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Premium Bonds vs. Real Returns | Leeds News
Premium Bonds might feel like a dream for big wins, but the reality? Most holders are quietly losing out. On average, people who’ve never won are stuck with just $128.91 after over eight years—with no interest, no growth, and inflation slowly eroding their cash. AJ Bell’s analysis shows that same money in a savings account could’ve grown 17%, and in a global tracker fund? A whopping 162%—turning $128 into over $330. The catch? No returns unless you win—and even then, it’s a lottery, not an investment. Still, two lucky winners this month hit the $1 million jackpot—one from Reading, one from…
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