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DoorDash Gotcho Cash · We Talk Back

• 0:00
  Speaker 1: Welcome to We Talk Back Podcast, the production of iHeartRadio
• 0:04
  Speaker 1: and the Black Effect Network Talk.
• 0:08
  Speaker 2: We're just two unapologetically black women with an opinion who talks.
• 0:16
  Speaker 1: What's up, y'all? Thank you for tuning in for a
• 0:18
  Speaker 1: new episode and we talk Back. Oh wait, yeah, it's
• 0:21
  Speaker 1: your girl AJ Holiday.
• 0:23
  Speaker 2: You're confused.
• 0:24
  Speaker 1: Yeah, it's a new fucking week. Anyway, what's up, y'all.
• 0:28
  Speaker 1: It's your girl a J. Holiday. What's up? Tamvam?
• 0:32
  Speaker 2: Hey, y'all. I love y'all so very much. Thank y'all
• 0:35
  Speaker 2: for coming back again to chill with your homegirls. Tamvama AJ.
• 0:38
  Speaker 2: How you doing? AJ?
• 0:41
  Speaker 1: I am doing fine. I'm fasting today for three days,
• 0:47
  Speaker 1: basically seventy two.
• 0:48
  Speaker 2: Hours, no food, just water.
• 0:51
  Speaker 1: Yeah, just I wasn't feeling fine, you know, like when
• 0:53
  Speaker 1: you just be feeling like every day I'm like my
• 0:55
  Speaker 1: energy was just like super low, sluggish. Every time I eat,
• 1:00
  Speaker 1: like it's just all the FOODA is just sitting.
• 1:03
  Speaker 2: Yeah.
• 1:04
  Speaker 1: I need to get empty. Yeah, So that's what I'm doing.
• 1:08
  Speaker 1: That sounds for days. That's hard. That's the fast for
• 1:12
  Speaker 1: seventy two hours.
• 1:15
  Speaker 2: Hello, it's your crickets sound.
• 1:20
  Speaker 1: It's good for you.
• 1:21
  Speaker 2: I'm doing I have not Yeah, yeah, free life. Oh
• 1:26
  Speaker 2: you're right. I have not had carbohydrates or sugar since January. Second.
• 1:33
  Speaker 1: Nice, how's that been going?
• 1:35
  Speaker 2: Scale has not moved. But three pounds, that's a good bit.
• 1:40
  Speaker 1: Today's the thirteenth. Yeah, three pounds that don't come back
• 1:44
  Speaker 1: like shit, bitch, I'll take it.
• 1:47
  Speaker 2: Well, I don't know if they came back because I
• 1:48
  Speaker 2: ain't looked again, because I was getting frustrated looking every
• 1:51
  Speaker 2: day and then one day it go up a pound,
• 1:53
  Speaker 2: and to go down a pound, and to go back up.
• 1:55
  Speaker 2: Then it went down three. And I ain't looked since
• 1:57
  Speaker 2: it went down three. But I just been doing First
• 2:01
  Speaker 2: I tried to do carnivore diet, but I ain't built
• 2:03
  Speaker 2: for that shit.
• 2:04
  Speaker 1: This stream meat, yeah gas like my bird smell like
• 2:10
  Speaker 1: straight meat.
• 2:12
  Speaker 2: Yeah, no, it was ill. So I just been doing meat,
• 2:16
  Speaker 2: vegetables and like low sugar fruits and not very much
• 2:20
  Speaker 2: of it. Yep. And that's been. That's cool. I went
• 2:25
  Speaker 2: to the movies, and you know, I like, I love
• 2:27
  Speaker 2: a movie date. I love going to the movies, and
• 2:30
  Speaker 2: I love the snacks that come along with movies. Well,
• 2:34
  Speaker 2: I couldn't. I brought a string cheese with me.
• 2:37
  Speaker 1: And no popcorn.
• 2:40
  Speaker 2: Yeah that's cards, but yeah I can have the butter,
• 2:43
  Speaker 2: I can't have the popcorn. So I just got a
• 2:47
  Speaker 2: we a hot dog with no bun, nozz, straight glizzi,
• 2:53
  Speaker 2: no ketchup, no mustard, no bread and the nigga that
• 2:59
  Speaker 2: to me was like she going straight weenie, y'all, just
• 3:03
  Speaker 2: give her word weenie ballie for her everybody.
• 3:10
  Speaker 1: The damn mystery meat.
• 3:12
  Speaker 2: Yeah that was it. Shame. Let's get in the sentence.
• 3:15
  Speaker 2: Oh wait, did we talk about our weekends? Do you
• 3:18
  Speaker 2: want to do the same ship.
• 3:20
  Speaker 1: I didn't do much this weekend.
• 3:22
  Speaker 2: I just I went to Costca, I went to Ross.
• 3:26
  Speaker 1: And even to any stores this weekend, y'all. I've been
• 3:29
  Speaker 1: really like trying to stay out the stores. Not okay,
• 3:34
  Speaker 1: it's a problem like me being the bed in the
• 3:36
  Speaker 1: dark like Amazon and and whatever other website. But I
• 3:41
  Speaker 1: feel like I might have been in Costco and TJ
• 3:47
  Speaker 1: Max have I I haven't been there. I haven't been
• 3:52
  Speaker 1: in those stores since January one.
• 3:55
  Speaker 2: I think, well that is good.
• 3:58
  Speaker 1: Definitely been shopping online. That's another problem.
• 4:02
  Speaker 2: Well you know what that's that's I think that's gonna
• 4:04
  Speaker 2: be what we need to talk about today. Possibly yes,
• 4:09
  Speaker 2: but all right, So what did I do this weekend?
• 4:13
  Speaker 2: It wasn't no work. I worked a little bit. But January,
• 4:16
  Speaker 2: we just do not want their hair done. Not the
• 4:19
  Speaker 2: first week of January, second week of January. It's slow.
• 4:23
  Speaker 2: It's a snail's pace slow Valentine's Yeah, yeah, they're not
• 4:28
  Speaker 2: getting their hair done. It's cold outside. It was nice
• 4:31
  Speaker 2: actually this weekend though. Here.
• 4:33
  Speaker 1: Yeah, we had seventy five degrees on Saturday.
• 4:35
  Speaker 2: It was beautiful Saturday. One of my homeboys from New York,
• 4:39
  Speaker 2: face Timmy. He didn't even open his mouth. I was
• 4:42
  Speaker 2: sitting outside in the yard reading a book and it
• 4:45
  Speaker 2: was our sunny and he didn't even open his mouth.
• 4:47
  Speaker 2: He just saw me and he was like, jiggers.
• 4:49
  Speaker 1: Don't even have birds chirping up there.
• 4:52
  Speaker 2: Yeah it's bad for him. But yeah, I didn't do
• 4:55
  Speaker 2: I chilled this weekend.
• 4:57
  Speaker 1: All right, let's get into sins. Just one thing I
• 5:00
  Speaker 1: meant to brag about last week and I forgot. You
• 5:03
  Speaker 1: remember we were talking about them eyebrow pencils. He was like, Anesthesia,
• 5:07
  Speaker 1: Anastasia or whatever, got some good ones. Why didn't my
• 5:10
  Speaker 1: boyfriend have those pencils for me? When I got the Barbados.
• 5:14
  Speaker 2: Oh see he listen, I love a king that listen.
• 5:19
  Speaker 1: Tell y'all bitches that these niggas be existing out here.
• 5:22
  Speaker 2: You just gotta you just gotta tap in and find him.
• 5:26
  Speaker 1: And then also you gotta be who you want. That
• 5:30
  Speaker 1: part right, So a lot of times we be unwilling
• 5:33
  Speaker 1: to change.
• 5:34
  Speaker 2: That's why you keep attracting you. Mm hmm, Well let
• 5:39
  Speaker 2: me tell you something. My my hinge babe, he gonna
• 5:42
  Speaker 2: be my husband. And I already could tell like, I'm
• 5:45
  Speaker 2: keeping this one. I'm keeping this one mine, period, Arion.
• 5:54
  Speaker 2: Since did you watch the Golden Clothes?
• 5:58
  Speaker 1: I don't know when the last time I watched the
• 6:00
  Speaker 1: award show?
• 6:02
  Speaker 2: Ever since the source of Wars stopped. I ain't watched
• 6:05
  Speaker 2: the war ceremony since.
• 6:09
  Speaker 1: So our girl we lying.
• 6:11
  Speaker 2: We was at the bt Wards last year, So since
• 6:13
  Speaker 2: then did we really watch it?
• 6:15
  Speaker 1: That was the last before? That was a year before last?
• 6:17
  Speaker 1: She said, A great time go by. Damn Yeah, that
• 6:21
  Speaker 1: was a year before last. We are in twenty twenty six, damn.
• 6:26
  Speaker 1: So Tianna Taylor won a Golden Globe. She won Best
• 6:32
  Speaker 1: Supporting Action for the movie. After another one after Excise Me,
• 6:38
  Speaker 1: one battle after another, have you seen it.
• 6:42
  Speaker 2: No, not yet. That's on the to do list though,
• 6:46
  Speaker 2: because Leonardo DiCaprio's in there and he's you know, that's
• 6:50
  Speaker 2: one of my favorite white boys on the screen.
• 6:52
  Speaker 1: So bake heading Bayfish and then Centers won to award
• 7:00
  Speaker 1: at the Golden Clothes as well.
• 7:03
  Speaker 2: The awards. I feel like they deserve so much more.
• 7:07
  Speaker 1: Yeah, they definitely be playing.
• 7:10
  Speaker 2: Playing that award was like, good job, nigger. Sorry y'all,
• 7:18
  Speaker 2: I'm sorry, but that's what the awards felt like.
• 7:20
  Speaker 1: You know. But listen, they started actually questioning rather not
• 7:26
  Speaker 1: like the awards and any of like the online like
• 7:32
  Speaker 1: critic little websites and stuff, if they even matter because
• 7:35
  Speaker 1: Sinners was you know, they was running sit up online. Yes,
• 7:39
  Speaker 1: but then they don't want to give them their credit. Yeah,
• 7:43
  Speaker 1: they're not going to, you know, black people across the
• 7:46
  Speaker 1: diaspora give you your credit. Ryan, Right.
