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Where You Live Shapes Your Retirement | Durham News
Retirement readiness in America is wildly uneven—where you live makes all the difference. While the national average is just $80,000 saved, Massachusetts leads with $150,000 per household, thanks to high participation in employer-sponsored plans, while Mississippi lags at $35,000 with only 40% of households saving. The key driver? Access to workplace retirement plans—not personal discipline. High-cost states like Hawaii and Washington mask their advantage with steep living expenses. To fix this, 22 states now offer automatic payroll savings programs, proving that simplicity and structure are…
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