Latest / London Fintech Podcast
LFP204 – What Can We Learn From Nearly Twenty Years Of The P2P Experiment? w/Jaidev Janardana CEO Zopa
“P2P”, invented by Zopa in 2005, was one of the main unique business models that was at the core of the early success of Fintech businesses in disintermediating banks and offering better/cheaper/faster experiences to both lenders and borrowers. Over the past nearly two decades P2Ps have had many fates – variously succeeding, going bust, committing fraud, listing, being sold and transforming into banks .
In this episode we dive into the lessons learned from this history with Jaidev Zopa’s CEO who oversaw the transformation of Zopa from a pure P2P model to one mixed with banking and then more…
The skinny
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