• 7:52
  Speaker 2: Oh, but Tianna, she was up there crying, and I'm
• 7:57
  Speaker 2: so proud of her and I'm so happy for her.
• 8:00
  Speaker 2: I ain't see no tears, but I know she was
• 8:03
  Speaker 2: happy and I'm happy for her.
• 8:07
  Speaker 1: I'm so happy for her. Like her and that dude though,
• 8:11
  Speaker 1: are they still together? I don't think so. I hadn't
• 8:16
  Speaker 1: seen I thought she was pregnant whatever. She was a
• 8:19
  Speaker 1: commercial that was on social media, and then she just
• 8:21
  Speaker 1: looked pregnant in that commercial.
• 8:24
  Speaker 2: What's his name, Aaron Pierre. That's mufoso. Yeah, that's how
• 8:28
  Speaker 2: I can only always remember Aaron Pierre. That's mouve Fox.
• 8:32
  Speaker 2: That's right, the right, Aaron Pier something like that. Anyway,
• 8:35
  Speaker 2: I really don't think that was no real relationship. I
• 8:37
  Speaker 2: really think that was one of those Hollywood put together relationships.
• 8:41
  Speaker 2: Her publicist was like, Ari, Tiana, We're gonna put you
• 8:45
  Speaker 2: with Aaron Pierre. He is huge and he is fucking hot.
• 8:49
  Speaker 2: We're gonna put you with Aaron Pierre for like a year.
• 8:53
  Speaker 2: You're doing that film right now, one battle after another.
• 8:56
  Speaker 2: That's gonna be a huge hit, has Leo in it.
• 8:58
  Speaker 2: It's gonna catap pulled you into superstardom, and that'll give
• 9:02
  Speaker 2: you time to heal from my mom and listen to Yanna.
• 9:09
  Speaker 2: Just stick with me, and I'm really gonna take you
• 9:11
  Speaker 2: to the top. Okay, just do as I say. I
• 9:14
  Speaker 2: got you, girl. That was the conversation that was had,
• 9:17
  Speaker 2: and that's true. She on the cover of Vanity Fair.
• 9:19
  Speaker 2: She just want to golden glow all the things, and
• 9:22
  Speaker 2: she had time to heal from me mom. So I
• 9:25
  Speaker 2: think that's what happened.
• 9:27
  Speaker 1: They've been broken up for a long ass time now
• 9:29
  Speaker 1: at this point, like they've been divorced for a while.
• 9:30
  Speaker 1: I mean broken up, but they divorced may be a
• 9:32
  Speaker 1: year and some change. She was with Aaron Pierre for
• 9:37
  Speaker 1: a year. I mean, I haven't seen anything saying that
• 9:40
  Speaker 1: they aren't together, but it just doesn't seem like it.
• 9:43
  Speaker 1: I don't feel the energy anymore. Yeah, but I do
• 9:48
  Speaker 1: agree that Hollywood definitely be pairing people together. A lot
• 9:51
  Speaker 1: of these bitches is beards. I'm calling Aaron gay, right,
• 9:55
  Speaker 1: Aaron Aaron whatever his name is. I'm not saying he
• 9:57
  Speaker 1: is not a heatero sexual man, but I'll some times
• 10:00
  Speaker 1: they do be. They be pairing people up like that.
• 10:04
  Speaker 1: What's it Taylor Swift that's had a lot of pr
• 10:08
  Speaker 1: type relationships. Yeah, during her career, a lot of people.
• 10:12
  Speaker 1: So you just never know, man, Hollywood is definitely a
• 10:16
  Speaker 1: big ass farce in the facade.
• 10:19
  Speaker 2: I love it.
• 10:23
  Speaker 1: Now.
• 10:24
  Speaker 2: Selena Powell, did you see her over the weekend?
• 10:28
  Speaker 1: Over the week Yes, over the week putting what's the
• 10:32
  Speaker 1: name on blast? Offset stupid ass. If I was Cardi
• 10:35
  Speaker 1: B I'll be beating Offset ass. I would just be
• 10:38
  Speaker 1: beating his ass. So Selena Power said that she has
• 10:41
  Speaker 1: a restraining order on Offset though, and that he'd be
• 10:46
  Speaker 1: he broke, said he broke. She said that he told
• 10:52
  Speaker 1: her he only had like thirteen million dollars in the
• 10:54
  Speaker 1: bank and that P want like P from Quality Control
• 10:58
  Speaker 1: want like ten million. That plus the old like two
• 11:01
  Speaker 1: million in taxes. He just down bad. But I really
• 11:05
  Speaker 1: think he probably told her that he would give her
• 11:07
  Speaker 1: some money or pay for the KUCI and now he
• 11:09
  Speaker 1: probably renigging, like I really broke after you post videos
• 11:13
  Speaker 1: with him in the bed. I'm just trying to figure
• 11:16
  Speaker 1: out why y'all still fucking on that girl. She literally
• 11:19
  Speaker 1: puts everybody on blasts every time.
• 11:25
  Speaker 2: It's it's weird that niggas was still fucked with a
• 11:30
  Speaker 2: woman who do this. It's almost like they want this
• 11:34
  Speaker 2: to happen, Like maybe they're hiring her to do this shit,
• 11:38
  Speaker 2: because I can't imagine you will still be sleeping with
• 11:42
  Speaker 2: a woman that's gonna publicly out you and you know
• 11:45
  Speaker 2: that that's what she does.
• 11:46
  Speaker 1: Yeah, I feel like and then I don't know it's
• 11:48
  Speaker 1: a little bit of homo if they're actually fucking with
• 11:51
  Speaker 1: her because they like it. It's a little bit of homoeroticism
• 11:54
  Speaker 1: mixing there, Like how men are like fucking each other
• 11:56
  Speaker 1: vicariously through a woman. Yeah, because all y'all be on
• 12:01
  Speaker 1: the same women in the industry. That shit weird too, Yeah,
• 12:05
  Speaker 1: it is weird, like some homo eroticism going on.
• 12:09
  Speaker 2: It's not like I think it's like an ego thing,
• 12:12
  Speaker 2: like like a watch, like they're treating this woman like
• 12:16
  Speaker 2: a ap or like a you know, like this is
• 12:22
  Speaker 2: the top tier of this is the top tier of
• 12:24
  Speaker 2: pussy because this person was having sex with her, so
• 12:28
  Speaker 2: now I have to have it.
• 12:29
  Speaker 1: And it's not about the woman, it's about who else
• 12:32
  Speaker 1: she's been with. So are y'all niggas like secretly in
• 12:35
  Speaker 1: love with each other somehow? What is happening? I just
• 12:40
  Speaker 1: don't understand. She was fucking with that dude, Clay from
• 12:43
  Speaker 1: Love is Blind. She put his ass on blasts. I
• 12:47
  Speaker 1: think she's not been with Drake. I'm not a fucking
• 12:51
  Speaker 1: no bit. You had sex with Keith? Chief? What's the chief? Chief?
• 12:56
  Speaker 2: Keyth? What happened?
• 12:57
  Speaker 1: I'm turring? Name is I'm gonna smash him behind, Like
• 13:02
  Speaker 1: what if I was a mad I would not smash
• 13:05
  Speaker 1: but behind Keith? Chief? Is that his name?
• 13:10
  Speaker 2: Chief? Keith Keith Chief?
• 13:12
  Speaker 1: We all fucked, Yeah, chief is because the fun with
• 13:22
  Speaker 1: his name is. Y'all know what we're trying to say
• 13:24
  Speaker 1: and don't, But yeah, Drake, it's all types of snoop
• 13:28
  Speaker 1: doggie dog, Like what what are you doing? Smash the
• 13:31
  Speaker 1: snoop doggy dog and putting him on video in the
• 13:34
  Speaker 1: bed sleep?
• 13:35
  Speaker 2: Really, y'all?
• 13:35
  Speaker 1: Just yes, that happened, y'all. They'd be so comfortable around
• 13:40
  Speaker 1: his girl. I just don't understand the psychology of this shit.
• 13:42
  Speaker 2: He has a certain set of skills, must me? Yeah do?
• 13:47
  Speaker 1: Because at this point I want to know what the
• 13:50
  Speaker 1: pussy's like. Okay, I would like to know what type
• 13:54
  Speaker 1: of experience is she selling? Right, like y'all like ass like,
• 14:00
  Speaker 1: what is happening? I want to know? And I did
• 14:02
  Speaker 1: see that she's a gemini, so I can only speculate
• 14:05
  Speaker 1: like the type of shit she could possibly be into.
• 14:08
  Speaker 1: And I and I almost can understand why they're so
• 14:10
  Speaker 1: comfortable like sharing information with her too, because it's like
• 14:15
  Speaker 1: we might give off that energy that we ain't gonna
• 14:17
  Speaker 1: tell them, like, I know people be telling me shit
• 14:19
  Speaker 1: that I'm like, why are you telling me? The strangers
• 14:22
  Speaker 1: be telling me shit? So I don't know if it's
• 14:25
  Speaker 1: just this energy like they just feel comfortable.
• 14:28
  Speaker 2: I do hair. I get all kinds of information downloads
• 14:31
  Speaker 2: from people that it's like you just met me today,
• 14:35
  Speaker 2: are you okay? But you know, I appreciate that they
• 14:38
  Speaker 2: trust me with their truth. What else about Krishan.
• 14:43
  Speaker 1: So Christian Rock apparently signed a professional boxing deal recently.
• 14:51
  Speaker 2: I'm proud of her. Your bags is good.
• 14:55
  Speaker 1: Man, the real life athlete, Like she was playing football,
• 14:58
  Speaker 1: she was what's the what's the TV show? A gladiator?
• 15:02
  Speaker 2: She did she want an American gladiator? Yeah?
• 15:05
  Speaker 1: Like, girl, you had no business fucking with a blue face.
• 15:08
  Speaker 1: And then for him to be saying that she out
• 15:10
  Speaker 1: of shape and fat, now that bothered me so bad.
• 15:14
  Speaker 2: Yeah, don't say that because she did have a baby,
• 15:17
  Speaker 2: and I don't. I think seeing her as a boxer
• 15:20
  Speaker 2: instead of fighting bitches on baddies like, it's much fitter.
• 15:25
  Speaker 1: Yeah, sister, what's the sister name to Tigne up too?
• 15:30
  Speaker 1: Be rocking bitch and shit?
