Latest / Financial Survival Network / Urgent Crypto Security: Block SIM Swap Scams - Robert Siciliano #6169

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Urgent Crypto Security: Block SIM Swap Scams - Robert Siciliano #6169 · Financial Survival Network

• 0:00
  Speaker 1: So what the coin bases and others of the world
• 0:03
  Speaker 1: have learned, and what the etends and horizons have learned,
• 0:07
  Speaker 1: is that, as you know, foresee ability equals liability. And
• 0:12
  Speaker 1: so if any of these companies can foresee that a
• 0:16
  Speaker 1: simswap is going to result in tens of thousands to
• 0:20
  Speaker 1: millions of dollars in losses for a consumer, if they
• 0:22
  Speaker 1: can foresee that it's going to happen, they need to
• 0:25
  Speaker 1: do something in addition to what they currently have in
• 0:28
  Speaker 1: place in regards to preventing that from happening.
• 0:31
  Speaker 2: Therefore, what else can we do? They said?
• 0:34
  Speaker 1: And they said, well, what if we knew the was
• 0:37
  Speaker 1: swapped out legitimately or illegitimately, how would we know that?
• 0:41
  Speaker 1: What do we need to do going forward?
• 0:43
  Speaker 3: Thanks for listening to carry Letz's Financial Survival Network, your
• 0:47
  Speaker 3: solution to today's trying times. For the latest, go to Financial
• 0:52
  Speaker 3: Survivalnetwork dot com. Financial Survival Network now more than.
• 0:57
  Speaker 4: Ever, and welcome you are listening to and watching the
• 1:09
  Speaker 4: Financial Survival Network. I'm your host, Terry Lutz. We have
• 1:13
  Speaker 4: security expert Robert Ceciliano with us. Now, Robert, you've been
• 1:19
  Speaker 4: warning people about scams. It seems like most of your
• 1:22
  Speaker 4: life and now they're after you. They're trying to scam you, right.
• 1:26
  Speaker 1: Oh then, oh yeah, they have been trying to scam
• 1:29
  Speaker 1: me for quite quite a long time. Actually, I've received
• 1:33
  Speaker 1: I've received emails from bad guys with my social Security
• 1:38
  Speaker 1: number in the body of an email. Hey, security guy,
• 1:42
  Speaker 1: here's your social ha ha, with them basically flexing their
• 1:46
  Speaker 1: muscles showing me how cool they were and that they
• 1:48
  Speaker 1: got one up on me.
• 1:49
  Speaker 2: And you know, like.
• 1:50
  Speaker 1: When I see that, my response is, you know whatever,
• 1:54
  Speaker 1: because as far as I'm concerned, everybody's social Security number
• 1:59
  Speaker 1: at this point is in the hands of a criminal.
• 2:02
  Speaker 1: You know, Like how often asked by consumers, you know,
• 2:06
  Speaker 1: shouldy invest in services that you know find my information
• 2:12
  Speaker 1: on the dark web? What do you think about that?
• 2:14
  Speaker 1: And like, my information is on the dark web? Yardmations
• 2:17
  Speaker 1: of the dark web. Your your name, your email address,
• 2:21
  Speaker 1: likely your social Security number, your haul address, your phone number,
• 2:24
  Speaker 1: your email address, you know.
• 2:26
  Speaker 2: Everything, Like it's it's all on the dark web.
• 2:28
  Speaker 1: Because there's been like one hundred and seventy plus billion
• 2:33
  Speaker 1: records compromise at least in the last decade, and all
• 2:37
  Speaker 1: of that information, or at least most of it, is
• 2:39
  Speaker 1: available on the dark web. So what is a dark
• 2:42
  Speaker 1: web scan going to do other than tell you that
• 2:46
  Speaker 1: your data is exposed? And what do you do in response?
• 2:51
  Speaker 1: How do you react to the information? Basically, the idea
• 2:55
  Speaker 1: is to make the data useless to the thief right.
• 2:59
  Speaker 2: And so what does that mean?
• 3:01
  Speaker 1: What does it mean when they have your social What
• 3:03
  Speaker 1: does it mean when they have your credit card number?
• 3:05
  Speaker 2: What does it mean when they have your email address?
