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Are You Too Broke for Christmas or Too Blessed to Notice? · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  let
• 0:37
  me
• 0:38
  ask
• 0:38
  you
• 0:38
  a
• 0:38
  question.
• 0:39
  Are
• 0:39
  you
• 0:39
  too
• 0:39
  broke
• 0:40
  for
• 0:40
  Christmas
• 0:40
  this
• 0:40
  year?
• 0:41
  That's
• 0:41
  a
• 0:41
  tough
• 0:42
  question.
• 0:43
  Or
• 0:43
  maybe
• 0:43
  the
• 0:43
  better
• 0:44
  question
• 0:45
  is
• 0:45
  it's
• 0:45
  your
• 0:45
  faith
• 0:46
  that's
• 0:46
  broken.
• 0:47
  Well,
• 0:47
  I
• 0:47
  thought
• 0:47
  I'd
• 0:48
  start
• 0:48
  some
• 0:48
  statistics
• 0:49
  today.
• 0:49
  Listen
• 0:49
  to
• 0:49
  these
• 0:50
  statistics.
• 0:50
  These
• 0:51
  will
• 0:51
  blow
• 0:51
  you
• 0:51
  away.
• 0:52
  61%
• 0:53
  of
• 0:53
  Americans
• 0:54
  are
• 0:54
  dreading
• 0:54
  the
• 0:54
  holidays.
• 0:55
  Why?
• 0:56
  Because
• 0:56
  they're
• 0:56
  worried
• 0:56
  about
• 0:56
  that
• 0:57
  extra
• 0:57
  spending
• 0:57
  and
• 0:58
  that
• 0:58
  financial
• 0:58
  burden
• 0:59
  that
• 0:59
  so
• 0:59
  many
• 0:59
  of
• 0:59
  us
• 0:59
  feel
• 1:00
  this
• 1:00
  time
• 1:00
  of
• 1:00
  year.
• 1:01
  Listen
• 1:01
  to
• 1:01
  this
• 1:02
  one.
• 1:02
  76%
• 1:03
  of
• 1:03
  Americans
• 1:04
  say
• 1:04
  they
• 1:05
  express
• 1:06
  emotional
• 1:06
  distress.
• 1:07
  The
• 1:07
  so
• 1:08
  called
• 1:08
  money
• 1:08
  wounds.
• 1:08
  Those
• 1:09
  things
• 1:09
  that
• 1:09
  continually
• 1:10
  come
• 1:10
  back
• 1:10
  every
• 1:10
  holiday
• 1:11
  season
• 1:12
  just
• 1:12
  creates
• 1:12
  this
• 1:12
  huge
• 1:13
  financial
• 1:13
  pressure.
• 1:13
  Hey,
• 1:14
  this
• 1:14
  is
• 1:14
  supposed
• 1:14
  to
• 1:14
  be
• 1:14
  the
• 1:14
  time
• 1:15
  of
• 1:15
  joy.
• 1:15
  But
• 1:16
  76%
• 1:17
  of
• 1:17
  Americans
• 1:17
  say
• 1:18
  they
• 1:18
  live
• 1:18
  in
• 1:18
  emotional
• 1:19
  distress,
• 1:20
  especially
• 1:20
  this
• 1:20
  time
• 1:21
  of
• 1:21
  year.
• 1:22
  And
• 1:22
  listen
• 1:22
  to
• 1:22
  this
• 1:23
  one.
• 1:23
  I'm
• 1:23
  not
• 1:23
  going
• 1:23
  to
• 1:23
  bore
• 1:23
  you
• 1:24
  with
• 1:24
  too
• 1:24
  many
• 1:24
  more
• 1:24
  stats
• 1:24
  today,
• 1:25
  but
• 1:25
  listen
• 1:25
  to
• 1:25
  this
• 1:25
  one.
• 1:26
  46%
• 1:27
  of
• 1:27
  Americans
• 1:28
  who
• 1:28
  are
• 1:28
  living
• 1:28
  paycheck
• 1:29
  to
• 1:29
  paycheck
• 1:31
  spend
• 1:32
  so
• 1:32
  much
• 1:32
  on
• 1:32
  the
• 1:33
  holidays
• 1:33
  that
• 1:34
  they
• 1:34
  cut
• 1:34
  into
• 1:35
  their
• 1:35
  disposable
• 1:36
  income.
• 1:37
  These
• 1:38
  are
• 1:38
  real
• 1:38
  statistics
• 1:39
  and
• 1:39
  I
• 1:39
  bet
• 1:39
  as
• 1:39
  you're
• 1:40
  listening
• 1:40
  right
• 1:40
  now,
• 1:40
  they
• 1:40
  affect
• 1:41
  you.
• 1:41
  Well,
• 1:42
  they
• 1:42
  certainly
• 1:42
  affected
• 1:43
  today's
• 1:43
  listener.
• 1:43
  Let
• 1:43
  me
• 1:43
  tell
• 1:43
  you,
• 1:44
  today's
• 1:44
  listener
• 1:44
  question
• 1:45
  says,
• 1:45
  Ralph,
• 1:45
  this
• 1:46
  year
• 1:46
  money's
• 1:46
  really
• 1:47
  tight.
• 1:47
  I
• 1:47
  want
• 1:48
  to
• 1:48
  enjoy
• 1:48
  the
• 1:48
  holidays,
• 1:49
  but
• 1:49
  I'm
• 1:49
  embarrassed
• 1:50
  that
• 1:50
  I
• 1:50
  can't
• 1:50
  give
• 1:51
  like
• 1:51
  I
• 1:51
  used
• 1:51
  to.
• 1:52
  How
• 1:52
  do
• 1:52
  I
• 1:52
  keep
• 1:52
  my
• 1:53
  faith
• 1:53
  up
• 1:53
  when
• 1:54
  finances
• 1:54
  are
• 1:55
  low?
• 1:55
  Well,
• 1:56
  let
• 1:56
  me
• 1:56
  tell
• 1:56
  you
• 1:56
  right
• 1:56
  now,
• 1:57
  that's
• 1:57
  the
• 1:57
  million
• 1:57
  dollar
• 1:57
  question,
• 1:58
  isn't
• 1:58
  it?
