EP # 208 | The Beneficiary Audit Most People Skip

Your Retirement Planning Simplified · Aug 27, 2026 · 12m

If something happened to you tomorrow, do you know who would actually receive each of your accounts? Not who you think it is - but who is actually named on the paperwork right now. For a lot of people, the honest answer is they set it up years ago and have not looked at it since. That is exactly the situation this episode addresses.

Beneficiary designations drift in two ways: things change, or mistakes happen. A designation that was perfectly right at 45 can be quietly wrong at 65. Joe walks through why a regular beneficiary audit matters, what to look for when you do one, which assets flow…