Latest / The Scene Projects / Financial Literacy, Wealth Creation, and Bubba's Latest Announcement

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Financial Literacy, Wealth Creation, and Bubba's Latest Announcement · The Scene Projects

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  This program is part of the Scene Project Podcast Network.
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  Scene Project features interviews with independent musicians, comedians, and artists
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  from across the Midwest.
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  Become part of our community and support local art wherever you are.
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  Welcome into a very exciting episode of the scene.
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  I'm your host, Bubba Starts, and with me today is my friend, Kiata Ruiz, from Retirement
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  Protection Solutions.
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  Welcome to the show, Kiata.
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  Thank you so much.
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  Thank you so much for having me here today.
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  Yeah.
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  I don't think you knew you were gonna be on a podcast, so this is great.
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  Yeah.
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  You know, just thinking off the top of the head, you have to be ready.
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  If you stay ready, you don't have to get ready.
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  That's right.
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  And that's how we stay here at the scene all the time.
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  So we're gonna talk a little bit about money and how people are gonna secure their finances
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  for their future today.
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  But before we get too deep down the rabbit hole with everything, don't you go ahead and just
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  tell us a little bit about what it is that you do with your company?
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  Sure.
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  So good evening, everyone.
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  Good day, everyone.
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  My name is Kiata Ruiz, and I am here with Retirement Protection Solutions.
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  What we do here is we provide financial literacy to individuals.
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  We teach people about some information that they may not already know about, so education
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  is really, a focus here.
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  I've got twenty five years in the financial sector, and there's information that I was not
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  taught when I was in college, and so when we're talking about working, people are putting away
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  their money for savings with the thoughts of retirement, and so what we found is people
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  generally focus on 401s, stocks, mutual funds, but what a lot of people do not know and what I
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  was not told is to diversify my portfolio and put money into tangible assets like silver and
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  gold.
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  And so our education just talks about where we are, what the value of our dollar is, the
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  devaluation of the dollar, and why it is important, and so, I have an affiliate program
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  where I'm able to provide a vehicle for individuals to be able to, have a trusted
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  source to exchange their money for physical acquiring, assets, and be able to protect their
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  money.
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  My daughter's eczema was out of control.
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  She couldn't sleep because she was scratching her whole back, her bottom, her elbows, her
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  knees, everything was covered.
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  I'm pretty sure it's genetic for her, but I know that there are things in our environment
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  that are exacerbating it or making it worse.
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  Right?
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  It could even be things like laundry detergent, wash she was using in the bath, lotions I was
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  using on her.
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  I saw my friend posting that her little one was also struggling with eczema and that she used
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  this special lotion right here.
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  The best stuff that we have tried so far.
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  We did try other lotions and creams that worked, but they broke the bank.
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  We literally could not afford to buy them on a regular basis to keep up with how much she was
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  having eczema breakouts.
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  But this stuff was great, super affordable, safe for her super sensitive skin.
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  She's only two, and I have no hesitations of putting this on her, and it's been the best
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  thing that has worked so far.
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  Yeah.
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  And that's something that people I I don't think people even understand what inflation is.
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  Right?
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  They don't understand what what it does to your purchasing power.
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  Right?
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  Right.
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  And we all got a lesson in it.
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  I think the last few years or the last five years really since since COVID and what has
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  happened to our economy, and you can't just print this fake fiat currency and expect it to
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  not be less and less and less and less.
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  And that's why
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  Right.
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  Especially, asslets like gold and silver.
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  I bet you're real happy you're bought into gold and silver right now as in
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  I am.
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  I am.
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  I am.
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  It's hitting me.
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  I don't know if you know, but it hit an all time high this week.
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  So Yeah.
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  Well steadily climbing.
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  And that's because the dollar is crashing.
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  I mean, our economy is on the verge of completely shattering.
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  You know, I don't know.
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  I can't you know, the veracity of the post that I saw yesterday about the IRS and different
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  financial institutions, but we've been on the verge of this for a while.
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  And I think a lot you know, the the banking collapse in two thousand financial crisis of
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  two thousand eight, the housing market crash, it was all fake.
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  It is all generated economy bubbles, and then the bubbles burst.
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  And then the the taxpayers are bailing out the banks who made the bad loans.
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  Like, wait.
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  Wait.