• 1:59
  Because
• 1:59
  you
• 2:00
  not
• 2:00
  have
• 2:00
  the
• 2:00
  same
• 2:01
  amount
• 2:01
  of
• 2:01
  money
• 2:01
  as
• 2:01
  other
• 2:02
  people.
• 2:02
  But
• 2:02
  here's
• 2:03
  one
• 2:03
  thing
• 2:03
  I
• 2:03
  want
• 2:03
  to
• 2:03
  promise
• 2:04
  you,
• 2:04
  you
• 2:04
  have
• 2:05
  the
• 2:05
  same
• 2:05
  faithful
• 2:06
  God.
• 2:06
  See,
• 2:07
  peace
• 2:07
  doesn't
• 2:07
  come
• 2:07
  from
• 2:08
  your
• 2:08
  bank
• 2:08
  account
• 2:09
  balance.
• 2:09
  It
• 2:10
  comes
• 2:10
  from
• 2:10
  your
• 2:10
  belief.
• 2:11
  So
• 2:11
  let's
• 2:11
  talk
• 2:11
  about
• 2:11
  keeping
• 2:12
  our
• 2:12
  faith
• 2:12
  today
• 2:13
  when
• 2:13
  we're
• 2:13
  struggling
• 2:14
  financially.
• 2:14
  That's
• 2:15
  what
• 2:15
  we're
• 2:15
  going
• 2:15
  to
• 2:15
  cover
• 2:15
  on
• 2:15
  today's
• 2:15
  show.
• 2:18
  This
• 2:18
  is
• 2:18
  Financially
• 2:19
  Confident
• 2:19
  Christian,
• 2:20
  your
• 2:20
  daily
• 2:21
  dose
• 2:21
  of
• 2:21
  gospel,
• 2:21
  grounded
• 2:22
  insight
• 2:22
  and
• 2:23
  faith
• 2:23
  driven
• 2:23
  tips
• 2:24
  to
• 2:24
  help
• 2:24
  you
• 2:24
  break
• 2:25
  the
• 2:25
  cycle
• 2:25
  of
• 2:25
  financial
• 2:26
  shame
• 2:26
  with
• 2:26
  confidence.
• 2:31
  Welcome
• 2:31
  to
• 2:31
  the
• 2:31
  show.
• 2:32
  I'm
• 2:32
  Ralph.
• 2:32
  I
• 2:33
  want
• 2:33
  to
• 2:33
  thank
• 2:33
  you
• 2:33
  for
• 2:33
  joining
• 2:34
  me
• 2:34
  on
• 2:34
  your
• 2:34
  journey
• 2:35
  today
• 2:35
  as
• 2:35
  we
• 2:35
  try
• 2:35
  to
• 2:35
  keep
• 2:36
  the
• 2:36
  joy
• 2:36
  in
• 2:36
  the
• 2:36
  holiday
• 2:37
  season
• 2:37
  without
• 2:37
  going
• 2:38
  broke.
• 2:38
  And
• 2:38
  that's
• 2:38
  what
• 2:38
  we're
• 2:38
  really
• 2:39
  focusing
• 2:39
  in
• 2:39
  on
• 2:39
  today.
• 2:40
  The
• 2:41
  overall
• 2:41
  goal
• 2:41
  of
• 2:41
  this
• 2:42
  show
• 2:42
  is
• 2:42
  to
• 2:42
  help
• 2:42
  you
• 2:42
  break
• 2:42
  that
• 2:43
  cycle
• 2:43
  of
• 2:43
  financial
• 2:44
  shame
• 2:44
  and
• 2:44
  do
• 2:44
  it
• 2:44
  with
• 2:45
  confidence.
• 2:45
  And
• 2:45
  this
• 2:45
  time
• 2:45
  of
• 2:46
  year,
• 2:46
  I
• 2:46
  hear
• 2:46
  it
• 2:47
  time
• 2:47
  and
• 2:47
  time
• 2:47
  again,
• 2:48
  so
• 2:48
  many
• 2:48
  people
• 2:49
  are
• 2:49
  emotionally
• 2:50
  and
• 2:51
  is
• 2:51
  financially
• 2:52
  strapped.
• 2:53
  And
• 2:53
  here's
• 2:53
  one
• 2:53
  thing
• 2:53
  I
• 2:54
  want
• 2:54
  to
• 2:54
  share
• 2:54
  with
• 2:54
  you
• 2:54
  right
• 2:54
  away.
• 2:55
  Most
• 2:56
  peaceful
• 2:56
  people
• 2:57
  that
• 2:57
  I
• 2:57
  know
• 2:57
  aren't
• 2:58
  always
• 2:58
  the
• 2:58
  wealthiest.
• 3:00
  They
• 3:00
  just
• 3:00
  aren't.
• 3:01
  But
• 3:01
  you
• 3:01
  know
• 3:01
  what
• 3:01
  they
• 3:01
  are.
• 3:02
  They're
• 3:02
  the
• 3:02
  ones
• 3:02
  who
• 3:02
  trust
• 3:03
  God
• 3:03
  with
• 3:03
  what
• 3:03
  they
• 3:04
  have.
• 3:05
  And
• 3:05
  listen,
• 3:05
  I've
• 3:05
  had
• 3:06
  to
• 3:06
  learn
• 3:06
  that
• 3:06
  lesson
• 3:06
  myself.
• 3:07
  I'm
• 3:07
  going
• 3:07
  to
• 3:07
  tell
• 3:07
  you
• 3:07
  a
• 3:07
  story.
• 3:07
  It's
• 3:08
  going
• 3:08
  to
• 3:08
  blow
• 3:08
  you
• 3:08
  away
• 3:08
  today.
• 3:10
  All
• 3:10
  of
• 3:10
  us
• 3:10
  have
• 3:10
  had
• 3:10
  those
• 3:11
  lean
• 3:11
  seasons
• 3:12
  where
• 3:12
  faith
• 3:12
  and
• 3:13
  not
• 3:13
  finances
• 3:14
  carried
• 3:14
  me
• 3:14
  through.
• 3:14
  So
• 3:14
  let
• 3:15
  me
• 3:15
  paint
• 3:15
  a
• 3:15
  picture
• 3:15
  for
• 3:15
  you.
