Latest / The Assumable Guy Show
If I Let Someone Assume My Loan, Can I Still Buy My Next House?
The number one thing stopping sellers from marketing their home as assumable is the fear that handing off the loan traps them from buying again. Ryan kills that fear with one concept most sellers have never heard of: the release of liability. When a buyer assumes your loan the right way, with full lender approval, that debt comes off your name, off your credit, and off your debt-to-income completely. To a new lender you look like someone with no mortgage at all, which opens your buying power right back up. He walks through the VA entitlement math for sellers in El Paso County who still have…
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