Latest / Scam Goddess / Fraud Friday: The 90’s Bank Bamboozlers w/ Jojo T. Gibbs

Transcript

Fraud Friday: The 90’s Bank Bamboozlers w/ Jojo T. Gibbs · Scam Goddess

• 0:00
  Speaker 1: What's poppin Congregation?
• 0:02
  Speaker 2: Is your girl?
• 0:03
  Speaker 1: Lacey Mosley aka Scam Goddess.
• 0:05
  Speaker 3: Welcome to an episode of Fraud Fridays, where we release
• 0:09
  Speaker 3: older episodes from the Scam Goddess bault. That's right, Fraud
• 0:13
  Speaker 3: Fridays is where we bring back your favorite episodes.
• 0:16
  Speaker 1: From behind the paywall.
• 0:18
  Speaker 3: Enjoy this episode from behind the paywall, and as always,
• 0:21
  Speaker 3: stay scheming, scal.
• 0:25
  Speaker 1: Come rob from scam, come.
• 0:36
  Speaker 4: Right Froda Goddess.
• 0:42
  Speaker 1: What's pop in Congregation? I hope y'all are wearing all
• 0:46
  Speaker 1: white because you know today is a church holiday. It's
• 0:50
  Speaker 1: a high holiday.
• 0:51
  Speaker 5: If you will.
• 0:52
  Speaker 3: You know we have Passes Anniversary that comes around once
• 0:57
  Speaker 3: a year, but this is a special anniversary. This is
• 1:01
  Speaker 3: one hundredth episodes of Scams Goddess.
• 1:04
  Speaker 1: That's right, one hundred episodes.
• 1:06
  Speaker 3: Of scams, gous, robbery and froun I know this sounds
• 1:09
  Speaker 3: like an ad, it's not.
• 1:10
  Speaker 1: Abs. This actions introduction to the podcast. Guys.
• 1:13
  Speaker 3: It's me Lazy Mostly aka Scam Goddess, and yes, I'm
• 1:16
  Speaker 3: so rasping as hell, so I guess enjoy.
• 1:18
  Speaker 1: That's that's what you're into. Please stop tweeting it at.
• 1:21
  Speaker 3: Me, though, Guys, I'm always what, I'm always very yes,
• 1:26
  Speaker 3: very excited. But today I'm very particularly excited because this
• 1:29
  Speaker 3: is a very good friend of mine.
• 1:30
  Speaker 1: This is the homie.
• 1:32
  Speaker 3: She's got a second season of her hilarious, amazing show
• 1:36
  Speaker 3: coming out on b ET twenties.
• 1:38
  Speaker 1: Guys, give it up for.
• 1:39
  Speaker 4: Jojo Gabbs, give it up in your car, give it
• 1:42
  Speaker 4: up for one hundredth episode.
• 1:44
  Speaker 2: Yes, go, lady, go scam got it.
• 1:49
  Speaker 3: I can't even do what Jamaican earwark because I told
• 1:51
  Speaker 3: you all like I lost my voice.
• 1:53
  Speaker 1: It's coming back, though, Jojo, how are you?
• 1:58
  Speaker 2: I'm amazing? How are you?
• 2:00
  Speaker 1: I'm good? I'm good. Wait, so, how you've been on
• 2:04
  Speaker 1: this podcast before?
• 2:06
  Speaker 2: I have? I'm sorry I was.
• 2:07
  Speaker 5: I had to hide that countdown because it was giving
• 2:10
  Speaker 5: me anxiety.
• 2:10
  Speaker 2: I was like, oh my god, the number.
• 2:12
  Speaker 1: Is just oh okay.
• 2:14
  Speaker 3: So we record on zoom guys, and I keep track
• 2:18
  Speaker 3: of the time, and sometimes I let it go and
• 2:21
  Speaker 3: you know, mess up out the segments, you guys, know,
• 2:23
  Speaker 3: But for the most part do you try to keep
• 2:24
  Speaker 3: it organized for you guys. But yeah, I guess if
• 2:27
  Speaker 3: you had to look at that.
• 2:30
  Speaker 5: Well, it was the big screen in my zoom view,
• 2:34
  Speaker 5: so it was just like you and me were small
• 2:36
  Speaker 5: and big numbers.
• 2:37
  Speaker 3: Okay, one day we're gonna talk about minimizing. We're gonna
• 2:40
  Speaker 3: go through a whole thing.
• 2:41
  Speaker 2: Yes, yes, I did it. I did it. I figured
• 2:44
  Speaker 2: it out.
• 2:45
  Speaker 1: Oh my god.
• 2:46
  Speaker 3: So wait, how has your relationship been since since you
• 2:49
  Speaker 3: first came on the episode of podcast with Scams?
• 2:52
  Speaker 1: Like how you Ooh?
• 2:54
  Speaker 2: Scams?
• 2:54
  Speaker 5: Man? I feel every day every day in my life,
• 2:57
  Speaker 5: I feel like it's a scam.
• 2:59
  Speaker 2: I'm just like, this is it, man. I love it,
• 3:01
  Speaker 2: Like God's good.
• 3:03
  Speaker 3: You feel like you're running the scam. So you're like, oh,
• 3:06
  Speaker 3: this is this.
• 3:06
  Speaker 1: Okay right right?
• 3:08
  Speaker 2: I was just like, this is what it's about.
• 3:10
  Speaker 5: They didn't say they said work was gonna be rough,
• 3:15
  Speaker 5: and you know, at times it is.
• 3:17
  Speaker 2: But I really love what I do, and I think
• 3:19
  Speaker 2: that's the biggest blessing. You know, I heard this scam.
• 3:23
  Speaker 2: This ain't This wasn't the easiest scam.
• 3:25
  Speaker 3: Right, let's get into it with Jojo What's Hot and Fraud.
• 3:29
  Speaker 3: This is where we warn our listeners about scams that
• 3:32
  Speaker 3: are popping in the zeitgeist, and more often than not,
• 3:34
  Speaker 3: we'll get.
• 3:35
  Speaker 1: A letter from one of you guys.
• 3:36
  Speaker 3: So as always snitch on your friends and family at
• 3:38
  Speaker 3: scam got his pot at gmail dot com. Just make
• 3:40
  Speaker 3: sure that your scam is retired so we don't fu. Yeah,
• 3:43
  Speaker 3: fuck up your.
• 3:44
  Speaker 1: Bag, all right?
• 3:46
  Speaker 3: Yes, Jojo, I need a fake name for this person today.
• 3:51
  Speaker 2: This person's name is.
• 3:54
  Speaker 3: Will Jean Willa Jean Wow Willa Jean, Yes, Wilige, says Lacey.
• 4:03
  Speaker 3: Longtime listener, first time mailing. But I've had a really
• 4:06
  Speaker 3: shit day and I'm listening to your podcast to cheer
• 4:09
  Speaker 3: me up, and it's working. So I'm gonna tell you
• 4:11
  Speaker 3: a story about a scam my sister and I ran
• 4:13
  Speaker 3: in high school. So my sister worked as apora because
• 4:16
  Speaker 3: she had a cosmetology license and it paid better than
• 4:19
  Speaker 3: most places, but not really enough, hence the scam. She
• 4:24
  Speaker 3: got some sort of discount I think ten percent something,
• 4:27
  Speaker 3: but not a lot. Oh Okay, So basically, if you're
• 4:31
  Speaker 3: gonna put some stuff.
• 4:32
  Speaker 1: Out of order, religion to read that.
• 4:38
  Speaker 3: So basically what she's saying, Religin is saying is that
• 4:40
  Speaker 3: her sister gets ten percent off of products that have
• 4:43
  Speaker 3: been opened and returned by customers.
• 4:48
  Speaker 5: Okay, that ain't enough, right, I'm like it should just
• 4:52
  Speaker 5: be free, Like I mean no, because then you people
• 4:56
  Speaker 5: will be open and stuff all the time.
• 4:58
  Speaker 1: Wow you can't Wow.
• 5:00
  Speaker 3: Okay, Sue, you want gonna let them hear I'm a CEO.
• 5:05
  Speaker 1: Okay.
• 5:07
  Speaker 3: Nobody said no, no, no, because it gonna start opening
• 5:10
  Speaker 3: up themselves.
• 5:12
  Speaker 1: I feel like they should get better than ten. I
• 5:14
  Speaker 1: feel like at least fifty.
• 5:15
  Speaker 3: Yeah, at least because I am taking a significant risk,
• 5:20
  Speaker 3: Like you come back in with some eye liner, you know,
• 5:22
  Speaker 3: put that on my which I'm.
• 5:24
  Speaker 2: Knowing, personal choice that you make for yourself. I don't
• 5:31
  Speaker 2: want to work for Jojo.
• 5:32
  Speaker 1: Cases just Jojo. We need a lunch break.
• 5:37
  Speaker 3: She's like, what are you talking about? You ain't yesterday.
• 5:41
  Speaker 5: No, I definitely think everybody should get an hour because
• 5:43
  Speaker 5: you need to be compressed right.
• 5:47
  Speaker 1: Oh my gosh.
• 5:48
  Speaker 3: So they would like get to see the products that
• 5:51
  Speaker 3: have been bought, been opened, maybe tried in returned so
• 5:54
  Speaker 3: the store couldn't sell them again. Does so this is
• 5:56
  Speaker 3: how they minimize the loss. Still not discount though, but
• 6:00
  Speaker 3: for products that we really needed. I would go and
• 6:03
  Speaker 3: buy the product when my sister wasn't working. Then I
• 6:05
  Speaker 3: would open the products and return it when my sister
• 6:08
  Speaker 3: was working, so that she could then buy it with
• 6:10
  Speaker 3: her discount. Fuck Sephora and their jacked up prices. Also,
• 6:14
  Speaker 3: my sister was able to give away unlimited trial products,
• 6:18
  Speaker 3: so ask for those every time you go in and
• 6:20
  Speaker 3: say you aren't sure how to react to your skin,
• 6:26
  Speaker 3: and then get a bit of the product for free.
• 6:28
  Speaker 2: Okay, girl, we all know about getting samples.
• 6:31
  Speaker 3: Honey, we do, but hey, listen, you know sometimes like
• 6:34
  Speaker 3: people don't know, like behind the counter, like if you're
• 6:36
  Speaker 3: just like what samples do y'all have, they'll have extra samples,
• 6:39
  Speaker 3: so not even the ones that you can buy with
• 6:40
  Speaker 3: your points. Can you tell I go to Sephora way
• 6:42
  Speaker 3: too much? I think I just made that very clear.
• 6:45
  Speaker 5: Yes, yes, Sophara is a you know, my my partner.
• 6:51
  Speaker 2: She goes there quite a lot too. She got a
• 6:52
  Speaker 2: lot of points as well.
