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Spending Out of Control? Start Here. · Becoming Financially Confident

• 0:37
  Have
• 0:37
  you
• 0:37
  ever
• 0:38
  made
• 0:38
  a
• 0:38
  budget
• 0:38
  you
• 0:38
  felt
• 0:39
  great
• 0:39
  about
• 0:39
  and
• 0:39
  in
• 0:39
  two
• 0:40
  weeks
• 0:40
  later
• 0:40
  wondered,
• 0:41
  where
• 0:41
  in
• 0:41
  the
• 0:41
  world
• 0:42
  did
• 0:42
  my
• 0:42
  money
• 0:42
  even
• 0:43
  go?
• 0:44
  Budgets
• 0:44
  don't
• 0:44
  fail
• 0:45
  because
• 0:45
  they're
• 0:45
  bad.
• 0:46
  They
• 0:46
  fail
• 0:46
  because
• 0:47
  we
• 0:47
  stop
• 0:47
  tracking.
• 0:48
  But
• 0:48
  tracking
• 0:49
  doesn't
• 0:49
  have
• 0:49
  to
• 0:49
  be
• 0:49
  overwhelming.
• 0:50
  It
• 0:50
  can
• 0:50
  be
• 0:51
  simple,
• 0:51
  it
• 0:51
  can
• 0:52
  be
• 0:52
  gentle,
• 0:52
  and
• 0:53
  it
• 0:53
  can
• 0:53
  be
• 0:53
  surprisingly
• 0:54
  freeing.
• 0:54
  And
• 0:55
  today,
• 0:55
  I'm
• 0:55
  going
• 0:55
  to
• 0:55
  show
• 0:55
  you
• 0:55
  how
• 0:55
  to
• 0:56
  get
• 0:56
  started
• 0:56
  tracking
• 0:57
  your
• 0:57
  money
• 0:57
  so
• 0:57
  that
• 0:58
  you
• 0:58
  can
• 0:58
  do
• 0:58
  it
• 0:58
  right.
• 1:20
  Hey,
• 1:20
  friend.
• 1:20
  Ralph
• 1:20
  Estep
• 1:21
  Jr.
• 1:21
  Here.
• 1:22
  Welcome
• 1:22
  to
• 1:22
  Financially
• 1:23
  Confident
• 1:23
  Christian,
• 1:24
  where
• 1:24
  we
• 1:24
  learn
• 1:24
  how
• 1:24
  to
• 1:25
  walk
• 1:25
  through
• 1:25
  life
• 1:25
  and
• 1:26
  money
• 1:26
  with
• 1:26
  wisdom,
• 1:27
  with
• 1:27
  peace,
• 1:28
  and
• 1:28
  with
• 1:28
  a
• 1:28
  heart
• 1:29
  anchored
• 1:29
  in
• 1:29
  God's
• 1:30
  truth.
• 1:30
  The
• 1:30
  mission
• 1:31
  is
• 1:31
  simple.
• 1:31
  To
• 1:32
  help
• 1:32
  you
• 1:32
  break
• 1:32
  that
• 1:33
  cycle
• 1:33
  of
• 1:33
  financial
• 1:34
  shame
• 1:34
  and
• 1:34
  build
• 1:34
  steady
• 1:35
  habits
• 1:35
  rooted
• 1:36
  in
• 1:36
  faith
• 1:37
  and
• 1:37
  become
• 1:37
  the
• 1:37
  kind
• 1:37
  of
• 1:38
  believer
• 1:38
  who
• 1:38
  handles
• 1:39
  money
• 1:39
  with
• 1:39
  clarity,
• 1:40
  with
• 1:40
  confidence,
• 1:41
  and
• 1:41
  with
• 1:42
  spiritual
• 1:42
  purpose.
• 1:43
  Yesterday
• 1:44
  we
• 1:44
  built
• 1:44
  a
• 1:44
  simple
• 1:45
  life
• 1:45
  giving
• 1:45
  budget,
• 1:46
  one
• 1:46
  that
• 1:46
  actually
• 1:46
  works
• 1:47
  and
• 1:47
  doesn't
• 1:48
  overwhelm
• 1:48
  your
• 1:48
  heart.