• 3:16
  My
• 3:16
  wife
• 3:17
  and
• 3:17
  I
• 3:17
  were
• 3:17
  very
• 3:17
  young
• 3:18
  or
• 3:18
  two
• 3:18
  young
• 3:18
  kids
• 3:19
  at
• 3:19
  home
• 3:19
  at
• 3:20
  the
• 3:20
  time.
• 3:20
  I
• 3:20
  was
• 3:20
  working
• 3:21
  for
• 3:21
  a
• 3:21
  job
• 3:21
  where
• 3:21
  I
• 3:21
  got
• 3:22
  paid
• 3:22
  once
• 3:22
  a
• 3:22
  month.
• 3:23
  So
• 3:23
  you
• 3:23
  can
• 3:23
  just
• 3:23
  imagine
• 3:24
  what
• 3:24
  Christmas
• 3:24
  was
• 3:25
  looking
• 3:25
  like
• 3:25
  here.
• 3:25
  December
• 3:26
  25th
• 3:26
  is
• 3:26
  coming,
• 3:27
  and
• 3:27
  my
• 3:27
  wife
• 3:28
  and
• 3:28
  I
• 3:28
  are
• 3:28
  trying
• 3:28
  to
• 3:28
  figure
• 3:29
  this
• 3:29
  out.
• 3:29
  I
• 3:29
  mean,
• 3:29
  things
• 3:29
  were
• 3:30
  super
• 3:30
  tight.
• 3:30
  We
• 3:30
  had
• 3:30
  just
• 3:31
  moved
• 3:31
  into
• 3:31
  a
• 3:31
  new
• 3:31
  rental,
• 3:32
  and
• 3:32
  we
• 3:32
  had
• 3:32
  to
• 3:32
  buy
• 3:33
  a
• 3:33
  lot
• 3:33
  of
• 3:33
  stuff.
• 3:33
  And
• 3:34
  we're
• 3:34
  looking
• 3:34
  at
• 3:34
  our
• 3:34
  balance
• 3:35
  and
• 3:35
  saying,
• 3:35
  listen,
• 3:35
  we
• 3:35
  haven't
• 3:36
  bought
• 3:36
  much
• 3:36
  for
• 3:36
  the
• 3:36
  kids
• 3:36
  this
• 3:37
  year.
• 3:37
  What
• 3:37
  do
• 3:37
  we
• 3:38
  do?
• 3:38
  We
• 3:39
  were
• 3:39
  both
• 3:39
  stressed
• 3:39
  out
• 3:39
  about
• 3:40
  it.
• 3:40
  We
• 3:40
  had
• 3:40
  two
• 3:40
  little
• 3:40
  boys,
• 3:41
  and
• 3:41
  we're
• 3:41
  like,
• 3:41
  oh,
• 3:41
  man,
• 3:42
  society
• 3:43
  saying
• 3:43
  they
• 3:43
  need
• 3:43
  to
• 3:43
  have
• 3:43
  all
• 3:44
  these
• 3:44
  toys
• 3:44
  and
• 3:44
  all
• 3:44
  this
• 3:45
  kind
• 3:45
  of
• 3:45
  stuff.
• 3:45
  And
• 3:45
  we
• 3:45
  made
• 3:45
  a
• 3:45
  decision,
• 3:47
  and
• 3:47
  I'm
• 3:47
  gonna
• 3:47
  tell
• 3:47
  you
• 3:47
  right
• 3:47
  now,
• 3:48
  it
• 3:48
  was
• 3:48
  an
• 3:48
  embarrassing
• 3:48
  decision.
• 3:49
  As
• 3:49
  I
• 3:49
  look
• 3:49
  back
• 3:49
  at
• 3:49
  it.
• 3:50
  We
• 3:50
  went
• 3:50
  shopping
• 3:51
  and
• 3:51
  we
• 3:51
  intentionally
• 3:52
  wrote
• 3:52
  a
• 3:52
  check
• 3:53
  that
• 3:53
  we
• 3:53
  knew
• 3:54
  was
• 3:54
  gonna
• 3:54
  bounce.
• 3:55
  That's
• 3:55
  just
• 3:55
  the
• 3:56
  truth.
• 3:56
  I
• 3:56
  want
• 3:56
  to
• 3:56
  put
• 3:56
  it
• 3:56
  out
• 3:56
  there
• 3:56
  for
• 3:57
  you.
• 3:57
  I'm
• 3:57
  not
• 3:57
  proud
• 3:58
  of
• 3:58
  that.
• 3:58
  We
• 3:58
  made
• 3:58
  good
• 3:58
  on
• 3:59
  it.
• 3:59
  Don't
• 3:59
  misunderstand
• 3:59
  me.
• 4:00
  I
• 4:00
  didn't
• 4:00
  go
• 4:00
  and
• 4:00
  not
• 4:01
  pay.
• 4:01
  But
• 4:01
  we
• 4:01
  knew
• 4:01
  at
• 4:02
  the
• 4:02
  time
• 4:02
  when
• 4:02
  we
• 4:02
  were
• 4:02
  writing
• 4:03
  that
• 4:03
  check
• 4:04
  that
• 4:04
  it
• 4:04
  wasn't
• 4:04
  going
• 4:05
  to
• 4:05
  be
• 4:05
  available
• 4:06
  when
• 4:06
  they
• 4:06
  put
• 4:06
  it
• 4:06
  in.
• 4:07
  Now,
• 4:07
  fortunately,
• 4:08
  they
• 4:08
  were
• 4:08
  able
• 4:08
  to
• 4:08
  resubmit
• 4:09
  the
• 4:09
  check.
• 4:09
  We
• 4:09
  paid
• 4:09
  some
• 4:10
  extra
• 4:10
  fees,
• 4:11
  but
• 4:11
  it
• 4:11
  was
• 4:11
  that
• 4:12
  stress
• 4:12
  of
• 4:12
  that
• 4:12
  moment,
• 4:13
  that
• 4:14
  wanting
• 4:14
  to
• 4:14
  make
• 4:14
  sure
• 4:14
  we
• 4:15
  had
• 4:15
  for
• 4:15
  our
• 4:15
  kids.