• 6:53
  Speaker 3: So yes, we love a point. Also when you get
• 6:56
  Speaker 3: points and s before I'm pretty sure for like spending
• 6:58
  Speaker 3: one dollar a point, so and when you start to
• 7:00
  Speaker 3: break the points up and then you see the points,
• 7:02
  Speaker 3: you'd be like, wait a minute, is that points dollars?
• 7:09
  Speaker 3: But y'all do no bonus points or can't get double coupas.
• 7:13
  Speaker 1: Okay, No, I mean this is a pretty harmless scam.
• 7:18
  Speaker 1: And listen.
• 7:20
  Speaker 2: First of all, she just proved my point.
• 7:22
  Speaker 5: Okay, she said they will intentionally buy ibels, open them,
• 7:28
  Speaker 5: and then take them back and then tell her sister
• 7:30
  Speaker 5: to get it.
• 7:31
  Speaker 3: Okay, but you okay, but you have to account for
• 7:34
  Speaker 3: a certain amount of loss in large businesses anyway, So
• 7:38
  Speaker 3: they was buying them or they were like buying them,
• 7:41
  Speaker 3: opening them, and then returning them.
• 7:42
  Speaker 1: Like that's a whole Like you could do that even
• 7:46
  Speaker 1: if you didn't work.
• 7:46
  Speaker 5: There, But you ain't gonna get the tempercent off. They
• 7:50
  Speaker 5: just gonna have a lot. You don't want to encourage
• 7:52
  Speaker 5: that type of behavior.
• 7:55
  Speaker 3: Okay, doctor Evil, I love this for them, So for
• 8:00
  Speaker 3: pay that, well, I love.
• 8:01
  Speaker 2: It for them.
• 8:01
  Speaker 5: Yeah, no, get ten percent ain't even a lot, Like
• 8:04
  Speaker 5: that's the that's the least they could do, you know,
• 8:07
  Speaker 5: like really he should be like twenty five at minimum.
• 8:10
  Speaker 5: You know, I feel like they should so far should
• 8:12
  Speaker 5: at least give their employee. First of all, what is
• 8:15
  Speaker 5: their discount? Do they not get a discount off rip?
• 8:19
  Speaker 3: So the employees, dude, get a discount. So I think
• 8:21
  Speaker 3: this is an extra ten percent maybe off the discount.
• 8:24
  Speaker 3: So maybe that's making it a little more cute.
• 8:27
  Speaker 2: See see Now are you looking at things different?
• 8:31
  Speaker 1: Ain't you?
• 8:31
  Speaker 2: Man?
• 8:34
  Speaker 1: Because I don't know when you became? Now you now
• 8:37
  Speaker 1: you full ceo?
• 8:39
  Speaker 2: Yes I am.
• 8:41
  Speaker 1: You're gonna tell me you fiscally conservative?
• 8:43
  Speaker 3: Wow?
• 8:44
  Speaker 5: Am I.
• 8:47
  Speaker 1: What a transformation?
• 8:49
  Speaker 4: Scot God.
• 8:54
  Speaker 3: And we're back with my favorite segment of this show,
• 8:58
  Speaker 3: Historic hookwinks. This is where we're Gail Jojo with a
• 9:01
  Speaker 3: famous crime caper, maybe a group of criminals we don't
• 9:03
  Speaker 3: know yet, and maybe we like them, maybe we don't.
• 9:06
  Speaker 1: We'll see.
• 9:07
  Speaker 3: So twenty three years ago, two men pulled off one
• 9:10
  Speaker 3: of the biggest bank fraud schemes in history, all without
• 9:13
  Speaker 3: a computer. Through no how and little to no oversight
• 9:17
  Speaker 3: from accountants or executives, John Ruffo and Edward Ryder were
• 9:21
  Speaker 3: able to scam three hundred and fifty million dollars in
• 9:24
  Speaker 3: loans from banks. Today, one of those men still holds
• 9:27
  Speaker 3: a place on the top fifteen most wanted list.
• 9:30
  Speaker 1: We love to hear that.
• 9:31
  Speaker 3: So in nineteen ninety three, John Ruffo was running a
• 9:35
  Speaker 3: small company in midtown Manhattan that's sold in serviced IBM computers.
• 9:40
  Speaker 1: Wait, is this what this guy looks like?
• 9:42
  Speaker 2: Oh?
• 9:42
  Speaker 3: Let me see, he's got it's given seventies it's given cocaine,
• 9:50
  Speaker 3: but it's nineteen ninety three.
• 9:53
  Speaker 2: He looks like.
• 9:53
  Speaker 5: This actor I've seen before. He almost looks like he
• 9:56
  Speaker 5: could be an actor, right, I don't know, but.
• 9:59
  Speaker 3: Which I think scammers like that works out pretty well
• 10:02
  Speaker 3: if you look like but also like, I don't know,
• 10:03
  Speaker 3: he's a very specific face.
• 10:05
  Speaker 2: It's the tented glasses for me.
• 10:11
  Speaker 3: His wife is a baddie though, so he must have
• 10:13
  Speaker 3: been making coin because his wife is way out of
• 10:16
  Speaker 3: his league.
• 10:17
  Speaker 2: Way out of his Oh, he was definitely making coin.
• 10:19
  Speaker 3: Yeah, that's the kind of wife you get when you
• 10:21
  Speaker 3: got health assurance. So this is in nineteen ninety three,
• 10:25
  Speaker 3: even though it looks like it's like in the seventies.
• 10:27
  Speaker 3: Linda of Rufo's wife, described him as the kind of
• 10:31
  Speaker 3: person who would give a job opportunity to the most
• 10:33
  Speaker 3: undesirable person because they really needed a job. He would
• 10:36
  Speaker 3: really give money out of his pocket to someone on
• 10:38
  Speaker 3: the street who needed it. So, I mean that's very kind.
• 10:44
  Speaker 1: Linda. Are you trying to also tell us he's a sucker? Could?
• 10:47
  Speaker 1: I don't know.
• 10:48
  Speaker 3: It didn't sound like you know, when people are like
• 10:49
  Speaker 3: this person's very benevolent and generous, like they'll say like
• 10:53
  Speaker 3: they'll help anybody. The way she described it was he
• 10:56
  Speaker 3: would give any vagabond, he'd give any.
• 11:00
  Speaker 1: Like despicable person a chance.
• 11:02
  Speaker 3: Like the way she described it doesn't make it sound
• 11:04
  Speaker 3: like he's like a bleeding heart.
• 11:06
  Speaker 1: It makes him sound like I don't know.
• 11:08
  Speaker 2: I don't know.
• 11:09
  Speaker 5: He just wants to say he's doing something I don't know.
• 11:13
  Speaker 3: Well, she said the most undesirable person, So in my eyes,
• 11:17
  Speaker 3: that doesn't necessarily mean like the worst job candidate, Like
• 11:22
  Speaker 3: it kind of feels like she's saying, like shady person.
• 11:26
  Speaker 2: Yeah, that's what I got from it.
• 11:28
  Speaker 5: So maybe was he one of those people that's like,
• 11:30
  Speaker 5: I'm gonna choose people like me.
• 11:32
  Speaker 1: Right, Like, maybe she knew he was involved in crime.
• 11:35
  Speaker 3: She was like everyone he always hired was sweaty as fuck.
• 11:40
  Speaker 3: They were all constantly looking from side to side as if.
• 11:43
  Speaker 1: Somebody was like.
• 11:45
  Speaker 3: So she's saying it like he is hanging out with
• 11:48
  Speaker 3: some shady people. At least that's how it sounds to me.
• 11:51
  Speaker 3: So all the time. Edward Reiner was recently laid off
• 11:54
  Speaker 3: as an executive from Philip Morris, a tobacco cigarette manufacturing
• 11:58
  Speaker 3: company that sells products such as small rainer and Ruffo
• 12:02
  Speaker 3: had previously worked together on jobs obtaining computers for the
• 12:06
  Speaker 3: tobacco giants, so they would get IBM computers for the
• 12:09
  Speaker 3: cigarette man, and that's how they became friends, these two dudes.
• 12:13
  Speaker 3: Where Rocco was subtle and relatively modest in demeanor, Rainy
• 12:16
  Speaker 3: was flashy and bolsterous and known for his red jacquar.
• 12:21
  Speaker 1: He'd drive around town m okay, so could help himself.
• 12:26
  Speaker 3: That's like if you go rob a bank and then
• 12:28
  Speaker 3: immediately you go right to the Lamborghini.
• 12:31
  Speaker 2: Uh, it's dorm, It's dumb.
• 12:34
  Speaker 5: That's that's where what they said, and set it off
• 12:37
  Speaker 5: right like ray Low. You know, that's the that's where
• 12:41
  Speaker 5: you go wrong every time.
• 12:42
  Speaker 3: But if you got okay, I don't know if you're
• 12:45
  Speaker 3: gonna get the money. You can't floss a little bit.
• 12:47
  Speaker 3: I gotta wear new balances and dadgies for the rest
• 12:50
  Speaker 3: of my life and just know that I'm rich inside.
• 12:53
  Speaker 2: Like, lets see, that's why I could never ever do
• 12:55
  Speaker 2: a crime with you, because you would be the weakest link.
• 12:59
  Speaker 5: You would be the week that and then they would
• 13:01
  Speaker 5: send us to separate prisons and I would sit there
• 13:03
  Speaker 5: and mull over for twenty years.
• 13:05
  Speaker 2: How I wish I could whoop your ass.
• 13:07
  Speaker 5: But going to the Tower store and buying up the
• 13:10
  Speaker 5: motherfucker store with cash, it's dumb, bitch.
• 13:15
  Speaker 1: I'm buying that ain't even my size. Give me the
• 13:18
  Speaker 1: mans too, listen, just buy and shit just balling out.
• 13:22
  Speaker 3: I could see now loaded up, I have twelve loaded
• 13:25
  Speaker 3: my box waiting out like sex and the city.
• 13:28
  Speaker 5: Police across the street taking pictures like damn she, I
• 13:31
  Speaker 5: mean she is popping.
• 13:32
  Speaker 2: She got a show, she got but she just dropping dollars.
• 13:35
  Speaker 3: Yeah, this feels like a little too much. I don't
• 13:37
  Speaker 3: think they give it her that much over there on
• 13:39
  Speaker 3: that garlic in the crime though, I feel like I
• 13:42
  Speaker 3: would lay low though, Like I would lay low and
• 13:45
  Speaker 3: then maybe i'd go ball out in another country, you
• 13:47
  Speaker 3: know what I mean, like where they would have to
• 13:49
  Speaker 3: really guess, like.
• 13:50
  Speaker 2: Well that's when they really that's from redflace. I think,
• 13:52
  Speaker 2: really go off.
• 13:53
  Speaker 5: I think what you gotta do is have somebody else
• 13:57
  Speaker 5: go buy it.
• 13:58
  Speaker 2: Hummm, different people. I don't know. Then people be running
• 14:03
  Speaker 2: their mouths. I don't know.