• 1:49
  And
• 1:49
  today
• 1:49
  we're
• 1:50
  going
• 1:50
  to
• 1:50
  take
• 1:50
  the
• 1:50
  next
• 1:50
  step.
• 1:51
  How
• 1:51
  do
• 1:51
  you
• 1:51
  track
• 1:52
  your
• 1:52
  spending
• 1:52
  without
• 1:53
  feeling
• 1:53
  stressed,
• 1:53
  without
• 1:54
  feeling
• 1:54
  guilty,
• 1:55
  or
• 1:55
  feeling
• 1:55
  glued
• 1:56
  to
• 1:56
  your
• 1:56
  phone?
• 1:57
  Because
• 1:57
  tracking
• 1:58
  is
• 1:58
  where
• 1:59
  clarity
• 1:59
  grows
• 2:00
  and
• 2:00
  confidence
• 2:00
  begins.
• 2:01
  A
• 2:02
  listener
• 2:02
  recently
• 2:02
  wrote
• 2:02
  me
• 2:03
  and
• 2:03
  said,
• 2:03
  ralph,
• 2:03
  I
• 2:04
  want
• 2:04
  to
• 2:04
  track
• 2:04
  my
• 2:04
  spending,
• 2:05
  but
• 2:05
  I
• 2:06
  get
• 2:06
  overwhelmed
• 2:07
  so
• 2:07
  fast.
• 2:08
  I
• 2:08
  feel
• 2:08
  like
• 2:08
  I
• 2:09
  mess
• 2:09
  it
• 2:09
  up
• 2:09
  every
• 2:09
  time
• 2:10
  I
• 2:10
  try.
• 2:10
  Is
• 2:11
  there
• 2:11
  a
• 2:11
  simple
• 2:11
  way
• 2:12
  to
• 2:12
  do
• 2:12
  this?
• 2:13
  Maybe
• 2:14
  you
• 2:14
  feel
• 2:14
  that,
• 2:14
  too.
• 2:15
  You
• 2:16
  want
• 2:16
  to
• 2:16
  be
• 2:16
  consistent,
• 2:17
  but
• 2:17
  life
• 2:18
  gets
• 2:18
  busy.
• 2:18
  You
• 2:19
  want
• 2:19
  to
• 2:19
  stay
• 2:19
  aware,
• 2:20
  but
• 2:20
  the
• 2:20
  idea
• 2:20
  of
• 2:20
  tracking
• 2:21
  feels
• 2:21
  like
• 2:22
  way
• 2:22
  too
• 2:22
  much
• 2:22
  work.
• 2:23
  You
• 2:23
  want
• 2:23
  to
• 2:23
  be
• 2:24
  faithful,
• 2:24
  but
• 2:25
  you
• 2:25
  don't
• 2:25
  want
• 2:25
  to
• 2:25
  live
• 2:25
  with
• 2:26
  that
• 2:26
  constant
• 2:26
  pressure.
• 2:27
  And
• 2:28
  maybe
• 2:28
  deep
• 2:28
  down,
• 2:29
  you
• 2:29
  even
• 2:29
  feel
• 2:30
  a
• 2:30
  little
• 2:30
  shame
• 2:30
  when
• 2:31
  you
• 2:31
  forget
• 2:31
  to
• 2:31
  track
• 2:31
  for
• 2:32
  a
• 2:32
  few
• 2:32
  days.
• 2:33
  Friend,
• 2:33
  first
• 2:33
  thing,
• 2:33
  let
• 2:33
  that
• 2:34
  go.
• 2:35
  Tracking
• 2:35
  isn't
• 2:36
  about
• 2:36
  perfection.
• 2:37
  It's
• 2:37
  about
• 2:37
  awareness.
• 2:38
  Just
• 2:38
  gentle
• 2:39
  awareness.