• 15:32
  Speaker 2: Okay, Tasiki just got beat up on the last episode
• 15:35
  Speaker 2: a little bit, but I think it was because she
• 15:37
  Speaker 2: had on socks. No, she took her shoes off and
• 15:40
  Speaker 2: she was in socks and being a veteran of doing
• 15:45
  Speaker 2: bullshit and socks on the floor and breaking my foot,
• 15:48
  Speaker 2: I know how that kind of goes. So she fell,
• 15:51
  Speaker 2: you know, and I was like, as soon as I
• 15:52
  Speaker 2: seen her in them socks, I was like, yeah, that
• 15:54
  Speaker 2: was a mistake and she definitely fell.
• 15:56
  Speaker 1: You watching Batties, is that like your guilty pleasure?
• 16:00
  Speaker 2: I watch Baddies on the StairClimber. I only watch it
• 16:04
  Speaker 2: on the StairClimber, so that is my show choice for
• 16:06
  Speaker 2: the stair climb. It's like, bitch, bitch, it just keeps
• 16:12
  Speaker 2: me step.
• 16:16
  Speaker 1: I cannot watch that ship whatsoever.
• 16:19
  Speaker 2: I can only watch it on the StairClimber. I feel
• 16:21
  Speaker 2: like this season is better. There is a little bit
• 16:23
  Speaker 2: more dialogue and not so much. No, not really, I'm lying.
• 16:29
  Speaker 2: It's still fresh TV.
• 16:31
  Speaker 1: Didn't watch Natalie None on Camp new Yeah Kevi podcast.
• 16:38
  Speaker 1: I don't either. My niece is trying to tell me
• 16:41
  Speaker 1: about it. Yeah, I care that much. Some of those
• 16:43
  Speaker 1: episodes I've watched. It's just that I don't know Cam
• 16:48
  Speaker 1: Newton that's just he's not himself. He's not being his true,
• 16:52
  Speaker 1: authentic self. And I think every episode with a smarter
• 16:57
  Speaker 1: person is coming out more and more every time. He
• 17:01
  Speaker 1: just needs to be hisself. I'm not gonna say it
• 17:03
  Speaker 1: on the mic what that is, but that Nigga lacks confidence.
• 17:09
  Speaker 1: You know, as big as he is, you know he
• 17:11
  Speaker 1: looks like a god in person, Yeah he is.
• 17:14
  Speaker 2: He is a handsome man, yes.
• 17:17
  Speaker 1: Very much so big gigantic man at that. Yeah, did
• 17:22
  Speaker 1: seem like he should have been playing basketball, Like he
• 17:24
  Speaker 1: almost too big to be to have been playing football.
• 17:26
  Speaker 1: He's huge.
• 17:27
  Speaker 2: I remember seeing him like outside the club in like
• 17:31
  Speaker 2: two thy seventeen or something like that, and I was like,
• 17:35
  Speaker 2: it looked like a statue.
• 17:37
  Speaker 1: Statue just walked past me.
• 17:38
  Speaker 2: He was beautiful, he was perfect. I don't like all
• 17:41
  Speaker 2: this is in person. You haven't seen the game in person? No,
• 17:45
  Speaker 2: he's tall in her.
• 17:47
  Speaker 1: Yes, I mean I haven't. This is years and years ago.
• 17:50
  Speaker 1: But yes, that's a nice specimen the hell I mom
• 17:54
  Speaker 1: will call him neck benders. Neck benders? All right? What
• 18:01
  Speaker 1: chatting about today?
• 18:02
  Speaker 2: So we are going to talk about how being broke
• 18:08
  Speaker 2: is expensive?
• 18:10
  Speaker 1: Tell me about it, but you tell me about it.
• 18:17
  Speaker 2: I really want to get into it. You know, it's
• 18:20
  Speaker 2: the beginning of the year. Let's just talk about this
• 18:22
  Speaker 2: money and how we ain't even gonna really get Listen,
• 18:25
  Speaker 2: just come back. I don't even want to tell you
• 18:28
  Speaker 2: what we're gonna do. We'll be right back, y'all. All right,
• 18:37
  Speaker 2: So being broke doesn't mean you spend less. It means
• 18:41
  Speaker 2: everything costs more. So, okay, lay fees over draffees, girl.
• 18:49
  Speaker 1: Bank of America used to save my life girl back
• 18:51
  Speaker 1: in the day. Okay, over draffees. You're spending more money.
• 18:56
  Speaker 2: Every First of all, you gotta pay to pay for
• 18:58
  Speaker 2: shit exactly, Like, why do I have to pay you
• 19:03
  Speaker 2: to pay you? Make it makes sense? You know how?
• 19:08
  Speaker 2: Like you call like you call in, it's like four
• 19:10
  Speaker 2: dollars to pay for something. Pay your bill?
• 19:13
  Speaker 1: Yeah, like you're so you're making me pay a convenience
• 19:17
  Speaker 1: fee so that you can actually get more transactions because
• 19:20
  Speaker 1: you allow people to do card transactions over the phone.
• 19:23
  Speaker 1: Why are you passing that service fee down to the customers.
• 19:27
  Speaker 1: That's essentially what they're doing. It should be illegal. Yes,
• 19:32
  Speaker 1: maybe we can get that on the ballot. I do listen.
• 19:36
  Speaker 1: I hate feeling like I'm getting scammed. I hate feeling
• 19:38
  Speaker 1: like I'm getting finessed in them a little four ninety
• 19:41
  Speaker 1: nine yes off every time.
• 19:44
  Speaker 2: That should make me so mad.
• 19:46
  Speaker 1: All right, you saying life yea, and they adding folly.
• 19:51
  Speaker 2: Right, that's some bullshit paying for like you being so tired,
• 19:58
  Speaker 2: you don't work so hard all day and then now
• 20:01
  Speaker 2: you need food so you pay for What is it
• 20:06
  Speaker 2: called when your groceries are delivered instacart and stuff? It's
• 20:09
  Speaker 2: the car in the car fees.
• 20:13
  Speaker 1: You're an Instacart girly. You are DoorDash girling.
• 20:16
  Speaker 2: Ooh DoorDash. Anytime I call would a complaint? Hello, thank you,
• 20:19
  Speaker 2: you're one of our VIP members of DoorDash.
• 20:25
  Speaker 1: Even door dashing. How many years have you You need to
• 20:28
  Speaker 1: know when door dash was established, because I've been dashing
• 20:31
  Speaker 1: since the DoorDash open. Hold on, when we get into
• 20:34
  Speaker 1: this conversation, would you be able to log into your
• 20:37
  Speaker 1: bank account and tell our listeners, like how much you
• 20:40
  Speaker 1: spent in the last twelve months on door dash.
• 20:42
  Speaker 2: I do not want to do that.
• 20:44
  Speaker 1: I do not want that it spend one hundred dollars
• 20:48
  Speaker 1: over the overall DoorDash. Remember when the salted the old
• 20:52
  Speaker 1: lady used living me. That's only I used to DoorDash
• 20:55
  Speaker 1: her food. Yeah, I meant, I mean I probably I'll
• 20:58
  Speaker 1: say probably about five I'll say about five hundred dollars
• 21:02
  Speaker 1: over a span of fourteen months. I was sending food
• 21:06
  Speaker 1: to my house when I wasn't there. Other than that,
• 21:10
  Speaker 1: that was so crey. Now, first of all, I don't
• 21:13
  Speaker 1: like people playing on my food. Anyway, I'm gonna go
• 21:14
  Speaker 1: pick my shit up. Your food is never the same
• 21:20
  Speaker 1: when you get it to go and it's triple not
• 21:22
  Speaker 1: the same when you get somebody to deliver your shit
• 21:24
  Speaker 1: out there.
• 21:24
  Speaker 2: It's just so it's convenient, But the fees that come
• 21:27
  Speaker 2: along with it, you're burger Like, if you order Chick
• 21:31
  Speaker 2: fil a a meal for twelve dollars, you're paying twenty
• 21:35
  Speaker 2: two or twenty four with the tip. You know, twenty
• 21:39
  Speaker 2: five just for a twelve dollars meal. You know you're
• 21:42
  Speaker 2: paying damn near double. But I mean, you're paying for convenience.
• 21:46
  Speaker 1: And I don't know if people know this, because I
• 21:48
  Speaker 1: actually used to do instacart, like shop the groceries and
• 21:51
  Speaker 1: deliver the groceries on the app. The price that you're
• 21:56
  Speaker 1: paying for the items are like significantly higher than what
• 22:00
  Speaker 1: they are on the shelf in the grocery store. So
• 22:02
  Speaker 1: you playing paying inflation on the cost of your groceries
• 22:05
  Speaker 1: plus the service fee, plus the delivery fee plus the
• 22:07
  Speaker 1: two let you use it exact. That part, unless you're
• 22:11
  Speaker 1: using EBT, is not worth it, and you're wasting your
• 22:16
  Speaker 1: EBT at this point.
• 22:17
  Speaker 2: Right because you're paying extra for the item with your EBT. Yep,
• 22:22
  Speaker 2: and listen, sometimes them door dash motherfucker's be getting on
• 22:25
  Speaker 2: my nerves too, because I had this one girl I remember,
• 22:30
  Speaker 2: all right, So I during this time, I was living
• 22:32
  Speaker 2: in the high rise and I instacarted and it was
• 22:35
  Speaker 2: just like I instacurtd some bullshit like a lunchable and
• 22:41
  Speaker 2: some juice, and I think it was like some tile
• 22:44
  Speaker 2: and all or something. I had a headache, and the
• 22:47
  Speaker 2: bitch left it at the front desk. I live on
• 22:49
  Speaker 2: the twenty fourth floor. That means, I mean, it's an elevator,
• 22:52
  Speaker 2: but I don't if I wanted to go get it,
• 22:54
  Speaker 2: go downstairs. I could have just walked outside and got it.
• 22:57
  Speaker 2: You know, at that point, I don't want to about
• 23:00
  Speaker 2: my house. That was the whole point. She left it
• 23:02
  Speaker 2: at my at the desk, so I was completely annoyed
• 23:06
  Speaker 2: by that, and she told me to get my big
• 23:08
  Speaker 2: back ass up and go downstairs beating.
