Latest / Mrs. PIE / A Boy, a Budget, and a Dream: Charting a Course to Financial Wisdom and Freedom.

Transcript

A Boy, a Budget, and a Dream: Charting a Course to Financial Wisdom and Freedom. · Mrs. PIE

• 0:05
  Speaker 1: ikte.
• 0:05
  Speaker 1: This is so good.
• 0:46
  Speaker 1: Good evening everybody, y'all.
• 0:47
  Speaker 1: I am back.
• 0:48
  Speaker 1: I took a tiny break, y'all, just a tiny break in December, just a small one.
• 0:54
  Speaker 1: We had so much going on.
• 0:55
  Speaker 1: I am so glad, though, I will be kicking off 2024 with Jasmine Paul, first of all, can we say a shout out to Air Force?
• 1:01
  Speaker 1: Right, quick, air Force.
• 1:04
  Speaker 1: I am sorry y'all, it is what it is.
• 1:09
  Speaker 1: So, jasmine, so we actually have we can't see the folks in this room, but we do also want to do a quick shout out to Parade Deck TV, and that community has 6.4 million or so family members okay, as we call them, but that Parade Deck TV is so important to me because that is also a mix of veterans and male spouses, so I want to say hello to Parade Deck TV, whoever is watching.
• 1:33
  Speaker 1: Hey y'all, hey y'all.
• 1:35
  Speaker 1: Hi Facebook, hi LinkedIn, hi YouTube, hi Twitter, and again, also the people who are going to be listening to the audio version of this important, important conversation.
• 1:48
  Speaker 1: Jasmine, the wealth playground.
• 1:50
  Speaker 1: Listen, we are going to dig into this.
• 1:52
  Speaker 1: I need to talk about the wealth program.
• 1:54
  Speaker 1: What I was saying before we got started is the beginning of the year, and some people already broke yes, so we need to have a conversation, not just for the adults, but also your perspective on how we can educate our kids.
• 2:09
  Speaker 1: So can you tell us a little bit more about Jasmine, paul, and what is the wealth playground?
• 2:14
  Speaker 2: Yes, so hello everyone.
• 2:16
  Speaker 2: My name is Jasmine Paul and I'm a first generation American, third culture kid.
• 2:22
  Speaker 2: What that means is my parents were born in another country, came to the US and then had me, and I also lived abroad because my family is a big Air Force family.
• 2:35
  Speaker 2: So I grew up in Japan and I really was always a very curious person, still am to this day, really love the idea of business and entrepreneurship, and my senior year I ended up living in my car for two months, and it is because I didn't ask for help.
• 2:57
  Speaker 2: And so you mentioned you know we're starting off the year and sometimes the finances aren't financing math, right, but just know that it's okay, right, we're here today.
• 3:10
  Speaker 2: We're wanting to have this conversation to really elevate our understanding about financial literacy and education, and so I was one of the people who just really did not ask for help.
• 3:21
  Speaker 2: I thought I'd help myself in this situation, get myself out of it, and ended up missing into the United States Air Force, graduating from college, and I was like I have to get my finances right, like I was like I cannot continue this cycle of living paycheck to paycheck.
• 3:39
  Speaker 2: I have to figure it out, and so that's kind of where the wealth playground was born.
• 3:44
  Speaker 2: It was born out of me figuring it out.
• 3:46
  Speaker 2: I ended up buying my first property at the age of 23, paying off my student loans by the age of 24.
• 3:54
  Speaker 2: I had 40,000 student loans, and then teaching my friends, and then that's where the wealth playground was born.
• 4:03
  Speaker 1: Wow.
• 4:03
  Speaker 1: And so while you're talking this one give a shout out to the Dump and Grab podcast.
• 4:08
  Speaker 1: So you got a podcast.
• 4:10
  Speaker 1: Listen to a podcast.
• 4:11
  Speaker 1: Listen to a podcast, Hello, Dump and Grab, Hello, hello.
• 4:16
  Speaker 1: So let me ask you, is it something, do you think it's generational?
• 4:22
  Speaker 1: Because one of the things that I was, you know, I've had a lot of folks come through and talk about business, branding, entrepreneurship, all those things financial education is a sticking point for me because, you know, especially in these times where everybody I don't even know y'all I am over 50.