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  Wait.
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  Wait.
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  You don't even have anything to back this up.
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  Right?
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  And then, you know, gold bars are being flown back from London into Fort Knox.
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  It's great.
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  I know I live out here in a very rural area, and I'm sure a lot of these farmers got gold
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  bars buried out in the farm some point.
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  They probably do.
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  They probably do.
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  Yeah.
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  So a little bit about me.
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  I grew up in Lead Lead Deadwood, South Dakota.
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  It actually had the world's largest gold mine by by volume that they had pulled more gold out
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  of the Black Hills than than really any other area on the planet.
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  So while I've never been smart enough, I've never just never had money, Kiara.
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  I just said because I knew it was fake, I was like, well, then I'm not even going to I'm not
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  even going to participate.
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  Right?
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  Like, your four zero one k that they're gonna take 20% off when the economy crashes, and I
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  and I saw a lot of guys that I worked with.
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  I worked at a factory most recently, a couple of different factories as a welder.
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  And I talked to some of the guys that have been there for a long time, and a few of them had
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  lost 20% of their retirement.
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  They they thought they were two years away from retirement, and that two years just turned into
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  seven.
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  Right?
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  Added five years to their working career because the April and this fake economy and
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  this stock market was just build, dump.
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  Well, it'll come back.
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  Well, I don't have time for it to come back.
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  And that's why real assets, you know, real estate, obviously, is probably the number one.
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  But then having the the gold and silver real material assets that you can put your hands on,
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  that stuff's never going away.
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  Even when crypto moves in, it's not going like, crypto is going to happen.
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  Right?
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  It's inevitable.
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  So can we talk about kind of the relationship, I guess, between because we know it's all
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  bullshit now.
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  Excuse my language.
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  As far
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  as the fiat currency.
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  Right?
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  Yeah.
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  So that's going away.
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  What is the relationship now between gold and silver assets and the crypto world?
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  Do you have a little bit to share on that?
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  I do.
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  I do.
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  I do.
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  So, you know, a lot of people are very interested in crypto.
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  The reason why they're rich interested in crypto is because they wanna be in a
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  decentralized environment.
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  Decentralized meaning that they are in a space where they can put their money fractionally to
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  purchase whatever they're purchasing, right, that they're expecting to gain and grow.
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  They want to be in that decentralized space because that environment is outside of the
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  government's purview, right?
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  So now they can grow their money and not have to worry about the government watching
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  transactions.
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  The thing now is that the government has got hit to it, and so now they want to tax the
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  crypto.
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  So it's interesting that you ask that.
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  One of the technologies that we offer exclusively with my affiliate program is that
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  we have a technology that is disrupting the industry.
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  It is a digital wallet.
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  It's called Sound Money Wallet, okay?
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  And when I talk with people that are into cryptocurrency, say, okay, when you're in your
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  cryptocurrency space, you're purchasing in a wallet, but that wallet has to be backed.
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  You have to do certain things to make sure that if there's a glitch, you don't lose your money.
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  Well, with the Sound Money Wallet, it is a decentralized space as well.
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  But when you are purchasing fractionally within that wallet, within that technology, there is a
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  physical asset tied to every purchase.
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  We don't sell anything that we don't have.
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  So when you put $5 in gold, right, you have a tangible asset you can build to a weighted
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  amount.
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  If you want to hold it in your portfolio or you want to hold it in the vault, you can do that.
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  If you wanted to have it shipped to you, you can have it shipped to you.
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  So this technology is disrupting the industry because now this allows the average person to
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  be able to purchase gold and silver no matter what their budget is.
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  And so when I'm talking to people about crypto and comparing it to what you can do that same
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  thing in this space, but when you're putting your money into that wallet, it has a physical
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  asset tied behind it.
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  And then you mitigate your taxes.
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  You mitigate having to not you don't have to report it to the IRS.
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  So this is where you can truly grow your money, keep the money, and not have to dish it back
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  out to uncle Sam and everyone else.
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  Well, and that's why I think I never wanted to make money.
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  It's like the more money I make, the more money I give to these freaking crooks that are
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  stealing it.
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  Like, why would I do that?
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  I'll just have no money.
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  Well, here's the thing.
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  Here's the thing.
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  The wealthy, they created loopholes for themselves, right?