• 3:07
  Speaker 1: So?
• 3:07
  Speaker 2: Or what does it mean when they have your passwords?
• 3:10
  Speaker 1: Right? And I tell people all the time, don't worry
• 3:13
  Speaker 1: about it, but do something about it. So passwords, what
• 3:17
  Speaker 1: do you do? You change up your passcodes when you
• 3:20
  Speaker 1: find out that specific passwords will compromise, and you find
• 3:24
  Speaker 1: and you look through all your various logins to determine
• 3:27
  Speaker 1: where that password might have been affected, so you change
• 3:31
  Speaker 1: your passcodes. In addition to that, the end all pure
• 3:35
  Speaker 1: role for most password breaches is make sure you have
• 3:38
  Speaker 1: two factor authentication across all critical websites, because even if
• 3:44
  Speaker 1: they have your passcode save for your PayPal account, they
• 3:47
  Speaker 1: would need to have your mobile phone in their possession.
• 3:51
  Speaker 2: As long as you have a two factor of authentication enabled, they.
• 3:54
  Speaker 1: Would have to have your mobile phone in their possession
• 3:56
  Speaker 1: to be able to get into your PayPal account even
• 3:59
  Speaker 1: if they have had your past code. You know. So
• 4:02
  Speaker 1: just yesterday I got an alert that somebody's trying to
• 4:07
  Speaker 1: update my Instagram account. They want to reset the Instagram
• 4:13
  Speaker 1: which means that somebody probably has my email address, which
• 4:16
  Speaker 1: is public knowledge, and they probably just did a password reset.
• 4:20
  Speaker 1: And to most people, that's going to freak them out.
• 4:22
  Speaker 1: For me, you know, I've got two factor authentication. I've
• 4:25
  Speaker 1: got upper case lowercase I WAS and characters my passwords,
• 4:29
  Speaker 1: and they would need my mobile phone in their possession
• 4:32
  Speaker 1: to get into my Instagram account. As far as if
• 4:35
  Speaker 1: they had my social Security number, well that's kind of
• 4:38
  Speaker 1: a no brainer too. You know, I have identity that
• 4:42
  Speaker 1: protection services that monitor my information look for new lives
• 4:45
  Speaker 1: of credit being opened up under my name.
• 4:47
  Speaker 2: Addition to that, I have a.
• 4:49
  Speaker 1: Credit freeze across all three major credit bureaus so experience
• 4:54
  Speaker 1: transunient equifacts. So if somebody has my social Security number
• 5:00
  Speaker 1: their possession and they're trying to open up new lines
• 5:04
  Speaker 1: of credit under my name, well good luck. Because any lender,
• 5:08
  Speaker 1: any credit card company, any where they go to try
• 5:11
  Speaker 1: to process an application for credit, they're going to be
• 5:14
  Speaker 1: met with a credit freeze. They're not going to be
• 5:16
  Speaker 1: able to see what my credit scores are. Therefore, that lender,
• 5:20
  Speaker 1: that credit card company, that bank is going to bump that.
• 5:25
  Speaker 2: Credit check back and say, can't approve this.
• 5:28
  Speaker 1: Loader, this credit card because you have a credit freeze,
• 5:31
  Speaker 1: Robert Cisleado slash identity thief, and therefore we can't issue
• 5:35
  Speaker 1: this line of credit, this credit card to you. So
• 5:38
  Speaker 1: a credit freeze in most cases makes the social security
• 5:43
  Speaker 1: number in most cases useless to the thief. And if
• 5:47
  Speaker 1: they have my credit card number, right, yeah, they could
• 5:51
  Speaker 1: probably make charges to my credit card. Sure, like that's
• 5:56
  Speaker 1: not that difficult. Every single time you use your credit card,
• 6:00
  Speaker 1: your credit card number over the phone, in person, whatever
• 6:02
  Speaker 1: that number, that credit card is at risk.
• 6:06
  Speaker 2: However, I have push notifications or.
