
• 9:01
  Jerremy: 'cause
• 9:01
  Jerremy: I'm
• 9:01
  Jerremy: really
• 9:02
  Jerremy: trying
• 9:02
  Jerremy: to
• 9:02
  Jerremy: figure
• 9:02
  Jerremy: out
• 9:02
  Jerremy: what,
• 9:02
  Jerremy: what
• 9:03
  Jerremy: Trump's
• 9:03
  Jerremy: goal
• 9:03
  Jerremy: is
• 9:03
  Jerremy: to
• 9:04
  Jerremy: like,
• 9:04
  Jerremy: how
• 9:04
  Jerremy: low
• 9:04
  Jerremy: he
• 9:05
  Jerremy: wants,
• 9:06
  Jerremy: wants
• 9:06
  Jerremy: interest
• 9:06
  Jerremy: rates
• 9:07
  Jerremy: to
• 9:07
  Jerremy: go.
• 9:08
  Jerremy: Four,
• 9:08
  Jerremy: four
• 9:08
  Jerremy: and
• 9:08
  Jerremy: six.
• 9:09
  Jerremy: Four
• 9:09
  Jerremy: and
• 9:09
  Jerremy: 7%
• 9:10
  Jerremy: is
• 9:10
  Jerremy: really
• 9:10
  Jerremy: normal
• 9:11
  Jerremy: and
• 9:11
  Jerremy: that's
• 9:11
  Jerremy: actually
• 9:11
  Jerremy: pretty
• 9:12
  Jerremy: healthy.
• 9:12
  Jerremy: If
• 9:13
  Jerremy: we
• 9:13
  Jerremy: get
• 9:13
  Jerremy: back
• 9:13
  Jerremy: into
• 9:14
  Jerremy: the,
• 9:14
  Jerremy: which
• 9:15
  Jerremy: I'm
• 9:15
  Jerremy: sure
• 9:15
  Jerremy: he
• 9:15
  Jerremy: wants
• 9:16
  Jerremy: it
• 9:16
  Jerremy: to
• 9:16
  Jerremy: 0%
• 9:17
  Jerremy: again,
• 9:19
  Jerremy: man,
• 9:19
  Jerremy: that's
• 9:19
  Jerremy: gonna
• 9:19
  Jerremy: seem
• 9:20
  Jerremy: like.
• 9:21
  Jerremy: We
• 9:21
  Jerremy: are
• 9:21
  Jerremy: really
• 9:21
  Jerremy: gonna
• 9:22
  Jerremy: get
• 9:22
  Jerremy: into
• 9:22
  Jerremy: an
• 9:22
  Jerremy: inflationary
• 9:23
  Jerremy: standpoint
• 9:23
  Jerremy: at
• 9:23
  Jerremy: that
• 9:23
  Jerremy: point,
• 9:24
  Jerremy: right?
• 9:24
  Jerremy: Because
• 9:24
  Jerremy: with
• 9:24
  Jerremy: 0%
• 9:25
  Jerremy: interest
• 9:26
  Jerremy: rates,
• 9:26
  Jerremy: money
• 9:26
  Jerremy: is
• 9:26
  Jerremy: free.
• 9:27
  Jerremy: Again,
• 9:28
  Jerremy: people
• 9:28
  Jerremy: are
• 9:28
  Jerremy: gonna
• 9:28
  Jerremy: be
• 9:28
  Jerremy: spending
• 9:29
  Jerremy: so
• 9:29
  Jerremy: much
• 9:29
  Jerremy: more
• 9:30
  Jerremy: money
• 9:30
  Jerremy: on
• 9:30
  Jerremy: pretty
• 9:31
  Jerremy: much
• 9:31
  Jerremy: everything,
• 9:32
  Jerremy: again,
• 9:33
  Jerremy: which
• 9:33
  Jerremy: is
• 9:33
  Jerremy: gonna
• 9:34
  Jerremy: directly
• 9:34
  Jerremy: impact
• 9:34
  Jerremy: the
• 9:35
  Jerremy: cost
• 9:35
  Jerremy: of
• 9:35
  Jerremy: vehicles,
• 9:36
  Jerremy: housing,
• 9:37
  Jerremy: food.
• 9:39
  Jerremy: It's
• 9:39
  Jerremy: all
• 9:40
  Jerremy: gonna
• 9:40
  Jerremy: be
• 9:40
  Jerremy: more
• 9:40
  Jerremy: expensive.
• 9:41
  Jerremy: Yeah.
• 9:41
  Jerremy: Again,
• 9:42
  Jerremy: and
• 9:43
  Jerremy: obviously
• 9:43
  Jerremy: a
• 9:43
  Jerremy: lot
• 9:44
  Jerremy: of
• 9:44
  Jerremy: the
• 9:44
  Jerremy: economists
• 9:44
  Jerremy: are
• 9:44
  Jerremy: out
• 9:44
  Jerremy: there,
• 9:45
  Jerremy: is
• 9:45
  Jerremy: when
• 9:45
  Jerremy: does
• 9:45
  Jerremy: the,
• 9:46
  Jerremy: uh,
• 9:46
  Jerremy: does
• 9:46
  Jerremy: the
• 9:46
  Jerremy: pain
• 9:47
  Jerremy: cycle
• 9:47
  Jerremy: come
• 9:47
  Jerremy: in?