• 23:13
  Speaker 1: That's what this one was putting app And like her picture,
• 23:16
  Speaker 1: her hair was like all fuzzy and she had like
• 23:18
  Speaker 1: two little pieces standing up. I was like, bitch, you
• 23:20
  Speaker 1: look like a roach on this picture. I refused to
• 23:24
  Speaker 1: argue with the insect.
• 23:25
  Speaker 2: Bitch. That shit had me so tight, and I reported that.
• 23:29
  Speaker 1: Did you go get your stuff?
• 23:30
  Speaker 2: I definitely got my big back up and now.
• 23:33
  Speaker 1: Play with people who do those gig jobs or like
• 23:36
  Speaker 1: fast food workers, they don't give a fuck, They're going
• 23:38
  Speaker 1: to go work someplace else tomorrow. Like it's easy to
• 23:41
  Speaker 1: do those things, so you can't be trying to mistreat them. People. Man,
• 23:46
  Speaker 1: wasn't trying to mistreat her. I just wanted her to
• 23:48
  Speaker 1: complete her job.
• 23:49
  Speaker 2: You know, I said, it's not front desk dash, it's
• 23:53
  Speaker 2: door dash. You didn't come to my door, all right.
• 23:58
  Speaker 1: But anyway, yeah, so basically interest right, So like say,
• 24:04
  Speaker 1: for instance, you're you have a bad credit score, that's
• 24:07
  Speaker 1: making bad payments everything. You're a lifeish excuse me, not lifish.
• 24:12
  Speaker 1: Your car insurance is gonna be higher, You're gonna have
• 24:15
  Speaker 1: higher interest rates on loans. Yes, everything is higher.
• 24:21
  Speaker 2: Yeah, so yeah, you're right the Overjass Street late rent.
• 24:23
  Speaker 2: You pay your rent late, your rent is more. You
• 24:26
  Speaker 2: know you got a late fee. Is that how that works?
• 24:30
  Speaker 2: I don't. I've never had a I've never paid my
• 24:32
  Speaker 2: rate my rent late. Thank god. Yeah, So I feel like,
• 24:36
  Speaker 2: after all right, so I'm lying. My rent was always
• 24:42
  Speaker 2: doing the first and then you have a to the
• 24:44
  Speaker 2: fifth as a grace. I pay my rent on the
• 24:47
  Speaker 2: fifth at eleven fifty fifty nine every month.
• 24:51
  Speaker 1: So ignorant. So I've never been paying money coming out
• 24:55
  Speaker 1: at some point. You pay that damn bill. It just hurt.
• 24:58
  Speaker 1: It just hurt everyone. Wait till I asked a minute.
• 25:02
  Speaker 2: I always waited till the fifth of every month to
• 25:05
  Speaker 2: pay it. But it's never been a late you know,
• 25:07
  Speaker 2: a late payment. I've never paid on the sixth in
• 25:09
  Speaker 2: my entire life. So I just don't know what that
• 25:13
  Speaker 2: looks like. But I'm sure there's some fees attached to you.
• 25:15
  Speaker 1: Yeah, if you pay, like say, for instance, your rent,
• 25:17
  Speaker 1: is you on the first, and then you have a
• 25:20
  Speaker 1: great spirit to the what fourth or fifth? If you
• 25:23
  Speaker 1: do not make that payment by the fourth or fifth
• 25:27
  Speaker 1: you're gonna have extra shit added on to your damn account. Essentially,
• 25:31
  Speaker 1: you're gonna have a late payment, and if it keeps
• 25:34
  Speaker 1: on being late, then you're gonna have an eviction notice.
• 25:38
  Speaker 2: So wait, if you keep on being late but you
• 25:40
  Speaker 2: pay it, you'll still get evicted long as you pay it.
• 25:43
  Speaker 1: As long as you pay it at some point.
• 25:45
  Speaker 2: Yeah, and then bad credit. You have a higher APR,
• 25:48
  Speaker 2: like on a car or any type of loan, the
• 25:51
  Speaker 2: APR is so much higher, so that makes it more expensive.
• 25:55
  Speaker 2: But then how do you get your credit back together?
• 25:57
  Speaker 2: Because now you have all these loans that are higher.
• 26:02
  Speaker 2: It's just like a hamster.
• 26:03
  Speaker 1: On file a police report, file a police report, and
• 26:08
  Speaker 1: report all that shit as fraud. That's what you do.
• 26:12
  Speaker 1: That's that's that's in short, to clean your credit because
• 26:16
  Speaker 1: y'all know you like your credit is really not like
• 26:19
  Speaker 1: it's really it's not like a a a government agency
• 26:25
  Speaker 1: the credit bureaus, right, And really, how your credit and
• 26:28
  Speaker 1: your debt is tracked is by the addresses and which
• 26:32
  Speaker 1: you've lived at. It's not really even tracked by your
• 26:34
  Speaker 1: Social Security number. So that's why when you're trying to
• 26:36
  Speaker 1: repair your credit, you need to get rid of all
• 26:39
  Speaker 1: them old ass addresses on your credit report. First start there,
• 26:44
  Speaker 1: you send the letters, you call a credit bureau, correct
• 26:48
  Speaker 1: your mailing address, and then any debt attached to those
• 26:51
  Speaker 1: addresses that you had removed, you then dispute that debt.
• 26:55
  Speaker 1: You dispute that debt that was Like, say, for instance,
• 26:58
  Speaker 1: you got a credit card that you didn't pay and
• 27:00
  Speaker 1: it's tied to whatever address Columbia, South Carolina. You dispute
• 27:04
  Speaker 1: the address first, and then a couple of months later
• 27:07
  Speaker 1: you come back and dispute the credit card.
• 27:11
  Speaker 2: Is this fraud that you're teaching this.
• 27:12
  Speaker 1: Or just fucking fraud? It's just you know, the problem
• 27:16
  Speaker 1: is that the minute black people start learning about some shit,
• 27:19
  Speaker 1: gon change it on us every fucking time. But credit
• 27:23
  Speaker 1: is some bullshit, yeah, some bullshit, Like we literally Americans
• 27:27
  Speaker 1: like debt.
• 27:27
  Speaker 2: Is like it's just it's big business.
• 27:31
  Speaker 1: Exactly, you know what I'm saying. And it's literally our culture.
• 27:36
  Speaker 1: The fucking whole country is in debt, So why the
• 27:38
  Speaker 1: fuck would you pay this credit card? The credit card
• 27:40
  Speaker 1: companies ain't paying their credit card.
• 27:42
  Speaker 2: America is in debt billions, and you want me to
• 27:47
  Speaker 2: pay you. Every time I go to the hospital, I
• 27:50
  Speaker 2: write down my address at sixteen hundred Pennsylvania, see my
• 27:54
  Speaker 2: bill right over there. All right, then okay, so then
• 27:59
  Speaker 2: also trying to buy cheaper products to save money, and
• 28:02
  Speaker 2: guess what happens with that? It is upbreaking and then
• 28:06
  Speaker 2: you gotta buy it again. So you're not saving that
• 28:08
  Speaker 2: way either. It's just people with money pay once, people
• 28:13
  Speaker 2: without money pay forever.
• 28:15
  Speaker 1: You agree, yeah, absolutely, absolutely, I guess once you you
• 28:20
  Speaker 1: just you just need a little tiny bit of financial
• 28:22
  Speaker 1: literacy and everything else is start making sense, like the
• 28:28
  Speaker 1: way of which like save for ins like black people
• 28:30
  Speaker 1: like we go buy a car, and it's just not
• 28:33
  Speaker 1: all black people, but black people are more concerned about
• 28:35
  Speaker 1: how much they're paying per month versus the APR. You
• 28:39
  Speaker 1: might be paying this little bit of money per month,
• 28:41
  Speaker 1: but you're paying it for twenty years, you see what
• 28:44
  Speaker 1: I'm saying, Versus somebody who may have like a little
• 28:47
  Speaker 1: bit higher interest rate, but they're paying it for a
• 28:49
  Speaker 1: short shorter period of time, right, So you gotta it
• 28:52
  Speaker 1: has to you have to look at the money in
• 28:53
  Speaker 1: that way.
• 28:54
  Speaker 2: Like them places like render about how much it is
• 28:57
  Speaker 2: rent a center and you're paying folk thousand dollars for
• 29:01
  Speaker 2: a couch that's worth a thousand dollars because you pay.
• 29:04
  Speaker 1: Fifty dollars a week for damn a thousand weeks or
• 29:08
  Speaker 1: some stupid shit. Yeah, as the furniture is like, you
• 29:12
  Speaker 1: can't build credit, you know, if you actually have the
• 29:14
  Speaker 1: money to buy the furniture. But if you want to
• 29:16
  Speaker 1: build your credit, that's one of the easiest things to
• 29:19
  Speaker 1: get financed for m h, it's a fucking furniture. But
• 29:23
  Speaker 1: I don't suggest financing things like that, like small ticket
• 29:26
  Speaker 1: items like why are you financing? Just buy a piece
• 29:29
  Speaker 1: by piece? Or maybe you don't even fucking need it. Okay,
• 29:34
  Speaker 1: maybe you don't even need it, yep.
• 29:38
  Speaker 2: All right, so stress changes how you spend. I deserve
• 29:42
  Speaker 2: this spending, like you know, I had a hard week.
• 29:46
  Speaker 2: I just deserve these term porchetes. I just bought a
• 29:51
  Speaker 2: six hundred dollars pair of eyeglasses.
• 29:55
  Speaker 1: Like that sometimes.
• 29:56
  Speaker 2: But I do deserve that shit though, I believe it,
• 30:00
  Speaker 2: so fuck it.
• 30:02
  Speaker 1: You know, I deserve a new car right now, and
• 30:04
  Speaker 1: I am actively looking, but I actually am working on
• 30:08
  Speaker 1: trying to figure out what type of income can I like,
• 30:11
  Speaker 1: what kind of business or income I can create to
• 30:14
  Speaker 1: then pay for that car. I want it's just a yeah,
• 30:19
  Speaker 1: trying to use my current finances. Like what can I
• 30:24
  Speaker 1: what can I create to pay for this thing?
• 30:26
  Speaker 2: Let's get let's get on YouTube every week and create
• 30:29
  Speaker 2: some YouTube ballance. That's who I need to do this
• 30:32
  Speaker 2: year and pay for it. Emotional purchases Do you ever
• 30:37
  Speaker 2: buy anything emotionally?
