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EP # 195 | How Pension Income Splitting Works for Couples
In this episode of Your Retirement Planning Simplified, Joe Curry explains how pension income splitting works in Canada and why it can be one of the most effective tax-saving strategies for retirees. Learn how RRIF withdrawals, defined benefit pensions, and strategic retirement income planning can help couples reduce taxes, protect OAS benefits, and create more tax-efficient retirement income.
Resources
CRA Form T1032 – Joint Election to Split Pension Income
Government of Canada – Pension Income Splitting Overview
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