• 2:40
  Studies
• 2:41
  show
• 2:41
  that
• 2:41
  even
• 2:41
  a
• 2:42
  little
• 2:42
  bit
• 2:42
  of
• 2:42
  tracking
• 2:43
  I'm
• 2:43
  talking
• 2:43
  about
• 2:43
  just
• 2:43
  a
• 2:43
  few
• 2:44
  minutes
• 2:44
  a
• 2:44
  day,
• 2:45
  dramatically
• 2:45
  increases
• 2:46
  financial
• 2:47
  confidence.
• 2:48
  Not
• 2:48
  because
• 2:48
  people
• 2:49
  spend
• 2:49
  less,
• 2:50
  but
• 2:50
  because
• 2:50
  they
• 2:50
  finally
• 2:51
  know
• 2:51
  what's
• 2:51
  really
• 2:52
  happening.
• 2:53
  That
• 2:53
  awareness
• 2:54
  creates
• 2:54
  peace.
• 2:55
  That
• 2:56
  silence
• 2:56
  creates
• 2:57
  anxiety.
• 2:57
  And
• 2:58
  I've
• 2:58
  seen
• 2:58
  this
• 2:58
  over
• 2:59
  more
• 2:59
  than
• 2:59
  three
• 2:59
  decades.
• 3:00
  As
• 3:00
  an
• 3:00
  accountant
• 3:01
  and
• 3:01
  a
• 3:01
  coach,
• 3:02
  I've
• 3:02
  taught
• 3:02
  people
• 3:03
  every
• 3:03
  tracking
• 3:04
  system
• 3:04
  imaginable.
• 3:05
  I'm
• 3:05
  talking
• 3:06
  about
• 3:06
  apps
• 3:06
  and
• 3:07
  spreadsheets
• 3:07
  and
• 3:08
  notebooks
• 3:08
  and
• 3:08
  envelopes.
• 3:10
  But
• 3:10
  here's
• 3:10
  what
• 3:10
  I've
• 3:11
  learned.
• 3:11
  The
• 3:12
  best
• 3:12
  system
• 3:13
  is
• 3:13
  the
• 3:13
  one
• 3:13
  you'll
• 3:14
  actually
• 3:14
  use.
• 3:15
  It's
• 3:15
  that
• 3:15
  simple.
• 3:16
  Simple
• 3:16
  systems
• 3:17
  build
• 3:17
  consistency,
• 3:18
  that
• 3:19
  consistency
• 3:19
  builds
• 3:20
  confidence,
• 3:20
  and
• 3:21
  that
• 3:21
  confidence
• 3:22
  builds
• 3:22
  peace.
• 3:23
  A
• 3:23
  woman
• 3:23
  in
• 3:24
  our
• 3:24
  community,
• 3:24
  and
• 3:24
  we'll
• 3:25
  call
• 3:25
  her
• 3:25
  Beth,
• 3:25
  told
• 3:26
  me
• 3:26
  she
• 3:26
  hated
• 3:27
  tracking
• 3:27
  her
• 3:28
  spending.
• 3:28
  She
• 3:28
  said,
• 3:28
  Rafa
• 3:28
  hate
• 3:29
  it.
• 3:29
  She
• 3:30
  said
• 3:30
  it
• 3:30
  feels
• 3:30
  like
• 3:30
  homework.
• 3:31
  I'm
• 3:31
  constantly
• 3:32
  behind
• 3:32
  on
• 3:32
  Kind
• 3:32
  of
• 3:33
  like
• 3:33
  when
• 3:33
  you
• 3:33
  were
• 3:33
  in
• 3:33
  school.
• 3:34
  So
• 3:34
  she
• 3:35
  tried
• 3:35
  something
• 3:35
  new.
• 3:35
  Instead
• 3:36
  of
• 3:36
  tracking
• 3:36
  everything
• 3:37
  perfectly
• 3:38
  like
• 3:38
  a
• 3:38
  financial
• 3:38
  detective,
• 3:39
  she
• 3:40
  checked
• 3:40
  in
• 3:40
  once
• 3:40
  a
• 3:40
  day
• 3:41
  for
• 3:41
  just
• 3:41
  about
• 3:41
  one
• 3:41
  minute.