• 4:39
  Speaker 1: I don't know what the right terms is, I don't know if it's flossing or showing off or whatever, we do it on the social media streets, right, but there is a sense that people are performing online, performing on social media and, quite frankly, most of them, most of us, can't afford the lifestyle, the images that we're seeing.
• 4:59
  Speaker 1: Do you think it's something that's generational, where maybe the generations that's coming after me are more in tune with financial education?
• 5:10
  Speaker 2: So I think, I actually did kind of like some research on this.
• 5:14
  Speaker 2: I feel like every generation has been a generation of wanting to do better than the previous one, right, and so I think there was a level of like flossing and showing off, like back in the 20s, right, the roaring 20s that was.
• 5:31
  Speaker 2: It wasn't, you know, on social media that people couldn't see it, but there was this idea of style and dress and you know the suits and the dresses and the flashiness, Like that was a thing, and so I don't think that.
• 5:49
  Speaker 2: I think right now we just see it more often because we have smartphones and we can see it on the screens, but I think it was always.
• 6:00
  Speaker 2: I think every generation has had this sense of like, pride and just wanting to take care of themselves will also maybe show it off physically.
• 6:09
  Speaker 2: I do think that this generation so millennials, Gen Z, boomers I do think people are definitely more educated because there's more access.
• 6:21
  Speaker 2: Now I'm not saying that that education has translated into application and execution, but I will.
• 6:28
  Speaker 2: What I am saying is that there is more access to information.
• 6:33
  Speaker 2: Before, back in the 80s, 90s, 70s, information was kind of gate-keaped by certain people.
• 6:42
  Speaker 2: And certainly certain people had that information.
• 6:44
  Speaker 2: I feel like nowadays you can go on YouTube and learn on YouTube at university, right?
• 6:50
  Speaker 2: Of course, you need to make sure you understand who that person is, what are their credentials, what is their experience.
• 6:57
  Speaker 2: You don't want to watch just anyone, but I do think there is definitely more access to information.
• 7:02
  Speaker 2: But I think the flashiness I think it always existed.
• 7:07
  Speaker 2: I think just now it's more in our faces than what it used to be.
• 7:14
  Speaker 1: What is the method to the madness Like how do you talk to your particular clients, especially again trying to bridge the gap with, just again, just being honest about our financial situations, right, Because it's very hard to have those comments.
• 7:31
  Speaker 1: How do you manage that with your clients?
• 7:33
  Speaker 2: Yeah, so I mostly talk to youth and young adults, so kids ages five to 25.
• 7:41
  Speaker 2: And I always try to share.
• 7:46
  Speaker 2: You know what's important, what do you value and what are the means to get there.
• 7:52
  Speaker 2: And then I try to keep it relevant and culturally fun, because I do think there is an element of like top culture, like we were just talking about, like the Stanley Cups, like they have one in a chokehold.
• 8:06
  Speaker 2: I don't know what the craze is.
• 8:07
  Speaker 2: I'm not sure I don't have a Stanley Cup.
• 8:10
  Speaker 2: I have a whole bunch of thermoses in my cabinet already.
• 8:13
  Speaker 2: But like I've seen the media like just go wild.
• 8:17
  Speaker 2: And again another trend people like it, people are going to enjoy it, that's marketing and so but yeah, you know, I try to break down.
• 8:25
  Speaker 2: Like what?
• 8:26
  Speaker 2: Why is it that we have this behavior towards certain things and then that behavior is usually translated to money?
• 8:34
  Speaker 2: How are you showing up in your finances?
• 8:36
  Speaker 2: Why is it important to go out to eat?
• 8:38
  Speaker 2: Is it because or is it just you don't like to cook and that those are problems, right?
• 8:46
  Speaker 2: So if you don't like to cook, maybe going out to eat isn't the solution.
• 8:50
  Speaker 2: Maybe let's try some meal prepping options, let's try some other options that might be better for you.
• 8:56
  Speaker 1: And so I don't know.
• 8:57
  Speaker 2: I try to keep it relevant, keep it simple and also keep it fun, because finances should be boring.
• 9:04
  Speaker 2: It should be fun, it should be a lot of fun.
• 9:07
  Speaker 1: I love that.