• 9:48
  Jerremy: Because
• 9:48
  Jerremy: not
• 9:48
  Jerremy: only
• 9:49
  Jerremy: are
• 9:49
  Jerremy: interest
• 9:49
  Jerremy: rates
• 9:50
  Jerremy: going
• 9:51
  Jerremy: down
• 9:52
  Jerremy: relatively
• 9:53
  Jerremy: quickly,
• 9:54
  Jerremy: but
• 9:55
  Jerremy: we
• 9:55
  Jerremy: also
• 9:56
  Jerremy: still
• 9:56
  Jerremy: have
• 9:56
  Jerremy: a
• 9:56
  Jerremy: lot
• 9:56
  Jerremy: of
• 9:56
  Jerremy: debt.
• 9:57
  Jerremy: We
• 9:57
  Jerremy: still
• 9:58
  Jerremy: owe
• 9:58
  Jerremy: a
• 9:58
  Jerremy: lot
• 9:58
  Jerremy: of
• 9:58
  Jerremy: countries
• 9:59
  Jerremy: a
• 9:59
  Jerremy: lot
• 9:59
  Jerremy: of
• 10:00
  Jerremy: money.
• 10:01
  Jerremy: Lowering
• 10:02
  Jerremy: interest
• 10:02
  Jerremy: rates
• 10:02
  Jerremy: doesn't
• 10:03
  Jerremy: impact
• 10:03
  Jerremy: that
• 10:03
  Jerremy: interest
• 10:04
  Jerremy: rate
• 10:04
  Jerremy: at
• 10:04
  Jerremy: all.
• 10:05
  Jerremy: And
• 10:06
  Jerremy: when
• 10:06
  Jerremy: does
• 10:06
  Jerremy: the
• 10:07
  Jerremy: bill
• 10:07
  Jerremy: come
• 10:07
  Jerremy: due?
• 10:08
  Jerremy: Like
• 10:08
  Jerremy: when,
• 10:09
  Jerremy: so
• 10:09
  Jerremy: there,
• 10:09
  Jerremy: there's
• 10:09
  Jerremy: a
• 10:09
  Jerremy: lot
• 10:09
  Jerremy: of
• 10:09
  Jerremy: those
• 10:10
  Jerremy: economy.
• 10:12
  Jerremy: Economy
• 10:12
  Jerremy: challenges
• 10:13
  Jerremy: that
• 10:14
  Jerremy: are
• 10:14
  Jerremy: ahead
• 10:14
  Jerremy: of
• 10:14
  Jerremy: us
• 10:15
  Jerremy: that
• 10:15
  Jerremy: I
• 10:15
  Jerremy: think
• 10:15
  Jerremy: this
• 10:16
  Jerremy: administration's
• 10:16
  Jerremy: kicking
• 10:17
  Jerremy: it
• 10:17
  Jerremy: to,
• 10:17
  Jerremy: whoever's
• 10:17
  Jerremy: gonna
• 10:17
  Jerremy: pick
• 10:18
  Jerremy: it
• 10:18
  Jerremy: up
• 10:18
  Jerremy: next,
• 10:19
  Jerremy: uh,
• 10:20
  Jerremy: that's
• 10:20
  Jerremy: gonna
• 10:20
  Jerremy: be
• 10:20
  Jerremy: a
• 10:20
  Jerremy: little
• 10:20
  Jerremy: bit
• 10:20
  Jerremy: of
• 10:20
  Jerremy: a
• 10:21
  Jerremy: tricky
• 10:21
  Jerremy: situation
• 10:22
  Jerremy: for
• 10:22
  Jerremy: sure.
• 10:23
  Jerremy: And,
• 10:23
  Jerremy: uh,
• 10:23
  Jerremy: it
• 10:24
  Jerremy: definitely
• 10:25
  Jerremy: seems
• 10:26
  Jerremy: a
• 10:26
  Jerremy: little
• 10:26
  Jerremy: spooky
• 10:27
  Jerremy: that
• 10:27
  Jerremy: it
• 10:27
  Jerremy: continues
• 10:27
  Jerremy: to
• 10:28
  Jerremy: happen
• 10:28
  Jerremy: with
• 10:28
  Jerremy: potentially
• 10:29
  Jerremy: two
• 10:29
  Jerremy: more
• 10:30
  Jerremy: cuts
• 10:30
  Jerremy: by
• 10:31
  Jerremy: year
• 10:31
  Jerremy: end.
• 10:32
  Jerremy: Whoa,
• 10:32
  Jerremy: this
• 10:32
  Jerremy: is
• 10:32
  Jerremy: steep.
• 10:34
  Jerremy: Yeah,
• 10:34
  Jerremy: it's
• 10:34
  Jerremy: fast.
• 10:35
  Jerremy: Yikes.
• 10:35
  Jerremy: Really
• 10:36
  Jerremy: fast.
• 10:36
  Jerremy: So
• 10:36
  Jerremy: we'll
• 10:36
  Jerremy: see,
• 10:37
  Jerremy: man.