• 6:11
  Speaker 1: You pop up notifications via all of my credit card
• 6:15
  Speaker 1: numbers and my bank account number. Or what that means
• 6:18
  Speaker 1: is every single time there's a charge, every single time
• 6:22
  Speaker 1: there's a transaction on my bank account on any of
• 6:25
  Speaker 1: my cards, card, present card, not present, international, below or
• 6:31
  Speaker 1: above a dollar, you name it, I either get an
• 6:35
  Speaker 1: email instantly, a text message instantly, or a pop up
• 6:40
  Speaker 1: via one of my credit card or bank mobile apps,
• 6:44
  Speaker 1: so I am made aware in real time every single
• 6:48
  Speaker 1: time there's a transaction on a card or a bank
• 6:51
  Speaker 1: card or a credit card, which doesn't necessarily make those
• 6:56
  Speaker 1: digits useless to the thief, but it makes it really
• 6:59
  Speaker 1: hard to use any of my credit card or bank
• 7:03
  Speaker 1: account account numbers in commerce because I am made aware
• 7:07
  Speaker 1: of it in real time, and I can immediately refuew
• 7:11
  Speaker 1: those charges, which in most cases should you know, stop
• 7:17
  Speaker 1: the bat guy in his tracks and prevent him or
• 7:19
  Speaker 1: her from doing any further damage, and then I'll just
• 7:22
  Speaker 1: get a new credit card in the mail shortly afterwards.
• 7:25
  Speaker 2: And I've actually, probably in the past three to five years, have.
• 7:32
  Speaker 1: Had to get two or three different new cards as
• 7:34
  Speaker 1: a result of those push notifications, you know, in post
• 7:38
  Speaker 1: notifications that I set up for my bank card, my
• 7:43
  Speaker 1: credit card are different than when the bank of credit
• 7:46
  Speaker 1: card company notices charges that are anomalists. Meaning, for example,
• 7:53
  Speaker 1: I might use my credit card and gas station in
• 7:56
  Speaker 1: Boston and then ten minutes later that card.
• 7:58
  Speaker 2: Is used in Russia.
• 8:01
  Speaker 1: I obviously can't get to Russia in ten minutes, you know, tough,
• 8:06
  Speaker 1: that's an anomaly, right, So the credit card companies and
• 8:09
  Speaker 1: banks they have anomaly detection technology that recognizes risk, which
• 8:14
  Speaker 1: is different than you setting up push notification, so credit cards,
• 8:19
  Speaker 1: you know, social cutting numbers, pass codes, it's the dark web.
• 8:23
  Speaker 1: It's a matter of making the data useless to the thief.
• 8:27
  Speaker 4: So what about this thing of SIM swapping, which really
• 8:31
  Speaker 4: could be used to defeat third party factor ID for
• 8:37
  Speaker 4: the people like getting their crypto accounts, their bank accounts,
• 8:41
  Speaker 4: all sorts of things. Looks like the carriers are taking
• 8:45
  Speaker 4: additional precautions to stop it, but it's a little scary.
• 8:50
  Speaker 1: Yeah, So I'm glad you touched on that because I've
• 8:52
  Speaker 1: I've actually been and I still function as an expert
• 8:56
  Speaker 1: witness revolving around SIM swapping and someone's you know, crypto account.
• 9:03
  Speaker 2: Being drained, right, And I've seen that unfortunately too many times.
• 9:08
  Speaker 1: And when somebody is targeted, usually the first thing that
• 9:14
  Speaker 1: happens is their email is compromised in some way, whether
• 9:19
  Speaker 1: they are phished when they don't have two factor authentication, right,
• 9:23
  Speaker 1: whether they're phished, or their credentials are exposed or the
• 9:27
  Speaker 1: dark lip. You know, so your email addresses relatively public,
• 9:31
  Speaker 1: but then your password password singular that's used across multiple
• 9:40
  Speaker 1: accounts is highly problematic. Okay, so I'll get to the
• 9:45
  Speaker 1: sim aspect of this, but it begins with your email
• 9:48
  Speaker 1: being compromised. And so once your email is compromised, once
• 9:52
  Speaker 1: the bad guys inside your email A because factor authentication
• 9:57
  Speaker 1: B because you use the same past code across multiple
• 10:01
  Speaker 1: accounts and that data is in fact exposed to the
• 10:04
  Speaker 1: dark Web, the bad guy doesn't necessarily hack into your email.
