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DSCR Loans Explained: How Investors Buy with 15% Down w/ Philip Ganz
Philip Ganz breaks down DSCR loans for real estate investors, including how to qualify with 15-20% down, LLC structure, and which states to target now.
In this episode of RealDealChat, Jack Hoss sits down with Philip Ganz, president of Next Wave Mortgage, to break down exactly how debt service coverage ratio loans work and why they are one of the most powerful tools in a real estate investor's financing toolkit.
Philip covers:
How DSCR loans qualify based on the property's income, not your personal W-2
Why 20% down is the sweet spot and when 15% makes sense
How to hold investment properties…
The skinny
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