• 10:37
  Jerremy: Again,
• 10:37
  Jerremy: the
• 10:37
  Jerremy: lower
• 10:38
  Jerremy: the
• 10:38
  Jerremy: interest
• 10:38
  Jerremy: rates,
• 10:38
  Jerremy: the
• 10:39
  Jerremy: higher
• 10:39
  Jerremy: the
• 10:39
  Jerremy: prices
• 10:39
  Jerremy: of
• 10:39
  Jerremy: almost
• 10:40
  Jerremy: everything
• 10:40
  Jerremy: are
• 10:40
  Jerremy: gonna
• 10:40
  Jerremy: be.
• 10:41
  Jerremy: For
• 10:41
  Jerremy: sure.
• 10:41
  Jerremy: And
• 10:41
  Jerremy: so
• 10:42
  Jerremy: we've,
• 10:42
  Jerremy: had
• 10:43
  Jerremy: price
• 10:43
  Jerremy: increases
• 10:44
  Jerremy: with
• 10:44
  Jerremy: the
• 10:44
  Jerremy: tariffs
• 10:45
  Jerremy: and
• 10:45
  Jerremy: now
• 10:45
  Jerremy: with
• 10:45
  Jerremy: lower
• 10:46
  Jerremy: interest
• 10:46
  Jerremy: rates,
• 10:46
  Jerremy: it's
• 10:46
  Jerremy: gonna
• 10:46
  Jerremy: happen
• 10:47
  Jerremy: again.
• 10:48
  Dave: So
• 10:48
  Dave: if
• 10:48
  Dave: the
• 10:48
  Dave: markets
• 10:49
  Dave: and
• 10:49
  Dave: business
• 10:50
  Dave: are
• 10:50
  Dave: expecting
• 10:51
  Dave: lower
• 10:51
  Dave: rates
• 10:51
  Dave: in
• 10:52
  Dave: the
• 10:52
  Dave: future.
• 10:53
  Dave: Does
• 10:53
  Dave: that
• 10:53
  Dave: mean
• 10:54
  Dave: they
• 10:54
  Dave: hold
• 10:54
  Dave: off
• 10:54
  Dave: on
• 10:54
  Dave: spending
• 10:56
  Dave: or
• 10:56
  Dave: investment?
• 10:57
  Dave: So
• 10:58
  Dave: tariffs
• 10:58
  Dave: cause
• 10:59
  Dave: one
• 10:59
  Dave: thing,
• 10:59
  Dave: right?
• 10:59
  Dave: Because
• 11:00
  Dave: it,
• 11:00
  Dave: it's,
• 11:00
  Dave: they're
• 11:00
  Dave: on,
• 11:01
  Dave: they're
• 11:01
  Dave: off.
• 11:01
  Dave: They're
• 11:01
  Dave: on,
• 11:01
  Dave: they're
• 11:02
  Dave: off.
• 11:02
  Dave: So
• 11:02
  Dave: any
• 11:02
  Dave: major
• 11:03
  Dave: investment
• 11:03
  Dave: people
• 11:04
  Dave: would
• 11:04
  Dave: be
• 11:04
  Dave: like
• 11:04
  Dave: nuts
• 11:05
  Dave: to
• 11:05
  Dave: do.
• 11:06
  Dave: Does
• 11:06
  Dave: a
• 11:06
  Dave: future
• 11:07
  Dave: rate,
• 11:08
  Dave: cause
• 11:08
  Dave: I'd
• 11:09
  Dave: imagine
• 11:09
  Dave: a
• 11:09
  Dave: future
• 11:09
  Dave: rate
• 11:10
  Dave: hike
• 11:10
  Dave: would
• 11:10
  Dave: be
• 11:10
  Dave: like,
• 11:11
  Dave: oh,
• 11:11
  Dave: let's
• 11:11
  Dave: get
• 11:11
  Dave: in
• 11:12
  Dave: now
• 11:12
  Dave: let's
• 11:12
  Dave: get
• 11:12
  Dave: the
• 11:12
  Dave: loans
• 11:13
  Dave: now
• 11:13
  Dave: let's
• 11:13
  Dave: start
• 11:13
  Dave: building.
• 11:14
  Dave: Now
• 11:14
  Dave: if
• 11:14
  Dave: it's
• 11:14
  Dave: a
• 11:14
  Dave: future
• 11:15
  Dave: rate
• 11:15
  Dave: lowering,
• 11:16
  Dave: would
• 11:16
  Dave: you
• 11:16
  Dave: stall?
• 11:17
  Dave: Like
• 11:17
  Dave: what's,
• 11:17
  Dave: I
• 11:18
  Dave: don't
• 11:18
  Dave: know.
• 11:18
  Dave: What's
• 11:18
  Dave: the
• 11:18
  Dave: knock
• 11:19
  Dave: on
• 11:19
  Dave: effect
• 11:19
  Dave: I
• 11:19
  Dave: feel
• 11:19
  Dave: like
• 11:19
  Dave: I
• 11:20
  Dave: need
• 11:20
  Dave: to
• 11:20
  Dave: talk
• 11:20
  Dave: to
• 11:20
  Dave: a
• 11:20
  Dave: libertarian
• 11:21
  Dave: about?
• 11:22
  Jerremy: I
• 11:22
  Jerremy: have
• 11:23
  Jerremy: a
• 11:23
  Jerremy: few,
• 11:23
  Jerremy: um,
• 11:24
  Jerremy: ultimately
• 11:25
  Jerremy: the
• 11:25
  Jerremy: short
• 11:25
  Jerremy: answer
• 11:26
  Jerremy: is
• 11:26
  Jerremy: they
• 11:26
  Jerremy: will
• 11:27
  Jerremy: depends
• 11:28
  Jerremy: on
• 11:28
  Jerremy: the
• 11:28
  Jerremy: product.
