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Latest / The Clark Howard Podcast

09.22.26 Ask An Advisor With Wes Moss

The Dark Side of Retirement (and How To Avoid It) & Lump Sum vs. Monthly Pension Decision Tree

Retirement is often touted as the ultimate goal, but Wes reveals why reaching the finish line can bring unexpected challenges. Wes exposes the sobering statistics behind aging in America, emphasizing why true retirement success requires building a "portfolio of purpose" alongside financial security.

Also, Wes breaks down his brand-new decision tree to help you settle the age-old debate of choosing a lump sum versus monthly pension payouts, introducing his straightforward 6% Rule and four key…

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