• 3:42
  Just
• 3:42
  one
• 3:42
  minute.
• 3:43
  She
• 3:43
  looked
• 3:43
  at
• 3:44
  her
• 3:44
  bank
• 3:44
  account.
• 3:44
  She
• 3:45
  wrote
• 3:45
  down
• 3:45
  one
• 3:45
  or
• 3:45
  two
• 3:46
  expenses.
• 3:46
  And
• 3:46
  then
• 3:47
  she
• 3:47
  took
• 3:47
  a
• 3:47
  deep
• 3:47
  breath.
• 3:48
  Here's
• 3:48
  what
• 3:49
  she
• 3:49
  told
• 3:49
  me.
• 3:49
  She
• 3:49
  said,
• 3:49
  ralph,
• 3:50
  for
• 3:50
  the
• 3:50
  first
• 3:51
  time
• 3:51
  in
• 3:51
  my
• 3:51
  life,
• 3:52
  I
• 3:52
  don't
• 3:52
  feel
• 3:53
  scared
• 3:53
  of
• 3:53
  my
• 3:53
  money
• 3:54
  anymore.
• 3:55
  Just
• 3:55
  that
• 3:55
  one
• 3:56
  quiet
• 3:56
  check
• 3:57
  in
• 3:57
  a
• 3:57
  day
• 3:57
  changed
• 3:58
  everything.
• 3:59
  So
• 4:00
  let
• 4:00
  me
• 4:00
  ask
• 4:00
  you,
• 4:00
  what
• 4:01
  would
• 4:01
  happen
• 4:01
  if
• 4:01
  tracking
• 4:02
  didn't
• 4:02
  feel
• 4:02
  stressful
• 4:03
  anymore?
• 4:03
  But
• 4:04
  simple.
• 4:04
  Let's
• 4:05
  build
• 4:05
  that
• 4:05
  together.
• 4:06
  Here's
• 4:06
  what
• 4:06
  I
• 4:06
  want
• 4:06
  you
• 4:07
  to
• 4:07
  do.
• 4:07
  Number
• 4:07
  one
• 4:07
  thing,
• 4:08
  choose
• 4:08
  the
• 4:08
  method
• 4:09
  that
• 4:09
  fits
• 4:09
  your
• 4:09
  personality.
• 4:11
  You
• 4:11
  have
• 4:11
  options.
• 4:11
  There's
• 4:12
  apps,
• 4:13
  spreadsheets,
• 4:14
  hey,
• 4:14
  the
• 4:14
  envelope
• 4:15
  method,
• 4:15
  notebooks,
• 4:16
  even
• 4:16
  your
• 4:16
  phone
• 4:17
  notes.
• 4:17
  None
• 4:18
  of
• 4:18
  these
• 4:18
  are
• 4:18
  better
• 4:18
  or
• 4:19
  worse
• 4:19
  than
• 4:19
  the
• 4:19
  other.
• 4:20
  None
• 4:20
  of
• 4:20
  them
• 4:20
  are
• 4:20
  more
• 4:21
  spiritual
• 4:21
  than
• 4:21
  any
• 4:21
  other.
• 4:22
  Just
• 4:22
  pick
• 4:23
  the
• 4:23
  one
• 4:23
  you're
• 4:23
  actually
• 4:24
  going
• 4:24
  to
• 4:24
  stick
• 4:24
  with
• 4:24
  and
• 4:25
  you're
• 4:25
  actually
• 4:25
  going
• 4:25
  to
• 4:26
  use.
• 4:26
  Because
• 4:27
  here's
• 4:27
  the
• 4:27
  truth.
• 4:27
  Simple
• 4:28
  always
• 4:28
  beats
• 4:28
  complicated.
• 4:29
  You
• 4:30
  do
• 4:30
  not
• 4:30
  need
• 4:30
  to
• 4:30
  track
• 4:31
  42
• 4:31
  categories.
• 4:32
  People
• 4:32
  get
• 4:33
  scared
• 4:33
  because,
• 4:33
  Ralph,
• 4:33
  there's
• 4:34
  all
• 4:34
  these
• 4:34
  categories.
