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Student Loan Caps and New Repayment Rules | Annapolis News
Student loan rules are getting a major overhaul this week, with new borrowing caps and repayment changes designed to curb debt and push colleges to rethink tuition. Graduate students now face a $20,500 annual cap with a $100,000 lifetime limit, while professional students get up to $50,000 annually and $200,000 total. Parent borrowers see caps too—$20,000 per child per year. Critics warn these limits could hurt affordability, especially for pricey programs, and push families toward riskier private loans. The Education Department says it’s cleaning up a broken system, but some fear it could…
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