• 9:08
  Speaker 1: So I know that you've been recognized by a lot of institutions for your work in financial ed, and so I wanted to find out if there is a particular piece of advice that constantly you feel like you're constantly sharing when it comes to hosting your workshop.
• 9:24
  Speaker 1: Is there something that that is kind of just consistently coming up?
• 9:29
  Speaker 2: I would say there's two things I do often get not having enough money to make ends meet.
• 9:41
  Speaker 2: That's like one of the I feel like one of the top two things that I always hear, and there's no right or wrong answer to it.
• 9:52
  Speaker 2: It's definitely specific to the person and to their situation, but I do try to share, kind of what do you have right now?
• 10:01
  Speaker 2: What are the resources right now that you have?
• 10:04
  Speaker 2: I believe we have so many resources at our fingertips that we don't necessarily tap into and so for me personally, the resources that I had when I was kind of on my debt-free journey was I knew how to write.
• 10:17
  Speaker 2: I love to write and I knew how to make things that were kind of old.
• 10:23
  Speaker 2: I knew how to make them brand new.
• 10:25
  Speaker 2: And so, because I love writing, I started writing for other people's blogs and getting paid for that.
• 10:32
  Speaker 2: Mind you, I wasn't an expert at the time.
• 10:35
  Speaker 2: I was literally learning as I was going and pitched myself to these different blogs to write for them.
• 10:41
  Speaker 2: I really loved like thrifting and I really loved to resell, and so this was before again, before Instagram, before YouTube any of that.
• 10:53
  Speaker 2: You know, like now it's like you can buy courses on this stuff.
• 10:56
  Speaker 2: There was no course.
• 10:57
  Speaker 2: There was none of that, but I knew I really love making old things that look like new, and so I would buy like this piece of furniture that was like 20 bucks and then I would sell it because I'd unify it and then I'd sell it for $150.
• 11:14
  Speaker 2: Wow, yeah, and so I kept doing that over and over, consistently.
• 11:19
  Speaker 2: Something that I had was I had just bought a house and I had bedrooms that were empty and I'm like okay, I'm single, I don't have any children, what can I do?
• 11:30
  Speaker 2: And so I went to Craigslist Again.
• 11:32
  Speaker 2: This was before, but I wouldn't recommend doing this now.
• 11:35
  Speaker 2: Don't go on Craigslist.
• 11:37
  Speaker 2: I don't know what Craigslist is, but I just not hate on it.
• 11:39
  Speaker 2: Yeah, it's not the same.
• 11:41
  Speaker 2: Yeah, it's not the same.
• 11:42
  Speaker 2: But I had these bedrooms and I was like, okay, I can rent these out at a very affordable cost like to someone else, and then I can use that money to pay off this debt or to invest.
• 11:56
  Speaker 2: And so I think, really, looking at what it is that I have at my fingertips, what are the resources that I have right now?
• 12:05
  Speaker 2: I think it's something that I like to share.
• 12:08
  Speaker 2: Again, this is not to downplay poverty.
• 12:11
  Speaker 2: This is not to downplay not having your basic needs met.
• 12:14
  Speaker 2: That is a true, real thing.
• 12:17
  Speaker 2: So it's definitely not to downplay it at all.
• 12:19
  Speaker 2: But when I'm talking to a group of people, just generalizing it, I always try to look at like what are the resources?
• 12:25
  Speaker 2: And then the second thing I like to share is if you had to like rewrite your money story, what would that look like?
• 12:35
  Speaker 2: Yeah, and we walk through an exercise of like rewriting the money story without any limitations, without any barriers, like what would that look like?
• 12:46
  Speaker 2: And it really helps with just like reframing a little bit, like, okay, if I didn't have this barrier in front of me, what would life look like?
• 12:54
  Speaker 2: Just to get kids thinking cause, like it should be fun, right, it should be beautiful.
• 12:59
  Speaker 2: It's not.
• 13:00
  Speaker 2: I mean, I was living in my car for two months, but I'm not gonna lie, like there were some really bad times, but I had fun too.
• 13:08
  Speaker 2: Like what was I doing?
• 13:11
  Speaker 2: I didn't have a house to live in, but I was still having a good time on.
• 13:15
  Speaker 1: You know, I don't know, I don't know what's going on there, you're experimenting and there was no fear.