• 4:16
  So
• 4:16
  listen,
• 4:16
  I'm
• 4:16
  an
• 4:16
  accountant.
• 4:17
  I'm
• 4:17
  a
• 4:17
  trained
• 4:17
  person.
• 4:18
  I
• 4:18
  had
• 4:18
  gone
• 4:18
  to
• 4:18
  college
• 4:19
  for
• 4:19
  accounting,
• 4:20
  and
• 4:21
  I
• 4:21
  felt
• 4:21
  that
• 4:21
  stress,
• 4:22
  too.
• 4:22
  And
• 4:23
  like
• 4:23
  I
• 4:23
  said,
• 4:23
  I'm
• 4:23
  not
• 4:23
  proud
• 4:24
  of
• 4:24
  it.
• 4:24
  But
• 4:24
  let's
• 4:25
  look
• 4:25
  at
• 4:25
  what
• 4:25
  Corey
• 4:25
  Ten
• 4:25
  Boom
• 4:26
  once
• 4:26
  said.
• 4:27
  You
• 4:27
  can
• 4:28
  never
• 4:28
  learn
• 4:28
  that
• 4:28
  Christ
• 4:29
  is
• 4:29
  all
• 4:29
  you
• 4:29
  need
• 4:30
  until
• 4:30
  Christ
• 4:31
  is
• 4:31
  all
• 4:31
  you
• 4:32
  have.
• 4:33
  And,
• 4:33
  man,
• 4:34
  I
• 4:34
  wish
• 4:34
  I
• 4:34
  knew
• 4:34
  that
• 4:34
  at
• 4:35
  the
• 4:35
  time
• 4:36
  because
• 4:36
  I
• 4:36
  would
• 4:36
  have
• 4:36
  handled
• 4:37
  that
• 4:37
  situation
• 4:37
  differently.
• 4:38
  Let's
• 4:38
  get
• 4:38
  back
• 4:39
  to
• 4:39
  our
• 4:39
  question
• 4:39
  today,
• 4:39
  and
• 4:40
  that's
• 4:40
  how
• 4:40
  do
• 4:40
  we
• 4:40
  build
• 4:41
  our
• 4:41
  faith
• 4:42
  when
• 4:42
  we
• 4:42
  feel
• 4:42
  financially
• 4:43
  broken?
• 4:43
  You
• 4:43
  might
• 4:43
  be
• 4:43
  feeling
• 4:44
  that
• 4:44
  financial
• 4:44
  brokenness
• 4:45
  right
• 4:45
  now,
• 4:45
  but
• 4:45
  I'm
• 4:46
  going
• 4:46
  to
• 4:46
  give
• 4:46
  you
• 4:46
  some
• 4:46
  ideas
• 4:46
  right
• 4:47
  now.
• 4:47
  First
• 4:47
  thing,
• 4:47
  you've
• 4:48
  got
• 4:48
  to
• 4:48
  focus
• 4:48
  on,
• 4:50
  stop
• 4:50
  worrying
• 4:51
  and
• 4:51
  put
• 4:52
  your
• 4:52
  trust
• 4:52
  in
• 4:52
  God.
• 4:53
  Because
• 4:53
  the
• 4:53
  truth
• 4:54
  is
• 4:54
  God
• 4:54
  knows
• 4:54
  your
• 4:55
  needs.
• 4:55
  He
• 4:55
  knows
• 4:55
  your
• 4:55
  needs
• 4:56
  before
• 4:56
  you
• 4:56
  know
• 4:56
  them.
• 4:57
  He
• 4:57
  already
• 4:57
  understands
• 4:58
  them.
• 4:58
  And
• 4:59
  here's
• 4:59
  the
• 4:59
  beautiful
• 4:59
  part
• 5:00
  of
• 5:00
  that.
• 5:00
  He's
• 5:01
  not
• 5:01
  limited
• 5:01
  by
• 5:02
  your
• 5:02
  paycheck.
• 5:03
  God
• 5:03
  doesn't
• 5:04
  have
• 5:04
  a
• 5:04
  balance
• 5:04
  to
• 5:04
  worry
• 5:05
  about.
• 5:06
  So
• 5:06
  trust
• 5:07
  him.
• 5:07
  See,
• 5:07
  stop
• 5:07
  worrying.
• 5:08
  Put
• 5:08
  your
• 5:09
  faith
• 5:09
  in
• 5:09
  him.
• 5:09
  Second
• 5:10
  thing
• 5:10
  I'm
• 5:10
  going
• 5:10
  to
• 5:10
  encourage
• 5:10
  you
• 5:11
  to
• 5:11
  do
• 5:12
  is
• 5:12
  do
• 5:12
  an
• 5:13
  identity
• 5:13
  check.
• 5:13
  I'm
• 5:14
  going
• 5:14
  to
• 5:14
  say
• 5:14
  something
• 5:14
  bold
• 5:15
  here.
• 5:16
  You
• 5:16
  might
• 5:16
  be
• 5:16
  a
• 5:16
  little
• 5:16
  bit
• 5:17
  taken
• 5:17
  back
• 5:17
  by
• 5:17
  what
• 5:17
  I'm
• 5:18
  fixing
• 5:18
  to
• 5:18
  say.
• 5:19
  Christ
• 5:19
  didn't
• 5:20
  own
• 5:20
  anything.
• 5:21
  It
• 5:21
  doesn't
• 5:22
  talk
• 5:22
  about
• 5:22
  the
• 5:22
  Bible.
• 5:22
  Christ's
• 5:23
  house
• 5:23
  that
• 5:23
  he
• 5:24
  owned.
• 5:24
  I
• 5:24
  mean,
• 5:24
  he
• 5:24
  had
• 5:25
  his
• 5:25
  sandals,
• 5:25
  he
• 5:25
  had
• 5:25
  his
• 5:26
  clothes,
• 5:26
  he
• 5:26
  had
• 5:27
  a
• 5:27
  lot
• 5:27
  of
• 5:27
  things.
• 5:27
  But
• 5:27
  here's
• 5:28
  the
• 5:28
  thing
• 5:28
  we
• 5:28
  need
• 5:28
  to
• 5:28
  understand
• 5:29
  as
• 5:29
  Christians,
• 5:30
  our
• 5:31
  worth
• 5:31
  isn't
• 5:32
  found
• 5:32
  in
• 5:32
  possessions.