• 14:05
  Speaker 1: It's just no called me the weakest link.
• 14:08
  Speaker 3: But then you said, let's go get people involved who
• 14:10
  Speaker 3: are not involved in the crime. And and and rope
• 14:13
  Speaker 3: them in and they're not explaining to them.
• 14:16
  Speaker 1: Next thing, I know, we gotta do a murder. I
• 14:18
  Speaker 1: ain't never signed up to do a murder. I just
• 14:19
  Speaker 1: wanted to scam.
• 14:21
  Speaker 5: You gonna be the brains. I'm gonna be the bronze.
• 14:25
  Speaker 5: But then you like the flex you do, you like the.
• 14:28
  Speaker 3: Floss, and I think that you don't like the floss
• 14:32
  Speaker 3: as well, just because yours is abs and minus shoes Like.
• 14:36
  Speaker 2: I ain't gonna lie.
• 14:36
  Speaker 5: Since I was a kid, I be that motherfucker that
• 14:39
  Speaker 5: had had the money piled up in my room. I
• 14:41
  Speaker 5: just want to look at the money. I got a
• 14:46
  Speaker 5: picture like that I'm gonna send you.
• 14:50
  Speaker 1: But it was just for me.
• 14:52
  Speaker 2: It was just for me.
• 14:53
  Speaker 5: I was like, matter of fact, no, I can't send
• 14:55
  Speaker 5: it to you on my phone.
• 14:57
  Speaker 2: I'm gonna just have to show it to you on
• 14:58
  Speaker 2: my phone because I can't. Never lett No, didn't like
• 15:00
  Speaker 2: that get out into that shit.
• 15:02
  Speaker 1: And I immediately was thinking about posting it that.
• 15:06
  Speaker 2: You can't trust.
• 15:07
  Speaker 1: Okay, well you didn't say.
• 15:09
  Speaker 3: You at that point, didn't say it couldn't be for consumption,
• 15:11
  Speaker 3: So you know, y'all was just gonna have to imagine
• 15:14
  Speaker 3: jojo with holding the money up to it.
• 15:15
  Speaker 1: You're like, hello, that's.
• 15:18
  Speaker 4: How you So the initial scheme, uh, Together, Rufo and
• 15:23
  Speaker 4: Rayners had wild investing plans to play the stock market
• 15:27
  Speaker 4: and play like piles of cash.
• 15:29
  Speaker 1: They thought they were going to make piles of cash
• 15:31
  Speaker 1: on the stock market.
• 15:32
  Speaker 3: Unfortunately they didn't have a pile of cash to invest with. Yeah,
• 15:36
  Speaker 3: that's a snaff food when you're like, oh, we're about
• 15:38
  Speaker 3: to go to Wall Street.
• 15:39
  Speaker 1: Okay, so did you bring the money?
• 15:42
  Speaker 2: Right?
• 15:43
  Speaker 5: Oh?
• 15:43
  Speaker 1: Nah, I thought you brought the money.
• 15:45
  Speaker 3: Oh okay, Wow, that's like somebody says, that's crazy. I
• 15:50
  Speaker 3: pack up my ship because I already know they have
• 15:53
  Speaker 3: nothing else to offer me.
• 15:54
  Speaker 1: That's crazy. All right, then I'll get where the coach crazy.
• 15:58
  Speaker 2: Wow.
• 16:00
  Speaker 3: Oh, so we didn't need some money to get investments going. Okay, cool.
• 16:03
  Speaker 3: So to get out, So to get their money to
• 16:06
  Speaker 3: find the investments, the men decided to target banks and
• 16:10
  Speaker 3: convince them to give them large loans.
• 16:12
  Speaker 1: Their solution was this.
• 16:13
  Speaker 3: They would tell all the banks that they were leading
• 16:15
  Speaker 3: an international research program on tobacco alternatives for Philip Morris.
• 16:19
  Speaker 3: The project would require the purchase of hundreds of computers,
• 16:22
  Speaker 3: the hiring of staff, five offshore locations, blah blah blah.
• 16:26
  Speaker 3: It was just enough the bend of the truth and lies,
• 16:28
  Speaker 3: combining both their backgrounds and resources that at face value,
• 16:31
  Speaker 3: no one would question it as long as the banks
• 16:33
  Speaker 3: did not contact Philip Morris directly. So this is the nineties, right,
• 16:39
  Speaker 3: So this is like when the computers were still like ghosts, right,
• 16:41
  Speaker 3: Like it was like it was green and there they
• 16:44
  Speaker 3: were slow.
• 16:45
  Speaker 2: They were moving slow.
• 16:47
  Speaker 1: It was like one one zero, one one zero. You
• 16:49
  Speaker 1: can see it on the screen.
• 16:52
  Speaker 2: Yes, I know.
• 16:54
  Speaker 3: So at this time, like information moved so much slower,
• 16:58
  Speaker 3: you know, like communication is, and that was like advantageous
• 17:01
  Speaker 3: to this scam because they're talking about like, oh, we
• 17:04
  Speaker 3: work with Philip Morris and like, oh, you know, we
• 17:06
  Speaker 3: gotta we do the hiring and the firing and the
• 17:07
  Speaker 3: computer suppliing, so we don't need this loan and don't
• 17:11
  Speaker 3: ask no questions and like by the time you ask questions,
• 17:14
  Speaker 3: they could have already walked out of the bank with
• 17:15
  Speaker 3: the cash right there.
• 17:17
  Speaker 5: Go. But but the thing is, it's just I guess
• 17:21
  Speaker 5: it is the nineties, but I consider like you going
• 17:23
  Speaker 5: through so many like paper trails, you know what I'm saying.
• 17:27
  Speaker 3: Like right, But at the same time, the paper trails
• 17:31
  Speaker 3: were literally paper true true.
• 17:34
  Speaker 5: Because the computer so by the time they catch.
• 17:36
  Speaker 3: Up, because the cloud is forever, like you gotta go
• 17:40
  Speaker 3: and look through the file cabinet and you know, go
• 17:43
  Speaker 3: to slot M and then open it up and look
• 17:45
  Speaker 3: through everybody else before you get to like.
• 17:47
  Speaker 2: Before you figure but before you put it all together.
• 17:50
  Speaker 2: They are smart.
• 17:52
  Speaker 5: They were smart, but the problem was they should have
• 17:54
  Speaker 5: just took the money and ran.
• 17:55
  Speaker 1: Rather than well, we'll see, we don't know it.
• 17:58
  Speaker 5: Okay, Yeah, my bad, it's more to the storm.
• 18:05
  Speaker 1: Okay.
• 18:05
  Speaker 3: So their men's first target was Signet Bank. During their pitch,
• 18:10
  Speaker 3: Rayner required the bank to sign a confidentiality agreement that
• 18:14
  Speaker 3: barred them from discussing the project with anyone else, including
• 18:17
  Speaker 3: people at Philip Morris. So they were like, Okay, before
• 18:21
  Speaker 3: we tell y'all that we work at Philip Morris, y'all
• 18:24
  Speaker 3: have to sign this confidentiality agreement because we are The
• 18:27
  Speaker 3: business that we starting up is super confidential.
• 18:30
  Speaker 2: Wow.
• 18:30
  Speaker 3: So confidential that you can't ask no questions to the
• 18:33
  Speaker 3: business that's associated with it.
• 18:35
  Speaker 2: Wow.
• 18:37
  Speaker 5: You know what kind of confidence you gotta pull up
• 18:39
  Speaker 5: on pull up on them with to tell them right.
• 18:42
  Speaker 1: Also like none of this is ever irom clyd.
• 18:45
  Speaker 3: Like I talked to my lawyer once about confidentiality agreements
• 18:48
  Speaker 3: in NBA's and she was like, uh, the best way
• 18:51
  Speaker 3: to keep a secret is to not tell anyone.
• 18:54
  Speaker 2: Truly, because people don't read that stuff.
• 18:58
  Speaker 3: Also, like people don't abide by it's not like ironclad,
• 19:01
  Speaker 3: like everybody thinks like once you sign that that like
• 19:03
  Speaker 3: now it's against the law for you to talk about things.
• 19:05
  Speaker 1: But it's not.
• 19:07
  Speaker 3: Uh yeah, it's more like I mean, y'all didn't hear
• 19:11
  Speaker 3: this from me, but apparently there's ways around it.
• 19:14
  Speaker 2: It's just like a scare tactic basically, yeah more or less.
• 19:20
  Speaker 3: So hey, okay, so they did all this. They told y'all,
• 19:25
  Speaker 3: y'all can't tell nobody. Nobody, we y'all here to pitch. Okay,
• 19:28
  Speaker 3: cool cuckool So Signet and new Rainers from his previous
• 19:32
  Speaker 3: work with them, and they had no idea that he
• 19:34
  Speaker 3: no longer worked with a company, which helped me in
• 19:36
  Speaker 3: my suspicions. So this guy used to come in all
• 19:38
  Speaker 3: the time. They don't know he got fired on his
• 19:39
  Speaker 3: day off. So they're like, oh Rainer, like yes, oh
• 19:42
  Speaker 3: more coins, Sure, yeah, we know you miss a white man.
• 19:46
  Speaker 1: This is some only white man material.
• 19:48
  Speaker 3: Like if this was a black person in the nineties,
• 19:50
  Speaker 3: they would be checking your ID every day, even if
• 19:52
  Speaker 3: you came in every day, they'd be like, all right, Pamela,
• 19:54
  Speaker 3: let's see some identification.
• 19:56
  Speaker 5: Truly, truly, like the outlandishness of this story, like this
• 20:01
  Speaker 5: is only this is beyond my realm.
• 20:04
  Speaker 3: Like so this said I have out of my depths,
• 20:07
  Speaker 3: and this I am Maybe one day I don't know.
• 20:11
  Speaker 5: But with them.
• 20:14
  Speaker 3: The way you said that, why you have to look
• 20:16
  Speaker 3: up like orphan Annie. Maybe one day, maybe one.
• 20:19
  Speaker 2: Day I could nah.
• 20:21
  Speaker 5: But now with the progression and technology, I doubt anybody.
• 20:24
  Speaker 2: Could pull this type of thing off again.
• 20:26
  Speaker 5: But yes, this is definitely in the nineties. This is
• 20:29
  Speaker 5: a very Caucasian man.
• 20:32
  Speaker 3: So Signet new Rainers right from the previous situation. So
• 20:36
  Speaker 3: this is where we are still. There was one last pitch,
• 20:38
  Speaker 3: like there was one last thing that they had to
• 20:40
  Speaker 3: do to get this bank to give them this money.
• 20:42
  Speaker 3: So Signet required a certificate authorizing Rainers to conduct business
• 20:46
  Speaker 3: on the company's behalf. They required the document to have
• 20:48
  Speaker 3: a company seal and executive signature.
• 20:51
  Speaker 1: The works. But like Okay, it's the nineties.