• 13:19
  Speaker 1: That's the blessings of the youth, right?
• 13:23
  Speaker 1: When you get older, I think we get more well, some of us get a little bit more skittish and we gotta give a quick shout out to Seedling Financial App.
• 13:29
  Speaker 1: Well, I, absolutely simple.
• 13:32
  Speaker 2: Hey Derek.
• 13:32
  Speaker 1: Wesley if that's you, I don't know if that's him, but shout out to Seedling Financial App.
• 13:36
  Speaker 1: So let me ask you about your book A Boy, a Budget and a Dream.
• 13:42
  Speaker 1: And how did you, first of all, how did you come up with this book and why did you write it?
• 13:49
  Speaker 2: Yeah, so I actually wrote this story in my car.
• 13:55
  Speaker 2: I was living in Florida at the time and I really so this is me, my opinion, but I really do believe, like God put it in my spirit to write this story and it was about a little boy, a little girl, brother and sister, and it was trying to figure out budgeting, trying to figure out like overspending, wanting to go to STEM camp, like there was all these different elements of kind of needs versus wants, budgeting priorities and then goal setting.
• 14:27
  Speaker 2: So I wrote this story in the car at my house and then I kind of just like shelved this story Cause I was like I don't have children, like what do I look?
• 14:36
  Speaker 2: Like?
• 14:37
  Speaker 2: Riding a children's bike Doesn't make any sense.
• 14:40
  Speaker 2: So I put it on the shelf, cause I was just like I don't know what to do.
• 14:44
  Speaker 2: And then the pandemic hit and I was having a lot more conversations with my little sister.
• 14:52
  Speaker 2: I was having a lot more conversations with young people about money.
• 14:56
  Speaker 2: They're asking about high yield savings accounts, they're asking about 401K's retirement accounts and I'm like, okay, who's talking to the kids about money?
• 15:04
  Speaker 2: Like who's having these conversations?
• 15:07
  Speaker 2: Because I felt like we were having conversations like every week, whether it was talking about like a Peloton.
• 15:17
  Speaker 2: There was like a TV show where Peloton was involved.
• 15:24
  Speaker 2: Somehow it was a fake TV show, but then real life, like something happened you know the Peloton stock and so I sat down with my log about it and I was like, okay, let me, let me see about really like creating this book and creating curriculum to teach children about money.
• 15:43
  Speaker 1: Wow, I love it, I love your take, and so this is where we go offline.
• 15:47
  Speaker 1: I might be begging you for a favor to talk to adults about how to talk to kids, because I think that's so you know, especially, I think, for a lot of adults we don't want to have the conversation, or we overindulge and we just say yes to everything, or we go the total opposite way and we just shut it all down without an explanation.
• 16:07
  Speaker 1: Kids need to understand, like.
• 16:08
  Speaker 1: My daughter is 15 and she now understands that money actually does not grow on trees, despite the argument about leaves and you know, and pulp, you know.
• 16:19
  Speaker 1: So I love that, yeah, yeah, she's very.
• 16:23
  Speaker 1: She figured out how to work around work around the conversation.
• 16:25
  Speaker 1: But I love that.
• 16:26
  Speaker 1: And I wondered, even along those lines, are there any tips that you can give parents that are watching, especially for the military kids?
• 16:33
  Speaker 1: Any advice that you can give to our Paradeg family about how do you have some of these conversations with your kids, especially like if you're in the military and you're constantly moving?
• 16:44
  Speaker 1: It's not, it's not the same situation as everybody else.
• 16:47
  Speaker 1: So how do you have those conversations?
• 16:50
  Speaker 2: Yeah, I think going back to the values and about what's important, like showing those values.
• 16:57
  Speaker 2: So for younger, very young kids I always look at, I always try to do this exercise or share with parents to do this exercise.
• 17:04
  Speaker 2: You can go throughout the house, whatever apartment, wherever you live, and put like stickies on the things that truly matter to you.
• 17:14
  Speaker 2: My whole thing, of course, might matter, but let's pick out like three to five things and those things.
• 17:20
  Speaker 2: Examples of those things could be electricity, it could be the faucet for running water, it could be the Wi-Fi, it could be security, it could be just the roof right, sharing over your head and just sharing, like here's what we value and we're working to earn income to pay for the things that we value.
