Wallet Therapy: My Toddler’s Net Worth Is Higher Than Mine

For The Hayters: The Stories We Survive · Nov 5, 2026 · 29m

My kid is just over one and has about $4,000 in a brokerage account. His net worth might be higher than mine. But it turns out that investing for your kids is only one small piece of setting them up, and I had never once thought about protecting Becks’ identity. I even skipped identity protection when I added him to my benefits this year. So Alex and I are getting into what parents overlook, starting with the stuff that doesn’t cost much. We also have some big news: For the Hayters Foundation is officially live, and Wallet Therapy is now part of it.

The Solution

Oxygen mask first: Paying off…