• 5:34
  We'll
• 5:34
  have
• 5:34
  all
• 5:35
  the
• 5:35
  possessions
• 5:35
  in
• 5:36
  the
• 5:36
  world.
• 5:36
  We
• 5:36
  can
• 5:36
  have
• 5:36
  all
• 5:37
  those
• 5:37
  things.
• 5:37
  I
• 5:37
  know
• 5:37
  people
• 5:37
  that
• 5:37
  have
• 5:38
  had
• 5:38
  them.
• 5:39
  But
• 5:39
  that's
• 5:40
  not
• 5:40
  where
• 5:40
  your
• 5:40
  worth
• 5:40
  is
• 5:40
  found.
• 5:42
  It's
• 5:42
  found
• 5:42
  in
• 5:42
  your
• 5:43
  purpose.
• 5:43
  And
• 5:43
  I'm
• 5:43
  going
• 5:43
  to
• 5:43
  point
• 5:44
  you
• 5:44
  to
• 5:44
  something.
• 5:44
  I
• 5:44
  don't
• 5:45
  know
• 5:45
  if
• 5:45
  you
• 5:45
  know
• 5:45
  this
• 5:45
  or
• 5:45
  not,
• 5:45
  but
• 5:45
  I
• 5:46
  do
• 5:46
  a
• 5:46
  weekly
• 5:46
  show.
• 5:46
  It's
• 5:46
  called
• 5:47
  Truth
• 5:47
  Unveiled
• 5:47
  with
• 5:48
  Ralph.
• 5:48
  And
• 5:48
  it's
• 5:48
  really
• 5:48
  a
• 5:48
  show
• 5:49
  about
• 5:49
  unwinding
• 5:50
  culture
• 5:50
  and
• 5:51
  tying
• 5:51
  it
• 5:51
  back
• 5:51
  to
• 5:52
  biblical
• 5:52
  truth.
• 5:53
  And
• 5:53
  I
• 5:53
  just
• 5:53
  did
• 5:53
  a
• 5:53
  show
• 5:54
  about
• 5:54
  consumerism
• 5:55
  and
• 5:55
  I'm
• 5:55
  going
• 5:55
  to
• 5:55
  encourage
• 5:56
  you
• 5:56
  to
• 5:56
  check
• 5:56
  that
• 5:56
  out.
• 5:56
  We'll
• 5:56
  put
• 5:57
  a
• 5:57
  link
• 5:57
  to
• 5:57
  that
• 5:57
  in
• 5:57
  the
• 5:57
  show
• 5:57
  notes.
• 5:58
  It's
• 5:58
  a
• 5:58
  weekly
• 5:58
  show,
• 5:58
  but
• 5:58
  it
• 5:59
  gets
• 5:59
  a
• 5:59
  little
• 5:59
  deeper
• 5:59
  than
• 6:00
  what
• 6:00
  I
• 6:00
  do
• 6:00
  on
• 6:00
  the
• 6:01
  daily
• 6:01
  Financially
• 6:01
  confident
• 6:02
  Christian.
• 6:02
  But
• 6:02
  I,
• 6:03
  I
• 6:03
  talk
• 6:03
  all
• 6:03
  about
• 6:03
  consumerism
• 6:04
  destroying
• 6:04
  all
• 6:05
  of
• 6:05
  us.
• 6:05
  So
• 6:05
  I'm
• 6:05
  encourage
• 6:05
  you
• 6:05
  to
• 6:06
  check
• 6:06
  that
• 6:06
  out.
• 6:06
  But
• 6:06
  let's
• 6:06
  get
• 6:06
  back
• 6:06
  to
• 6:07
  today's
• 6:07
  show.
• 6:08
  Another
• 6:08
  thing
• 6:08
  I'm
• 6:09
  going
• 6:09
  to
• 6:09
  encourage
• 6:09
  you
• 6:09
  to
• 6:09
  do
• 6:10
  is
• 6:11
  live
• 6:11
  in
• 6:11
  gratitude.
• 6:12
  Because
• 6:12
  when
• 6:12
  you're
• 6:12
  grateful
• 6:13
  for
• 6:13
  things,
• 6:13
  think
• 6:14
  about
• 6:14
  how
• 6:14
  many
• 6:14
  times
• 6:15
  that
• 6:15
  you've
• 6:15
  been
• 6:15
  in
• 6:16
  a
• 6:16
  tough
• 6:16
  time
• 6:17
  and
• 6:17
  you
• 6:17
  start
• 6:18
  to
• 6:18
  think,
• 6:18
  I
• 6:18
  don't
• 6:19
  have
• 6:19
  enough.
• 6:20
  But
• 6:21
  when
• 6:21
  you
• 6:21
  have
• 6:21
  a
• 6:21
  gratitude,
• 6:22
  it
• 6:22
  changes
• 6:22
  your
• 6:22
  perspective.
• 6:23
  It
• 6:23
  turns
• 6:23
  out
• 6:23
  that
• 6:23
  thankfulness,
• 6:24
  that
• 6:25
  gratefulness,
• 6:26
  it
• 6:27
  turns
• 6:27
  that
• 6:27
  not
• 6:27
  enough
• 6:28
  into,
• 6:29
  listen
• 6:29
  to
• 6:29
  this,
• 6:30
  more
• 6:30
  than
• 6:30
  enough.
• 6:32
  So
• 6:32
  when
• 6:32
  you're
• 6:32
  feeling
• 6:33
  down,
• 6:33
  like
• 6:33
  when
• 6:33
  we
• 6:34
  were
• 6:34
  thinking
• 6:34
  about
• 6:34
  that
• 6:34
  with
• 6:34
  the
• 6:35
  kids,
• 6:35
  I
• 6:35
  could
• 6:35
  have
• 6:36
  made
• 6:36
  a
• 6:36
  better
• 6:36
  decision.
• 6:37
  I
• 6:37
  could
• 6:37
  have
• 6:38
  thought,
• 6:38
  you
• 6:38
  know
• 6:38
  what?