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  All the way back to the Rockefellers and the Rothschilds.
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  Oh my God, Keanu, I love you.
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  Yeah.
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  And so here's the thing.
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  We average people didn't know what those loopholes were because they did not share it.
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  I was blessed enough to be able to meet some billionaires that really want the average
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  person to be able to create wealth no matter what your budget is.
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  And here's how you do it.
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  Here's how you turn your personal experiences, your personal expenses, excuse me, into
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  business expenses.
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  And so here's how you create a tax shelter and following what they have been sharing, while
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  I'm not a tax advisor, I'm not a financial advisor, I am a financial analyst, but I can
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  share my experience.
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  Just being part of this company and sharing this information, my husband and I, we owed
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  taxes a couple of years, but just because I was part of this company and doing what I really
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  needed to do to protect my finances, we received a refund almost twice of what we
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  normally owe.
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  So this is truly a way for people to do what the wealthy have been doing.
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  They're giving us the tips and tricks and all you have to do is be open to what they've
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  shared, even if that caused you to shift your mindset, right?
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  Have the mindset and the heart to be open to hearing information that you may or may not
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  know about and implement it into your life so that you too can do what the wealthy have been
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  doing.
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  Everyone can create wealth now.
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  There's no excuse.
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  This this conversation couldn't have happened at a better time for me, Keanu.
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  I'm taking part in a battle of the bands.
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  I'm a songwriter, and that's kinda how my whole journey in podcasting started, to support my
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  music community.
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  But, next week, I'm going and performing for a battle of the bands.
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  The grand prize is $10,000.
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  Now let me tell you something.
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  Like if this happened last year and I wanna put this for people who may not understand
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  purchasing power or maintaining your purchasing power, right?
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  You know, 1965, if if you had, I'll just say, if you just had 2,500, right?
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  This is the dollar.
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  This is what we save right now.
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  It says Federal Reserve notes, right?
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  When we were on the gold standard and it meant something, this is a silver certificate.
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  Just at the beginning of last year, if you were holding 10,000 per se in your Sound Money
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  wallet and you let that sit, you would have seen an appreciation of over 30%.
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  Where are you to see that?
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  But I wish you the best though on your battle of the bands and I look forward to you sharing,
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  you know, I brought home the $10,000, Kiata.
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  Yeah.
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  We're gonna we're gonna put it in gold and silver.
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  My plan to win because it's up in Minnesota.
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  So I'm rural South Dakota boy.
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  I kinda forgot I put in for this thing.
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  Right?
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  So you you as a musician, you put into a lot of these things, and you don't really you know I'm
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  not banking my whole career on it.
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  Right?
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  So I totally forgot about it.
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  I literally got a, I got a email a week ago that was like, congratulations.
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  You've been selected.
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  And I was like, what the hell is that?
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  I clicked through, and I was like, oh, damn.
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  I better put a band together.
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  Yeah.
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  Yeah.
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  Yeah.
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  Yeah.
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  Called some local guys, and because I wanna make it memorable and it's all about the energy
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  you bring, I'm doing an interview in a few days with the coach of an indoor football league
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  that just started.
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  This team is the Saint Paul bears.
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  That's their inaugural season.
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  I know you're probably a bears fan.
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  I know you're around the Chicago area.
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  Right?
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  So but the Saint Paul Bears are a new organization, and I reached out to him and was
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  like, hey.
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  Do you guys, you know, need a need a fundraiser or or a chance to raise awareness about the
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  team?
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  And I got some free tickets.
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  Would you be interested in in taking a few of these?
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  And and you guys come in your jerseys and, you know, come up by the stage and maybe come up
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  and on the stage even with us during our performance.
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  So, yeah, looking forward to that.
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  And, I mean, we're winning.
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  And in return for that, I'm a give them 20% of what we win.
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  Right?
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  So maybe we'll turn that 10 around and say, hey.
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  Here's $2,000 to not only, you know, as a start, but then we're on stage in front of
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  2,000 people.
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  It's in a big old ballroom.
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  Not it'd be full.
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  I don't know if it'll be sold out or not, but we're gonna be in front of a few hundred people
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  and then trying to get some of them to come in and maybe they have a business that can sponsor
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  or other things.
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  But giving back, that's that's what I've always been just like giving it all away.