• 30:40
  Speaker 1: Like you know what I'm saying, because I'm not like
• 30:42
  Speaker 1: a big Like I got some designer stuff, but that's
• 30:47
  Speaker 1: not like my that's not my shit, you know what
• 30:49
  Speaker 1: I'm saying. Like I make the clothes and the things,
• 30:53
  Speaker 1: so I don't really buy anything. Like I like spending money.
• 30:58
  Speaker 1: It makes me feel good though, but like just buying
• 31:03
  Speaker 1: big large.
• 31:04
  Speaker 2: What it could be small stuff like when I'm having
• 31:07
  Speaker 2: like if I'm like somebody hurt my feelings or I'm
• 31:09
  Speaker 2: sad about something or somebody died or you.
• 31:14
  Speaker 1: Know, that's how addicts. But you only need one reason
• 31:17
  Speaker 1: to fund it.
• 31:18
  Speaker 2: Up, to go to altar or so for and I
• 31:21
  Speaker 2: just put my headphones in and I just be trying shit,
• 31:24
  Speaker 2: you know, throw it in a bag and throw it
• 31:26
  Speaker 2: in the bag. So I'm definitely an emotional purchaser.
• 31:30
  Speaker 1: I'm more of an emotional eater.
• 31:31
  Speaker 2: I remember one time, this guy the money we had. Yeah,
• 31:37
  Speaker 2: I like, I'm that too. I remember one time this
• 31:42
  Speaker 2: guy was supposed to meet me for lunch and he
• 31:44
  Speaker 2: was like so late. He's like, I'm just running behind.
• 31:47
  Speaker 2: I left because I was upset, and I went straight
• 31:50
  Speaker 2: to Altar and then he sent me two hundred dollars
• 31:52
  Speaker 2: because I was an alta so I could buy everything
• 31:55
  Speaker 2: by shit because I was upset, Like, don't leave me
• 31:58
  Speaker 2: sitting in no restaurant and now I'm hungry and OLTA
• 32:01
  Speaker 2: buy a makeup instead of going to get myself some food.
• 32:08
  Speaker 2: You're not bad with money, you're overwhelmed.
• 32:12
  Speaker 1: Uh, I don't know.
• 32:15
  Speaker 2: You might be bad with money buying stupid shit.
• 32:20
  Speaker 1: I had to tell my nephew. So my nephew just
• 32:22
  Speaker 1: went to college. He finished high school semester early, and
• 32:26
  Speaker 1: my sister dropped him off this past weekend. Now I
• 32:29
  Speaker 1: know for a fact. We went to this game a
• 32:30
  Speaker 1: couple weeks ago. My mama gave him like five or
• 32:33
  Speaker 1: six hundred dollars to buy Christmas gifts. He literally spent
• 32:38
  Speaker 1: five or six hundred dollars on Christmas shit, knowing he
• 32:41
  Speaker 1: got to go to college the next couple weeks, right,
• 32:43
  Speaker 1: so he sends me a text message asking for fifty dollars.
• 32:46
  Speaker 1: This is one week after getting his money. You text
• 32:50
  Speaker 1: me for fifty dollars for nor Dash for food, and
• 32:55
  Speaker 1: I sent the money, but I was on a conference
• 32:57
  Speaker 1: call at the time, so I sent it, and then
• 32:58
  Speaker 1: when I got off the call, I called him. I said,
• 33:00
  Speaker 1: where the fuck is all that money your grandma gave you?
• 33:03
  Speaker 1: He was like, I spent it on gifts. I said,
• 33:05
  Speaker 1: let me tell you something. I said. Your grandma is
• 33:07
  Speaker 1: probably like probably like the best in the family when
• 33:10
  Speaker 1: it comes to finances. The rest of us are horrible.
• 33:14
  Speaker 1: When I'm trying to tell you now, I'm trying. I
• 33:16
  Speaker 1: am better now, right, But I have my daddy's spending habits.
• 33:20
  Speaker 1: My mom don't spend no fucking money. He's such a
• 33:22
  Speaker 1: penny picture. You cannot spend your last on bullshit. You
• 33:28
  Speaker 1: could have maybe just bought your girlfriend something. Your parents
• 33:30
  Speaker 1: wouldn't have gave a damn if you didn't get them
• 33:32
  Speaker 1: nothing for Christmas. I promise didn't know you broke right, Okay,
• 33:36
  Speaker 1: so now you're going to school. You could have had
• 33:38
  Speaker 1: that extra six seven hundred dollars on top of whatever else, or.
• 33:43
  Speaker 2: Five hundred and spent two hundred dollar gifts. It made
• 33:45
  Speaker 2: it stratch, you know, like what type of.
• 33:49
  Speaker 1: Gifts did you buy? I get nothing, and I am
• 33:52
  Speaker 1: putting my fucking money in the pot. I'm confused. And
• 33:55
  Speaker 1: I told her, I said, listen, as long as I
• 33:57
  Speaker 1: got it, you got it. But you gotta be more
• 34:00
  Speaker 1: smart with your money. Like you're gonna be so broken college.
• 34:03
  Speaker 2: Right, and that's normal, you know, that's normal. But you
• 34:08
  Speaker 2: definitely got to be more considerate of yourself when it
• 34:12
  Speaker 2: comes to the money that you have in college. Especially.
• 34:16
  Speaker 2: I remember when I first started seeing some real money
• 34:20
  Speaker 2: that wasn't given to me, right because niggas, you know what,
• 34:25
  Speaker 2: young girl. So I started that I was earning myself.
• 34:30
  Speaker 2: And this is when I was living in Europe and
• 34:33
  Speaker 2: I was making money hand over fist doing all the
• 34:36
  Speaker 2: girls on base hair, and the money was coming so fast,
• 34:41
  Speaker 2: and I was like, I was working on the economy.
• 34:44
  Speaker 2: So I was charging pounds my sew in was like
• 34:49
  Speaker 2: two hundred dollars, but it was I you know, I
• 34:53
  Speaker 2: said two hundred pounds, which converted to dollars, it was
• 34:57
  Speaker 2: two dollars. I was making four hundred dollars or so
• 34:59
  Speaker 2: in and I was just eating and I was doing
• 35:03
  Speaker 2: like five or six in a day. I was pumping them,
• 35:05
  Speaker 2: so wing's out like I saw. The money was just so.
• 35:09
  Speaker 2: It was like a sewing car washing that bitch. I
• 35:11
  Speaker 2: was like in and out and now I'm.
• 35:17
  Speaker 1: Asking like a drug dealer.
• 35:18
  Speaker 2: Yeah, I was paying for I was funding friendship. I
• 35:22
  Speaker 2: was funding vibes. I was like, we going out to night.
• 35:25
  Speaker 2: Don't worry about it. I got it mmm, and I
• 35:29
  Speaker 2: don't worry about it. I got it A lot of shit.
• 35:32
  Speaker 2: If I could look back on it, I was. I
• 35:35
  Speaker 2: rented some shit called a land yacht for me and
• 35:37
  Speaker 2: my friends to go literally a sprinter, that's what it was.
• 35:42
  Speaker 1: It was a big ass.
• 35:43
  Speaker 2: Sprinter, but they called it a land yard and it
• 35:48
  Speaker 2: was so we could party in London. And it's just
• 35:51
  Speaker 2: like buying dumb ass ship and paying for a friendship,
• 35:54
  Speaker 2: even most of them, I don't even talk to them,
• 35:56
  Speaker 2: motherfucker's no more. So definitely paying for vibes. You get
• 36:01
  Speaker 2: caught up with that wish I could have all that
• 36:03
  Speaker 2: money back. And then when you getting money like that,
• 36:07
  Speaker 2: especially as a young person, you assume that this is
• 36:11
  Speaker 2: just the rest of my life.
• 36:13
  Speaker 1: Yes, you know, what I mean. Times like when I
• 36:16
  Speaker 1: was in my twenties, I just ran up on like
• 36:18
  Speaker 1: ten bands right quick, so many times, so many times,
• 36:24
  Speaker 1: like I'm supposed to have that money time like I
• 36:26
  Speaker 1: But at that time, I didn't know how to work
• 36:28
  Speaker 1: money I did. I wasn't financially like sound financial. I
• 36:32
  Speaker 1: didn't have any financial literacy for real. I never used
• 36:35
  Speaker 1: to just spend. I can hold on to the money
• 36:37
  Speaker 1: for a while, but eventually it'll be gone, right cause
• 36:41
  Speaker 1: you're not really using the money. You're not making the
• 36:43
  Speaker 1: money work for you work for the money. Mmmn.
• 36:48
  Speaker 2: If I had to.
• 36:48
  Speaker 1: Sit, you can't. You can't do all on the past man.
• 36:52
  Speaker 1: You make it so sad as hell.
• 36:53
  Speaker 2: Man, yep, I remember I remember being so I had God,
• 36:59
  Speaker 2: I can't remember what kind of car I was driving,
• 37:01
  Speaker 2: but it was a nice car. And it was like
• 37:03
  Speaker 2: this man riding past me, and I was like, how
• 37:06
  Speaker 2: he even get like that? It was an old last
• 37:08
  Speaker 2: car he was in, right, And then I remember thinking
• 37:12
  Speaker 2: about him when I was driving this old Lass ultimonth
• 37:15
  Speaker 2: I am. I only had it for a little while,
• 37:17
  Speaker 2: but I remember thinking about how I had judged that man,
• 37:21
  Speaker 2: we're having an old car, Like how what happens where
• 37:24
  Speaker 2: you just ain't getting all money. That's how I was
• 37:27
  Speaker 2: thinking as a young girl. And then I think it
• 37:31
  Speaker 2: was like my car had ended up getting repossessed, and
• 37:36
  Speaker 2: then I had to buy like a little cash car
• 37:38
  Speaker 2: to hold meet until I could get my credit right
• 37:41
  Speaker 2: to go and get me a new car. And I
• 37:43
  Speaker 2: was driving like a old Ultima, and I thought about
• 37:47
  Speaker 2: that man that I had judged that day for having
• 37:51
  Speaker 2: an old car, and ooh, humble pie baby humblesh.