• 10:10
  Speaker 1: They just log in because they have your credentials, because
• 10:13
  Speaker 1: your credentials are exposed on the dark web, and you're
• 10:16
  Speaker 1: not doing the basic cybersecurity one on one to make
• 10:19
  Speaker 1: the data useless to the thief by setting up two
• 10:22
  Speaker 1: factor aboutthentdication never using the same passcode twice, which also
• 10:26
  Speaker 1: generally means using a password manager, which I do and
• 10:30
  Speaker 1: I have for over twenty years, right, And a password
• 10:34
  Speaker 1: manager facilitates the process of using a different passcode across
• 10:39
  Speaker 1: each account, uppercase lower case numbers and characters, long strong
• 10:43
  Speaker 1: passwords that generally aren't easily cracked, or words fond of
• 10:48
  Speaker 1: the dictionary, or consecutive strokes across the keyboard, and so forth.
• 10:53
  Speaker 1: And so once the email is compromised, bad guys inside
• 10:57
  Speaker 1: the email now they just search Coinbase, they search crypto,
• 11:03
  Speaker 1: they search binance and so forth, all the crypto exchanges right,
• 11:08
  Speaker 1: and once they're inside your email, they see, oh, he
• 11:11
  Speaker 1: or she has a coin based account, he or she
• 11:14
  Speaker 1: has a finance account and so forth. That's when they
• 11:18
  Speaker 1: begin the password reset if possible, from your email, and
• 11:24
  Speaker 1: if that doesn't get them in, they realize you have
• 11:26
  Speaker 1: two factor authentication.
• 11:28
  Speaker 2: And that's when the simswap process begins.
• 11:31
  Speaker 1: Now, once they're inside your email, they search out AT
• 11:36
  Speaker 1: and T, Verizon, Comcast, T Mobile, right, what Mint and
• 11:43
  Speaker 1: so on, and they just go down the line in
• 11:46
  Speaker 1: regards to all the mobile phone carrier companies to see
• 11:50
  Speaker 1: where you have an account, and the next best thing
• 11:53
  Speaker 1: for them is to reset the passcode for your telcode,
• 12:00
  Speaker 1: so that now they're in your telco. And even if
• 12:03
  Speaker 1: that has two factor authentication, they at least have at
• 12:06
  Speaker 1: this point enough intelligence because they're inside.
• 12:11
  Speaker 2: Your email that they know who you can use.
• 12:15
  Speaker 1: For crypto, They know who you use as you sell
• 12:18
  Speaker 1: carrier and so forth. Now from there, that's when if
• 12:23
  Speaker 1: they can't we set any pass codes because of two
• 12:26
  Speaker 1: factor authentication, best case scenario, that's when they head out
• 12:30
  Speaker 1: to a physical store and then go to generally a
• 12:35
  Speaker 1: third party reseller. You know, some guy that has a
• 12:41
  Speaker 1: shop at a mall somewhere that you know sells mobile phones,
• 12:47
  Speaker 1: and he has access to much of the same tools
• 12:52
  Speaker 1: to swap out a SIM as one of the actual carriers,
• 12:57
  Speaker 1: you know, the team mobiles at at and ts and
• 12:59
  Speaker 1: ribs of the world. That third party reseller has that
• 13:04
  Speaker 1: same similar ancess and the problem here, And I've seen this,
• 13:09
  Speaker 1: and I've actually commented on this in same swap cases
• 13:14
  Speaker 1: in a court of law that like you'll find pockets
• 13:19
  Speaker 1: of these third parties resellers where like there's been a
• 13:25
  Speaker 1: few different SIM swaps have occurred as a result of
• 13:29
  Speaker 1: this particular reseller at that particular location. Why because he
• 13:35
  Speaker 1: or she was approached by a scammer and said, hey, listen,
• 13:42
  Speaker 1: I'll give you a thousand bucks if you could swap
• 13:44
  Speaker 1: out this SIM.
• 13:45
  Speaker 2: He's like, I, okay, you got it.
• 13:48
  Speaker 1: A thousand bucks is a thousand bucks. Yeah, you just
• 13:51
  Speaker 1: got one or two of them coming in a week.
