Why a $100,000 401(k) Withdrawal Could Cost More Than You Think

Retire and Thrive · Nov 5, 2026 · 14m

A $100,000 withdrawal from your 401(k) could have bigger tax consequences than you expect. In this episode of Retire and Thrive, Kamie Blair and Dan Langworthy discuss how large retirement withdrawals can affect your income taxes, Social Security benefits, and Medicare premiums. Plus, Dan shares strategies for managing withdrawals and potentially reducing unnecessary tax expenses.

Chapters:

00:00 - Introduction: The Hidden Costs of Retirement Withdrawals

01:04 - A $100,000 401(k) Withdrawal Gone Wrong

03:04 - How Retirement Withdrawals Affect Your Taxes

05:43 - How Withdrawals Could Increase…