• 17:43
  Speaker 2: We also value each other.
• 17:44
  Speaker 2: We value family time.
• 17:45
  Speaker 2: I know for the military, one of the things that my dad really valued over stuff we never bought, like I could never get like the newest toy or I'd get new basketball shoes, because he thought I was going to the NBA Outside the club.
• 18:01
  Speaker 2: If it wasn't related to basketball or school he was not going to buy it.
• 18:06
  Speaker 2: But one thing that he showed me growing up was he valued experiences.
• 18:10
  Speaker 2: So every single weekend when we lived in Japan, we were going to Mount Fuji, we were going to the Empress Palace, we were going on a tour of the hot springs every single weekend, and that's the thing we remember.
• 18:24
  Speaker 2: I don't remember the gifts.
• 18:25
  Speaker 2: I don't remember any gifts that I received, you know, for the holidays or for birthdays, but I remember the experiences and so I try to share with, especially for military families.
• 18:37
  Speaker 2: Make that experience that you're moving, make that experience memorable.
• 18:41
  Speaker 2: That doesn't really require a lot of money.
• 18:46
  Speaker 2: One example is a family was moving to Japan and one of the parents took out library books to show the child pictures of Japan, what it might look like, learning some of the language, and then, like the night before, they did like a special dinner where it was kind of celebrating oh I love that, yeah, celebrating what this moment was of them living in this one place and now they're moving to another place.
• 19:18
  Speaker 2: And so they made every kind of milestone a little special moment.
• 19:25
  Speaker 2: So the milestone of like this is three days until we leave, this is one day until we leave, this is the day that we leave and just really reassuring the child like it's gonna be scary.
• 19:37
  Speaker 2: We're all scared, that's okay, but this is something that we can do as a family and this is something that we're doing as a family because of the things that we value, like the running water, like the electricity, like the roof over our head, and so I try to share those kind of tips to ensure that the conversation is being had.
• 19:59
  Speaker 2: I think that's the number one thing that you can do if you are a parent, a guardian, grandmother, aunt, uncle, brother, sister.
• 20:07
  Speaker 2: It's just having healthy money conversations.
• 20:09
  Speaker 2: Too often I've found that adults say I wish I had this information when I was a kid.
• 20:15
  Speaker 2: I wish somebody talked to me about money.
• 20:17
  Speaker 2: I wish somebody talked to me about credit cards.
• 20:19
  Speaker 2: Well, you don't have to wait.
• 20:21
  Speaker 2: Like you can have those conversations at home.
• 20:24
  Speaker 1: I love that.
• 20:25
  Speaker 1: I love that.
• 20:26
  Speaker 1: So let me ask you.
• 20:27
  Speaker 1: I wanted to ask you about this thing.
• 20:29
  Speaker 1: I read about you that, first of all, that you're a member of AKA, I offer a file for store writing, corporate and you get it right and the Society of Children's.
• 20:38
  Speaker 2: I'm not a watch and source.
• 20:39
  Speaker 1: Come look out for me and the Society of Children's book writers and illustrators, and how do these communities influence your work and also the advocacy that you clearly had, you clearly have for kids and family?
• 20:55
  Speaker 2: Yeah, so AKA was a huge inspiration and the catalyst, I think, for me to do the work of mentorship, youth development, both personal development and financial education.
• 21:09
  Speaker 2: Because when I was younger I was I participated in a debutant program is the yeah, the Africa Outfit debutant program and when I was younger I had no interest in like hey a bit.
• 21:25
  Speaker 2: I was like this is not for me.
• 21:27
  Speaker 2: Mom, why don't you do this?
• 21:28
  Speaker 2: I don't need to be paraded around an address, but it was so much more than wearing a ball gown and doing fancy dances and eating a fancy dinner.
• 21:38
  Speaker 2: It was women who, at the time, I needed support and mentorship and love that I got from my parents.
• 21:49
  Speaker 2: But it's something different when, when you're in that room as a teenage, like you need somebody else, Like your parents are, like I love you but I also can't stand you either.
• 21:59
  Speaker 2: Yeah, yeah, I feel like I was.
• 22:02
  Speaker 2: I was definitely bad.