• 13:53
  Speaker 1: That's you know, four, six, eight, ten, twelve grand a month,
• 13:58
  Speaker 1: you know, sure, right.
• 14:00
  Speaker 2: Like that's easy, easy money.
• 14:03
  Speaker 1: And so that reseller generally is the one who's defeating
• 14:08
  Speaker 1: whatever security measures that the telcos have in place, and
• 14:11
  Speaker 1: it's not just the third party.
• 14:14
  Speaker 2: So in my own research.
• 14:17
  Speaker 1: When it comes to simswaps, in my own research as
• 14:20
  Speaker 1: an expert witness, I've reached out to the Verizons and
• 14:25
  Speaker 1: the AT and ts and the boost Mobiles and the
• 14:29
  Speaker 1: Verizons and so forth as a consumer and made a
• 14:33
  Speaker 1: phone call and went in to the actual operations and said, listen,
• 14:37
  Speaker 1: I like, if what do I do? Like I lost
• 14:40
  Speaker 1: my password to my account and I got this mobile phone,
• 14:44
  Speaker 1: I got this iPhone, and I need to swap off
• 14:46
  Speaker 1: my sin because like my phone doesn't work anymore, and
• 14:49
  Speaker 1: I you know, everything's dead, and you know, what do
• 14:52
  Speaker 1: I do it? How do I go about it? He said, well,
• 14:55
  Speaker 1: you know generally, like we need to you know, two
• 14:58
  Speaker 1: forms of identification. He's like, well, I'm like, well, I've
• 15:01
  Speaker 1: got a driver's license. That's all I've got. And but
• 15:06
  Speaker 1: you know, beyond that, like I don't have anything else.
• 15:08
  Speaker 1: It's like, well, as long as you come in with
• 15:09
  Speaker 1: the job relations, we'll.
• 15:10
  Speaker 2: Have no problem.
• 15:11
  Speaker 1: We should be able to do it right right here
• 15:12
  Speaker 1: on the spot. Here's the problem with that. You go
• 15:15
  Speaker 1: on TikTok right now, you go on Instagram right now,
• 15:19
  Speaker 1: you go to any college in America right now, you
• 15:23
  Speaker 1: can easily find fake IDs easily, like two for eighty bucks,
• 15:32
  Speaker 1: two for eighty bucks.
• 15:33
  Speaker 2: And they're good.
• 15:34
  Speaker 1: They are good quality ideas and the only and I've
• 15:40
  Speaker 1: looked at these ideas, like I've handled and played with
• 15:43
  Speaker 1: these IDs, but compared up against mine, you know, And
• 15:47
  Speaker 1: the only difference in the fake ideas versus the real
• 15:53
  Speaker 1: ideas is that there's generally a hologram in the rail eye.
• 16:00
  Speaker 1: Then he isn't as good as the one that's the
• 16:04
  Speaker 1: fake ID. The fake ideas are a little duller. They're
• 16:09
  Speaker 1: just a little duller. Yeah, that's exactly what you need
• 16:12
  Speaker 1: dollar Yeah, but the but the but it's but there
• 16:16
  Speaker 1: is a hologram there. It's just a little duller. It's
• 16:18
  Speaker 1: a little more faint. And that's really it. And so
• 16:21
  Speaker 1: your every day Verizon Star employee, he's really not gonna
• 16:26
  Speaker 1: be really looking for that or know enough to look
• 16:29
  Speaker 1: for that. He may or may not have the experience.
• 16:31
  Speaker 1: He may may or may not know the difference. But
• 16:34
  Speaker 1: you walk in all you know, frazzle ands all, I did,
• 16:37
  Speaker 1: I just need this? And you all, you know, you've
• 16:39
  Speaker 1: got to like.
• 16:39
  Speaker 2: You know, clean shiny teeth and good hygiene.
• 16:44
  Speaker 4: So they're on a Friday, go there on a Friday
• 16:46
  Speaker 4: before closing, right.
• 16:48
  Speaker 1: Yeah, they're not going to be like, I don't all
• 16:50
  Speaker 1: about you like your sketch, I mean you or I
• 16:54
  Speaker 1: walk in.