• 20:55
  Speaker 3: You just asked it for a piece of paper, right, Like,
• 20:58
  Speaker 3: I can go get a piece of paper for you.
• 21:02
  Speaker 2: Oh, but it was the nineties.
• 21:04
  Speaker 5: It might have been more difficult to find somebody to
• 21:06
  Speaker 5: print that stuff.
• 21:07
  Speaker 2: You know what I'm saying.
• 21:08
  Speaker 3: My mama had a rubber stamp with her signature, and
• 21:10
  Speaker 3: I would wipe the corners off and stamp all my
• 21:12
  Speaker 3: detentions with it.
• 21:14
  Speaker 5: Oh my gosh, hilarious.
• 21:18
  Speaker 2: You've been scaring since elementary.
• 21:21
  Speaker 1: Listen.
• 21:22
  Speaker 3: Okay, I was constantly tardy, as we discussed earlier, so
• 21:26
  Speaker 3: I would get the tensions for being late. They were like, lazy,
• 21:28
  Speaker 3: how are you late to all your classes? You're inside
• 21:30
  Speaker 3: the same building. I was like, you know, I'll be making.
• 21:32
  Speaker 1: My rounds.
• 21:35
  Speaker 2: Taking your time.
• 21:36
  Speaker 1: It's okay, truly, It's okay truly.
• 21:39
  Speaker 3: So now they got to figure out how they're gonna
• 21:42
  Speaker 3: get this stamp and this piece of paper.
• 21:44
  Speaker 1: Right. Cool.
• 21:45
  Speaker 2: Yeah.
• 21:46
  Speaker 3: So they were able to find a place where they
• 21:47
  Speaker 3: could forge to seal with little question, but ran into
• 21:50
  Speaker 3: difficulty obtaining the sign off from a Phillip Morris executive.
• 21:53
  Speaker 3: They found their solution when during a cab right uptown,
• 21:56
  Speaker 3: they were listening to the radio station, and they announced
• 21:58
  Speaker 3: surprise for a certain number of caller. Having found the means,
• 22:02
  Speaker 3: they picked their target and assassin, I'm sorry, assistant friends,
• 22:11
  Speaker 3: I avery. So having found the means, they picked their target,
• 22:15
  Speaker 3: an assistant corporate secretary named Diana McAdams, who was a
• 22:18
  Speaker 3: little known enough not to like set off too many alarms.
• 22:21
  Speaker 3: So they found somebody working at somebody's desk and coffee
• 22:24
  Speaker 3: and stuff, and they said her. The men posed as
• 22:27
  Speaker 3: employees of the radio station, offering the prize dinner at
• 22:31
  Speaker 3: an expensive Manhattan restaurant called McAdams, under the premise that
• 22:34
  Speaker 3: she won. In order to claim the prize, she needed
• 22:36
  Speaker 3: to sign the release and send it back to them.
• 22:38
  Speaker 1: Wow.
• 22:39
  Speaker 3: So basically they were like, haysis it's us from the radio.
• 22:47
  Speaker 3: What station you ask?
• 22:49
  Speaker 1: W W S C A M.
• 22:52
  Speaker 3: Yes, so you want a prize, All you need to
• 22:55
  Speaker 3: do is send us your signature and then we're gonna
• 22:57
  Speaker 3: send you the prize.
• 22:58
  Speaker 1: And so this is how they obtain a signature.
• 23:03
  Speaker 3: Wow.
• 23:03
  Speaker 2: They was like, who is not the brightest?
• 23:10
  Speaker 3: Why do you need to sign something? They can't just
• 23:11
  Speaker 3: mail you the gift card. Why you gotta sign something?
• 23:14
  Speaker 2: Girl? And well, hey, it worked. Hey.
• 23:17
  Speaker 5: Sometimes that's why it's just like sometimes you just need
• 23:20
  Speaker 5: to throw spaghetti up there and see what's stick, you know, see.
• 23:24
  Speaker 2: Because she did it, she was like, I want that prize.
• 23:28
  Speaker 1: I mean she did.
• 23:29
  Speaker 3: She sold out her company for the prize with haste.
• 23:32
  Speaker 3: She was like, yo, yeah, absolutely. But the thing that's
• 23:35
  Speaker 3: funny to me is that like this worked, Like it's
• 23:38
  Speaker 3: kind of like that trojan horse thing, like they probably did.
• 23:40
  Speaker 3: I wonder if they mailed her an actual gift card
• 23:43
  Speaker 3: or did they just take her signature and leave her
• 23:45
  Speaker 3: high and dry.
• 23:47
  Speaker 5: I doubt they went the extra step to mail the
• 23:49
  Speaker 5: gift card, because then that's just nah, were good.
• 23:53
  Speaker 2: Now we can keep it pushing.
• 23:54
  Speaker 3: I feel like I would have mailed the gift card,
• 23:56
  Speaker 3: because you never know, people be petty. You don't mail
• 23:58
  Speaker 3: the gift card, maybe she's gonna start looking into you, don't.
• 24:00
  Speaker 3: Oh true, people be real petty. So McAdams bought it,
• 24:05
  Speaker 3: and then with that Roffer and raining I'm sorry, Rough
• 24:08
  Speaker 3: and Rainers had everything they needed to force, like the
• 24:10
  Speaker 3: certificate for the bank, and assumed that the signature was
• 24:13
  Speaker 3: an executive signature, which is crazy to me because then
• 24:16
  Speaker 3: it's like why did y'all just sign it yourself as
• 24:17
  Speaker 3: somebody else, Like I guess, So I guess that's risky too, though,
• 24:23
  Speaker 3: because like if you don't sign it correctly, then it's
• 24:25
  Speaker 3: all over real quick. And if they work with those
• 24:27
  Speaker 3: people a lot, then they they got a lot of money.
• 24:30
  Speaker 3: And back in the nineties, I feel like everybody thought
• 24:33
  Speaker 3: that they were like a calligrapher and a handwriting analyst.
• 24:38
  Speaker 2: That was everybody could do it.
• 24:40
  Speaker 3: Because signatures were really all we had. We didn't have
• 24:43
  Speaker 3: like dumb prints. You didn't you couldn't like pull down
• 24:45
  Speaker 3: your pants and show, you know, Facebook, your booty hole
• 24:48
  Speaker 3: and then get to your contacts. Right, this is relatively news,
• 24:54
  Speaker 3: So I guess back then everybody was like, this doesn't
• 24:56
  Speaker 3: curve like it didn't.
• 24:58
  Speaker 5: Damn, Lacy, you won't even real You just exposed the
• 25:01
  Speaker 5: conspiracy that I've been considering for a while, and that's
• 25:05
  Speaker 5: that the world is trying to transition us into like
• 25:10
  Speaker 5: being able to keep track of our fingerprints and like,
• 25:13
  Speaker 5: because think about it, how they don't even teach kids
• 25:16
  Speaker 5: cursed if no more, And a lot of times we
• 25:19
  Speaker 5: don't even sign stuff, and then we do a lot
• 25:21
  Speaker 5: of e sign and stuff like they'll suggest your signature
• 25:25
  Speaker 5: to you, like if you signed a contract now, they'd be.
• 25:28
  Speaker 2: Like, do you like this?
• 25:30
  Speaker 1: Is this one? Cute?
• 25:32
  Speaker 2: Right? More about this one, dude?
• 25:34
  Speaker 3: Yeah, we had it saved. Oh yeah, docus, I've had
• 25:37
  Speaker 3: all my signatures. Now they're like, and which ones would
• 25:39
  Speaker 3: you like?
• 25:40
  Speaker 1: This evening?
• 25:41
  Speaker 5: Nah? Nah, fuck, doc, you sign I'm signing. Let me
• 25:43
  Speaker 5: tells you how I want my signature to look. You
• 25:45
  Speaker 5: ain't feel to volunteering my signature to me.
• 25:48
  Speaker 1: But now you can't switch it up.
• 25:50
  Speaker 3: I went to make up America, and I guess I
• 25:51
  Speaker 3: had put a little flare on my signature in the
• 25:54
  Speaker 3: year's past, and they were like, who is this? They
• 25:57
  Speaker 3: were like, they baby keep writing my signature over and
• 25:59
  Speaker 3: over and then eventually I had to just reinstate a
• 26:02
  Speaker 3: new signature.
• 26:03
  Speaker 2: Oh wow, you couldn't copy. What's going on with you?
• 26:08
  Speaker 2: That was?
• 26:09
  Speaker 3: I am not an artist? Okay, there's certain things about
• 26:12
  Speaker 3: it that are the same.
• 26:14
  Speaker 1: But they were getting nippy.
• 26:15
  Speaker 2: Remember that time in your life?
• 26:17
  Speaker 3: Okay, So it was like something they'd be like, oh
• 26:19
  Speaker 3: the why is too wide?
• 26:21
  Speaker 2: Like, oh no, they were doing too much.
• 26:24
  Speaker 1: Yeah, I think they're trying to play with me.
• 26:25
  Speaker 3: Now that think about it, Maybe that was a scam
• 26:27
  Speaker 3: because I was like, why am I ain't here signing
• 26:28
  Speaker 3: like I feel like I'm a fifth like in elementary school,
• 26:31
  Speaker 3: sitting here on the bubbles, trying to make the bubbles work.
• 26:35
  Speaker 1: But no, Jojo, you're right.
• 26:37
  Speaker 3: We are as a society moving towards more still like well,
• 26:41
  Speaker 3: I guess it more secure technology, but also technology that
• 26:45
  Speaker 3: requires us to give up more of our information. However,
• 26:48
  Speaker 3: like when people are like, it's always the people to
• 26:51
  Speaker 3: be who are like the least interesting, who are worried
• 26:53
  Speaker 3: about putting like foil on their heads and shit, I'm like,
• 26:56
  Speaker 3: what does the government need from you?
• 26:58
  Speaker 1: Tanya living.
• 27:08
  Speaker 2: Pick another name?
• 27:12
  Speaker 1: I really cannot. I can't.
• 27:15
  Speaker 3: Okay, okay, another hypothetical name for a tangent.
• 27:19
  Speaker 1: Bye, Jojo don't like me today? So all right.
• 27:25
  Speaker 3: As soon as Signet received the certificate, twenty five million
• 27:28
  Speaker 3: was wired to Ruffo's bank account, all without the bank
• 27:32
  Speaker 3: contacting anyone to verify their story.
• 27:34
  Speaker 1: This is likely due to the sheer.
• 27:36
  Speaker 3: Amount of money these loans made the bank. The bankers
• 27:39
  Speaker 3: looked at two percent fee from the loan, in addition
• 27:41
  Speaker 3: to interest payments that Ruffo and Brain are always made
• 27:43
  Speaker 3: sure to pay. So basically the bank was like, oh,
• 27:47
  Speaker 3: we got the bag, and then, you know, instead of
• 27:50
  Speaker 3: calling just to make sure that everybody at Philip Morris
• 27:54
  Speaker 3: was like a part of this.