• 6:38
  These
• 6:38
  kids
• 6:38
  have
• 6:39
  so
• 6:39
  much
• 6:39
  to
• 6:39
  begin
• 6:39
  with.
• 6:40
  It
• 6:40
  wasn't
• 6:40
  like
• 6:40
  Christmas
• 6:40
  was
• 6:41
  going
• 6:41
  to
• 6:41
  be.
• 6:41
  They
• 6:41
  don't
• 6:41
  have
• 6:41
  any
• 6:41
  toys.
• 6:43
  So
• 6:43
  consider
• 6:44
  what
• 6:44
  you
• 6:44
  already
• 6:44
  have
• 6:46
  and
• 6:46
  along
• 6:47
  that
• 6:47
  road,
• 6:49
  surrender
• 6:49
  it
• 6:50
  all
• 6:50
  to
• 6:50
  Christ.
• 6:51
  See,
• 6:51
  God
• 6:52
  is
• 6:52
  never
• 6:52
  going
• 6:52
  to
• 6:52
  bless
• 6:52
  what
• 6:53
  you
• 6:53
  hide.
• 6:55
  So
• 6:55
  one
• 6:55
  of
• 6:55
  the
• 6:55
  things
• 6:55
  I'm
• 6:55
  going
• 6:55
  to
• 6:55
  tell
• 6:56
  you
• 6:56
  this
• 6:56
  show.
• 6:56
  One
• 6:56
  of
• 6:56
  the
• 6:57
  main
• 6:57
  capstones
• 6:57
  of
• 6:58
  this
• 6:58
  show
• 6:58
  is
• 6:59
  invite
• 6:59
  God
• 7:00
  into
• 7:00
  your
• 7:00
  finances.
• 7:01
  This
• 7:01
  is
• 7:01
  why
• 7:01
  I
• 7:01
  tie
• 7:01
  the
• 7:01
  two
• 7:01
  things
• 7:02
  together.
• 7:02
  A
• 7:02
  lot
• 7:02
  of
• 7:02
  people
• 7:02
  say
• 7:03
  to
• 7:03
  me,
• 7:03
  Ralph,
• 7:03
  it's
• 7:04
  strange
• 7:04
  how
• 7:04
  you
• 7:04
  tie
• 7:04
  faith
• 7:05
  and
• 7:05
  finances
• 7:05
  together.
• 7:06
  Well,
• 7:07
  here's
• 7:07
  how
• 7:07
  I
• 7:07
  do
• 7:07
  that.
• 7:07
  Because
• 7:08
  we
• 7:08
  need
• 7:08
  to
• 7:08
  come
• 7:08
  to
• 7:09
  an
• 7:09
  honest
• 7:09
  acknowledgment.
• 7:11
  It's
• 7:11
  all
• 7:11
  his
• 7:12
  anyway.
• 7:13
  So
• 7:14
  when
• 7:14
  we
• 7:14
  pretend
• 7:14
  like
• 7:14
  we're
• 7:15
  going
• 7:15
  to
• 7:15
  hide
• 7:15
  it
• 7:15
  from
• 7:16
  guess
• 7:16
  what?
• 7:16
  He
• 7:17
  already
• 7:17
  knows.
• 7:18
  God
• 7:19
  already
• 7:19
  knows
• 7:19
  when
• 7:20
  you're
• 7:20
  struggling.
• 7:21
  He
• 7:21
  already
• 7:21
  knows
• 7:22
  when
• 7:22
  things
• 7:22
  are
• 7:22
  tight.
• 7:24
  And
• 7:24
  you
• 7:24
  just
• 7:24
  wonder
• 7:24
  sometimes,
• 7:25
  is
• 7:25
  he
• 7:25
  just
• 7:25
  saying
• 7:26
  to
• 7:26
  you,
• 7:26
  listen,
• 7:27
  just
• 7:28
  reach
• 7:28
  out
• 7:28
  to
• 7:28
  me.
• 7:29
  I
• 7:29
  can
• 7:30
  help
• 7:30
  you.
• 7:30
  Now,
• 7:31
  he
• 7:31
  might
• 7:31
  not
• 7:31
  give
• 7:31
  you
• 7:32
  this
• 7:32
  abundance.
• 7:32
  A
• 7:32
  lot
• 7:32
  of
• 7:33
  people
• 7:33
  think
• 7:33
  that
• 7:33
  when
• 7:34
  you
• 7:34
  pray
• 7:34
  about
• 7:34
  finances,
• 7:35
  God's
• 7:35
  going
• 7:35
  to
• 7:35
  rush
• 7:36
  this
• 7:36
  abundance
• 7:36
  on
• 7:37
  you.
• 7:38
  Scripture
• 7:38
  never
• 7:39
  promises
• 7:39
  that.
• 7:40
  It
• 7:40
  promises
• 7:41
  us
• 7:41
  provision,
• 7:43
  not
• 7:43
  comfort,
• 7:44
  but
• 7:45
  acknowledge
• 7:45
  him.
• 7:45
  He
• 7:46
  can't
• 7:46
  bless
• 7:46
  what
• 7:46
  you
• 7:46
  hide.
• 7:46
  And
• 7:47
  finally,
• 7:49
  it's
• 7:49
  all
• 7:49
  about
• 7:50
  faith
• 7:50
  over
• 7:50
  fear.
• 7:52
  See,
• 7:52
  big
• 7:53
  takeaway
• 7:53
  for
• 7:53
  today.
• 7:54
  Fear
• 7:54
  says
• 7:54
  something
• 7:54
  like
• 7:55
  this.
• 7:55
  Fear
• 7:55
  says,
• 7:55
  I
• 7:56
  can't.
• 7:57
  When
• 7:57
  you
• 7:57
  live
• 7:57
  in
• 7:57
  fear,
• 7:58
  that's
• 7:58
  what
• 7:58
  you
• 7:58
  constantly
• 7:58
  hear.
• 7:58
  You
• 7:59
  hear
• 7:59
  that
• 7:59
  in
• 7:59
  your
• 7:59
  head,
• 7:59
  I
• 8:00
  can't,
• 8:00
  I
• 8:00
  can't,
• 8:01
  I
• 8:01
  can't.
