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Budgets Are Bullshit: Why Reviews Beat Restrictions

This episode challenges conventional budgeting wisdom and reframes how mothers should think about household finances. Rather than restricting spending through strict budgets, Elli argues that households—like businesses—should conduct regular reviews to optimize spending, redirect money toward asset-building, and make intentional financial decisions that support their values and ambitions.

Full Show Notes

In this episode, Elli confronts the shame-based, restrictive approach to personal finance that dominates women's money advice. The core argument: budgeting, as it's typically taught, is…

The skinny

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