• 27:55
  Speaker 1: They were like, oh no, no, just run it up.
• 27:57
  Speaker 3: Wow, we want our interests, we want our two percent mission,
• 28:00
  Speaker 3: we want to go to steak dinner tonight and wow.
• 28:03
  Speaker 5: But they had to really believe in the mission to
• 28:08
  Speaker 5: get to sign over that type of money. They was like, man,
• 28:10
  Speaker 5: these men must have been selling a real good, good,
• 28:13
  Speaker 5: little PowerPoint presentation right.
• 28:16
  Speaker 1: The power was pointing. Okay, listen, they sold it right.
• 28:21
  Speaker 1: They must have had a hand clicker. It was probably
• 28:22
  Speaker 1: before their time.
• 28:23
  Speaker 5: They were like, they had to be, because how do
• 28:27
  Speaker 5: you convince somebody to side you back in the nineties
• 28:30
  Speaker 5: thirty two million dollars without well, this.
• 28:32
  Speaker 1: Is twenty five million and it's gonna get worse.
• 28:35
  Speaker 3: So over the next Over the next three years, Ruffo
• 28:38
  Speaker 3: and Writers continue to convince seven more foreign and domestic
• 28:41
  Speaker 3: banks to loan them over three hundred and fifty million dollars.
• 28:45
  Speaker 1: Rainer said in the NBC News interview in nineteen ninety.
• 28:48
  Speaker 3: Nine, I had a harder time getting a home mortgage
• 28:51
  Speaker 3: than I had getting these loans. Rayner threw his money
• 28:56
  Speaker 3: as planned into stocks as well as a Trump Tower
• 28:59
  Speaker 3: pen House apartment.
• 29:01
  Speaker 1: Oh how's that working out for you?
• 29:03
  Speaker 2: Right?
• 29:05
  Speaker 1: No, that investment ain't been not all.
• 29:09
  Speaker 3: Ruffo, on the other hand, stayed in the same two
• 29:11
  Speaker 3: story attached house in Queens he moved into with his
• 29:14
  Speaker 3: wife Linda over a decade before.
• 29:16
  Speaker 1: So he kept it low key.
• 29:17
  Speaker 3: So we say, you said that I would be the
• 29:20
  Speaker 3: flash one, you would stay in the queen's house.
• 29:24
  Speaker 2: Yeah.
• 29:25
  Speaker 3: So, unbeknownst to even his wife, Ruffo had stashed his
• 29:28
  Speaker 3: millions in offshore accounts. This was likely a wise decision,
• 29:31
  Speaker 3: as in March nineteen ninety six the scheme began to
• 29:34
  Speaker 3: fall apart.
• 29:35
  Speaker 1: So he put his money, you know, in the Caymans.
• 29:38
  Speaker 3: He put it, you know, in the Swedish bank accounts.
• 29:42
  Speaker 3: So a Japanese banking executive and a long term credit
• 29:46
  Speaker 3: Bank of Japan decided the documents related to one of
• 29:49
  Speaker 3: the loan accounts were a little suspicious and worth another look.
• 29:53
  Speaker 3: So now people are like, huh, somebody comes in does
• 29:56
  Speaker 3: a little audit. They were like, hey, guys, the mathe
• 29:58
  Speaker 3: mathin literally on this way. So the executive facts a
• 30:04
  Speaker 3: copy of the Forced and Coumbassy certificate to miss McAdams
• 30:08
  Speaker 3: for verification. So remember, miss McAdams was the girl who
• 30:11
  Speaker 3: won the Manhattan dinner from the radio station in exchange
• 30:17
  Speaker 3: for her signature. Remember, Okay, so I'm still curious as
• 30:23
  Speaker 3: to if they mailed her the certificate.
• 30:26
  Speaker 2: Ever, right, don't sound like it, because what she about
• 30:29
  Speaker 2: to do?
• 30:30
  Speaker 1: Let's See's see.
• 30:33
  Speaker 3: She replied the same day and confirmed that the document
• 30:36
  Speaker 3: was fake, that Rainers no longer worked for philipp and Morris,
• 30:40
  Speaker 3: and that she was only a secretary and never would
• 30:42
  Speaker 3: have had the authority to sign such paperwork in the
• 30:45
  Speaker 3: first place.
• 30:47
  Speaker 5: A woman's gone should have gave it that gift card,
• 30:50
  Speaker 5: should have gave them that gift car.
• 30:52
  Speaker 3: See, that's why you can't leave is a loose like that, okay,
• 30:55
  Speaker 3: because people are petty.
• 30:57
  Speaker 5: People are petty, and you know, ready, you know where
• 31:00
  Speaker 5: I thought this story was gonna go in the beginning,
• 31:02
  Speaker 5: I thought they was gonna get her in on it.
• 31:05
  Speaker 5: You gotta put somebody in on it. You got you know,
• 31:07
  Speaker 5: y'all being selfish. Y'all could have gave her a meal
• 31:10
  Speaker 5: and she would have been good. She would have been
• 31:12
  Speaker 5: at work chilling every day.
• 31:14
  Speaker 3: Right, and if she got that confirmation like eurepe, but
• 31:18
  Speaker 3: at the same time like you know, let's see. So
• 31:21
  Speaker 3: they had one of Ruffe's employees, a single mother from
• 31:23
  Speaker 3: New Jersey named Jody Bachman, posed as missus McAdams, though
• 31:27
  Speaker 3: they pitched it to her as another secret project for
• 31:30
  Speaker 3: Philip Morris. So they gonna trick this woman into playing
• 31:34
  Speaker 3: a secretary to trick these men, which is a lot wow.
• 31:39
  Speaker 3: So this ultimately meant that she could claim lack of
• 31:41
  Speaker 3: culpability as she had no actual knowledge of the wrongdoing.
• 31:45
  Speaker 3: The meeting was a sing and when Rayner and Miss
• 31:47
  Speaker 3: Bachman showed up at the Philip Morris office, Ruffo had
• 31:51
  Speaker 3: the good sense not to go. FBI swooped in and
• 31:54
  Speaker 3: arrested both of them. Oh okay, so now I'm getting
• 31:58
  Speaker 3: what happened. Happened was is Philip Morris reached out to
• 32:02
  Speaker 3: miss McAdams, the secretary, and they said, hey, sis, is
• 32:05
  Speaker 3: this you?
• 32:05
  Speaker 2: This? You?
• 32:06
  Speaker 1: This she's signature?
• 32:06
  Speaker 3: Did you want twenty five million? And she said, oh no,
• 32:09
  Speaker 3: that's not me. Don't know the girl. And then furthermore,
• 32:13
  Speaker 3: we remember that McAdams was the one right who didn't
• 32:16
  Speaker 3: get the gift card. I'm pretty sure she didn't get
• 32:17
  Speaker 3: the gift card, so she's not gonna get he she did,
• 32:20
  Speaker 3: So the FBI were immediately called in and the bank
• 32:23
  Speaker 3: contacted Rainer for answers. So, now the bank is this
• 32:27
  Speaker 3: is very white because if twenty five million dollars has
• 32:30
  Speaker 3: been removed in a shady manner, I feel like you
• 32:34
  Speaker 3: don't call the people first, like hey, Rainer, yeah, yeah, oh,
• 32:39
  Speaker 3: this is gonna be crazy.
• 32:39
  Speaker 1: I know it's gonna be crazy. I don't have to
• 32:41
  Speaker 1: bother you during dinner, right Yeah.
• 32:43
  Speaker 3: So, yeah, we just got off the phone with the
• 32:45
  Speaker 3: f the B and the I. Yeah, they're just saying,
• 32:48
  Speaker 3: you know, you know Eric, I know you. I know
• 32:50
  Speaker 3: you're a good guy. Yeah yeah, yeah, they're just saying
• 32:51
  Speaker 3: out the signature that we have, it's from someone who's
• 32:54
  Speaker 3: like not authorized. So you know, I just thought that
• 32:55
  Speaker 3: was crazy because I know, like you're always good for it.
• 32:57
  Speaker 3: Rain heerself, Yeah yeah, yeah. Oh going out of the
• 33:00
  Speaker 3: country tomorrow. Oh well, have a good time. Call me
• 33:02
  Speaker 3: when you get back. What are y'all doing?
• 33:04
  Speaker 1: What they're gonna just show up to his house.
• 33:07
  Speaker 2: And listen and scene that was amazing.
• 33:10
  Speaker 5: First of all, I pictured that whole scene happening, and
• 33:12
  Speaker 5: that's exactly how it went down. Because guess what, he
• 33:16
  Speaker 5: was given the benefit of the damn doubt, which is crazy.
• 33:21
  Speaker 3: This man, I just feel like that's too much benefit.
• 33:24
  Speaker 3: That's way too much.
• 33:26
  Speaker 2: They just got too much money, right.
• 33:29
  Speaker 3: But also, I bet you because they have a vested
• 33:33
  Speaker 3: interest too, when you're talking about the two percent interest
• 33:36
  Speaker 3: and you're also talking about the interest fee's you know,
• 33:40
  Speaker 3: half or recruing, so like they have a commission rout
• 33:43
  Speaker 3: the two percent commission and the interest they have accruing.
• 33:45
  Speaker 1: They have a dog in a fight too. So maybe
• 33:47
  Speaker 1: they don't want it to be fake.
• 33:48
  Speaker 3: Maybe they want him, you know, to be able to pay.
• 33:52
  Speaker 5: Him, especially if girl, imagine the day you think you had.
• 33:56
  Speaker 5: If you go home thinking you secured a twenty five
• 33:58
  Speaker 5: million dollar investment loan on a great project that was
• 34:02
  Speaker 5: with Philippin Morris.
• 34:03
  Speaker 2: You know what I'm saying.
• 34:03
  Speaker 5: You probably gonna go have some drinks, You're gonna celebrate. So, yeah,
• 34:07
  Speaker 5: you called them back, You'll be like, come on, man,
• 34:08
  Speaker 5: please please don't tell me. I know they tripping because
• 34:12
  Speaker 5: I know we talked about it, and you said what
• 34:15
  Speaker 5: you said, and I said what I said, and we
• 34:18
  Speaker 5: both agreed.
• 34:18
  Speaker 2: That this was a good idea.
• 34:20
  Speaker 1: I love that mine was very like Tip and Scott,
• 34:23
  Speaker 1: and yours was very.
• 34:24
  Speaker 3: Like in a relationship, and like you were like, please
• 34:28
  Speaker 3: don't tell me this is true because we talked about this.
• 34:30
  Speaker 2: Please come on.
• 34:31
  Speaker 5: Man, I know it's them and not you because I
• 34:35
  Speaker 5: know you. They're like no, no, no, no.
• 34:42
  Speaker 3: I feel like they are both two sides of the
• 34:44
  Speaker 3: same coin. Though, like, man, I know you never did
• 34:46
  Speaker 3: this to me, but this.