• 11:29
  Jerremy: Yeah.
• 11:29
  Jerremy: Is
• 11:29
  Jerremy: a
• 11:29
  Jerremy: quick
• 11:30
  Jerremy: answer.
• 11:30
  Jerremy: Because
• 11:31
  Jerremy: if
• 11:31
  Jerremy: you're
• 11:31
  Jerremy: borrowing
• 11:31
  Jerremy: money,
• 11:32
  Jerremy: there's
• 11:32
  Jerremy: tons
• 11:33
  Jerremy: and
• 11:33
  Jerremy: tons
• 11:33
  Jerremy: of
• 11:34
  Jerremy: ways
• 11:34
  Jerremy: that
• 11:34
  Jerremy: you
• 11:34
  Jerremy: can
• 11:34
  Jerremy: borrow
• 11:34
  Jerremy: money
• 11:35
  Jerremy: on
• 11:35
  Jerremy: an
• 11:35
  Jerremy: adjustable
• 11:36
  Jerremy: rate,
• 11:36
  Jerremy: which
• 11:37
  Jerremy: most
• 11:37
  Jerremy: people
• 11:37
  Jerremy: do.
• 11:38
  Jerremy: Because
• 11:38
  Jerremy: it's
• 11:38
  Jerremy: cheaper.
• 11:39
  Dave: Yeah.
• 11:40
  Jerremy: And
• 11:40
  Jerremy: you
• 11:41
  Jerremy: can
• 11:41
  Jerremy: borrow
• 11:41
  Jerremy: money
• 11:41
  Jerremy: right
• 11:41
  Jerremy: now.
• 11:42
  Jerremy: And
• 11:42
  Jerremy: if
• 11:43
  Jerremy: you
• 11:43
  Jerremy: know
• 11:43
  Jerremy: that
• 11:43
  Jerremy: the
• 11:43
  Jerremy: interest
• 11:44
  Jerremy: rates
• 11:44
  Jerremy: are
• 11:44
  Jerremy: gonna
• 11:44
  Jerremy: decrease,
• 11:45
  Jerremy: you
• 11:45
  Jerremy: get
• 11:45
  Jerremy: an
• 11:45
  Jerremy: adjustable
• 11:46
  Jerremy: rate
• 11:46
  Jerremy: is
• 11:46
  Jerremy: exactly
• 11:46
  Jerremy: what
• 11:47
  Jerremy: you
• 11:47
  Jerremy: get,
• 11:47
  Jerremy: and
• 11:47
  Jerremy: you
• 11:48
  Jerremy: pop
• 11:48
  Jerremy: into
• 11:48
  Jerremy: one
• 11:48
  Jerremy: of
• 11:48
  Jerremy: those,
• 11:49
  Jerremy: and
• 11:50
  Jerremy: they
• 11:50
  Jerremy: can
• 11:50
  Jerremy: be
• 11:50
  Jerremy: a
• 11:50
  Jerremy: lot
• 11:51
  Jerremy: less
• 11:51
  Jerremy: expensive
• 11:51
  Jerremy: upfront,
• 11:52
  Jerremy: a
• 11:52
  Jerremy: lot
• 11:52
  Jerremy: less
• 11:53
  Jerremy: fees.
• 11:54
  Jerremy: If
• 11:54
  Jerremy: you're
• 11:55
  Jerremy: borrowing
• 11:55
  Jerremy: from
• 11:55
  Jerremy: a
• 11:56
  Jerremy: lender,
• 11:57
  Jerremy: you
• 11:57
  Jerremy: can
• 11:57
  Jerremy: get
• 11:57
  Jerremy: some
• 11:57
  Jerremy: really
• 11:57
  Jerremy: good
• 11:58
  Jerremy: deals
• 11:58
  Jerremy: on
• 11:59
  Jerremy: those.
• 11:59
  Jerremy: Obviously
• 12:00
  Jerremy: there's
• 12:00
  Jerremy: pros
• 12:01
  Jerremy: and
• 12:01
  Jerremy: cons
• 12:01
  Jerremy: to
• 12:02
  Jerremy: adjustable
• 12:02
  Jerremy: rates.
• 12:02
  Dave: Yeah,
• 12:04
  Jerremy: I
• 12:04
  Jerremy: think
• 12:04
  Jerremy: more
• 12:04
  Jerremy: cons
• 12:05
  Jerremy: than
• 12:05
  Jerremy: pros,
• 12:05
  Jerremy: but
• 12:05
  Jerremy: it
• 12:05
  Jerremy: depends
• 12:06
  Jerremy: on
• 12:06
  Jerremy: the
• 12:06
  Jerremy: markets
• 12:06
  Jerremy: that
• 12:07
  Jerremy: you're
• 12:07
  Jerremy: in.