• 16:54
  Speaker 2: We're not gonna be all sketch, you know, right exactly?
• 16:58
  Speaker 2: We look like taxpayer? Yeap, gotcha? So is there is
• 17:04
  Speaker 2: good news here?
• 17:05
  Speaker 4: Though?
• 17:05
  Speaker 1: Here's the deal, right, all is not lost. The good
• 17:08
  Speaker 1: news is that there's a lot you can do. Change
• 17:12
  Speaker 1: up all your past codes. Use two factor authentication for everything,
• 17:15
  Speaker 1: everything including email. Never use the same pass code twice.
• 17:19
  Speaker 1: You do all these different things.
• 17:20
  Speaker 2: Okay.
• 17:22
  Speaker 1: The good news is that the cryptocurrency companies, right the
• 17:26
  Speaker 1: bitcoins and so forth, they now have developed relationships with
• 17:32
  Speaker 1: the telcos. And what that means is they know if
• 17:35
  Speaker 1: you all, if you already have say a coin Base account,
• 17:39
  Speaker 1: and your stuff is, how is that coin Base? And
• 17:42
  Speaker 1: you're on AT and T, you've got two factor authentication,
• 17:46
  Speaker 1: you're doing all the things that you're supposed to do
• 17:48
  Speaker 1: at Coinbase to make sure that your crypto isn't hacked.
• 17:51
  Speaker 1: And you've tightened up your AT and T account like
• 17:54
  Speaker 1: you've got two factor authentication there.
• 17:56
  Speaker 2: But then you're like, you know what, AT and T.
• 17:58
  Speaker 1: Is too expensive, I'm going to go to mid Mobile,
• 18:02
  Speaker 1: right because mid Mobile is like a third of the price.
• 18:05
  Speaker 1: So the process of setting up at mid Mobile, Coinbase
• 18:09
  Speaker 1: knows that you no longer are at AT and T,
• 18:13
  Speaker 1: You're at mid Mobile. They have backdoor access and know
• 18:18
  Speaker 1: that you've swapped out your SIM to go from AT
• 18:22
  Speaker 1: and T to mid Mobile. They know that now, so
• 18:26
  Speaker 1: that backdoor access, that relationship that coinbase has with AT
• 18:32
  Speaker 1: and T and others is a good thing, and that
• 18:36
  Speaker 1: protects Coinbase and it.
• 18:37
  Speaker 2: Protects their users.
• 18:39
  Speaker 1: Yeah, it's getting harder to swap out of SIM for
• 18:43
  Speaker 1: the bad guy in it not be detected by the
• 18:49
  Speaker 1: coin bases of the world.
• 18:50
  Speaker 4: And I can tell you a personal story. I don't
• 18:52
  Speaker 4: want to say what carrier I use and what major
• 18:56
  Speaker 4: bank it was, but I had gotten a new phone
• 18:59
  Speaker 4: upgrade my iPhone and you know it's an e SIM.
• 19:03
  Speaker 4: But when I logged onto that bank the first time,
• 19:06
  Speaker 4: it said it appears that you're using a new phone
• 19:09
  Speaker 4: or a new SIM. We have to do additional verifications
• 19:14
  Speaker 4: and uh, and you know they nailed it because obviously
• 19:18
  Speaker 4: it was me, but I saw that they were really
• 19:22
  Speaker 4: taking precautions. So I guess there will be some universal
• 19:27
  Speaker 4: verification of sims a SIMS as well as physical sims.
• 19:32
  Speaker 4: So when someone has a new one and it pops
• 19:35
  Speaker 4: up for the account, then they have to go through
• 19:38
  Speaker 4: an additional phase of verifications more than one. It was
• 19:42
  Speaker 4: two or three. I had to do a couple of
• 19:44
  Speaker 4: credit cards, my ADM card, and.
• 19:48
  Speaker 2: Yeah, it was. It was extensive. So I didn't seem
• 19:51
  Speaker 2: to think, so it's a pot but it's a good thing.