• 34:47
  Speaker 2: Is his inner voice.
• 34:48
  Speaker 5: The voice you used was the voicemail, right, that's that's
• 34:52
  Speaker 5: this is being.
• 34:53
  Speaker 1: Recorded, But inside he's like really getting emotional.
• 34:55
  Speaker 2: Yes, come on, he's off the strip because she was
• 35:02
  Speaker 2: telling the truth. Goddam, I got it. I got a family,
• 35:08
  Speaker 2: I got a family, I got kids. Bro, Please don't terminate.
• 35:15
  Speaker 3: Bro. That's why banks should be doing loans off the strimp,
• 35:19
  Speaker 3: Like we gotta do the most to get a damn
• 35:21
  Speaker 3: long white man come in and this is a handshake.
• 35:24
  Speaker 2: Well a gar bar.
• 35:26
  Speaker 5: This is why we need a rainbow of representation in
• 35:30
  Speaker 5: all levels of management and uh ownership.
• 35:34
  Speaker 3: Exactly exactly run so they are backed into a corner.
• 35:44
  Speaker 3: But Roofo's not stupid. He has a feeling that something
• 35:47
  Speaker 3: is up. So what they do is they tell one
• 35:52
  Speaker 3: of their employees a single mother, which like, first of all,
• 35:56
  Speaker 3: how y'all gonna get a single mother who works two
• 35:59
  Speaker 3: jobs and loves her and never stops with a gentle
• 36:01
  Speaker 3: hand in the heart of a fighter, a survivor, How
• 36:04
  Speaker 3: y'all gonna rope her in to y'all scheme, ruthless, ruthless,
• 36:08
  Speaker 3: she got she gotta take care of them kids, and
• 36:10
  Speaker 3: she get locked up.
• 36:11
  Speaker 1: What's going on?
• 36:12
  Speaker 3: So she's from New Jersey and her name is Jody Bachman.
• 36:16
  Speaker 3: So they had her pose as Ms McAdams, remember the
• 36:18
  Speaker 3: scoring secretary who never got her gift card though They
• 36:22
  Speaker 3: pitched it to her as another secret project for Philip Morris.
• 36:25
  Speaker 3: So basically they pitched her like, hey, you're doing a
• 36:30
  Speaker 3: secret job for us, for Philip Morris. But really they
• 36:32
  Speaker 3: were sending her as a decoy to walk into an
• 36:34
  Speaker 3: FBI sting.
• 36:36
  Speaker 1: And she's a single mom who works too hard and
• 36:38
  Speaker 1: loves her kids and never stops. Damn thing ain't right.
• 36:42
  Speaker 5: I mean, you know it sucks for anybody, ain't But
• 36:46
  Speaker 5: that's messed up.
• 36:47
  Speaker 2: What a kid is gonna go?
• 36:48
  Speaker 1: So what they are saying.
• 36:50
  Speaker 3: Ultimately was is that she could claim lack of culpability
• 36:53
  Speaker 3: because she actually had no knowledge of wrongdoing. So they
• 36:56
  Speaker 3: were like, yeah, we sending you into an FBI sting,
• 36:58
  Speaker 3: but you actually don't know what's going on. So it's cool,
• 37:01
  Speaker 3: Like you're gonna be good. They're gonna arrest you a
• 37:03
  Speaker 3: little bit. They aren't gonna put your head on the pavement.
• 37:06
  Speaker 5: But it's like, yeah, but first I gotta prove I
• 37:11
  Speaker 5: don't know anything.
• 37:12
  Speaker 2: How did you prove that ain't nothing? In my mind?
• 37:15
  Speaker 3: Well, you're gonna spend a few hours down at the station.
• 37:20
  Speaker 3: They got coffee, they got good cop, they got bad cop.
• 37:23
  Speaker 5: Oh man, man, I'm at like, first of all, people
• 37:27
  Speaker 5: people act like it.
• 37:28
  Speaker 2: Ain't nothing when they inconvenience.
• 37:29
  Speaker 5: She was like, you inconvenienced in my time, bro, I
• 37:32
  Speaker 5: gotta deal with the government or like you get hit
• 37:35
  Speaker 5: or something like that. And they like, I got insurance,
• 37:37
  Speaker 5: but yes, you got insurance, but now I gotta deal
• 37:40
  Speaker 5: with your insurance.
• 37:41
  Speaker 2: That's time. That's an investment of my energy.
• 37:43
  Speaker 3: I love how being arrested for like basically like being entrapped.
• 37:49
  Speaker 3: It's like a mild inconvenience for you. Yeah, you know,
• 37:55
  Speaker 3: like you wasted my time. Now I gotta go down
• 37:57
  Speaker 3: to the jail house take photos.
• 38:00
  Speaker 2: I feel like with my wit in char I'll be
• 38:03
  Speaker 2: out in twenty four.
• 38:05
  Speaker 1: Mike went in charm Ah.
• 38:09
  Speaker 3: So the meeting was a sting obviously, and when Rayner
• 38:12
  Speaker 3: and miss Bachman showed up at the Phillip Morris office,
• 38:15
  Speaker 3: Rufo had the good sense not to come. The FBI
• 38:18
  Speaker 3: swooped in and arrested both of them. So Rayner kind
• 38:21
  Speaker 3: of lowk he sold out Rufo because he didn't tell
• 38:24
  Speaker 3: Rufo that he thought it.
• 38:24
  Speaker 1: Was a sting. Wow Wow.
• 38:28
  Speaker 3: So Rayners was charged with a number of crimes, including
• 38:31
  Speaker 3: bank fraud and money laundering, and was ultimately sentenced to
• 38:33
  Speaker 3: sixteen years and ten months in prison.
• 38:35
  Speaker 2: Wow.
• 38:36
  Speaker 3: Murderers get less time sixteen months and how much? Sixteen
• 38:41
  Speaker 3: years and ten months in wow?
• 38:43
  Speaker 2: Wow?
• 38:44
  Speaker 1: When you fuck with white people's money, then they're.
• 38:46
  Speaker 3: Like throw the book at him, right, but god forbid,
• 38:52
  Speaker 3: you're just like a police officer who kills someone.
• 38:55
  Speaker 1: You'll get away less time, Like sixteen years? Is this stuff?
• 38:59
  Speaker 1: Like that based off of how much? Too?
• 39:01
  Speaker 2: Like if they'd taken less.
• 39:03
  Speaker 3: Money, it's like counts and like so it's like, yeah,
• 39:07
  Speaker 3: so it's not even just how much he's taken, it's
• 39:09
  Speaker 3: also like how many counts of like different crimes, you
• 39:14
  Speaker 3: know what I mean. So there's no lot of crimes, Like, yeah,
• 39:17
  Speaker 3: you had to do a lot of crimes to get
• 39:19
  Speaker 3: over three hundred fifty million dollars. So charges against miss
• 39:22
  Speaker 3: Bachman were dropped eventually. So they did get our girl,
• 39:26
  Speaker 3: our single mom back to her kids. Okay, Now they
• 39:28
  Speaker 3: were probably at home crying on a loan on the
• 39:30
  Speaker 3: bedroom floor because they was hungry, but she got back
• 39:34
  Speaker 3: to them. So it took a year to arrest John Ruffo,
• 39:37
  Speaker 3: and when they finally did March nineteen ninety seven, he
• 39:39
  Speaker 3: was indicted one hundred and sixty counts of bank fraud
• 39:41
  Speaker 3: and money laundering. His bond was set at ten million.
• 39:44
  Speaker 3: Somehow he was able to convince six sets of family
• 39:46
  Speaker 3: members to offer their homes as collateral.
• 39:49
  Speaker 5: Wow, six, man, I need to read this dude book
• 39:53
  Speaker 5: he got a book or something?
• 39:54
  Speaker 1: He is you want to convinced six separate people's families.
• 39:59
  Speaker 5: Not only but to get to where you are right now,
• 40:03
  Speaker 5: he's had to convince somebody to give him the money.
• 40:06
  Speaker 5: Somebody he had to convince Homi to do it with him. Like,
• 40:09
  Speaker 5: it's just it's so many people. He had the gift
• 40:11
  Speaker 5: of gab.
• 40:12
  Speaker 3: I want to he offshore his money too, remember like Mark, Yeah,
• 40:18
  Speaker 3: like Rayner was putting his money back in the stock market,
• 40:20
  Speaker 3: which is essentially gambling, and Rufo put his offshore accounts
• 40:24
  Speaker 3: and like where it was inaccessible to the US. So
• 40:27
  Speaker 3: like and remember he to move out his house in
• 40:29
  Speaker 3: Queens and he stayed with his original wife.
• 40:31
  Speaker 1: You know, we love to see it.
• 40:32
  Speaker 2: Yeah, we love to see I like Rufo.
• 40:35
  Speaker 3: So at his sentencing, Rufo was given seventeen and a
• 40:38
  Speaker 3: half years in prison. As he was putting handcuffs and
• 40:40
  Speaker 3: being let out of the courtroom, Rufo's lawyer announced the
• 40:43
  Speaker 3: prosecutor agreed to a deal that would allow Rufo to
• 40:46
  Speaker 3: self surrender, with his sentence started five weeks later. So
• 40:50
  Speaker 3: talk about privilege.
• 40:52
  Speaker 1: He walked out. They said seventeen years, and they said, okay,
• 40:55
  Speaker 1: but it.
• 40:55
  Speaker 3: Don't start for real, for real five weeks until in
• 40:59
  Speaker 3: five weeks.
• 41:00
  Speaker 1: So I'm gonna go home, but don't worry, I'll be back.
• 41:04
  Speaker 2: I'll be back one day.
• 41:07
  Speaker 5: What's the day, Oh my gosh, that's crazy.
• 41:13
  Speaker 3: What's the day okay, just putting in my calendar, and
• 41:16
  Speaker 3: I'm gonna put in my calendar.
• 41:17
  Speaker 1: I'm gonna be back.
• 41:17
  Speaker 5: I'm to do the b Yeah, I got millions off shore,
• 41:22
  Speaker 5: but don't worrybout that.
• 41:23
  Speaker 2: Don't Why don't worry.
• 41:24
  Speaker 1: Aby none of that.
• 41:24
  Speaker 3: I got six people willing to put their house on
• 41:26
  Speaker 3: the line and I'm five a flight wrist, but don't
• 41:28
  Speaker 3: worry about that.
• 41:29
  Speaker 2: Don't about that.
• 41:30
  Speaker 3: So the judge was incredulous, but upon confirmation with the prosecutor,
• 41:34
  Speaker 3: agreed and Rufo was allowed to be a freemantle November
• 41:37
  Speaker 3: ninth in nineteen ninety eight. On one morning, November ninth,
• 41:41
  Speaker 3: Rufo dropped his wife off at the train station, headed
• 41:43
  Speaker 3: into the city. He then stopped at an ATM in
• 41:45
  Speaker 3: Queens and he bought a ticket in cash at JFK
• 41:48
  Speaker 3: International Airport and vanished.
