If I can't get what I want, I don't want anything

Preparing For Tomorrow podcast · Feb 26, 2026 · 15m

Just like when we go to an all-you-can-eat buffet, our eyes are bigger than our stomach. With LTC protection, bigger than our budget. We want the best policy that will pay for everything we need for as long as we need care, but our income and savings say we can afford something with less coverage. Or we apply as a couple and one is declined for health. Does this mean we don't get any coverage at all? No! It means we get as much as we can afford for the duration of premiums. If half of our expenses are paid for with insurance, that's using our own assets and income to pay the other half rather…