Fintechs Want Bank Charters | Durham News

Durham News Today | 2 Min News | The Daily News Now! · Jul 11, 2026 · 1m

Fintechs are turning the tables on banking—after years of disrupting traditional finance, giants like Klarna are now racing to get U.S. bank charters, seeking full control, deeper customer relationships, and new revenue streams. Klarna’s latest move to apply for an ILC charter—offering a regulatory loophole for non-deposit-taking firms—joins Square and Affirm in a bold trend: blending disruption with integration, all to build trust and reshape the financial system from within. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on…