• 22:04
  Speaker 2: I was in that stage of life and the women of AK, Africa Outfit, really surrounded me with love and they were.
• 22:14
  Speaker 2: My parents are again.
• 22:16
  Speaker 2: They migrated to this country and so understanding college application process like they both graduated college but they went through a different system and so just understanding like deadlines, scholarship essays my mom was like we got figured this out.
• 22:33
  Speaker 2: So when we listed the women of AK really helped out.
• 22:39
  Speaker 2: Other mentors helped out, the village helped out with just getting me from graduation of high school to college, to commissioning, into the airport, finishing my master's program.
• 22:50
  Speaker 2: Like there was always a village and my mom always talks about the village, but I think that's really true in finances.
• 22:57
  Speaker 2: You can't do this by yourself.
• 22:59
  Speaker 2: You have to have people around you who are going to encourage you, You're going to hold you accountable, but also we're going to challenge your thinking and help you think differently.
• 23:09
  Speaker 1: I love all that and I love the fact that you talk about it being a village, and I think this is again where, for those especially listen moms and administrators, if you're at a school and you're looking for a resource as well, you need to be talking to the wealth playground.
• 23:23
  Speaker 1: Okay, if you don't have an app, get the seedling app.
• 23:25
  Speaker 1: You don't know who to talk to call the wealth playground and that's where you go.
• 23:30
  Speaker 1: That's where you go.
• 23:31
  Speaker 1: But this is, I think you know, for those moms and administrators, parents who are trying to figure out how you have that conversation, not just younger kids, but also the kids who are going off to college before they get that first credit card right.
• 23:45
  Speaker 1: And then again, you know adults, even you know in your early 20s, where you're okay oops, now I have it, I don't know what to do but also administrators who are looking for someone who can come in and have the conversations and share the resources with your classroom, you know, with your teams, and all this is.
• 24:05
  Speaker 1: This is why you really need to hire pros.
• 24:07
  Speaker 1: I'm obviously on social media and I'm a huge fan, obviously, of the YouTube streets, because you know that's why I pick up my cleaning game, but this is not.
• 24:17
  Speaker 1: You don't want to go on YouTube to learn something this critical to your, your pocket, your budget.
• 24:22
  Speaker 1: You know a YouTube video is informational, but you really need to have a one on one and work with someone who, who is invested in your success, and then you know, cash those replays no time.
• 24:34
  Speaker 1: That's.
• 24:34
  Speaker 1: That is not even a that is a whole plug, not even a selfish plug.
• 24:38
  Speaker 1: That's just do it right and go get help from someone who knows what they're doing, especially when it comes to kids, because it can be really confusing and really frustrating, and so you really want to get a pro in there.
• 24:51
  Speaker 1: So I'm watching the time and I wanted to find out before we wrap if there's anything now.
• 24:56
  Speaker 1: Now, hold on, I don't.
• 24:57
  Speaker 1: I called out your sorority, so y'all can't come for me, right?
• 25:00
  Speaker 1: Gave y'all plenty of time.
• 25:02
  Speaker 1: Gave y'all that, right.
• 25:04
  Speaker 1: We called that Air Force.
• 25:06
  Speaker 1: So we definitely want to thank you again for your service for with the Air Force and shout out to all the veterans and all the male spouses of my heart obviously it's for Air Force, because that's our family.
• 25:15
  Speaker 1: But is there anything that we, that we missed, that you wanted to share with our audience?
• 25:21
  Speaker 1: Absolutely, I definitely think.
• 25:26
  Speaker 2: You know financial education is not a one-stop shop.
• 25:30
  Speaker 2: It's not a.
• 25:30
  Speaker 2: You have to hear a workshop or you meet with your advisor once.
• 25:36
  Speaker 2: It's a lifelong continuing process and so don't be discouraged if you are in a season where I have some parent share that, well, my teenager doesn't want to listen to me about saving.
• 25:50
  Speaker 2: Keep having the conversation, keep having the dialogue.
• 25:53
  Speaker 2: You never know what's going to stick.
• 25:56
  Speaker 2: You never know what is going to be like in that critical moment where they have to make a decision.
• 26:03
  Speaker 2: Wait, dad said this, or, you know, my caregiver said this, let me, let me go back to that.