• 8:02
  But
• 8:03
  faith
• 8:03
  says
• 8:03
  something
• 8:04
  so
• 8:04
  much
• 8:04
  bigger
• 8:04
  than
• 8:04
  that.
• 8:06
  And
• 8:06
  this
• 8:06
  is
• 8:06
  what
• 8:06
  you
• 8:06
  can
• 8:07
  take
• 8:07
  to
• 8:07
  the
• 8:07
  bank
• 8:07
  today.
• 8:08
  Faith
• 8:08
  says
• 8:09
  God
• 8:09
  can.
• 8:11
  And
• 8:11
  I'm
• 8:11
  going
• 8:11
  to
• 8:11
  go
• 8:11
  a
• 8:11
  little
• 8:11
  extra
• 8:12
  step.
• 8:13
  And
• 8:13
  God
• 8:14
  will.
• 8:14
  Let's
• 8:15
  get
• 8:15
  into
• 8:15
  our
• 8:15
  Bible
• 8:15
  verses.
• 8:16
  Today
• 8:16
  we
• 8:16
  actually
• 8:16
  have
• 8:16
  two,
• 8:17
  because
• 8:17
  I
• 8:17
  couldn't
• 8:17
  decide
• 8:18
  on
• 8:18
  which
• 8:18
  one
• 8:18
  I
• 8:18
  liked
• 8:18
  best.
• 8:19
  Let's
• 8:19
  get
• 8:19
  into
• 8:19
  the
• 8:19
  first
• 8:19
  one.
• 8:20
  Very
• 8:21
  common
• 8:21
  book
• 8:21
  from
• 8:22
  the
• 8:22
  Book
• 8:22
  of
• 8:22
  Matthew,
• 8:23
  chapter
• 8:23
  6,
• 8:23
  verse
• 8:24
  33.
• 8:24
  It
• 8:24
  says
• 8:25
  this,
• 8:25
  but
• 8:25
  seek
• 8:26
  first
• 8:26
  his
• 8:26
  kingdom
• 8:27
  and
• 8:27
  his
• 8:27
  righteousness,
• 8:29
  and
• 8:29
  all
• 8:29
  these
• 8:29
  things
• 8:29
  will
• 8:30
  be
• 8:30
  given
• 8:30
  to
• 8:30
  you
• 8:30
  as
• 8:30
  well.
• 8:31
  And
• 8:31
  I
• 8:31
  pick
• 8:31
  that
• 8:31
  because
• 8:32
  think
• 8:32
  about
• 8:32
  that.
• 8:33
  What
• 8:33
  are
• 8:33
  we
• 8:33
  leaning
• 8:34
  into
• 8:34
  there?
• 8:35
  Seeking
• 8:35
  first
• 8:36
  his
• 8:36
  kingdom.
• 8:38
  That's
• 8:38
  so
• 8:38
  important.
• 8:38
  Seeking
• 8:39
  first
• 8:39
  faith,
• 8:40
  Seeking
• 8:41
  first
• 8:41
  understanding
• 8:42
  him
• 8:43
  and
• 8:43
  his
• 8:43
  righteousness.
• 8:44
  And
• 8:44
  what
• 8:44
  does
• 8:44
  it
• 8:44
  promise
• 8:44
  to
• 8:45
  us,
• 8:46
  all
• 8:47
  these
• 8:47
  things.
• 8:49
  Now,
• 8:49
  he's
• 8:49
  not
• 8:49
  talking
• 8:50
  about
• 8:50
  stuff.
• 8:50
  He's
• 8:51
  not
• 8:51
  talking
• 8:51
  about
• 8:51
  you're
• 8:51
  going
• 8:51
  to
• 8:51
  get
• 8:51
  a
• 8:51
  brand
• 8:52
  new
• 8:52
  car,
• 8:52
  you're
• 8:53
  going
• 8:53
  to
• 8:53
  get
• 8:53
  a
• 8:53
  vacation,
• 8:53
  all
• 8:54
  those
• 8:54
  things.
• 8:54
  So
• 8:54
  he's
• 8:54
  talking
• 8:54
  about.
• 8:55
  He's
• 8:55
  talking
• 8:55
  about
• 8:56
  the
• 8:56
  things
• 8:56
  that
• 8:56
  matter.
• 8:56
  Let's
• 8:56
  get
• 8:57
  to
• 8:57
  our
• 8:57
  second
• 8:57
  Bible
• 8:57
  verse,
• 8:58
  and
• 8:58
  that's
• 8:58
  from
• 8:58
  the
• 8:58
  book
• 8:59
  of
• 8:59
  Philippians,
• 8:59
  chapter
• 9:00
  4,
• 9:00
  verse
• 9:00
  19.
• 9:01
  And
• 9:01
  my
• 9:01
  God
• 9:02
  will
• 9:02
  meet
• 9:02
  all
• 9:02
  of
• 9:02
  your
• 9:03
  needs
• 9:03
  according
• 9:04
  to
• 9:04
  his
• 9:04
  riches
• 9:05
  of
• 9:05
  his
• 9:06
  glory
• 9:06
  in
• 9:06
  Christ
• 9:07
  Jesus.
• 9:07
  I
• 9:07
  don't
• 9:07
  even
• 9:07
  need
• 9:08
  to
• 9:08
  comment
• 9:08
  on
• 9:08
  that
• 9:08
  one
• 9:09
  because
• 9:09
  it
• 9:09
  says
• 9:09
  it
• 9:09
  all
• 9:10
  right
• 9:10
  there,
• 9:10
  doesn't
• 9:10
  it?
• 9:10
  He's
• 9:11
  going
• 9:11
  to
• 9:11
  meet
• 9:11
  all
• 9:11
  of
• 9:11
  our
• 9:11
  needs
• 9:12
  how
• 9:12
  about
• 9:12
  we
• 9:12
  pray
• 9:12
  together?
• 9:13
  Lord,
• 9:13
  we
• 9:13
  come
• 9:13
  to
• 9:14
  you
• 9:14
  right
• 9:14
  now
• 9:15
  and
• 9:15
  we
• 9:15
  just
• 9:15
  ask
• 9:16
  that
• 9:16
  you
• 9:16
  would
• 9:16
  help
• 9:16
  to
• 9:16
  teach
• 9:17
  us.
