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Latest / The Clark Howard Podcast

8.12.19 Crazy good interest rates; Fake Equifax settlement sites; New cheap streaming services

Credit card interest rates are at an all-time high. At a time when interest cost to banks is very low for what they borrow to lend on credit cards, they’re charging the highest rates ever. Users don’t worry about rates likely because they don’t intend to carry balances. Meanwhile, if you’ve financed a vehicle at a bank or dealership, now there’s an opportunity to refi for a much lower interest rate through a credit union. With the trade related reduction in interest rates, this is a side benefit. Home refi opportunities are great again. Shop around. With good credit, you can refi a 30 into…

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