• 41:50
  Speaker 1: He's not been seen since. Damn.
• 41:55
  Speaker 3: That's kind of romantic because he could have vanished like
• 41:58
  Speaker 3: right away. He waited until the last day, dropped his
• 42:02
  Speaker 3: wife off, gave her a strong Christian hug, maybe a
• 42:07
  Speaker 3: kiss with some tongue.
• 42:10
  Speaker 1: Where his wife thought she went to meet him, and
• 42:12
  Speaker 1: they disappeared.
• 42:13
  Speaker 2: They just couldn't go together. She had to go meet him.
• 42:16
  Speaker 3: She there's no way they would allow her to like
• 42:19
  Speaker 3: this because if she disappeared, then I think she would
• 42:21
  Speaker 3: also be like culpable.
• 42:22
  Speaker 1: Right, It's like she gotta stay.
• 42:26
  Speaker 3: So before even returning home that evening, Linda received a
• 42:29
  Speaker 3: call from the f B and the Eye and they
• 42:31
  Speaker 3: were screaming at me.
• 42:32
  Speaker 1: She said, where is John Bruffo? She said, the blood
• 42:36
  Speaker 1: rushed down my body and my face turned to ice.
• 42:38
  Speaker 3: So she didn't even know when he dropped her off
• 42:40
  Speaker 3: at the train and he was about to be gone.
• 42:42
  Speaker 2: Girl, but hola, she didn't know what day he was
• 42:46
  Speaker 2: supposed to go to jail.
• 42:48
  Speaker 1: She did maybe, she thought, here's my thing. Was he
• 42:51
  Speaker 1: just gonna drive the jail on his own?
• 42:53
  Speaker 2: Yeah? Just like who taking the car home after it's
• 43:00
  Speaker 2: in this store? Rufo? Rufo? Is he is about himself? Though,
• 43:06
  Speaker 2: I wonder what his sign is?
• 43:08
  Speaker 1: Probably right, we should figure it out.
• 43:11
  Speaker 3: At home, she found a suicide note that neither she
• 43:15
  Speaker 3: nor the FBI believed.
• 43:17
  Speaker 1: Damn, I didn't believe your suicide note.
• 43:21
  Speaker 2: Bro. They said, we need teeth, we need a.
• 43:23
  Speaker 3: Body, right, was like, I cannot take it no more.
• 43:28
  Speaker 3: I love you all, Like this is just a Marilyn
• 43:36
  Speaker 3: Monroe quote from one of those meme pages.
• 43:39
  Speaker 1: Not a note, This is the real note. This is note.
• 43:43
  Speaker 3: This is what he said, sincerely, definitely for me, I'm
• 43:47
  Speaker 3: definitely dead, but don't look for me because I'm because
• 43:50
  Speaker 3: I'm dead somewhere.
• 43:50
  Speaker 1: You'll never find. Oh wow, so he was a sagittarius,
• 43:55
  Speaker 1: was he really? Okay? That mean he loves to travel,
• 43:57
  Speaker 1: so this is great for him.
• 43:59
  Speaker 2: Oh my goodness.
• 44:00
  Speaker 1: Running from the law.
• 44:00
  Speaker 3: Is actually what I said sagittarius should be doing.
• 44:03
  Speaker 2: So oh wow. See he's living his dream.
• 44:07
  Speaker 3: Yes, so okay, So nobody believed that he actually died.
• 44:12
  Speaker 3: After Rufo vanished, the government went after his family and
• 44:14
  Speaker 3: friends for any information on his whereabouts. The family put
• 44:17
  Speaker 3: up their houses for bond, most of whom were in
• 44:20
  Speaker 3: their seventies and eighties, were forced.
• 44:21
  Speaker 1: Out of their homes.
• 44:23
  Speaker 2: Ah man.
• 44:24
  Speaker 3: Ruffo's own mother died shortly after, alone in a nursing home.
• 44:28
  Speaker 1: Oh man, okay, do we think that.
• 44:30
  Speaker 3: Rufo broke these people off with some coin in exchange
• 44:34
  Speaker 3: for their.
• 44:34
  Speaker 1: Houses in collateral?
• 44:36
  Speaker 2: They don't sound like it.
• 44:37
  Speaker 1: Yeah, that's messed up.
• 44:38
  Speaker 3: If he just he really got six people to like
• 44:40
  Speaker 3: hold him down and then he left them all homeless.
• 44:43
  Speaker 1: That's see.
• 44:44
  Speaker 3: I don't ever think about the other side of bond,
• 44:47
  Speaker 3: like if they don't if they do decide to run
• 44:49
  Speaker 3: off on you, and then you just lose all your.
• 44:50
  Speaker 1: Money because you were that friend.
• 44:52
  Speaker 5: Oh not only do you lose your money, you are
• 44:55
  Speaker 5: now like you you're saying, I'm accountable for this person,
• 44:59
  Speaker 5: Like I don't know.
• 45:00
  Speaker 2: I don't. I don't think you gotta go do their
• 45:02
  Speaker 2: time or nothing like that. I just think I don't.
• 45:06
  Speaker 5: I don't really know what happens, but I know you
• 45:08
  Speaker 5: probably get in trouble because it's kind of like you're saying,
• 45:11
  Speaker 5: I'm their guardian, you know what I'm saying, Like.
• 45:14
  Speaker 3: I don't know what happens to because I know that
• 45:15
  Speaker 3: they take your collateral, but I don't know if there's
• 45:17
  Speaker 3: anything like penalizing beyond that. But I am like, damn,
• 45:21
  Speaker 3: that's so fucked up. Like, but I guess it also
• 45:23
  Speaker 3: like gives the government. They're like there's another incentive for
• 45:25
  Speaker 3: somebody else to be looking for this motherfucker other than that.
• 45:27
  Speaker 2: Yeah, yeah, oh absolutely, if.
• 45:29
  Speaker 1: You want your house back, you better find your friend.
• 45:32
  Speaker 2: Absolutely. I can't believe he did that.
• 45:34
  Speaker 5: Rufo is definitely the type of person that acts and
• 45:37
  Speaker 5: thinks only in the moment and for and for himself.
• 45:41
  Speaker 3: So, I mean, you know, they're both, they're both a
• 45:44
  Speaker 3: little shady. Helen Fay, he the former US Attorney General,
• 45:46
  Speaker 3: we're getting to the end of this, uh, for the
• 45:48
  Speaker 3: Eastern District of Virginia, which was prosecuting the case, said
• 45:52
  Speaker 3: he did this huge, huge fraud with this wild, wild scheme.
• 45:56
  Speaker 3: Why all kinds of people didn't pick up on it?
• 45:58
  Speaker 3: You gotta be kidding me. Where are the accountants? Where
• 46:02
  Speaker 3: was literally anyone with a brain? Where were you? US attorney?
• 46:08
  Speaker 2: Yeah?
• 46:09
  Speaker 5: Right, are criticized, criticized, criticized, right.
• 46:14
  Speaker 3: When you point out you got three fingers pointed back
• 46:17
  Speaker 3: at you.
• 46:18
  Speaker 1: That would say so.
• 46:20
  Speaker 2: Uh.
• 46:21
  Speaker 3: Basically regarding his bail, obviously in retrospect, the government should
• 46:25
  Speaker 3: have screamed bloody murder that and it should have been revoked.
• 46:29
  Speaker 3: Rufo is still at large with a twenty five thousand
• 46:31
  Speaker 3: dollars reward for any information related to his captive or
• 46:35
  Speaker 3: his capture. So that's us Marshall's like top fifteen most
• 46:38
  Speaker 3: wanted list since two thousand.
• 46:40
  Speaker 1: We'll put that in the bar if you want to
• 46:43
  Speaker 1: find him and maybe try to get the bag.
• 46:45
  Speaker 3: Oh you know what, Rufo, now that he's in his
• 46:49
  Speaker 3: older age, literally looks like any old man who works
• 46:52
  Speaker 3: at a bodega.
• 46:53
  Speaker 1: He's probably in a bodega near you, like any man.
• 46:57
  Speaker 2: Anybody ain't no telling.
• 46:59
  Speaker 3: Right, or he's in Italy. I wonder he got a
• 47:01
  Speaker 3: whole new family though. He's definitely got.
• 47:03
  Speaker 1: A whole new life.
• 47:03
  Speaker 5: Oh, he definitely got a whole new life because wherever
• 47:05
  Speaker 5: he is, he got money.
• 47:07
  Speaker 3: He's believed to have shashed away eight million dollars, likely
• 47:10
  Speaker 3: living overseas.
• 47:12
  Speaker 2: Oh wow, see, I believe it. Anything is.
• 47:15
  Speaker 5: He's already cool with living low key, so it ain't
• 47:19
  Speaker 5: like he gonna ever blow that. He probably somewhere with
• 47:21
  Speaker 5: a one bedroom house. Like, all I need is a
• 47:24
  Speaker 5: roof over my head and I don't want to be locked.
• 47:26
  Speaker 2: In a cage.
• 47:27
  Speaker 1: Come on, roofo, come on. You know what, the simple
• 47:30
  Speaker 1: things in life.
• 47:31
  Speaker 3: And it's time for Scammer of the Week. This is
• 47:34
  Speaker 3: where we highlight an honorary Charlottan criminal group criminals and
• 47:39
  Speaker 3: you know, maybe they are honorary, maybe we hate them,
• 47:41
  Speaker 3: we'll see. But today we're talking about a con artist
• 47:44
  Speaker 3: posing as Colin Firth who scammed three Italian women out
• 47:48
  Speaker 3: of thousands of pounds. Okay, can I get a picture
• 47:52
  Speaker 3: of Colin Firth up? Because I feel like Colin Firth
• 47:54
  Speaker 3: is one of those white men that you definitely could pretend.
• 47:57
  Speaker 3: There's like six white men in Hollywood right now who
• 48:00
  Speaker 3: have the exact same face.
• 48:04
  Speaker 1: He looks familiar, but he don't look that familiar to me.
• 48:07
  Speaker 2: He looks like a director. He doesn't really look like.
• 48:09
  Speaker 3: Yeah, that's not Colin Firth. I thought Colin Firth was
• 48:12
  Speaker 3: the one who used to wear the beanies in the
• 48:14
  Speaker 3: hot La weather.
• 48:16
  Speaker 1: That Colin the King speech?
• 48:18
  Speaker 2: What did he play?
• 48:19
  Speaker 1: He's oh the king speech was good? Oh oh okay, okay.
• 48:25
  Speaker 5: He looked for million now without the glasses and you know, yeah.
• 48:30
  Speaker 1: Okay that's what I remember.
• 48:31
  Speaker 2: I'm from.
• 48:32
  Speaker 1: I did watch the King's speech.
• 48:34
  Speaker 3: Okay, Colin, sorry, we would put some We're gonna put
• 48:36
  Speaker 3: some respect on your.