• 4:34
  No,
• 4:35
  start
• 4:35
  with
• 4:35
  the
• 4:36
  basics.
• 4:36
  Food,
• 4:37
  gas,
• 4:38
  extras,
• 4:39
  bills.
• 4:40
  That
• 4:40
  clarity
• 4:41
  will
• 4:41
  grow
• 4:41
  when
• 4:42
  complexity
• 4:42
  shrinks.
• 4:43
  That's
• 4:43
  what
• 4:43
  scares
• 4:43
  a
• 4:44
  lot
• 4:44
  of
• 4:44
  people
• 4:44
  away.
• 4:44
  Because
• 4:45
  here's
• 4:45
  the
• 4:45
  key.
• 4:46
  Awareness
• 4:46
  is
• 4:47
  power.
• 4:48
  Tracking
• 4:48
  isn't
• 4:48
  about
• 4:49
  guilt.
• 4:49
  It's
• 4:49
  about
• 4:50
  knowledge.
• 4:51
  And
• 4:51
  once
• 4:51
  you
• 4:51
  get
• 4:51
  that
• 4:52
  knowledge,
• 4:52
  it
• 4:52
  helps
• 4:52
  you
• 4:53
  catch
• 4:53
  those
• 4:53
  problems
• 4:54
  early.
• 4:54
  It
• 4:54
  helps
• 4:55
  you
• 4:55
  celebrate
• 4:55
  wins.
• 4:56
  It
• 4:56
  helps
• 4:56
  you
• 4:56
  make
• 4:57
  faithful
• 4:57
  adjustments.
• 4:58
  And
• 4:58
  in
• 4:58
  the
• 4:59
  end,
• 4:59
  it
• 4:59
  helps
• 4:59
  you
• 5:00
  feel
• 5:00
  more
• 5:00
  confident.
• 5:01
  That
• 5:02
  awareness
• 5:02
  creates
• 5:02
  a
• 5:02
  sense
• 5:03
  of
• 5:03
  peace
• 5:03
  in
• 5:03
  your
• 5:04
  soul.
• 5:05
  And
• 5:05
  those
• 5:06
  small
• 5:06
  daily
• 5:06
  check
• 5:07
  ins
• 5:07
  are
• 5:08
  so
• 5:08
  much
• 5:08
  greater
• 5:08
  than
• 5:09
  monthly
• 5:09
  panic.
• 5:10
  Just
• 5:10
  one
• 5:10
  minute
• 5:11
  a
• 5:11
  day.
• 5:11
  Hey,
• 5:11
  we
• 5:11
  can
• 5:11
  all
• 5:12
  find
• 5:12
  a
• 5:12
  minute,
• 5:12
  right?
• 5:13
  That
• 5:13
  one
• 5:13
  minute
• 5:13
  can
• 5:14
  beat
• 5:14
  hours
• 5:14
  of
• 5:15
  stress
• 5:15
  at
• 5:15
  the
• 5:15
  end
• 5:15
  of
• 5:15
  the
• 5:16
  month.
• 5:16
  A
• 5:16
  quick
• 5:17
  glance,
• 5:17
  a
• 5:18
  few
• 5:18
  recorded
• 5:18
  expenses,
• 5:19
  just
• 5:19
  a
• 5:19
  moment
• 5:20
  of
• 5:20
  clarity.
• 5:21
  That's
• 5:21
  all
• 5:21
  it
• 5:21
  takes.
• 5:22
  You're
• 5:22
  building
• 5:23
  a
• 5:23
  small
• 5:23
  rhythm
• 5:24
  and
• 5:24
  you're
• 5:24
  going
• 5:24
  to
• 5:24
  get
• 5:24
  a
• 5:25
  win
• 5:25
  every
• 5:25
  time.
• 5:26
  Look
• 5:26
  at
• 5:27
  what
• 5:27
  Proverbs
• 5:27
  27:23
• 5:28
  says.
