Latest / Mortgage Research Network Podcast
$200 Billion to Lower Rates? How Far Could Mortgage Rates Really Fall
A single announcement sent mortgage rates tumbling toward 6%—and now the housing world is buzzing. Tim Lucas and Craig Berry break down Trump’s proposal to deploy $200 billion in mortgage bond purchases, what it could realistically do to rates, and the unintended consequences buyers should watch for.In this episode you’ll learn:The proposal: Use $200B held by Fannie Mae and Freddie Mac to buy mortgage-backed securities and push rates lower.The likely impact: Experts estimate a ~0.25% drop, potentially taking rates from ~6.16% to ~5.9%.Why psychology matters: Breaking the 6% barrier could pull…
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