• 12:07
  Jerremy: And
• 12:08
  Jerremy: I
• 12:08
  Jerremy: believe
• 12:09
  Jerremy: as
• 12:09
  Jerremy: of
• 12:09
  Jerremy: right
• 12:09
  Jerremy: now,
• 12:11
  Jerremy: most
• 12:11
  Jerremy: people
• 12:11
  Jerremy: that
• 12:12
  Jerremy: borrow
• 12:12
  Jerremy: money
• 12:14
  Jerremy: aggressively
• 12:14
  Jerremy: are
• 12:14
  Jerremy: pretty
• 12:15
  Jerremy: comfortable
• 12:15
  Jerremy: with
• 12:16
  Jerremy: locking
• 12:17
  Jerremy: in
• 12:17
  Jerremy: interest
• 12:17
  Jerremy: rates,
• 12:18
  Jerremy: buying
• 12:18
  Jerremy: down
• 12:18
  Jerremy: points.
• 12:20
  Jerremy: Understanding
• 12:21
  Jerremy: that
• 12:21
  Jerremy: they
• 12:21
  Jerremy: can
• 12:21
  Jerremy: refinance
• 12:22
  Jerremy: at
• 12:22
  Jerremy: some
• 12:22
  Jerremy: point,
• 12:22
  Jerremy: most
• 12:23
  Jerremy: likely,
• 12:23
  Jerremy: pretty
• 12:24
  Jerremy: quickly.
• 12:25
  Jerremy: So
• 12:25
  Jerremy: with
• 12:25
  Jerremy: this
• 12:25
  Jerremy: particular
• 12:26
  Jerremy: administration,
• 12:27
  Jerremy: again,
• 12:27
  Jerremy: being
• 12:27
  Jerremy: very
• 12:27
  Jerremy: real
• 12:28
  Jerremy: estate
• 12:28
  Jerremy: forward,
• 12:28
  Jerremy: I
• 12:28
  Jerremy: think
• 12:29
  Jerremy: a
• 12:29
  Jerremy: lot
• 12:29
  Jerremy: of
• 12:29
  Jerremy: people
• 12:29
  Jerremy: are
• 12:29
  Jerremy: like,
• 12:30
  Jerremy: let's
• 12:30
  Jerremy: go
• 12:30
  Jerremy: spend,
• 12:31
  Jerremy: let's
• 12:31
  Jerremy: go
• 12:31
  Jerremy: get
• 12:32
  Jerremy: as
• 12:32
  Jerremy: much
• 12:32
  Jerremy: credit
• 12:32
  Jerremy: as
• 12:32
  Jerremy: we
• 12:32
  Jerremy: can.
• 12:33
  Jerremy: Let's
• 12:33
  Jerremy: put
• 12:33
  Jerremy: on
• 12:33
  Jerremy: an
• 12:33
  Jerremy: adjustable
• 12:34
  Jerremy: rate
• 12:35
  Jerremy: and
• 12:35
  Jerremy: let's
• 12:35
  Jerremy: go
• 12:35
  Jerremy: hog
• 12:35
  Jerremy: wild
• 12:36
  Jerremy: for
• 12:36
  Jerremy: the
• 12:36
  Jerremy: next
• 12:37
  Jerremy: three
• 12:37
  Jerremy: years.
• 12:38
  Jerremy: And
• 12:38
  Jerremy: so
• 12:38
  Jerremy: three
• 12:38
  Jerremy: and
• 12:39
  Jerremy: a
• 12:39
  Jerremy: half
• 12:39
  Jerremy: years
• 12:39
  Jerremy: really,
• 12:40
  Jerremy: we're
• 12:40
  Jerremy: just
• 12:40
  Jerremy: kinda
• 12:40
  Jerremy: getting
• 12:40
  Jerremy: started.
• 12:42
  Jerremy: So
• 12:42
  Jerremy: we're
• 12:42
  Jerremy: gonna
• 12:43
  Jerremy: keep
• 12:43
  Jerremy: going
• 12:43
  Jerremy: on
• 12:43
  Jerremy: ball.
• 12:44
  Dave: I
• 12:44
  Dave: don't
• 12:44
  Dave: know.
• 12:44
  Dave: Okay.
• 12:44
  Dave: So,
• 12:45
  Dave: I
• 12:45
  Dave: can't
• 12:46
  Dave: decide
• 12:46
  Dave: if
• 12:46
  Dave: this
• 12:46
  Dave: is,
• 12:47
  Dave: I
• 12:47
  Dave: don't
• 12:47
  Dave: know.
• 12:48
  Dave: None
• 12:48
  Dave: of
• 12:48
  Dave: this
• 12:48
  Dave: sounds
• 12:48
  Dave: like
• 12:48
  Dave: a
• 12:48
  Dave: good
• 12:49
  Dave: idea
• 12:49
  Dave: to
• 12:49
  Dave: me.
• 12:50
  Dave: So
• 12:50
  Dave: let
• 12:50
  Dave: me
• 12:51
  Dave: put
• 12:51
  Dave: it
• 12:51
  Dave: this
• 12:51
  Dave: way.
• 12:52
  Dave: The
• 12:52
  Dave: last
• 12:52
  Dave: few
• 12:53
  Dave: years,
• 12:53
  Dave: it's
• 12:53
  Dave: been
• 12:54
  Dave: very
• 12:54
  Dave: internationally
• 12:55
  Dave: focused.
