Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Real-Time Clinic Data Powers Dynamic Health Insurance
In this episode of Fintech Conversations, Lucas and Luna explore how fintechs are using real-time clinic data to create dynamic health insurance premiums. They discuss a case where a wearable device and clinic integration let a user's premium adjust monthly based on step count and blood pressure readings, cutting costs by 15% for active users. The conversation covers the technology stack, the role of APIs in connecting electronic health records, and the regulatory hurdles in the US and Europe. They also touch on privacy concerns and the potential for this model to expand into other areas…
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