• 19:54
  Speaker 1: And so what what the coin bases and others of
• 19:57
  Speaker 1: the world have learned, and what the aten ds and
• 19:59
  Speaker 1: horizons I've learned is that, as you know, foresee ability
• 20:04
  Speaker 1: equals liability. And so if any of these companies can
• 20:08
  Speaker 1: foresee that a SIM swap is going to result in
• 20:13
  Speaker 1: tens of thousands to millions of dollars in losses for
• 20:15
  Speaker 1: a consumer, if they can foresee that it's going to happen,
• 20:19
  Speaker 1: they need to do something in addition to what they
• 20:22
  Speaker 1: currently have in place in regards to preventing that from happening. Therefore,
• 20:26
  Speaker 1: what else can we do? They said, And they say, well,
• 20:29
  Speaker 1: what if we knew the was swapped? Out legitimately or illegitimately,
• 20:34
  Speaker 1: how would we know that? What do we need to
• 20:36
  Speaker 1: do going forward? And they developed that relationship, they begin
• 20:40
  Speaker 1: to shake hands with each other and now they know
• 20:43
  Speaker 1: via an API or something to that effect. And so
• 20:47
  Speaker 1: that does protect consumers in the end, that does not
• 20:51
  Speaker 1: mean that consumers should still sit in their hands and
• 20:53
  Speaker 1: do nothing. They still need to engage in all the
• 20:56
  Speaker 1: various you know, through virtual authentication, change up your passos
• 21:00
  Speaker 1: to San Pasco twice and listened to password bandage RK
• 21:03
  Speaker 1: and so on and so forth, at all your various
• 21:06
  Speaker 1: critical accounts, including anything related to any finance, crypto and
• 21:10
  Speaker 1: everything and anything.
• 21:11
  Speaker 2: And generally you're going.
• 21:13
  Speaker 1: To become a tougher target for the bad guy, and
• 21:17
  Speaker 1: they're going to go after the path of leash resistance,
• 21:18
  Speaker 1: which is the people who don't have those basics in place.
• 21:22
  Speaker 4: And as we were speaking, I changed my Google password
• 21:25
  Speaker 4: because it had been too long, and it sent a
• 21:28
  Speaker 4: notification to my phone. I was doing it online on
• 21:34
  Speaker 4: my desktop, sent a notification in my phone. Your password's
• 21:37
  Speaker 4: just been changed. Was that you yes or no? And
• 21:41
  Speaker 4: of course I said yes, So yeah, you can never
• 21:44
  Speaker 4: be too careful here, Robert and a friend of mine
• 21:46
  Speaker 4: that had happened to in Florida. Coinbase account got drained.
• 21:50
  Speaker 4: They tried to drain her bank account but they were
• 21:53
  Speaker 4: not able to. But they took twenty eight thousand dollars
• 21:57
  Speaker 4: worth of crypto from her account and she had to
• 22:00
  Speaker 4: sue them. I didn't hear what happened. I believe it
• 22:02
  Speaker 4: was settled out of court and that was that. Hey, well,
• 22:07
  Speaker 4: appreciate you coming on telling us about this new emerging
• 22:10
  Speaker 4: threat as well as the way that they're after you personally.
• 22:14
  Speaker 4: Just tell us where do we find you? How do
• 22:16
  Speaker 4: we connect with you on the web?
• 22:18
  Speaker 1: Sure, I am at protect now LLC dot com again
• 22:23
  Speaker 1: protect now LLC dot com and I can also be
• 22:26
  Speaker 1: found at safer dot me. That's SA sa f R
• 22:31
  Speaker 1: dot me or just google Robertslaati.
• 22:34
  Speaker 4: You can't miss me, all right, and the links are
• 22:36
  Speaker 4: in the show notes of this interview on Financial Survival
• 22:39
  Speaker 4: Network dot com. While you're there, sign up for your
• 22:41
  Speaker 4: free newsletter. You got a lot of valuable info from
• 22:44
  Speaker 4: this and Robert, we'll talk to you again real soon.
• 22:47
  Speaker 4: Thanks for stopping by.
• 22:48
  Speaker 3: Hey, buddy, thanks for listening to carry Lets's Financial Survival Network.
• 22:53
  Speaker 3: Your solution to today's trying times. For the latest, go
• 22:57
  Speaker 3: to Financial Survival Network dot com. Financial Survival Network now
• 23:03
  Speaker 3: more than ever