Renewal Shock in 2026 | Your Mortgage Minute

Your Mortgage Minute | Onlendhub · Apr 1, 2026 · 4m

Mortgage renewal planning is critical in twenty twenty-six, especially for homeowners facing higher payments as older low-rate mortgages reset into today’s market. In this episode of Your Mortgage Minute, we break down why renewals are creating payment shock, how the Bank of Canada’s rate hold and rising bond yields are shaping mortgage pricing, and what a twenty percent payment increase can look like in real dollars. You will also hear three practical decision frameworks for choosing your next term, when an amortization reset can help, and the red flags that can turn a manageable renewal…