Latest / Closing with Confidence, Clear Legal Insight for Central Florida Real Estate Deals
011: Private Lending in Florida: Legal Protections Every Investor Needs to Know
Private lending is a fastest-growing path to funding real estate deals across Central Florida, and Chelsea Metka breaks down what makes those transactions work, and what makes them collapse. She walks through who's actually funding these loans, why banks are leaving gaps that private investors are stepping in to fill, and the legal documents that separate a protected lender from an exposed one.
Chelsea covers promissory notes, mortgages, personal guarantees, and the paperwork lenders skip at their own risk. She digs into Florida's usury cap, the danger of an unrecorded mortgage, and why…
The skinny
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