• 12:55
  Dave: All
• 12:56
  Dave: we
• 12:56
  Dave: heard
• 12:56
  Dave: was
• 12:56
  Dave: Gaza,
• 12:57
  Dave: Ukraine,
• 12:57
  Dave: Gaza,
• 12:57
  Dave: Ukraine,
• 12:58
  Dave: Gaza,
• 12:58
  Dave: Ukraine.
• 12:59
  Dave: And
• 12:59
  Dave: I
• 12:59
  Dave: feel
• 12:59
  Dave: like
• 12:59
  Dave: nothing
• 13:00
  Dave: domestically
• 13:01
  Dave: was
• 13:01
  Dave: nobody,
• 13:02
  Dave: like
• 13:02
  Dave: there
• 13:02
  Dave: was
• 13:02
  Dave: nobody
• 13:02
  Dave: at
• 13:02
  Dave: the
• 13:02
  Dave: wheel.
• 13:03
  Dave: I
• 13:03
  Dave: mean,
• 13:03
  Dave: literally
• 13:03
  Dave: there
• 13:04
  Dave: was
• 13:04
  Dave: nobody
• 13:04
  Dave: at
• 13:04
  Dave: the
• 13:04
  Dave: wheel,
• 13:04
  Dave: right?
• 13:06
  Dave: And
• 13:06
  Dave: I
• 13:06
  Dave: felt
• 13:07
  Dave: like.
• 13:08
  Dave: We
• 13:08
  Dave: were
• 13:08
  Dave: presented
• 13:09
  Dave: two
• 13:09
  Dave: terrible
• 13:09
  Dave: candidates
• 13:10
  Dave: and
• 13:10
  Dave: you
• 13:10
  Dave: had
• 13:10
  Dave: to
• 13:10
  Dave: choose
• 13:11
  Dave: the
• 13:11
  Dave: least
• 13:12
  Dave: worst
• 13:13
  Dave: one.
• 13:14
  Dave: And
• 13:14
  Dave: at
• 13:14
  Dave: least
• 13:14
  Dave: one
• 13:14
  Dave: of
• 13:14
  Dave: them
• 13:15
  Dave: was
• 13:15
  Dave: saying,
• 13:15
  Dave: Hey,
• 13:17
  Dave: make
• 13:17
  Dave: America
• 13:17
  Dave: great
• 13:17
  Dave: again.
• 13:18
  Dave: America
• 13:19
  Dave: first.
• 13:19
  Dave: Like,
• 13:19
  Dave: that
• 13:19
  Dave: sounds
• 13:20
  Dave: good.
• 13:21
  Dave: And
• 13:22
  Dave: yet,
• 13:24
  Dave: like
• 13:24
  Dave: the
• 13:24
  Dave: big
• 13:24
  Dave: things
• 13:25
  Dave: that
• 13:25
  Dave: people
• 13:25
  Dave: talk
• 13:25
  Dave: about
• 13:25
  Dave: all
• 13:26
  Dave: the
• 13:26
  Dave: time
• 13:26
  Dave: is
• 13:27
  Dave: the
• 13:27
  Dave: cost
• 13:27
  Dave: of
• 13:27
  Dave: things,
• 13:28
  Dave: the
• 13:28
  Dave: economy.
• 13:29
  Dave: Education,
• 13:31
  Dave: healthcare.
• 13:32
  Dave: That's
• 13:32
  Dave: another
• 13:32
  Dave: huge
• 13:33
  Dave: one.
• 13:33
  Dave: And
• 13:33
  Dave: yet
• 13:35
  Dave: we're
• 13:35
  Dave: still
• 13:35
  Dave: talking
• 13:35
  Dave: about
• 13:35
  Dave: Ukraine.
• 13:36
  Dave: We're
• 13:36
  Dave: still
• 13:36
  Dave: talking
• 13:36
  Dave: about
• 13:37
  Dave: Gaza.
• 13:37
  Dave: Gaza's
• 13:37
  Dave: got,
• 13:38
  Dave: you
• 13:38
  Dave: know,
• 13:38
  Dave: way
• 13:38
  Dave: worse.
• 13:40
  Dave: When
• 13:40
  Dave: it
• 13:40
  Dave: gets
• 13:40
  Dave: down
• 13:40
  Dave: to
• 13:41
  Dave: it
• 13:41
  Dave: it's
• 13:41
  Dave: that
• 13:42
  Dave: the
• 13:42
  Dave: local
• 13:42
  Dave: is
• 13:42
  Dave: not
• 13:43
  Dave: winning.
• 13:43
  Dave: The
• 13:43
  Dave: US
• 13:44
  Dave: isn't
• 13:44
  Dave: winning
• 13:44
  Dave: it
• 13:44
  Dave: feels
• 13:45
  Dave: like
• 13:45
  Dave: there's
• 13:45
  Dave: a
• 13:45
  Dave: malaise
• 13:46
  Dave: out
• 13:46
  Dave: there.
• 13:46
  Dave: Am
• 13:47
  Dave: I
• 13:47
  Dave: misreading
• 13:47
  Dave: that?
• 13:49
  Jerremy: No,
• 13:49
  Jerremy: I
• 13:49
  Jerremy: don't
• 13:49
  Jerremy: think
• 13:49
  Jerremy: so.
• 13:50
  Jerremy: Or
• 13:50
  Jerremy: overthinking
• 13:50
  Dave: that.
• 13:51
  Dave: I
• 13:51
  Dave: don't
• 13:51
  Dave: know.