• 37:56
  Speaker 1: Car mean because one thing I can't stand as a
• 37:58
  Speaker 1: car payment I have. I have had a brand new
• 38:00
  Speaker 1: car once in life that I bought cash han days
• 38:03
  Speaker 1: and nada for twenty five thousand dollars. Okay, I'm not
• 38:06
  Speaker 1: trying to drop twenty five bands on a car nowadays
• 38:08
  Speaker 1: because now I know how I can use that twenty
• 38:10
  Speaker 1: five to make fifty. But bitch cash car me, I
• 38:15
  Speaker 1: do not mind, especially right now, even used cars are.
• 38:19
  Speaker 1: I want to go see your Mercedes over the weekend.
• 38:21
  Speaker 1: It's one thing I did do. And I'm like, why
• 38:24
  Speaker 1: would I spend fifty thousand dollars on a twenty nineteen
• 38:27
  Speaker 1: car right because I can't get the brand new for
• 38:30
  Speaker 1: one hundred some thousand. I'm saying, like, to me, it
• 38:33
  Speaker 1: just doesn't. It just doesn't make sense.
• 38:37
  Speaker 2: You know.
• 38:37
  Speaker 1: You see the people on social media with the cars
• 38:39
  Speaker 1: with the bowls and all that stuff. This it doesn't
• 38:42
  Speaker 1: make it's not it's not. It doesn't make sense.
• 38:47
  Speaker 2: I can't lie.
• 38:48
  Speaker 1: I love good.
• 38:49
  Speaker 2: I was, that was last year. But I and then
• 38:52
  Speaker 2: here's the thing. I least, so I'm paying toward.
• 38:55
  Speaker 1: A car that is always least a brand new car.
• 38:58
  Speaker 2: Yeah yeah, But and then I was in Lexus this
• 39:01
  Speaker 2: past week trying to switch it out, you know, like
• 39:03
  Speaker 2: cause I just don't want the same thing for a
• 39:06
  Speaker 2: long time. But I want me a g Wagon.
• 39:09
  Speaker 1: It's not a bad girl. THEMB shit nasty, Okay, I
• 39:15
  Speaker 1: love you wagon.
• 39:16
  Speaker 2: That twenty twenty six g Wagon look real good.
• 39:18
  Speaker 1: Yeah, but girl, what.
• 39:21
  Speaker 2: You hear that?
• 39:22
  Speaker 1: Baby?
• 39:22
  Speaker 2: If you listen to this episode, I.
• 39:24
  Speaker 1: An't even about to play with my nigga like that, okay,
• 39:27
  Speaker 1: But one thing about it, he gonna try. He's gonna
• 39:30
  Speaker 1: try to get it. Do you think it's cheaper than
• 39:33
  Speaker 1: uber around instead of having a car payment, like I
• 39:35
  Speaker 1: know in places like New York and shit like that.
• 39:38
  Speaker 2: Not here, Not here, Because you think about it, at
• 39:41
  Speaker 2: least especially you know, when the country miles are different,
• 39:45
  Speaker 2: you know, and it's less ubers. If you're probably in
• 39:49
  Speaker 2: a big city. Still, it's still not gonna add up.
• 39:52
  Speaker 2: Over thirty days, you're gonna spend more than five hundred
• 39:55
  Speaker 2: dollars or six hundred dollars and thirty days going back
• 39:58
  Speaker 2: and forth to work, going ge food, if you do
• 40:00
  Speaker 2: any hanging out, that shit gonna add up. That's why
• 40:04
  Speaker 2: I feel people saying for people who go into menial
• 40:07
  Speaker 2: jobs and they got an uber there every day, because
• 40:10
  Speaker 2: it's like, damn, how you can't even dig yourself.
• 40:13
  Speaker 1: Yeah, you can't even get to work, that's it.
• 40:15
  Speaker 2: Yeah, you can't even dig yourself the work. Yeah, and
• 40:18
  Speaker 2: then it's just like why even go just live off
• 40:20
  Speaker 2: of Section eight in government assistance at that point?
• 40:24
  Speaker 1: Damn. So when I was looking at the Mercedes right
• 40:26
  Speaker 1: because I want I want a GL sixty three, I
• 40:30
  Speaker 1: started then looking at used smaller like the cl Low
• 40:34
  Speaker 1: Mercedes or whatever to put her on Toro to then
• 40:37
  Speaker 1: pay for the car I want, right because I can
• 40:40
  Speaker 1: buy two of them, shit seven thousand dollars apiece and
• 40:43
  Speaker 1: put one hundred thousand miles on it. That's what I
• 40:46
  Speaker 1: mean by creating like some type of income to pay
• 40:48
  Speaker 1: for what I actually want.
• 40:50
  Speaker 2: But the only thing about once you get them cars
• 40:52
  Speaker 2: with one hundred thousand miles on it is they start
• 40:54
  Speaker 2: having problems right at one hundred thousand miles.
• 40:56
  Speaker 1: Driving it with it having a problem, And it would
• 40:58
  Speaker 1: be like for local rentals, really I put it like
• 41:00
  Speaker 1: three hundred miles.
• 41:01
  Speaker 2: Yeah, but wouldn't the problem happen you gotta pay to
• 41:04
  Speaker 2: fix it.
• 41:05
  Speaker 1: They got a mechanic, Yeah, I got a mechanic, so
• 41:08
  Speaker 1: and I'm a mechanic bitch. You know, I could do
• 41:13
  Speaker 1: enough to keep shit running. So I'm gonna have some
• 41:15
  Speaker 1: lemons out here. I think that is what I'm gonna
• 41:19
  Speaker 1: gonna do, because it just doesn't make it doesn't make
• 41:22
  Speaker 1: any sense. And I saw a business model on Instagram
• 41:25
  Speaker 1: where this guy he wasn't even using Toro. He basically
• 41:29
  Speaker 1: was given like rent just had like a little small
• 41:32
  Speaker 1: rental car service, just like you would go to thrifty
• 41:35
  Speaker 1: or whoever. Right, But for people who are doing like
• 41:39
  Speaker 1: door dash and shit like that, who want to do
• 41:41
  Speaker 1: door dash, he rent the cars to them. Mmmm, door dash, Well.
• 41:47
  Speaker 2: That was a hustle. That was a smart hustle.
• 41:49
  Speaker 1: Yes, so you can get a couple like five of
• 41:51
  Speaker 1: them going. You know what I'm saying just for people
• 41:53
  Speaker 1: who do gig jobs, don't have a vehicle, Yeah, whose
• 41:57
  Speaker 1: car is fucked up right now? Instead of just like
• 42:00
  Speaker 1: going like Toro, it might you might be charging them
• 42:02
  Speaker 1: less per month to use a vehicle versus how much
• 42:05
  Speaker 1: you could actually make on Touro. But you got five
• 42:08
  Speaker 1: cars in rotation, five cash cars that you don't have
• 42:13
  Speaker 1: a car payment on. You just paying insurance and hopefully
• 42:15
  Speaker 1: nobody get into an accident or hopefully it doesn't break down. Right. Yeah,
• 42:19
  Speaker 1: I can get sixty one hundred thousand dollars right quick
• 42:22
  Speaker 1: to buy what I want.
• 42:24
  Speaker 2: Mm hmm.
• 42:25
  Speaker 1: That's my thought process.
• 42:28
  Speaker 2: We'll do a girlfriend. I don't fuck with them cars
• 42:30
  Speaker 2: because you know how to put gas in it. I
• 42:33
  Speaker 2: can change a tire, but after that, don't ask me
• 42:37
  Speaker 2: to do shit. I can change my tire and I
• 42:40
  Speaker 2: don't even know if I gas and I don't want
• 42:43
  Speaker 2: to do that. Compet the gas in it. So that's
• 42:48
  Speaker 2: my that's that's the the topic for the year. Turn
• 42:53
  Speaker 2: your money into more money, fran. Don't just be spending
• 42:56
  Speaker 2: it up and don't buy dumb ass shit like bags
• 43:01
  Speaker 2: and shoes and stuff like that, when you don't know
• 43:04
  Speaker 2: how that you're paying. Let me tell you something, the
• 43:06
  Speaker 2: worst thing you can do is if you got like
• 43:10
  Speaker 2: especially if you got a man that's paying your bills.
• 43:12
  Speaker 2: I'll give you an example from my life. I had
• 43:17
  Speaker 2: this guy, you know, that I was seeing at the time,
• 43:20
  Speaker 2: and he was he paid my rent for like three
• 43:23
  Speaker 2: or four years straight, and I was always I had
• 43:28
  Speaker 2: sense enough to save the rent money that I made,
• 43:35
  Speaker 2: and because like one day, abruptly, the nigga just stopped
• 43:40
  Speaker 2: paying everything. It wasn't no beef, it wasn't no falling out,
• 43:44
  Speaker 2: it wasn't nothing. He just he just stopped. Now, I've
• 43:49
  Speaker 2: seen where women have had that same situation going on,
• 43:52
  Speaker 2: and they depended solely on a man's income and they
• 43:56
  Speaker 2: were spending their money, you know, buying boots and bags
• 43:59
  Speaker 2: and shoes, and then ended up evicted from their apartment
• 44:03
  Speaker 2: because they just wasn't anticipating that money drying up the
• 44:07
  Speaker 2: way it did. So I know it's a bitch listening. Sorry,
• 44:11
  Speaker 2: I know it's a woman listening right now who's living
• 44:15
  Speaker 2: like that girl. Stop you put that money. You make
• 44:19
  Speaker 2: the same amount of money you would need for your
• 44:21
  Speaker 2: bills and put it up.
• 44:25
  Speaker 1: Don't be that girl, chicken head, chicken hand. And also
• 44:30
  Speaker 1: one thing I want to touch on before we get
• 44:31
  Speaker 1: off the topic is like money in relationships. Right, you
• 44:36
  Speaker 1: in a relationship and still living even some people be
• 44:39
  Speaker 1: married and still like have all their finances separate because
• 44:42
  Speaker 1: you get with people you realize, girl, hold on, why
• 44:45
  Speaker 1: the hell, let's sit say aj you aj holiday too?
• 44:48
  Speaker 1: Look on the screen. Yeah, it was like that last
• 44:52
  Speaker 1: week too.
• 44:53
  Speaker 2: I don't know why I got booked.
