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Roth 401k Everywhere But Nobody Uses It | Durham News
Roth 401(k)s are now practically everywhere—98% of employer plans offer them thanks to SECURE 2.0—but most people still aren’t using them. Only 18% of eligible workers actually contribute to Roth accounts, stuck by defaults and lack of awareness. The law is forcing higher earners to use Roth for catch-up contributions starting in 2026, but unless employers nudge people to switch, this powerful tax-free retirement tool will remain underutilized. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:advertise@thednn.ai This is an automated…
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