• 13:51
  Dave: It's
• 13:51
  Dave: just,
• 13:52
  Dave: yeah
• 13:52
  Dave: it,
• 13:52
  Dave: does
• 13:52
  Dave: anybody
• 13:52
  Dave: feel
• 13:53
  Dave: good
• 13:53
  Dave: right
• 13:53
  Dave: now?
• 13:54
  Dave: When
• 13:54
  Dave: Tucker
• 13:55
  Dave: Carlson
• 13:55
  Dave: and
• 13:56
  Dave: Candace
• 13:56
  Dave: Owens
• 13:57
  Dave: seem
• 13:57
  Dave: to
• 13:57
  Dave: be
• 13:58
  Dave: like
• 13:58
  Dave: liberal
• 13:59
  Dave: heroes,
• 13:59
  Dave: you're
• 13:59
  Dave: not
• 14:00
  Dave: winning.
• 14:00
  Dave: You
• 14:00
  Dave: know,
• 14:01
  Dave: like
• 14:01
  Dave: it's
• 14:01
  Dave: not
• 14:01
  Dave: working
• 14:02
  Dave: out.
• 14:02
  Dave: If
• 14:03
  Dave: those
• 14:03
  Dave: two
• 14:04
  Dave: are
• 14:04
  Dave: coming
• 14:04
  Dave: around,
• 14:05
  Dave: you
• 14:05
  Dave: know?
• 14:06
  Jerremy: When
• 14:07
  Jerremy: everyone's
• 14:07
  Jerremy: accepting
• 14:07
  Jerremy: them,
• 14:08
  Jerremy: like,
• 14:08
  Jerremy: we
• 14:08
  Jerremy: actually
• 14:08
  Jerremy: like
• 14:09
  Jerremy: what
• 14:09
  Jerremy: you
• 14:09
  Jerremy: say.
• 14:10
  Jerremy: You
• 14:10
  Jerremy: seem
• 14:10
  Jerremy: very
• 14:10
  Jerremy: levelheaded.
• 14:11
  Jerremy: You
• 14:11
  Jerremy: seem
• 14:11
  Jerremy: levelheaded
• 14:12
  Dave: and
• 14:12
  Dave: reasonable.
• 14:13
  Dave: When
• 14:13
  Dave: that's
• 14:13
  Dave: Tucker
• 14:13
  Dave: Carlson
• 14:14
  Dave: and
• 14:14
  Dave: Candace
• 14:14
  Dave: Owens,
• 14:15
  Dave: you're
• 14:15
  Dave: like,
• 14:15
  Dave: uhoh.
• 14:16
  Jerremy: You
• 14:16
  Jerremy: seem
• 14:16
  Jerremy: like
• 14:17
  Jerremy: you're
• 14:17
  Jerremy: very
• 14:17
  Jerremy: in
• 14:17
  Jerremy: the
• 14:17
  Jerremy: middle
• 14:18
  Jerremy: with
• 14:18
  Jerremy: your
• 14:18
  Jerremy: discussions
• 14:19
  Jerremy: and
• 14:19
  Jerremy: your
• 14:19
  Jerremy: point
• 14:19
  Jerremy: of
• 14:19
  Jerremy: view.
• 14:20
  Jerremy: I
• 14:21
  Jerremy: love
• 14:21
  Jerremy: this
• 14:21
  Jerremy: bipartisan
• 14:22
  Jerremy: discussion
• 14:22
  Jerremy: of
• 14:22
  Jerremy: Candace
• 14:23
  Jerremy: Owens
• 14:23
  Jerremy: and
• 14:24
  Jerremy: Yeah,
• 14:25
  Jerremy: agreed.
• 14:26
  Jerremy: It's,
• 14:26
  Jerremy: it
• 14:26
  Jerremy: is
• 14:26
  Jerremy: very,
• 14:27
  Jerremy: like,
• 14:27
  Jerremy: is
• 14:27
  Jerremy: it
• 14:27
  Dave: weirder
• 14:27
  Dave: than
• 14:28
  Dave: COVID
• 14:28
  Dave: right
• 14:28
  Dave: now?
• 14:29
  Dave: Are
• 14:29
  Dave: we,
• 14:29
  Dave: uh,
• 14:29
  Dave: you
• 14:29
  Dave: know,
• 14:29
  Dave: like
• 14:30
  Dave: at
• 14:30
  Dave: least
• 14:30
  Dave: in
• 14:30
  Dave: the,
• 14:30
  Dave: in
• 14:30
  Dave: the
• 14:30
  Dave: vibe,
• 14:31
  Dave: not,
• 14:31
  Dave: not
• 14:31
  Dave: in
• 14:32
  Dave: the,
• 14:32
  Dave: Hey,
• 14:32
  Dave: we
• 14:32
  Dave: gotta
• 14:32
  Dave: throw
• 14:33
  Dave: on
• 14:33
  Dave: masks
• 14:33
  Dave: and
• 14:33
  Dave: stay
• 14:33
  Dave: inside,
• 14:34
  Dave: but
• 14:34
  Dave: is
• 14:35
  Dave: it
• 14:35
  Dave: weirder
• 14:35
  Dave: than
• 14:35
  Dave: COVID?