• 44:57
  Speaker 1: Yeah, Like in relationships, so like some men complain about,
• 45:01
  Speaker 1: you know, how much money, how expensive it is to
• 45:05
  Speaker 1: be in a relationship, to date, to court, shit like that,
• 45:09
  Speaker 1: Like you end up spending all this little bit of
• 45:11
  Speaker 1: money and it should be adding up dating. If you're
• 45:15
  Speaker 1: dating multiple women, find one woman that actually likes you,
• 45:20
  Speaker 1: who you know gonna suck your dick at the end
• 45:22
  Speaker 1: of the day. Stop dating multiple women seeing who gonna
• 45:26
  Speaker 1: get a kuchi up at that.
• 45:27
  Speaker 2: But I'm saying, how can you know for sure you
• 45:29
  Speaker 2: know who likes you and who doesn't.
• 45:31
  Speaker 1: Because usually it's the bitch you don't like like who
• 45:37
  Speaker 1: likes you, and you know for sure you're get in
• 45:40
  Speaker 1: some head at the end of the day, stop dating
• 45:42
  Speaker 1: multiple women trying to see who gonna smash, and then
• 45:44
  Speaker 1: you be mad because at the end of the week
• 45:47
  Speaker 1: your budget you done went way over your your dating
• 45:50
  Speaker 1: budget or whatever you wanna call it.
• 45:52
  Speaker 2: I was talking to Terry and he was saying how
• 45:55
  Speaker 2: he was talking to this girl and he likes her
• 45:57
  Speaker 2: or whatever. But then she asks him buy her a
• 46:01
  Speaker 2: Wii sal bag and he was like, I ain't got
• 46:06
  Speaker 2: no problems buying stuff like that for a woman in
• 46:10
  Speaker 2: his waist. I ain't see you with no y in
• 46:12
  Speaker 2: cl bag already you wearing Michael Corus bags and you
• 46:19
  Speaker 2: don't have no ye in self, So why you want
• 46:21
  Speaker 2: me to buy your white self. I was like, nah,
• 46:23
  Speaker 2: but it's okay to want to upgrade, like she want
• 46:26
  Speaker 2: to be upgrade, upgrade her shit. He was like, if
• 46:30
  Speaker 2: you was happy with Michael cors before me, I just
• 46:33
  Speaker 2: feel like you should be. Also, don't ask me to
• 46:36
  Speaker 2: buy something that you ain't already getting for yourself.
• 46:39
  Speaker 1: Right, but you better get that coach. Coach coming out
• 46:42
  Speaker 1: with some real nice The Tabby bags are cute. I
• 46:46
  Speaker 1: got one. I got the book bag that is so.
• 46:48
  Speaker 2: They are so so I'm here for that. Oh yeah,
• 46:52
  Speaker 2: start there. Don't just jump to the y sl start
• 46:54
  Speaker 2: with a tabby asking for a tabby bag, you know,
• 47:00
  Speaker 2: baby mamas, But that little book bag is so functional.
• 47:03
  Speaker 1: Okay, I love it.
• 47:04
  Speaker 2: The little tampeths are really cute, and but I don't.
• 47:07
  Speaker 1: Feel like very good leather. First of all, like got
• 47:10
  Speaker 1: some of the better leather. First of all, it's very buttery. Yeah,
• 47:14
  Speaker 1: very nice, it's very nice.
• 47:16
  Speaker 2: So I get his logic, but I also understand hers
• 47:19
  Speaker 2: because Wama, why Ama, why ama?
• 47:22
  Speaker 1: Aim low? But who is she to him? You see
• 47:26
  Speaker 1: what I'm saying, Because the same way we value our kuci,
• 47:28
  Speaker 1: these men's value they're very rocking, right, So they're not
• 47:31
  Speaker 1: about to just be splurgeing like that's my pussy. I'm
• 47:35
  Speaker 1: buying them. Why is that bag for it? You know,
• 47:38
  Speaker 1: you can't ask a regular working man for that type
• 47:41
  Speaker 1: of shit. I mean you can, right, but he may
• 47:45
  Speaker 1: not be able to come here.
• 47:46
  Speaker 2: He may not be able to get it.
• 47:47
  Speaker 1: I come through, and it might fuck him up. Now
• 47:50
  Speaker 1: he thinks he like owns you because he got you
• 47:52
  Speaker 1: that bag.
• 47:53
  Speaker 2: And that's another that's a whole other topic, because there's
• 47:59
  Speaker 2: gratitude equal obligation. I want to talk about that on
• 48:03
  Speaker 2: the episode for sure. Yeah, all right, I gotta listen.
• 48:09
  Speaker 2: What were you gonna say? Because I was gonna take
• 48:11
  Speaker 2: us to commercial.
• 48:13
  Speaker 1: Oh, I just was gonna go through these last few
• 48:16
  Speaker 1: talking points.
• 48:17
  Speaker 2: Okay, no, go ahead, go ahead, hit.
• 48:20
  Speaker 1: I'm free supporting someone else's comfort. Avoiding money conversations at
• 48:26
  Speaker 1: all in relationships because that's where we were. I was
• 48:28
  Speaker 1: talking about like the money in relationships and how important
• 48:32
  Speaker 1: it is who are trying to build a future with somebody.
• 48:35
  Speaker 1: Y'all got to talk about money at some point. You
• 48:38
  Speaker 1: gotta talk about credit scores. How much to the loan
• 48:41
  Speaker 1: bitch ms y'all got. You know, women love to brag
• 48:44
  Speaker 1: on them, damn degrees, But we got way more debt
• 48:48
  Speaker 1: than men, for sure, because a lot of niggas figure
• 48:51
  Speaker 1: it out they are business owners with no debt.
• 48:54
  Speaker 2: M and that's beautiful.
• 48:56
  Speaker 1: Yeah, we got a corporate job making a hundred thousand dollars,
• 48:59
  Speaker 1: but you've got Yeah.
• 49:01
  Speaker 2: I don't have a lot of credit card debt, but
• 49:02
  Speaker 2: I do have like student loans in hospital debt.
• 49:07
  Speaker 1: I don't have no hospital but student loans for sure. Yeah,
• 49:14
  Speaker 1: y'all y'all gonna get the bare minimum until the day
• 49:17
  Speaker 1: I die. If I fucking ride and run into a
• 49:19
  Speaker 1: large lump sum of money, I might drop off a
• 49:21
  Speaker 1: bunch of bags of nickels via ups to Sally Maine. Okay,
• 49:27
  Speaker 1: y'all don't want it. All the pities, all the pities
• 49:32
  Speaker 1: left in the United States because you know they making them.
• 49:35
  Speaker 2: Yeah, y'all got that.
• 49:38
  Speaker 1: Off from dump truck. Y'all want it, they.
• 49:41
  Speaker 2: Gonna take it, all right, So we're gonna go to commercial.
• 49:44
  Speaker 2: But when we come back, guess what we got.
• 49:46
  Speaker 1: I appreciate y'all because y'all is showing up with the
• 49:48
  Speaker 1: double Berch stories in twenty twenty six, so I got
• 49:51
  Speaker 1: one to share with y'all.
• 49:53
  Speaker 2: We'll be right back, all right, Age you wantn't.
• 50:00
  Speaker 1: Read it, I guess I can.
• 50:04
  Speaker 2: Y'all got another fifteen minutes.
• 50:06
  Speaker 1: Shut up. I said, Hey, Tam and Aj, I'm already
• 50:10
  Speaker 1: embarrassed what you start off like that. I'm already embarrassed,
• 50:15
  Speaker 1: So please be gentle or don't because I probably deserve it.
• 50:19
  Speaker 1: She goes on and say, I met this guy through
• 50:22
  Speaker 1: a friend and we started hanging out heavy, not official,
• 50:25
  Speaker 1: but we were together enough that people thought we were.
• 50:28
  Speaker 1: He basically lived at my place, but still called it
• 50:31
  Speaker 1: kicking it or just kicking it. He didn't have a
• 50:36
  Speaker 1: car at the time, which I didn't think was a
• 50:38
  Speaker 1: big deal. I was picking him up, dropping him off, girl,
• 50:41
  Speaker 1: not you picking up dick and dropping it off, paying
• 50:44
  Speaker 1: for her, paying for his ubers, Oh, excuse me paying
• 50:48
  Speaker 1: for the ubers. When we went out. He always said
• 50:51
  Speaker 1: he'd get me back once he got situated.
• 50:55
  Speaker 2: Situated.
• 50:58
  Speaker 1: I also started noticing my grocery. He was disappearing faster
• 51:01
  Speaker 1: than you usual. Not just snacks, real food, meat, drinks.
• 51:05
  Speaker 1: Stuff I know I didn't eat meat.
• 51:07
  Speaker 2: Is crazy like this, nigga, take a lead out your house.
• 51:11
  Speaker 1: See if nobody else ya. One day I went to
• 51:14
  Speaker 1: pay a bill and realized my account was lower than
• 51:16
  Speaker 1: it should have been. I brushed it off because I
• 51:19
  Speaker 1: didn't want him to be I didn't want to. I
• 51:21
  Speaker 1: didn't want to seem dramatic. Then my car declined at
• 51:24
  Speaker 1: the gas station and I literally had to sit in
• 51:27
  Speaker 1: my car and breathe. That night, I checked my statements
• 51:30
  Speaker 1: and saw change and saw charges. I didn't recognize small
• 51:34
  Speaker 1: stuff food places near his house. Girl, what gas stations?
• 51:38
  Speaker 1: I never go to When I asked him about it,
• 51:41
  Speaker 1: he said maybe my car was hacked while holding the phone.
• 51:45
  Speaker 1: I'd let him use to order food. M After that,
• 51:49
  Speaker 1: things got weird. He started sleeping over less but still
• 51:53
  Speaker 1: asking for favors, barring money, wanting rides, acting annoyed when
• 51:58
  Speaker 1: I asked questions. The final straw was when he asked
• 52:01
  Speaker 1: me to send him one hundred dollars for something important
• 52:04
  Speaker 1: and then posted himself at brunch the next day. Yeah
• 52:08
  Speaker 1: you sugar mama. I cut him off without a conversation period.
• 52:12
  Speaker 1: That's the type of shit. I love cold turkey. I
• 52:16
  Speaker 1: changed my cards, changed my locks, and then did the math.
• 52:19
  Speaker 2: So changed my locks. You had that nigga, gave that.