• 9:17
  Lord,
• 9:17
  help
• 9:17
  us
• 9:17
  to
• 9:18
  trust
• 9:18
  you
• 9:18
  more
• 9:19
  than
• 9:19
  our
• 9:19
  bank
• 9:19
  account.
• 9:20
  So
• 9:20
  easy
• 9:20
  to
• 9:20
  get
• 9:20
  stuck
• 9:21
  on
• 9:21
  those
• 9:21
  bank
• 9:21
  accounts.
• 9:22
  Help
• 9:22
  us
• 9:22
  to
• 9:22
  see
• 9:22
  the
• 9:23
  provision
• 9:23
  through
• 9:24
  your
• 9:24
  eyes,
• 9:25
  not
• 9:25
  through
• 9:25
  world's
• 9:26
  eyes,
• 9:26
  not
• 9:26
  through
• 9:27
  society's
• 9:27
  eyes.
• 9:28
  And
• 9:28
  Lord,
• 9:28
  help
• 9:28
  us
• 9:29
  to
• 9:29
  remember
• 9:29
  the
• 9:29
  abundance
• 9:30
  that
• 9:30
  you've
• 9:31
  already
• 9:31
  given
• 9:31
  us.
• 9:31
  And
• 9:31
  remember
• 9:32
  that
• 9:32
  it's
• 9:32
  not
• 9:32
  measured
• 9:33
  in
• 9:33
  dollars,
• 9:34
  but
• 9:34
  it's
• 9:35
  measured
• 9:35
  in
• 9:35
  our
• 9:35
  purpose.
• 9:35
  And
• 9:36
  we
• 9:36
  ask
• 9:36
  this
• 9:36
  in
• 9:37
  the
• 9:37
  mighty
• 9:37
  power
• 9:37
  of
• 9:38
  Christ.
• 9:38
  Amen.
• 9:39
  So
• 9:39
  here's
• 9:39
  your
• 9:39
  action
• 9:40
  item
• 9:40
  for
• 9:40
  today.
• 9:40
  Real
• 9:41
  simple
• 9:41
  thing.
• 9:42
  I
• 9:42
  want
• 9:43
  you
• 9:43
  to
• 9:43
  write
• 9:43
  down
• 9:43
  three
• 9:44
  ways
• 9:44
  that
• 9:44
  God
• 9:45
  has
• 9:45
  provided
• 9:45
  for
• 9:45
  you
• 9:45
  this
• 9:46
  year.
• 9:47
  Listen,
• 9:47
  if
• 9:47
  we're
• 9:47
  being
• 9:48
  honest,
• 9:48
  we
• 9:48
  probably
• 9:49
  make
• 9:49
  a
• 9:49
  list
• 9:49
  two
• 9:49
  or
• 9:49
  three
• 9:50
  pages
• 9:50
  thick.
• 9:51
  So
• 9:51
  whether
• 9:51
  it's
• 9:51
  big
• 9:52
  or
• 9:52
  small,
• 9:53
  just
• 9:53
  write
• 9:53
  down
• 9:54
  three
• 9:54
  things
• 9:54
  and
• 9:55
  thank
• 9:55
  him
• 9:55
  for
• 9:56
  each
• 9:56
  one
• 9:56
  of
• 9:56
  them.
• 9:57
  And
• 9:57
  then
• 9:57
  when
• 9:57
  you
• 9:58
  start
• 9:58
  to
• 9:58
  feel
• 9:58
  broken,
• 9:59
  read
• 10:00
  that
• 10:00
  list
• 10:00
  and
• 10:00
  remember
• 10:01
  how
• 10:01
  much
• 10:01
  he's
• 10:02
  already
• 10:02
  given
• 10:02
  you.
• 10:02
  And
• 10:03
  I
• 10:03
  want
• 10:03
  to
• 10:03
  give
• 10:03
  you
• 10:03
  something
• 10:03
  right
• 10:03
  now.
• 10:04
  I
• 10:04
  just
• 10:04
  finished
• 10:04
  writing
• 10:04
  my
• 10:05
  third
• 10:05
  book,
• 10:05
  and
• 10:05
  it's
• 10:06
  called
• 10:06
  how
• 10:06
  to
• 10:06
  Become
• 10:06
  a
• 10:07
  Financially
• 10:07
  Confident
• 10:08
  Christian.
• 10:08
  And
• 10:08
  it's
• 10:08
  yours
• 10:09
  absolutely
• 10:09
  free.
• 10:09
  All
• 10:09
  you
• 10:09
  gotta
• 10:10
  do
• 10:10
  is
• 10:10
  go
• 10:10
  to
• 10:10
  financiallyconfidentchristian.com/becoming
• 10:14
  so
• 10:15
  today.
• 10:15
  No
• 10:15
  matter
• 10:15
  what
• 10:15
  your
• 10:15
  bank
• 10:16
  account
• 10:16
  says,
• 10:17
  God's
• 10:18
  presence
• 10:18
  is
• 10:18
  your
• 10:19
  greatest
• 10:19
  security.
• 10:20
  And
• 10:20
  gratitude
• 10:21
  reminds
• 10:21
  us
• 10:21
  of
• 10:22
  what
• 10:22
  we've
• 10:22
  already
• 10:22
  got.
• 10:23
  And
• 10:23
  it's
• 10:23
  in
• 10:23
  his
• 10:23
  hands.
• 10:24
  So
• 10:24
  trust
• 10:25
  opens
• 10:25
  up
• 10:25
  that
• 10:25
  door
• 10:26
  to
• 10:26
  peace
• 10:26
  every
• 10:26
  single
• 10:27
  time.
• 10:27
  So
• 10:27
  go
• 10:27
  out
• 10:27
  there
• 10:28
  today
• 10:28
  and
• 10:28
  be
• 10:28
  a
• 10:29
  financially
• 10:29
  confident
• 10:30
  Christian.
• 10:30
  Stay
• 10:31
  financially
• 10:31
  savvy,
• 10:32
  go
• 10:32
  God
• 10:32
  bless,
• 10:32
  and
• 10:32
  I'll
• 10:33
  see
• 10:33
  you
• 10:33
  on
• 10:33
  tomorrow's
• 10:34
  show.