• 14:36
  Jerremy: It's
• 14:37
  Jerremy: more
• 14:37
  Jerremy: surreal,
• 14:38
  Jerremy: I
• 14:38
  Jerremy: think.
• 14:39
  Jerremy: Uh,
• 14:39
  Jerremy: and
• 14:39
  Jerremy: what
• 14:39
  Jerremy: I
• 14:39
  Jerremy: mean
• 14:39
  Jerremy: by
• 14:40
  Jerremy: that
• 14:40
  Jerremy: is
• 14:40
  Jerremy: it's
• 14:40
  Jerremy: almost
• 14:41
  Jerremy: like
• 14:42
  Jerremy: we
• 14:42
  Jerremy: have
• 14:43
  Jerremy: a
• 14:43
  Jerremy: current
• 14:44
  Jerremy: sitting
• 14:44
  Jerremy: president
• 14:46
  Jerremy: who
• 14:46
  Jerremy: was
• 14:46
  Jerremy: in
• 14:47
  Jerremy: the
• 14:47
  Jerremy: World
• 14:47
  Jerremy: Wrestling
• 14:47
  Jerremy: Federation.
• 14:49
  Dave: Literally,
• 14:50
  Jerremy: Course.
• 14:51
  Jerremy: Like
• 14:51
  Jerremy: literally,
• 14:51
  Jerremy: I
• 14:51
  Jerremy: know,
• 14:52
  Jerremy: I
• 14:52
  Jerremy: mean,
• 14:52
  Jerremy: like,
• 14:52
  Jerremy: I
• 14:52
  Jerremy: know
• 14:53
  Jerremy: he
• 14:53
  Jerremy: actually
• 14:54
  Jerremy: was,
• 14:54
  Jerremy: he
• 14:54
  Jerremy: actually
• 14:55
  Jerremy: did
• 14:56
  Jerremy: wwe
• 14:57
  Jerremy: it,
• 14:57
  Jerremy: it
• 14:57
  Jerremy: seems
• 14:57
  Jerremy: like
• 14:58
  Jerremy: we
• 14:58
  Jerremy: have
• 14:58
  Jerremy: an
• 14:58
  Jerremy: administration
• 14:59
  Jerremy: that
• 14:59
  Jerremy: is
• 14:59
  Jerremy: putting
• 15:00
  Jerremy: his
• 15:01
  Jerremy: best
• 15:01
  Jerremy: buddies,
• 15:02
  Jerremy: company.
• 15:03
  Jerremy: Yeah.
• 15:03
  Jerremy: In
• 15:03
  Jerremy: the
• 15:03
  Jerremy: front
• 15:04
  Jerremy: lawn
• 15:04
  Jerremy: of
• 15:04
  Jerremy: the
• 15:05
  Jerremy: White
• 15:05
  Jerremy: House
• 15:05
  Jerremy: for
• 15:05
  Jerremy: the
• 15:06
  Jerremy: 250
• 15:06
  Jerremy: year
• 15:07
  Jerremy: celebration.
• 15:08
  Jerremy: Dana
• 15:08
  Jerremy: White
• 15:09
  Jerremy: is
• 15:09
  Jerremy: coming
• 15:09
  Jerremy: to
• 15:09
  Jerremy: do
• 15:10
  Jerremy: a
• 15:10
  Jerremy: UFC
• 15:10
  Jerremy: match,
• 15:12
  Jerremy: as
• 15:12
  Jerremy: you
• 15:12
  Jerremy: know.
• 15:13
  Dave: No,
• 15:13
  Dave: I
• 15:13
  Dave: didn't
• 15:13
  Dave: in
• 15:13
  Jerremy: the
• 15:13
  Jerremy: front.
• 15:14
  Dave: Really?
• 15:14
  Alex: Dave
• 15:15
  Alex: questions
• 15:15
  Alex: the
• 15:15
  Alex: clown-show
• 15:16
  Alex: chaos
• 15:16
  Alex: of
• 15:16
  Alex: policy
• 15:17
  Alex: swings,
• 15:18
  Alex: while
• 15:18
  Alex: Jerremy
• 15:18
  Alex: warns
• 15:19
  Alex: one
• 15:19
  Alex: leader
• 15:19
  Alex: holds
• 15:19
  Alex: too
• 15:20
  Alex: much
• 15:20
  Alex: sway
• 15:21
  Alex: over
• 15:21
  Alex: lives
• 15:21
  Alex: and
• 15:21
  Alex: jobs.
• 15:22
  Alex: But
• 15:22
  Alex: if
• 15:23
  Alex: unchecked
• 15:23
  Alex: power
• 15:24
  Alex: keeps
• 15:24
  Alex: spiking
• 15:24
  Alex: costs,
• 15:25
  Alex: what's
• 15:25
  Alex: the
• 15:25
  Alex: real
• 15:25
  Alex: toll
• 15:26
  Alex: on
• 15:26
  Alex: everyday
• 15:26
  Alex: trust?
• 15:27
  Alex: Next—the
• 15:28
  Alex: wild
• 15:28
  Alex: White
• 15:29
  Alex: House
• 15:29
  Alex: that
• 15:29
  Alex: blurs
• 15:29
  Alex: the
• 15:29
  Alex: lines
• 15:30
  Alex: between
• 15:30
  Alex: entertainment
• 15:31
  Alex: and
• 15:31
  Alex: governance.