• 52:21
  Speaker 1: Nigga a key exactly. He was slinging dick yep between rides, food,
• 52:29
  Speaker 1: missing money, and random expenses. I covered just to keep
• 52:33
  Speaker 1: the peace. I was out almost seven hundred dollars. I wonder, like,
• 52:37
  Speaker 1: this is like one month or what? Right? She said?
• 52:41
  Speaker 1: I never got it back. He blocked me first. Oh woe.
• 52:47
  Speaker 2: He blocked me first? Is crazy. When the money dried up,
• 52:51
  Speaker 2: he was like, I don't even want no pussy.
• 52:54
  Speaker 1: Did you see that? Put hold on? I snorted, just down,
• 52:56
  Speaker 1: dudne it says I. I'm not even mad anymore, just tired.
• 53:02
  Speaker 1: I learned that love doesn't have to be abusive to
• 53:05
  Speaker 1: be expensive.
• 53:08
  Speaker 2: Well, I don't know what that means.
• 53:10
  Speaker 1: You gotta get a black eye. I mean that is expensive.
• 53:15
  Speaker 2: Love doesn't have to be abusive. No, if you taking
• 53:21
  Speaker 2: my money, that's abuse. But the fuck, I don't know
• 53:23
  Speaker 2: what you're saying.
• 53:24
  Speaker 1: That's your time.
• 53:26
  Speaker 2: It's the meat for me.
• 53:28
  Speaker 1: Imagine yo, you put support chops in the freezer and
• 53:32
  Speaker 1: you come home and your Troy of port chops is gone.
• 53:35
  Speaker 2: What You didn't even cook it here, like you took
• 53:38
  Speaker 2: it somewhere else.
• 53:40
  Speaker 1: Yeah, you gotta be careful with these niggas man, because
• 53:43
  Speaker 1: they man. A broke man is a dangerous man, I'm
• 53:46
  Speaker 1: telling you, hey, And broke is state of mind. This
• 53:49
  Speaker 1: whole thing is about state of mind. You're not broke.
• 53:53
  Speaker 1: You are in between blessings, okay. And when you get money,
• 53:58
  Speaker 1: you don't ever say spend, you say circulates they can
• 54:02
  Speaker 1: come back, all right, all right, stop spending your money.
• 54:05
  Speaker 1: It's not going to come back that way. Or you
• 54:06
  Speaker 1: could say use, because we use money, you don't let
• 54:10
  Speaker 1: money use you.
• 54:12
  Speaker 2: But you know what. I applaud you for having such
• 54:14
  Speaker 2: a kind heart, and I pray that you encounter someone
• 54:18
  Speaker 2: who appreciates that and reciprocates. So that's my prayer for
• 54:23
  Speaker 2: you for the twenty twenty six girlfriend, because I know
• 54:26
  Speaker 2: girlies like this. I know girlies that like are the
• 54:30
  Speaker 2: There's givers and there's takers, you know, and givers always
• 54:34
  Speaker 2: attract takers. Yeah, you just have to have some discernment
• 54:40
  Speaker 2: about who you let into your life. And I don't
• 54:43
  Speaker 2: mind giving. Like when I see that a man is
• 54:46
  Speaker 2: willing to give to me, I'm willing to give too.
• 54:48
  Speaker 3: You know, yes, absolutely, But I'm always shocked when I
• 54:52
  Speaker 3: gave somebody a Kuchie coupon, never ask them for anything,
• 54:58
  Speaker 3: and just one day out the blue, they might This
• 55:00
  Speaker 3: has happened to.
• 55:01
  Speaker 1: Me before, Like do I look like I give niggas money?
• 55:04
  Speaker 1: I'm always confused by that. A few times it happened,
• 55:07
  Speaker 1: I'm like, do I look like a trick? Do I
• 55:10
  Speaker 1: look like a lick? Is what I be wanting to
• 55:13
  Speaker 1: figure I'll be trying to figure out. I know I
• 55:15
  Speaker 1: don't look like a lick, But again, it's that Gemini shit.
• 55:18
  Speaker 1: I made a nigga feel comfortable to even put his
• 55:21
  Speaker 1: guard down and put his pride to the side and
• 55:23
  Speaker 1: ask me, I'm storage your feelings.
• 55:27
  Speaker 2: Listen, I don't even especially if I if they done
• 55:30
  Speaker 2: for me, I don't mind helping it forga, but never
• 55:35
  Speaker 2: did anything.
• 55:35
  Speaker 1: I never ask you for anything. Why you fixing him
• 55:37
  Speaker 1: out to ask me for anything?
• 55:39
  Speaker 2: How did he get your car information? Like? How did
• 55:42
  Speaker 2: he get that? Like you was just too too comfortable
• 55:46
  Speaker 2: with your money with that man because y'all wasn't even
• 55:50
  Speaker 2: together according to this story, y'all wasn't together. You gave
• 55:53
  Speaker 2: him a key and see a right, that's another thing.
• 55:56
  Speaker 2: You have to establish titles. You have to have clear boundary.
• 55:59
  Speaker 2: That was not even your a man and he had
• 56:00
  Speaker 2: a key to your house and your debit cards. Still
• 56:02
  Speaker 2: let your poor chops out the freezer, girl, Like, I'm sorry,
• 56:06
  Speaker 2: this is a lesson to me.
• 56:07
  Speaker 1: Line the ancests is right there, bitch, that's not your nigga.
• 56:12
  Speaker 1: That's every time you pass in the car under the
• 56:16
  Speaker 1: table to pay in front of your friends. Bitch, that's
• 56:18
  Speaker 1: not your niggas.
• 56:19
  Speaker 2: That's not even your man.
• 56:21
  Speaker 1: We every time you was on Amazon looking for some
• 56:23
  Speaker 1: shit for him, you buying him some fashion overclothes. Bitch,
• 56:26
  Speaker 1: that's not your.
• 56:27
  Speaker 2: That's not but you wanted a valuable lesson and we're
• 56:31
  Speaker 2: not gonna keep making fun of you because we love you.
• 56:34
  Speaker 2: We appreciate your dumb bitch story so much for sure,
• 56:37
  Speaker 2: and it is happened to the best of us, right, yeah,
• 56:41
  Speaker 2: because I remember, I remember my dumb bitch story, my
• 56:44
  Speaker 2: very first dumb bitch story about buying a nigga the shoes,
• 56:47
  Speaker 2: and then I flew away. I flew back to England.
• 56:50
  Speaker 2: As soon as I turned my phone back on, he
• 56:52
  Speaker 2: was hugged up with a bitch on Facebook in the
• 56:54
  Speaker 2: shoes I bottom. So, girl, you ain't by yourself. I've
• 56:57
  Speaker 2: been there, okay, but I but I ain't. Never had
• 57:01
  Speaker 2: no meat stolen.
• 57:05
  Speaker 1: I kept the meat man stealing groceries out somebody refrigerated,
• 57:10
  Speaker 1: like just taking a pack here, a pack of steak.
• 57:13
  Speaker 1: People gonna notice this. As much as stay costs now,
• 57:16
  Speaker 1: I'd be looking at the prices in Costco. I go
• 57:19
  Speaker 1: pick up my sea bass.
• 57:22
  Speaker 2: Just as much to cook as a dude to eat
• 57:23
  Speaker 2: out now, So I get why he took it, but
• 57:27
  Speaker 2: it's just kind of.
• 57:28
  Speaker 1: Fed up kang. Shame, shame, shame, But anyway, y'all, being
• 57:34
  Speaker 1: broke is very expensive, okay, it it costs even more,
• 57:41
  Speaker 1: So get your finances in order. Go see a financial specialist.
• 57:47
  Speaker 1: Most banks offer free services, right if you just want
• 57:49
  Speaker 1: to sit down with somebody and see what your options are.
• 57:52
  Speaker 1: Even if you're trying to pay off debt, put your
• 57:56
  Speaker 1: car for collateral, get you a low interest rate, low loan,
• 58:01
  Speaker 1: and pay your shit off.
• 58:02
  Speaker 2: But you got to pay that hit.
• 58:04
  Speaker 1: Yeah, but it's actually doable. It's just if you want
• 58:09
  Speaker 1: to do it. You know what I'm saying. You could
• 58:10
  Speaker 1: pay off large sums of debt. And then also again,
• 58:14
  Speaker 1: we live in a country where like debt is our culture.
• 58:18
  Speaker 1: All them goddamn people and tell them you are experiencing
• 58:21
  Speaker 1: super financial hardship and you just don't have it. You
• 58:23
  Speaker 1: will be surprised how much of that debt they will
• 58:26
  Speaker 1: slice because they rather something than nothing. They rather not
• 58:29
  Speaker 1: have to charge it off and never get the money.
• 58:31
  Speaker 2: Right and never get a paid.
• 58:34
  Speaker 1: Yeah, they'll take they'll take a fraction. Got a fifteen
• 58:39
  Speaker 1: thousand dollars credit card, They might let you pay eight,
• 58:41
  Speaker 1: they might let you pay five, give them something in payments.
• 58:46
  Speaker 1: So you just got to open your mouth anyway, y'all.
• 58:51
  Speaker 1: If you enjoy this episode, y'all, tune in every Thursday
• 58:53
  Speaker 1: on the Black Effect, I Heart Radio, Apple, wherever the
• 58:55
  Speaker 1: fuck you get your podcasts at. This is your co host,
• 58:57
  Speaker 1: AJ Holiday two point on Instagram.
• 59:00
  Speaker 2: Kick It Tam y'all is official tam vam on Instagram.
• 59:03
  Speaker 2: Also follow We Talk Back Podcast on Instagram. I love
• 59:07
  Speaker 2: y'all again. I can't tell y'all enough. I'm gonna tell
• 59:10
  Speaker 2: y'all at least fifty one mo times this year that
• 59:14
  Speaker 2: I love y'all. Remember speak now.
• 59:19
  Speaker 1: And hold your motherfucking wallet.
• 59:21
  Speaker 2: That shit for real this year, especially deuces.
• 59:27
  Speaker 1: We Talk Back Podcast is a production of iHeartRadio. Visit
• 59:31
  Speaker 1: the iHeartRadio app, Apple Podcasts, or wherever you listen to
• 59:35
  Speaker 1: your favorite shows.