• 26:09
  Speaker 2: Keep having the conversation, but just recognize that in each season you're going to have to apply different financial skills.
• 26:16
  Speaker 2: So in a season of singleness and a single of marriage, and a single of divorce and a single or sorry in a season of buying your first property, in the season of, like, an ailing parent, like there's so many seasons that you have to apply different financial education.
• 26:32
  Speaker 2: Just know that those seasons they happen and that's okay.
• 26:38
  Speaker 2: Like, keep learning.
• 26:39
  Speaker 2: Keep learning as much as you can.
• 26:42
  Speaker 1: I love that, Jasmine.
• 26:43
  Speaker 1: That is so perfect.
• 26:44
  Speaker 1: I don't feel guilty for my Stanley Cup addiction, but I am second.
• 26:49
  Speaker 1: I am.
• 26:50
  Speaker 1: I am doing a little bit of side eye myself, so I love the fact that you know I need.
• 26:55
  Speaker 1: I'm going to forgive myself.
• 26:56
  Speaker 1: I'm not buying anymore.
• 26:57
  Speaker 1: I love y'all Stanley Cup, but I don't need any more aesthetic.
• 27:02
  Speaker 2: Give yourself grace.
• 27:03
  Speaker 2: Give yourself grace what happens.
• 27:06
  Speaker 2: But I will say, like it's very, this is like a little plug of just.
• 27:11
  Speaker 2: I saw a Canadian influencer.
• 27:15
  Speaker 2: She's a financial influencer I believe it's two sides of the dime and she shared like I want.
• 27:22
  Speaker 2: Basically, she shared.
• 27:23
  Speaker 2: I want women to keep the same energy that they do with the Stanley Cup to their investments and I think that's real, like I had to.
• 27:33
  Speaker 2: Real, if you are going to, you know, put some money into Stanley's pockets.
• 27:38
  Speaker 2: I think you got to put some into your own pockets.
• 27:41
  Speaker 1: Yes.
• 27:42
  Speaker 2: Women are women right now make about 78 cents to every dollar that a man makes, and that's just the average statistic.
• 27:55
  Speaker 2: That's not in every situation.
• 27:57
  Speaker 2: If you're in the military, that's not going to be the same, because we have transparency and you know right.
• 28:04
  Speaker 2: So, yeah, but just on average, 78 cents to $1, and depending on where you fall, it could be less or more.
• 28:14
  Speaker 2: And so, again, if you're going to buy a Stanley Cup, you got to make some investments happen for yourself as well.
• 28:21
  Speaker 2: So I have no shade to purchase, because I'm not that type of like.
• 28:26
  Speaker 2: I don't share that type of financial education where you have to withhold so much and you have to like sacrifice so much.
• 28:31
  Speaker 2: I do think there's sacrifice, but I do think the way that I've seen those videos on social media, people like grabbing I feel like, yes, grabbing, you know, for the different investments, for the different policies, for the high savings accounts, like we need to be doing that.
• 28:47
  Speaker 2: Keep the same energy.
• 28:48
  Speaker 2: I love that.
• 28:50
  Speaker 1: Y'all, I love that.
• 28:52
  Speaker 1: Y'all.
• 28:52
  Speaker 1: Stop buying me Stanley Cups, you only need one.
• 28:55
  Speaker 2: No one said that I don't want.
• 28:57
  Speaker 2: No, no time for me, don't come for me about that.
• 29:00
  Speaker 2: I'm just saying I'm just saying apply the same energy, that's it.
• 29:04
  Speaker 2: That's it.
• 29:05
  Speaker 2: No time for me, y'all, y'all.
• 29:06
  Speaker 2: Buy what you want to buy.
• 29:07
  Speaker 2: Yeah, I'm not in your wallet, like that, I'm not in your wallet.
• 29:10
  Speaker 2: I'm just saying keep that same.
• 29:12
  Speaker 2: You know, keep the pressure on, right, keep the pressure, yeah.
• 29:15
  Speaker 2: But I've seen the videos.
• 29:16
  Speaker 2: I'm like, wow, it's for real, isn't that great?
• 29:20
  Speaker 2: Like you have a Stanley Cup, is it that like?
• 29:23
  Speaker 2: Is it because of the ice?