• 5:29
  Be
• 5:29
  sure
• 5:30
  to
• 5:30
  know
• 5:30
  the
• 5:30
  condition
• 5:30
  of
• 5:31
  your
• 5:31
  flocks.
• 5:32
  Give
• 5:32
  careful
• 5:32
  attention
• 5:33
  to
• 5:33
  your
• 5:33
  herds.
• 5:34
  Now
• 5:34
  this
• 5:34
  one
• 5:34
  hits
• 5:35
  home
• 5:35
  for
• 5:35
  me
• 5:35
  because
• 5:35
  I
• 5:36
  raise
• 5:36
  Black
• 5:36
  Angus
• 5:37
  cows.
• 5:37
  I've
• 5:38
  got
• 5:38
  to
• 5:38
  be
• 5:38
  paying
• 5:38
  attention
• 5:39
  to
• 5:39
  what's
• 5:39
  going
• 5:39
  on
• 5:40
  with
• 5:40
  them
• 5:40
  out
• 5:40
  there.
• 5:41
  Well,
• 5:41
  in
• 5:41
  ancient
• 5:42
  times,
• 5:42
  flocks
• 5:42
  were
• 5:43
  wealthy,
• 5:43
  they
• 5:44
  were
• 5:44
  a
• 5:44
  livelihood,
• 5:44
  they
• 5:45
  were
• 5:45
  provisioned.
• 5:46
  So
• 5:46
  God
• 5:46
  is
• 5:47
  reminding
• 5:47
  us,
• 5:48
  know
• 5:48
  what
• 5:48
  you
• 5:49
  have
• 5:50
  and
• 5:50
  care
• 5:50
  for
• 5:50
  what
• 5:50
  you've
• 5:51
  been
• 5:51
  giving.
• 5:52
  Trackling
• 5:52
  is
• 5:53
  simply
• 5:53
  modern
• 5:54
  day
• 5:54
  stewardship.
• 5:55
  It
• 5:55
  can
• 5:56
  be
• 5:56
  gentle,
• 5:57
  it
• 5:57
  can
• 5:57
  be
• 5:57
  faithful,
• 5:58
  and
• 5:58
  in
• 5:58
  the
• 5:58
  end,
• 5:59
  it's
• 5:59
  wise.
• 6:01
  Lord
• 6:01
  thank
• 6:01
  you
• 6:01
  for
• 6:02
  the
• 6:02
  resources
• 6:02
  you've
• 6:02
  trusted
• 6:03
  us
• 6:03
  with.
• 6:04
  Help
• 6:04
  us
• 6:04
  to
• 6:04
  track
• 6:05
  them
• 6:05
  with
• 6:05
  wisdom
• 6:06
  and
• 6:06
  with
• 6:06
  care.
• 6:07
  Give
• 6:08
  us
• 6:08
  consistency,
• 6:09
  give
• 6:09
  us
• 6:09
  clarity
• 6:10
  and
• 6:11
  give
• 6:11
  us
• 6:11
  peace
• 6:11
  as
• 6:12
  we
• 6:12
  build
• 6:12
  healthy
• 6:13
  rhythms
• 6:13
  in
• 6:13
  our
• 6:13
  lives.
• 6:14
  And
• 6:14
  we
• 6:15
  ask
• 6:15
  this
• 6:15
  in
• 6:15
  Jesus
• 6:16
  name.
• 6:17
  Amen.
• 6:18
  Here's
• 6:18
  today's
• 6:19
  step.
• 6:19
  I
• 6:19
  want
• 6:19
  you
• 6:20
  to
• 6:20
  write
• 6:20
  down
• 6:20
  every
• 6:21
  expense
• 6:21
  for
• 6:22
  the
• 6:22
  next
• 6:22
  three
• 6:22
  days.
• 6:23
  Every
• 6:23
  one
• 6:23
  of
• 6:23
  them.
• 6:23
  Not
• 6:24
  forever,
• 6:24
  just
• 6:24
  three
• 6:25
  days.
• 6:25
  Bear
• 6:25
  with
• 6:25
  me
• 6:26
  here.
