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Chapter 7: The Simple Payday Rhythm of SpendFirst
What if managing your money came down to one short routine you run every payday, and then you were done? No daily tracking, no checking your balance ten times, no guessing what's left. That is what to do on payday when you budget by paycheck.
That's what this chapter is about, and it's the point where the whole system starts to feel light. Once the three waves are in place, every payday follows the same three moves. Your paycheck lands:
your bills stay put,
your everyday spending moves to its own account, and
your savings for the irregular expenses go to savings.
Three questions, answered the…
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