• 48:37
  Speaker 2: Name, Colin.
• 48:38
  Speaker 1: Sorry.
• 48:39
  Speaker 3: So this guy is not even Colin Firth and someone
• 48:42
  Speaker 3: who's pretending to be him. I could see how somebody
• 48:43
  Speaker 3: could pretend to be like an older Colin Firth for sure.
• 48:47
  Speaker 3: So the scam began in May when a man posing
• 48:49
  Speaker 3: as mister Firth contacted one of the women on social
• 48:51
  Speaker 3: media after seeing photos of her. Her two sisters were
• 48:54
  Speaker 3: also fooled, and soon all three were eagerly messaging him.
• 48:58
  Speaker 3: So wait a minute. The sisters turning against each other too,
• 49:01
  Speaker 3: because now they all think they talking to Colin Firth,
• 49:05
  Speaker 3: and none of them mentioned it to each other in
• 49:07
  Speaker 3: the group chat, like.
• 49:09
  Speaker 1: Wow, yeah, who are you talking to Colin Firth? Like
• 49:13
  Speaker 1: what right?
• 49:13
  Speaker 2: What?
• 49:15
  Speaker 5: So?
• 49:15
  Speaker 3: He was said to have resembled the actor on video
• 49:18
  Speaker 3: calls and mimicked his posh accent. Once they were regularly messaging,
• 49:22
  Speaker 3: the scammer told the women he was creating a website
• 49:24
  Speaker 3: and needed financial support. Okay, there's like squarespace, you know,
• 49:28
  Speaker 3: Like it's like I feel like, if you need to
• 49:31
  Speaker 3: create a website, it's not go daddy, they'll walk you
• 49:36
  Speaker 3: through it, right. I don't think it's that expensive. The
• 49:39
  Speaker 3: sister sent him almost three thousand pounds, which is about
• 49:42
  Speaker 3: four thousand US dollars in three separate bank transfers, So okay,
• 49:47
  Speaker 3: I will say at least it was three separate transfers,
• 49:50
  Speaker 3: so it's like he got them all for like a
• 49:52
  Speaker 3: little bit, but still one thousand pounds to build a website, bro.
• 49:56
  Speaker 5: But it's like, why would Colin Firth need you to
• 49:59
  Speaker 5: send him money for a website?
• 50:03
  Speaker 2: Think about it, Just think right, like in brand or something.
• 50:08
  Speaker 2: Because look at.
• 50:09
  Speaker 1: What we had to do though.
• 50:11
  Speaker 3: We was like, oh Colin Firth, and then we had
• 50:13
  Speaker 3: to look and we had to find a movie from
• 50:14
  Speaker 3: a while ago to recognize him. So maybe like Colin
• 50:18
  Speaker 3: for maybe a Hard Times, Right, he's still calling Firs.
• 50:23
  Speaker 1: He still got that d like you know, hey, who knows.
• 50:28
  Speaker 2: Yeah, don't be making assumptions.
• 50:29
  Speaker 3: You're right, because acting is one of those careers where
• 50:32
  Speaker 3: like you could be very famous and very broke at
• 50:34
  Speaker 3: the same time if you're not responsible with your money
• 50:37
  Speaker 3: because we don't get paid like normal regular checks like
• 50:40
  Speaker 3: everybody else unless you're like on a job.
• 50:43
  Speaker 5: Yeah, absolutely, you gotta you gotta a budget.
• 50:47
  Speaker 1: And they said he looked like him on video chat.
• 50:49
  Speaker 2: So that's crazy, that's almost creepy.
• 50:53
  Speaker 3: Right, But they say there's at least six people in
• 50:56
  Speaker 3: the world to look exactly like you.
• 50:58
  Speaker 1: You know, just six people, at least six.
• 51:02
  Speaker 2: At least six.
• 51:04
  Speaker 5: Ah, you know what's so crazy. It was a girl
• 51:06
  Speaker 5: in a crowd at a basketball game. I was at
• 51:09
  Speaker 5: my friend was like that look real, looked like you
• 51:11
  Speaker 5: and it was the first time in my life and
• 51:12
  Speaker 5: I was like, damn, she does look like me. She
• 51:14
  Speaker 5: looked like she be my little sister. But I ain't
• 51:18
  Speaker 5: gonna talk to it. Nothing that would have been weird,
• 51:20
  Speaker 5: like hey, look girl, you look like me.
• 51:22
  Speaker 1: Hey listen, you might have need her prints or her
• 51:24
  Speaker 1: info one day.
• 51:26
  Speaker 5: Something, right, but you know you gotta really wait till
• 51:29
  Speaker 5: both everybody is an adult because people be changed.
• 51:32
  Speaker 1: That's true. That's true.
• 51:34
  Speaker 3: So with increased confidence, the scammer then told the sisters
• 51:37
  Speaker 3: that he bought them cars and s gifts, but needed
• 51:40
  Speaker 3: twenty five thousand dollars to get them through customs. So
• 51:43
  Speaker 3: now he's doing the Nigeria scam on them. Of like,
• 51:46
  Speaker 3: I got all this money if you wired me the
• 51:48
  Speaker 3: taxes and fees, basically have this thing, like you can
• 51:52
  Speaker 3: have these cars, just got to give me the taxes
• 51:54
  Speaker 3: and fees.
• 51:54
  Speaker 1: Why could you pay for taxi fees?
• 51:56
  Speaker 2: Right?
• 51:57
  Speaker 3: Why do I have to encourage twenty five thousand dollars
• 52:00
  Speaker 3: dead because you.
• 52:01
  Speaker 1: Don't want to give me a gift?
• 52:02
  Speaker 2: Make it make sense and make it makes sense.
• 52:05
  Speaker 3: So anyway, luckily at this point the bank got suspicious
• 52:08
  Speaker 3: of the behavior and tracks where the payments were being
• 52:10
  Speaker 3: sent to, so they sent them. Wow, the receiving account
• 52:13
  Speaker 3: ended up being featured on a blacklist. The police are
• 52:16
  Speaker 3: currently attempted to discover the culprit's identity, so they haven't
• 52:19
  Speaker 3: found Colin Firth.
• 52:20
  Speaker 1: He probably still out here on FaceTime with I bet
• 52:23
  Speaker 1: you he.
• 52:24
  Speaker 3: Rubbed some baby oil on the camera before he get
• 52:27
  Speaker 3: on face time. No, wow, he's a little filter on.
• 52:34
  Speaker 3: He probably nothing like Colin Firth in real life at all. Crazy,
• 52:39
  Speaker 3: but listen, I love that for him. He put a
• 52:41
  Speaker 3: little baby on the camera.
• 52:42
  Speaker 1: He said, it's it's his eye colding sis.
• 52:46
  Speaker 2: So it's so many scams out here.
• 52:49
  Speaker 5: Sometimes it's like, you know, if you are dumb enough
• 52:52
  Speaker 5: to get scammed.
• 52:53
  Speaker 3: Now we don't say dumb enough on this show because
• 52:56
  Speaker 3: we can all get scams. I get scammed. You were
• 52:59
  Speaker 3: with me on the boat Scalts.
• 53:03
  Speaker 5: We all got dammed. But that was a blatant like
• 53:06
  Speaker 5: I mean, I just ain't never saying nobody the money.
• 53:10
  Speaker 2: That's just say doing it. But you know, everybody's in
• 53:14
  Speaker 2: a different season in their life.
• 53:16
  Speaker 1: That's sure.
• 53:17
  Speaker 3: Now, I do think that we should all get out
• 53:19
  Speaker 3: of the season of I met a stranger. We did
• 53:21
  Speaker 3: some blurry facetimes and he told me to give him
• 53:23
  Speaker 3: twenty five thousand dollars for some taxes and fees, Like
• 53:27
  Speaker 3: we should know better than that, but you know, that's
• 53:29
  Speaker 3: what podcast is for. So we always asked, Jojo, where
• 53:32
  Speaker 3: do you want to be found? What's coming up? What
• 53:35
  Speaker 3: do we need to be looking out for? Where can
• 53:37
  Speaker 3: we find you online?
• 53:39
  Speaker 2: So online you can find me on my Instagram, Jojo T. Gibbs.
• 53:44
  Speaker 5: You know, ain't nothing really happening on that right now,
• 53:46
  Speaker 5: but you know life about to start popping, so you
• 53:48
  Speaker 5: know I might. I might get back on Instagram and
• 53:50
  Speaker 5: do stuff. Instagram is anyway, that's neither hear nor there,
• 53:54
  Speaker 5: Jojo T. Gibbs on Instagram, also on Twitter. I have
• 53:59
  Speaker 5: a film coming out probably sometime next year called Fresh.
• 54:03
  Speaker 5: It's a social thriller co starring Daisy Egar Jones and
• 54:07
  Speaker 5: Sebastian stan I also, of course, and the lead Colleade
• 54:13
  Speaker 5: on Twenties, which is our show that it's going to
• 54:18
  Speaker 5: be coming out on BET and Showtime. I don't know
• 54:21
  Speaker 5: if I can officially announce the release date yet.
• 54:25
  Speaker 1: Okay, well, we'll stay tuned on you Yeah.
• 54:29
  Speaker 2: Coming this fall. That's what I've said.
• 54:31
  Speaker 1: Season two. I'm so excited.
• 54:34
  Speaker 2: Yeah, season two of twenties coming this fall. I'm so excited.
• 54:37
  Speaker 2: You guys are gonna love this season.
• 54:39
  Speaker 5: I had an amazing time on set every single day,
• 54:41
  Speaker 5: so I'm just really happy about seeing what they put together.
• 54:45
  Speaker 5: And I know it's a lot of people that are,
• 54:47
  Speaker 5: you know, excited to see what comes next to.
• 54:49
  Speaker 3: So including me. I'm so excited. I like devoured the
• 54:52
  Speaker 3: first season. It was so good. You're so good. Yes,
• 54:55
  Speaker 3: as always, guys, if you want to snitch on your
• 54:57
  Speaker 3: friends and family sat at gmail dot com, just make
• 55:00
  Speaker 3: sure your spam is retired so we don't want to
• 55:02
  Speaker 3: fuck up your bag. Yes, if you want to find me,
• 55:04
  Speaker 3: d iv A La Ci Dva Lacy on all platforms.
• 55:08
  Speaker 3: I Carly streaming now on Paramount Plus. A Black Lady
• 55:11
  Speaker 3: Scheds show is streaming in full on HBO Mags give
• 55:15
  Speaker 3: us five stars, help us us out, And to celebrate
• 55:19
  Speaker 3: one hundred episodes, we're doing thirty percent off on podswag
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• 55:28
  Speaker 1: Thirty percent off using offer codes.
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  Speaker 3: me Lacey Mosley aka Scam Goddess's produced by Judith Cargbo,
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• 55:48
  Speaker 1: Stay Scheming