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Ep. 75: Is Your 30-Year Mortgage a Scam? The First-Lien HELOC Strategy Explained with Sean Uyehara

Is your 30-year mortgage really the best way to pay off your home? Or could you be leaving money on the table?

In this episode of *From Corporate to Cash Flow*, I’m joined by Sean Uyehara, a loan officer who specializes in first-lien HELOCs. Sean breaks down how traditional mortgages work, why homeowners often pay more in interest than principal during the early years of a 30-year loan, and how moving or refinancing every 5–7 years can reset the clock on paying down your mortgage.

We also dive into an alternative that combines the features of a mortgage, checking account, and savings account…

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