• 6:26
  Then
• 6:26
  I
• 6:27
  want
• 6:27
  you
• 6:27
  to
• 6:27
  watch
• 6:27
  for
• 6:27
  some
• 6:28
  simple
• 6:28
  patterns
• 6:29
  because
• 6:30
  that
• 6:30
  awareness
• 6:30
  is
• 6:31
  the
• 6:31
  beginning
• 6:31
  of
• 6:32
  wisdom.
• 6:33
  A
• 6:33
  member
• 6:33
  of
• 6:33
  our
• 6:34
  community
• 6:34
  shared
• 6:34
  this.
• 6:35
  Tracking
• 6:35
  used
• 6:36
  to
• 6:36
  stress
• 6:36
  me
• 6:36
  out,
• 6:37
  Ralph,
• 6:38
  but
• 6:38
  the
• 6:38
  group
• 6:38
  helped
• 6:38
  me
• 6:39
  see
• 6:39
  it's
• 6:39
  just
• 6:39
  about
• 6:40
  paying
• 6:40
  attention.
• 6:41
  No
• 6:42
  more
• 6:42
  shame,
• 6:42
  no
• 6:43
  more
• 6:43
  pressure.
• 6:43
  Just
• 6:44
  small
• 6:44
  daily
• 6:45
  steps.
• 6:46
  And
• 6:46
  friend,
• 6:46
  you
• 6:47
  don't
• 6:47
  have
• 6:47
  to
• 6:47
  walk
• 6:47
  this
• 6:47
  alone
• 6:48
  either.
• 6:48
  Come
• 6:49
  and
• 6:49
  join
• 6:49
  us.
• 6:49
  It's
• 6:50
  a
• 6:50
  free,
• 6:50
  it's
• 6:51
  a
• 6:51
  supportive
• 6:51
  and
• 6:52
  it's
• 6:52
  a
• 6:52
  judgment
• 6:52
  free
• 6:53
  zone.
• 6:53
  Get
• 6:53
  it@financiallyconfidentchristian.com
• 6:55
  join
• 6:57
  again.
• 6:58
  That's
• 6:58
  financiallyconfidentchristian.com
• 7:01
  join.
• 7:02
  We
• 7:02
  walk
• 7:02
  this
• 7:03
  road
• 7:03
  together.
• 7:04
  Remember
• 7:04
  this
• 7:05
  tracking
• 7:06
  isn't
• 7:06
  about
• 7:06
  catching
• 7:07
  mistakes.
• 7:08
  It's
• 7:08
  about
• 7:08
  gaining
• 7:09
  wisdom.
• 7:10
  Because
• 7:10
  I
• 7:10
  know
• 7:10
  that
• 7:11
  you
• 7:11
  are
• 7:11
  growing,
• 7:12
  you
• 7:12
  are
• 7:12
  learning,
• 7:13
  and
• 7:13
  you're
• 7:13
  becoming
• 7:13
  more
• 7:14
  aware
• 7:14
  of
• 7:14
  what
• 7:14
  God
• 7:15
  has
• 7:15
  given
• 7:15
  you.
• 7:16
  Go
• 7:17
  out
• 7:17
  there
• 7:17
  today
• 7:17
  and
• 7:18
  be
• 7:18
  a
• 7:18
  financially
• 7:19
  confident
• 7:19
  Christian.
• 7:20
  You
• 7:20
  can
• 7:20
  do
• 7:21
  this.
• 7:21
  I
• 7:21
  have
• 7:21
  confidence
• 7:22
  in
• 7:22
  you.
• 7:22
  And
• 7:23
  the
• 7:23
  Lord
• 7:23
  is
• 7:23
  working
• 7:23
  with
• 7:24
  you
• 7:24
  as
• 7:24
  well.
• 7:24
  Stay
• 7:25
  financially
• 7:25
  savvy.
• 7:26
  God
• 7:26
  bless
• 7:26
  you
• 7:26
  and
• 7:27
  you
• 7:27
  have
• 7:27
  a
• 7:27
  great
• 7:27
  day
• 7:27
  today.