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  And and even when it comes to the money that I do have, especially building a business that so
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  much of what you bring in just goes right back into building your business.
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  And that's kind of the state that we're in right now.
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  And and why when I saw you, we were in an alignable group together or maybe it was a it
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  was with Kathy, wasn't it, where we had met?
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  And in with her, I'll be hammering on my LinkedIn page and fixing everything while I'm
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  on there.
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  But I'm new.
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  I was a welder, you know, just a little over a year ago when I had the confidence to quit my
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  job and say, I can't do this.
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  Right?
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  I'm working.
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  I'm making the same wage, but I can barely afford to get to work.
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  I worked thirty minutes away from home.
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  Right?
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  So I'm driving 60 miles every day and burning up gas in the suburban, and it's like, I am
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  making less and less money every single day because of inflation.
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  Because of inflation driving up the cost of everything, not because of a dollar amount
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  because of that purchasing power.
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  And I think that's so much of what people don't know is we're we're we don't get a financial
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  education.
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  And I think it's beautiful that that is what you do is to that.
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  And then you're affiliated with people where they can, okay, you wanna buy into gold and you
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  wanna buy into these things.
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  Here's the link to go do that.
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  Here's the people to go talk to.
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  We were all about educating people, regular people on how to take control of your financial
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  life.
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  I mean, it's so important.
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  Yes.
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  And you know what?
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  And and so we focus on, right, we focus on getting people that information and giving them
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  a vehicle to be able to do that.
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  But just like you mentioned, some people need, they can't afford a $400 emergency bill, right?
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  Well, we build people's businesses for free every day.
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  So with us, it's not a requirement.
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  We really want to get, the mission is to get gold and silver into the hands of the average
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  home.
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  But if you know other people that also need to protect themselves, by all means, when you
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  share, if you choose to, we pay you in gold.
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  You get paid.
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  So people who are looking for supplemental income, another stream of income, maybe they
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  want $250 5 hundred dollars a week would help with their basic living.
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  There's an opportunity for that too.
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  So we just want to meet people and meet the needs of people.
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  We have portals where people can save on the things that they do every day, travel or just
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  purchasing your food from a restaurant.
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  We're really about helping you to create the wealth, save as much as you can on the things
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  that you do every day.
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  And if you need another stream of income, we can help you with that too.
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  That's incredible.
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  Can you share where we can find you and where we can get involved?
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  We're gonna be sharing your stuff crazy because I could use $2.50 extra dollars too.
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  Absolutely.
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  If everyone is on IG, on Instagram, you can go to qui.basinbravo,.ruiz.
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  There's a link in my bio to go to my Linktree, linktreefinancialpreservation.
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  I'm also on TikTok as Q, just the letter Q, dot Ruiz.
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  And, know, Alignable, if people aren't Alignable, you can look me up, Kiara Ruiz.
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  I'm fine tuning my LinkedIn page.
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  You know, that conversation we had with Kathy was so inspirational.
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  I was like, oh, I need to set a separate page just for, you know, the gold and the silver and
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  and separate that from my corporate financial job so peep so I can focus on that.
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  Yeah.
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  Good.
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  Well, yeah, we love everything.
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  We're building communities right now of podcasters and content creators, musicians,
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  songwriters, and all these people that are out there driving up the viewership of these social
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  media platforms and then having nothing to speak of at the end of the day.
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  Right?
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  Everybody that I talk to is, how do I monetize?
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  How do I monetize?
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  And girl, I've had a hell of a two weeks figuring out how I'm gonna do that.
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  And now just like you, I wanna teach everybody I know how to do that.
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  And then we're gonna use your services and and and share your services with all of our people
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  so that they can protect themselves financially for their future as well as their present.
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  Yes, yes, yes.
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  And let me say one more thing.
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  You can also go to IG.
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  You can go to retirementprotectionsolutionsand you can contact me that way as well.
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  And I'm not opposed.
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  As long as you send a text message, feel free to text (630) 988-6789.
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  Right on.
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  Well, Kiara, thank you so much for being part of the scene.
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  I appreciate it.
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  Oh, yes.
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  I appreciate your time today and look forward to talking with you and everyone else that is
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  inspired by our conversation today.
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  This program is part of the SCENE Project Podcast Network.
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  SCENE Project features interviews with independent musicians, the world.