• 29:25
  Speaker 2: It's the aesthetic.
• 29:27
  Speaker 1: I'm just.
• 29:27
  Speaker 1: I'm just being honest.
• 29:28
  Speaker 1: I got I've got about four of them and it's the aesthetic.
• 29:31
  Speaker 1: I bought it for the beautiful color.
• 29:34
  Speaker 1: I don't really use it.
• 29:36
  Speaker 1: It's beautiful and it encourages me to drink water that I really should, but, quite frankly, I bought it because it was pretty and y'all need to save your coins because for them, add it up.
• 29:50
  Speaker 2: So, yeah, I don't know much about it.
• 29:53
  Speaker 2: I'm going to write a email about.
• 29:57
  Speaker 2: I'm going to do a newsletter because I heard that it was like a marketing.
• 30:02
  Speaker 2: The marketing director changed the aesthetics and yeah.
• 30:10
  Speaker 1: It's one of the best, again, because you know the traveling, the marketing streets.
• 30:14
  Speaker 1: It's one of the best campaigns and it's all around a aesthetic, a pleasing thing.
• 30:19
  Speaker 1: The tones are a little bit lighter, you know, it was calming and soothing, so you end up telling the story through the colors, which is perfect, awesome, and.
• 30:29
  Speaker 1: But y'all, before you buy anything, just think about, you know, asking the question do you need it or you want it?
• 30:35
  Speaker 1: And if you need it, that's one thing.
• 30:37
  Speaker 1: If you want it, maybe you don't need to get it right away.
• 30:39
  Speaker 1: So it's just the discipline.
• 30:41
  Speaker 1: And again, all of this y'all.
• 30:44
  Speaker 1: You know where can people find you on the wealth playground?
• 30:46
  Speaker 1: Where can people find you?
• 30:47
  Speaker 1: Absolutely?
• 30:48
  Speaker 2: So you can head over to the wealth playgroundcom you can.
• 30:51
  Speaker 2: You can learn more about programs that I offer in my book series, as well as my email newsletter.
• 30:58
  Speaker 2: It's a free newsletter where I share just money, gems, all things play, all things creative and then all things money, and so I'll have different experts come on, they'll share.
• 31:10
  Speaker 2: I'm really excited about the newsletter We've been growing.
• 31:14
  Speaker 2: It's a weekly newsletter, so please subscribe at the wealth playgroundcom.
• 31:18
  Speaker 2: You can also follow me on Instagram and Twitter at Jasmine, like Paul.
• 31:26
  Speaker 1: I love that.
• 31:26
  Speaker 1: Thank you so much, and listen before we, before we bounce, I just want to do a quick shout out again, jasmine, paul, also make sure you hurt.
• 31:34
  Speaker 1: Listen.
• 31:35
  Speaker 1: Her content on Twitter is awesome and it's not always about finance.
• 31:39
  Speaker 1: Sometimes I go on, I just need to laugh and I'm just like okay, I'm with you, sis, so shout out to your entire sorority should be following you on Twitter, so let's call out all the AKA.
• 31:50
  Speaker 1: It's y'all need to get it together and support each other.
• 31:54
  Speaker 2: Thank you, please go to the wealth playgroundcom y'all.
• 31:56
  Speaker 1: Thank you so much for watching.
• 31:58
  Speaker 1: We're going to hang out backstage and I'm again, I'm just really grateful.
• 32:02
  Speaker 1: Thank you for kicking off this year.
• 32:04
  Speaker 1: It is going to set the tone for the rest of us when it comes to finance and how we're going to really sore this year.
• 32:11
  Speaker 1: Which is sore is Is our kind of, our statement, our values for this year.
• 32:16
  Speaker 1: So being spirit led, obedient, anointed and renewed.
• 32:19
  Speaker 1: So y'all who know me enough, you know you can go catch the rest of that on graceinggroupmediacom or anywhere, mrs Pious.
• 32:26
  Speaker 1: So thank you so much, jasmine.
• 32:28
  Speaker 1: I appreciate you.
• 32:28
  Speaker 2: Hold on, I'm going to tell these people do says Thank you, so great having you or so great on yourself.
• 32:38
  Speaker 1: It was, it was my honor, it was my honor, my honor.